You can compare a maximum of 6 cards.


August 15, 2019

Sephora
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  27.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  29.99% variable based on the Prime Rate
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 4% back on all Sephora purchases
  • • Earn 1% back on all other purchases
  • • Earn $20 signup bonus after spending $500 outside of Sephora within 90 days
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 29.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: $10 or 3% of the amount each balance transfer, whichever is greater
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: $10 or 3% of the amount each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 15, 2019

Ultamate
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  19.24%, 25.24%, or 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  26.99%
  • Cash Advance APR  29.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 500 bonus points after spending $500 outside of Ulta Beauty within the first 90 days
  • • Earn 2 points for every $1 spent at Ulta Beauty
  • • Earn 1 point for every $3 spent elsewhere
  • • 20% off your first Ulta Beauty Purchase
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.24%, 25.24%, or 28.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99%
     Balance Transfer Transaction Fee: $10 or 5% of the amount of the balance transfer, whichever is greater
     Cash Advance APR: 29.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: $10 or 5% of the amount of the cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 15, 2019

Navy
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  8.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  8.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 10.24% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 8.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months
     Balance Transfer APR: 8.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 10.24% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 14, 2019

Navy
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 13.24% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • 3X points at restaurants
  • • 2X points on gas
  • • 1X point on everything else
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 13.24% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 14, 2019

Navy
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above the variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • Earn 30,000 Bonus Points when you spend $3,000 in the first 90 days
  • • 1.99% intro APR on balance transfers for the first 6 months
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 1.99% introductory APR for 6 months
     Balance Transfer APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above the variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 14, 2019

Navy
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • Earn 1.5% cash back on purchases
  • • Get $250 Bonus Cash
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18.00%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 13, 2019

PenFed
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  12.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.99% to 17.99%
  • Credit Needed  Good , Fair


Best Benefits
  • • Up to 4x points on all travel purchases (3x points if you're not a member of PenFed Honors Advantage)
  • • $100 annual air travel credit
  • • $100 Global Entry fee credit, or $85 TSA Precheck fee credit when you use your card to pay
  • • 1.5x points on all other, non-travel purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.99% to 17.99%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% promotional balance transfer rate for 12 months on transfers made between now and September 30, 2019.
     Balance Transfer APR: 12.99% to 17.99%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% per transaction
     Cash Advance APR: 12.99% to 17.99%
     Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
     Penalty APR: 17.99% if your minimum is not received within 60 days
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Good , Fair

August 13, 2019

Quorum
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Features Tap & Go contactless technology; compatible with digital wallets
  • • No annual fee and no balance transfer fees
  • • Low cash advance fee with a $25 cap
  • • Same APR for purchases, cash advances, and balance transfers
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: $5.00 or 2.00% of the amount of each cash advance, whichever is greater, up to $25.00
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: None
     Credit Needed: Good , Fair

August 12, 2019

Bethpage
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  10.40% to 24.40% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000
  • • Earn 1% cash back on net purchases over $4,000
  • • No annual fee
  • • No balance transfer fee
Rates & Fees
     Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
     Regular Purchase APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
     Balance Transfer APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.40% to 24.40% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Penalty APR: 24.40%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: Up to $25
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 12, 2019

Bethpage
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Lowest interest rate of any Bethpage credit card
  • • No annual fee
  • • No balance transfer fees
  • • Introductory APR starting at 2.99% for 12 months
Rates & Fees
     Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
     Regular Purchase APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
     Balance Transfer APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Penalty APR: 24.40%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 08, 2019

Ocean
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 billing cycles
  • Balance Transfer APR  11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.00%
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 12 months from account opening date
  • • Earn 1 point per $1 spent on everyday purchases
  • • Redeem points for cash, travel and shopping rewards
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 12 billing cycles
     Regular Purchase APR: 11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 billing cycles from your initial balance transfer, for balances transferred within the first 12 months of account opening
     Balance Transfer APR: 11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.00%
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 05, 2019

Key
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 1.5% cash back on every purchase, and 2% cash back when you bank and save with Key
  • • Earn a $100 cash back bonus when you spend $500 or more in the first 60 days of opening your account
  • • No annual fee
  • • Enjoy a balance transfer APR of 0% for the first twelve months as an introductory offer
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars. Transactions originating in Canada are excluded from this fee
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: $10 Overdraft Protection Fee
     Minimum Deposit Required: None
     Credit Needed: Good , Fair

August 01, 2019

State
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Good , Fair , Poor


Best Benefits
  • • No annual fee
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 1 point for every $2 spent on eligible purchases
  • • Earn rewards while building credit
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N.A
     Credit Needed: Good , Fair , Poor

July 16, 2019

Uber
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  28.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 4% back on restaurants, takeout, bars, and Uber Eats
  • • Earn 3% back on airfare, hotels, and vacation home rentals
  • • Earn 2% back on online purchases, online shopping, and video or music streaming services
  • • Up to $600 in mobile phone protection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 28.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

July 05, 2019

Bethpage
Learn More
Processing Network
Mastercard
  • Annual Fee  $95
  • Regular Purchase APR  13.4% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.4% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.4% to 18% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 25,000 promotional points when you spend $3,000 within 90 days of opening your account
  • • Earn 2 points for every $1 spent on all purchases
  • • Earn 3 points for every $1 spent in one category of your choice
  • • No foreign transaction fees or balance transfer fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.4% to 18% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.4% to 18% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 13.4% to 18% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 18%
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: The lesser of minimum payment due or $25
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

May 22, 2019

KeyBank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10 points per $1 in combined purchases on gas, restaurants, travel, and telecommunications
  • • Earn 5 points per $1 in other eligible purchases
  • • Earn 100,000 bonus points when you spend $1,000 within the first 60 days from opening an account
  • • Introductory 0% APR for 6 months on purchases and balance transfers
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% (3% on convenience check cash advances) of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: $39 per cycle
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 21, 2019

KeyBank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  12.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  12.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR for 6 months on purchases and balance transfers
  • • No annual fee
  • • Generous credit lines offered
  • • Lost or stolen reporting available 24/7
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 12.99% to 22.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 12.99% to 22.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% (3% on convenience check cash advances) of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: $39 per cycle
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 21, 2019

KeyBank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 15 months from date of account opening
  • Balance Transfer APR  11.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 15 months from account opening date
  • • Low regular APR on purchases and balance transfers after promotional rate expires
  • • No annual fee
  • • Temporary lock feature lets you freeze your card and prevent fraudulent activity if it gets lost or stolen
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from date of account opening
     Regular Purchase APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from date of account opening
     Balance Transfer APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: UP to $39
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: $10 for each overdraft protection
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 20, 2019

BBVA
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $40
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 3x points at office supply stores and 2x points at gas stations and restaurants
  • • Earn 1 point for every $1 in purchases
  • • No annual fee for one year
  • • Add employee cards to your account at no additional cost
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.24% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $40
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $19 if Previous Balance on statement showing fee is less than $100; $39 if Previous Balance is $100 or more; $49 if Penalty APR is in effect
     Return Payment Penalty Fee: $25
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: $500
     Credit Needed: Fair , Poor

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  10.74% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  10.74% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 15 months after opening an account
  • • Low regular APR after promotional rate ends
  • • No annual fee
  • • Access your FICO® Score at no extra cost
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 10.74% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 10.74% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: $0 Introductory fee for transfers completed within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  $30
  • Regular Purchase APR  16.24% variable based on the Prime Rate
  • Balance Transfer APR  16.24% variable based on the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Establish your personal and business credit history with responsible use
  • • Chip security included
  • • 24/7 online account access
  • • Easily set spending limits and establish alerts
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $30
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: $35
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: Disclosed after account opening
     Credit Needed: Fair , Poor

April 26, 2019

PNC
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.99 to 21.99% variable based on creditworthiness
  • Intro Purchase APR  0% for 15 months from account opening
  • Balance Transfer APR  11.99 to 21.99% variable based on creditworthiness
  • Cash Advance APR  24.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
  • • 0% intro APR on purchases and balance transfers for 12 months
  • • Low regular APR on purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening
     Regular Purchase APR: 11.99 to 21.99% variable based on creditworthiness
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 90 days from account opening
     Balance Transfer APR: 11.99 to 21.99% variable based on creditworthiness
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days from account opening. After that, either $5 or 4% of each transfer amount, whichever is greater
     Cash Advance APR: 24.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

April 22, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  $29
  • Regular Purchase APR  25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Build or repair your credit and earn cash back on everyday purchases
  • • Earn 3% Cash Back on dining purchases
  • • Earn 2% Cash Back at grocery stores
  • • Earn 1% Cash Back on other eligible purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: N/A
     Annual Fee: $29
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Fair , Poor , No Credit Required

April 19, 2019

AT&T
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
  • • Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
  • • Earn 1 point per $1 on all other purchases
  • • Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

April 18, 2019

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 7 months from account opening date
  • Balance Transfer APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months from account opening
  • • Earn 2X points on purchases at supermarkets and gas stations for the first $6,000 per year
  • • Earn 1X point on all other purchases
  • • Purchases round up to the nearest 10 points with no cap
  • • 0% intro APR on purchases for the first 7 months from account opening
Rates & Fees
     Intro Purchase APR: 0% for 7 months from account opening date
     Regular Purchase APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

October 15, 2018

CITGO
Learn More
Processing Network
N/A
  • Annual Fee  None
  • Regular Purchase APR  29.24% variable based on the Prime Rate
  • Cash Advance APR  29.99%
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10 cents on every gallon in fuel statement credits during the first three months of account opening. After that, earn 5 cents per gallon
  • • No annual fee
  • • Use your card at more than 5,500 CITGO locations
  • • No extra cost for adding authorized users to your account
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 29.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 29.99%
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

September 05, 2018

Allegiant
Learn More
Processing Network
Mastercard
  • Annual Fee  $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases
  • • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • • Enjoy complimentary priority boarding and one free beverage on Allegiant flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 30, 2018

Spark®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn unlimited 1% cash back on every purchase for your business, with no minimum to redeem
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
  • • Add employee cards at no additional cost, and earn all the rewards from their purchases
  • • Get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 30, 2018

Secured
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Pick your own monthly due date and payment method—check, online or at a local branch
  • • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • $49, $99 or $200 refundable deposit based on your creditworthiness
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $49, $99, or $200 based on your creditworthiness
     Credit Needed: Fair , Poor , No Credit Required

August 29, 2018

QuicksilverOne®
Learn More
Processing Network
Mastercard
  • Annual Fee  $39
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn unlimited 1.5% cash back on every purchase, every day
  • • Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time
  • • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • • Rewards don't expire for the life of the account, and you can redeem cash back for any amount
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $39
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 29, 2018

Capital
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • • No annual fee and $0 fraud liability coverage if your card is ever lost or stolen
  • • Rent a car with your credit card and you can be covered for the damage due to collision or theft
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 27, 2018

BankAmericard®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 15 months from the date of account opening
  • Balance Transfer APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  18.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Ideal for building or establishing responsible use of credit
  • • Generous balance transfer terms, with introductory 0% APR and $0 balance transfer fees
  • • Get access to credit and budgeting education, as well as fee monthly FICO Score reports
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from the date of account opening
     Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months for transfers made within 60 days from the date of account opening
     Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: $0 introductory fee for transactions made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 18.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor , No Credit Required

August 27, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn unlimited 1.5 points per dollar spent on all purchases; 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • • Get a 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • • Keep track of your credit's health with access to free FICO Score monthly reports
  • • Build your credit anywhere with no foreign transaction fees and no annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

August 27, 2018

Bank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  19.24% to 27.49% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 3% cash back on the category of your choice, 2% at grocery stores and wholesale clubs, and 1% on every other purchase
  • • Earn $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening; rewards points do not expire
  • • Enjoy additional travel, auto rental, and purchase benefits
  • • Get access to your FICO Score via monthly reports for free
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers made within 60 days from date of account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 19.24% to 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

August 23, 2018

Journey®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair , No Credit Required


Best Benefits
  • • Earn 1% cash back on all purchases
  • • When balance is paid on time, cash back earnings rate increases to 1.25% for the month
  • • Keep track of your credit score for free with CreditWise from Capital One®
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , No Credit Required

August 21, 2018

Speedy
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  22.99% to 28.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  22.99% to 28.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • Earn 50 points per dollar spent at Speedway and 10 points per dollar spent on other eligible purchases
  • • Earn 25,000 bonus points when you spend at least $500 in the first 3 billing cycles
  • • Redeem points for items in-store, at the pump, or through the Speedy Rewards Marketplace
  • • Choose monthly perks via the Speedy Rewards account that are then earned through purchases with your membership card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 22.99% to 28.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 22.99% to 28.99% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good , Fair

August 21, 2018

ExxonMobil™
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  28.49% variable based on the Prime Rate
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Get 50 cents off for each gallon you buy for the two months after account opening; after, earn a credit of $0.06 per gallon on fuel purchases at more than 11,000 Exxon™ and Mobil™ locations
  • • View monthly itemized fuel costs for each card in your account
  • • Enjoy flexibility by choosing to pay the minimum or the full amount, as well as the billing date
  • • Use your card to pay for fuel, car washes, or convenience store items
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 28.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 09, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 24.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening
  • Balance Transfer APR  15.24% to 24.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Receive a $20 statement credit when GPA is 3.0 or higher every school year for up to five years
  • • Discover automatically matches all the earned cash back at the end of the first year
  • • Earn 5% cash back on rotating categories each quarter, such as gas stations, restaurants, or wholesale clubs
  • • Cash back rewards can be redeemed at any time and never expire
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening
     Regular Purchase APR: 15.24% to 24.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer, for transfers that post to account by September 10, 2019
     Balance Transfer APR: 15.24% to 24.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: N/A
     Late Payment Penalty Fee: None for first late payment. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

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