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Browse the Best Retail Rewards Credit Cards

Want rewards from your favorite brands or department stores? With a retail rewards card, you can enjoy exclusive shopping perks like free shipping and early access to sales from the places where you already love to shop at. Explore our selection retail rewards credit cards to find the best offers.

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Total Cards 67

August 31, 2018

Smith's REWARDS World Mastercard®

Earn up to 3X Points on Kroger Family of Brands

Smith's REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Get an additional 25 cents off per gallon for ONE YEAR at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), 3 points on the Kroger family of quality brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

REI Co-op Mastercard®

REI Gift Card Upon Approval and First Purchase

REI Co-op Mastercard®
  • Regular Purchase APR 12.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • REI will make a donation to the National Forest Foundation every time you make a purchase with your card
  • Receove a REI gift card upon approval and first purchase
  • Get 5% back at REI and 1% back on everyday purchases
  • Enjoy No Annual Fee and Mastercard Global Services
Rates & Fees
  • Regular Purchase APR: 12.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Ralphs Rewards World Mastercard®

Earn up to 3X Points on Ralphs Store Brand Products

Ralphs Rewards World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Receive a $50 statement credit after your first purchase
  • 1 point per eligible net $1 spent anywhere1 Mastercard is accepted, 2 points per eligible net $1 spent at Ralphs grocery stores, and 3 points per eligible net $1 spent on Ralphs store brand products
  • Rewards are sent automatically every quarter. Get a $5 rewards certificate for every 1,000 points you collect
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

QFC REWARDS World Mastercard®

Earn up to 3X Points on Kroger Family of Brands

QFC REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), 3 points on the Kroger family of quality brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Polaris® Visa® Card

Earn 2X Points at Polaris Dealerships & Gas Stations

Polaris® Visa® Card
  • Regular Purchase APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • For every $1 of net eligible purchases on the card, you'll earn: 2 points at Polaris dealerships, 2 points at gas stations, and 1 point everywhere else Visa is accepted
  • Once you have earned 2,500 points, you can redeem them for $25 in Polaris
  • 0% intro APR on purchases and balance transfers for the first 6 months
Rates & Fees
  • Regular Purchase APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Kroger REWARDS World Mastercard®

Earn up to 3X Points on Kroger Family of Brands

Kroger REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Get an additional 25 cents off per gallon for ONE YEAR at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

King Soopers REWARDS World Mastercard®

Earn up to 3X Points on Kroger Family of Brands

King Soopers REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Harris Teeter REWARDS World Mastercard®

Earn up to 3X Points on Harris Teeter Family of Brands

Harris Teeter REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Earn a $30 statement credit after first purchase
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point per eligible net $1 spent anywhere Mastercard is accepted, 2 points per eligible net $1 spent in the Harris Teeter stores (excluding fuel centers), and 3 points per eligible net $1 spent on the Harris Teeter family of brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $10 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Fry's REWARDS World Mastercard®

Earn up to 3X Points on Kroger Family of Brands

Fry's REWARDS World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

August 31, 2018

Fred Meyer Rewards® World Mastercard®

2X Points at Fred Meyer + Fuel Savings

Fred Meyer Rewards® World Mastercard®
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Intro Purchase APR 0% for 9 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Earn 1 point per eligible net $1 spent anywhere Mastercard is accepted, and 2 points per eligible net $1 spent on purchases made inside Fred Meyer stores
  • Rewards are sent automatically every quarter. Earn 500 Rewards Points and get a $5 Rewards Rebate to spend at Fred Meyer
  • Save up to $1.25 a gallon at Fred Meyer Fuel Centers for one year when you redeem up to 1,000 Fuel Points and you scan and pay with your new Fred Meyer Rewards® World Mastercard®
  • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
  • Intro Purchase APR: 0% for 9 months from account opening date
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 9 months on transfers made within 30 days from account opening
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

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