Mastercard® Black Card™
Patented Card Construction and 24/7 Luxury Card Concierge
- Regular Purchase APR 14.99% variable based on the Prime Rate
- Balance Transfer APR 14.99% variable based on the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee $495
- Credit Needed Excellent
- Processing Network Mastercard
Best Benefits
- Patented black PVD metal card-weighing 22 grams
- 2% value for airfare redemptions with no blackout dates or seat restrictions
- 1.5% value for cash back redemptions
- 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat
- Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages)
- Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit
- Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more
- Annual fee: $495 ($195 for each Authorized User)
- Earn one point for every one dollar spent
- Terms and conditions apply
Rates & Fees
- Regular Purchase APR: 14.99% variable based on the Prime Rate
- Intro Balance Transfer APR: 0% for the first 15 months on transfers that post within 45 days of account opening
- Balance Transfer APR: 14.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $495
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
Mastercard® Titanium Card™
Made of Stainless Steel
- Regular Purchase APR 14.99% variable based on the Prime Rate
- Balance Transfer APR 14.99% variable based on the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee $195
- Credit Needed Excellent
- Processing Network Mastercard
Best Benefits
- Patented brushed stainless steel front and carbon back-weighing 22 grams
- 2% value for airfare redemptions with no blackout dates or seat restrictions
- 1% value for cash back redemptions
- 24/7 Luxury Card Concierge®-Available by phone, email, and live mobile chat
- Exclusive Luxury Card Travel® benefits (e.g. amenities, room upgrades and complimentary food and beverages)
- Members-only LUXURY MAGAZINE®
- Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more
- Annual fee: $195 ($95 for each Authorized User)
- Earn one point for every one dollar spent
- Terms and conditions apply
Rates & Fees
- Regular Purchase APR: 14.99% variable based on the Prime Rate
- Intro Balance Transfer APR: 0% for the first 15 months on transfers that post within 45 days of account opening
- Balance Transfer APR: 14.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $195
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
First Progress Platinum Prestige Mastercard® Secured Credit Card
No Credit History or Minimum Credit Score Required
- Regular Purchase APR 9.99% variable based on the Prime Rate
- Cash Advance APR 18.99% variable based on the Prime Rate
- Annual Fee $49
- Credit Needed Poor , No Credit Required
- Processing Network Mastercard
Best Benefits
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account
Rates & Fees
- Regular Purchase APR: 9.99% variable based on the Prime Rate
- Cash Advance APR: 18.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
First Access Solid Black VISA® Credit Card
Raise Credit with Monthly Activity Reporting
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Fair , Poor
- Processing Network Visa
Best Benefits
- Reporting monthly to all three major credit reporting agencies
- All credit histories considered for this no security deposit credit card
- Perfect credit not required for approval; we may approve you when others won't
- Easy and secure online application
- Get the security and convenience of a full-featured, unsecured Visa® credit card - accepted at millions of merchant and ATM locations nationwide and online
- $300 credit limit (subject to available credit)
Rates & Fees
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
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Date Reviewed: June 22, 2020
Surge Mastercard® Credit Card
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Fair , Poor
- Processing Network Mastercard
Best Benefits
- See if you’re Pre-Qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
Rates & Fees
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Foreign Transaction Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: June 18, 2020
Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card
- Regular Purchase APR 12.99% variable based on the Prime Rate
- Cash Advance APR 18.99% variable based on the Prime Rate
- Annual Fee $49
- Credit Needed Poor , No Credit Required
- Intro Purchase APR 0% for 6 months from account opening date
- Processing Network Mastercard
Best Benefits
- Full-Feature Platinum Mastercard* Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels: Anywhere Credit Cards Are Accepted!
- 24/7 Online Access to Your Account
- Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
Rates & Fees
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 12.99% variable based on the Prime Rate
- Cash Advance APR: 18.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: June 18, 2020
Applied Bank Secured Visa® Gold Preferred® Card
- Regular Purchase APR 9.99%
- Cash Advance APR 9.99%
- Annual Fee $48
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Rates & Fees
- Regular Purchase APR: 9.99%
- Cash Advance APR: 9.99%
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $48
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $38
- Minimum Deposit Required: $200
Date Reviewed: June 08, 2020
U.S. Bank Altitude® Go Visa Signature® Card
- Regular Purchase APR 14.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 14.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 25.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 0% for 12 months from account opening date
- Processing Network Visa
Best Benefits
- Earn 20,000 bonus points after spending $1,000 in the first 90 days. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel, and more
- Earn 4X points per $1 spent on takeout, dining, and food delivery
- Earn 2X points per $1 spent at grocery stores, grocery delivery, streaming services and gas stations
- Get a $15 credit for annual streaming service purchases
Rates & Fees
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 14.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 14.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
Date Reviewed: April 27, 2020
Total Visa® Unsecured Credit Card
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Fair , Poor
- Processing Network Visa
Best Benefits
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (Subject to available credit)
- Select your favorite card design from our gallery, for free!
Rates & Fees
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: April 14, 2020
First Digital NextGen Mastercard® Credit Card
- Regular Purchase APR See terms*
- Cash Advance APR See terms*
- Annual Fee See terms*
- Credit Needed Fair
- Processing Network Mastercard
Best Benefits
- Build up your Credit with a card that reports to all three major credit bureaus every month
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application – it just takes moments to apply
- You may be eligible for a Credit Line Increase after six months
Rates & Fees
- Regular Purchase APR: See terms*
- Cash Advance APR: See terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See terms*
- Foreign Transaction Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: April 13, 2020
Reflex Mastercard® Credit Card
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Good , Fair , Poor
- Processing Network N/A
Best Benefits
- See if you’re Pre-Qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Use your card at locations everywhere Mastercard® is accepted
Rates & Fees
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Foreign Transaction Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: April 13, 2020
First Progress Platinum Prestige Mastercard® Secured Credit Card
- Regular Purchase APR 9.99% variable based on the Prime Rate
- Cash Advance APR 18.99% variable based on the Prime Rate
- Annual Fee $49
- Credit Needed Poor , No Credit Required
- Processing Network Mastercard
Best Benefits
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account
Rates & Fees
- Regular Purchase APR: 9.99% variable based on the Prime Rate
- Cash Advance APR: 18.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: April 13, 2020
First Progress Platinum Elite Mastercard® Secured Credit Card
- Regular Purchase APR 19.99% variable based on the Prime Rate
- Cash Advance APR 24.99% variable based on the Prime Rate
- Annual Fee $29
- Credit Needed Poor , No Credit Required
- Processing Network Mastercard
Best Benefits
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- 24/7 Online Access to Your Account
Rates & Fees
- Regular Purchase APR: 19.99% variable based on the Prime Rate
- Cash Advance APR: 24.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $29
- Foreign Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: March 31, 2020
Group One Platinum Card
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network N/A
Best Benefits
- $500 credit limit
- No employment or credit check to apply
- Reports activity to major credit bureau
- Fast and easy application
Rates & Fees
- Late Payment Penalty Fee: $20
- Return Payment Penalty Fee: $25
