OpenSky® Secured Visa®
No Credit Check to Apply
- Regular Purchase APR 18.89% variable based on the Prime Rate
- Cash Advance APR 18.89% variable based on the Prime Rate
- Annual Fee $35
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- Build credit with on-time payments
- Reports to the three leading credit bureaus
- Credit limist between $200 and $3,000
- Visa benefits and protections
Rates & Fees
- Regular Purchase APR: 18.89% variable based on the Prime Rate
- Cash Advance APR: 18.89% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $6 or 5% of the amount of each cash advance, whichever is greater.
- Annual Fee: $35
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $25
- Minimum Deposit Required: $200
- Credit Needed: $200
First Access Solid Black VISA® Credit Card
Raise Credit Score with Monthly Activity Reporting
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Fair , Poor
- Processing Network Visa
Best Benefits
- Reporting monthly to all three major credit reporting agencies
- All credit histories considered for this no security deposit credit card
- Perfect credit not required for approval; we may approve you when others won't
- Easy and secure online application
- Get the security and convenience of a full-featured, unsecured Visa® credit card - accepted at millions of merchant and ATM locations nationwide and online
Rates & Fees
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Upgrade Card
Credit Line Up to $20,000
- Regular Purchase APR 6.99%-29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good , Fair
- Processing Network Visa
Best Benefits
- Choose the Upgrade card with a personal credit line instead of a credit card and enjoy predictable payments on lines from $500-$20,000
- No Fees – No annual fees and no fees to use your card
- Quick and easy application – find out if you qualify in minutes
- Checking your line won’t hurt your credit score
- Free access to credit monitoring, alerts and features to help you understand your credit
- Use wherever Visa is accepted. (cannot be used at an ATM)
Rates & Fees
- Regular Purchase APR: 6.99%-29.99% variable based on creditworthiness and the Prime Rate
Avianca Vida Visa® Card
- Regular Purchase APR 13.24% - 26.24%, based on your creditworthiness
- Balance Transfer APR 13.24% - 26.24%, based on your creditworthiness
- Cash Advance APR 24.24%-28.24%. This APR will vary with the market based on the Prime Rate.
- Annual Fee $59
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- 20,000 Bonus LifeMiles after first card use
- Earn 2 LifeMiles per $1 spent on Avianca purchases
- Earn 1 LifeMile per $1 spent on all other purchases
- 15% discount on purchases of miles with Multiply Your Miles
- No cap on the number of LifeMiles you can earn
- 0% Introductory offer for 12 months on Balance Transfers
- Chip-enabled card provides added security
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Protection against unauthorized charges
- Emergency Card Replacement
- Online Account Management
- Electronic Statements
- Auto-pay option
Rates & Fees
- Regular Purchase APR: 13.24% - 26.24%, based on your creditworthiness
- Intro Balance Transfer APR: 0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 13.24% - 26.24%, based on your creditworthiness
- Balance Transfer APR: 13.24% - 26.24%, based on your creditworthiness
- Cash Advance APR: 24.24%-28.24%. This APR will vary with the market based on the Prime Rate.
- Cash Advance Transaction Fee: 2% of the amount of each transaction (minimum $2; maximum $10)
- Penalty APR: 29.99%. This APR may be applied to your account if you miss a required Minimum Payment for a period of sixty (60) consecutive days from its Payment Due Date.
- Annual Fee: $59
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $10
Avianca Vuela Visa® Card
- Regular Purchase APR 13.24% - 26.24%, based on your creditworthiness
- Balance Transfer APR 13.24% - 26.24%, based on your creditworthiness
- Cash Advance APR 24.24%-28.24%. This APR will vary with the market based on the Prime Rate.
- Annual Fee $149
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- 40,000 Bonus LifeMiles after first card use
- Earn 3 LifeMiles per $1 spent on Avianca purchases
- Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
- Earn 1 LifeMile per $1 spent on all other purchases
- No foreign transaction fees
- 15% discount on purchases of miles with Multiply Your Miles
- Free additional piece of baggage for travel between the United States and Central America
- A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
- An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
- 0% Introductory offer for 12 months on Balance Transfers
- Chip-enabled card provides added security
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Protection against unauthorized charges
- Emergency Card Replacement
- Online Account Management
- Electronic Statements
- Auto-pay option
Rates & Fees
- Regular Purchase APR: 13.24% - 26.24%, based on your creditworthiness
- Intro Balance Transfer APR: 0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 13.24% - 26.24%, based on your creditworthiness.
- Balance Transfer APR: 13.24% - 26.24%, based on your creditworthiness
- Cash Advance APR: 24.24%-28.24%. This APR will vary with the market based on the Prime Rate.
- Cash Advance Transaction Fee: 2% of the amount of each transaction (minimum $2; maximum $10)
- Penalty APR: 29.99%. This APR may be applied to your account if you miss a required Minimum Payment for a period of sixty (60) consecutive days from its Payment Due Date.
- Annual Fee: $149
- Foreign Transaction Fee: 0
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $10
Group One Platinum Card
No Credit Required
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network N/A
Best Benefits
- $500 credit limit
- No employment or credit check to apply
- Reports activity to major credit bureau
- Fast and easy application
Rates & Fees
- Late Payment Penalty Fee: $20
- Return Payment Penalty Fee: $25
AACS Visa Card
No Annual Fee and Introductory APR
- Regular Purchase APR 16.74% to 26.74%, variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 16.74% to 26.74%, variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.74
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 monthly billing cycles after account opening
- Processing Network Visa
Best Benefits
- Promote Christian Education
- For every $100 in net merchandise purchases made with this card, Commerce Bank donates $0.50 to AACS
- No annual fee
- Competitive interest rates for purchases and balance transfers
Rates & Fees
- Intro Purchase APR: 1.99% for 6 monthly billing cycles after account opening
- Regular Purchase APR: 16.74% to 26.74%, variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 monthly billing cycles after account opening
- Balance Transfer APR: 16.74% to 26.74%, variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Cash Advance APR: 26.74
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Penalty APR: 28.74% variable with the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars
- Late Payment Penalty Fee: Up to $40
UVM Alumni Visa Signature®
Benefit UVM with Your Purchases
- Regular Purchase APR 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 28.74% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 months from account opening date
- Processing Network Visa
Best Benefits
- Get 3% cash back at cafes and fast food restaurants, plus on rideshares
- Get 2% cash back on gas and dining
- Get 1% on uncategorized purposes
- Donate $50 to UVM the first time you use the card, and $.25 per $100 spent thereafter
- Get a free University of Vermont coffee table book
Rates & Fees
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 28.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1%
- Late Payment Penalty Fee: Up to $40
ISNA Visa® Signature Card
Earn Up to 3% Cash Back on Purchases
- Regular Purchase APR 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.74% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 months from account opening date
- Processing Network Visa
Best Benefits
- No annual fee
- Earn 3% cash back on coffee shop, fast food, and ridesharing purchases
- Earn 2% cash back on gas and dining and 1% cash back on everything else
- Reduced introductory APR for 6 months on balance transfers and purchases
Rates & Fees
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 28.74% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
AOPA World Mastercard
Special Rewards for Pilots - Earn Up to 4% Cash Back
- Regular Purchase APR 11.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 11.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.74 variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good , Excellent
- Intro Purchase APR 1.99% for the first 6 monthly billing cycles after account opening
- Processing Network Mastercard
Best Benefits
- Earn 4% cash back on select AOPA purchases
- Earn 3% cash back on purchases with select AOPA partners
- Earn 2% cash back on FBO's, Flight Schools, and fuel (both aviation and auto)
- Earn 1% cash back on all other purchases
- No annual fee
- World Mastercard luxury travel benefits, including concierge, golf privileges and more
Rates & Fees
- Intro Purchase APR: 1.99% for the first 6 monthly billing cycles after account opening
- Regular Purchase APR: 11.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for the first 6 monthly billing cycles after account opening
- Balance Transfer APR: 11.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Cash Advance APR: 26.74 variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 28.74% variable with the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars.
- Late Payment Penalty Fee: Up to $40
