Explore the Best Credit Cards for Excellent Credit Scores
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Low APR
Date Added
High APR
A-Z
Z-A
Best Benefits
×
Earn 5% on gas purchases
Earn 3% on groceries and dining purchases
Earn 2% on purchases at Sears and Kmart
Earn 1% on purchases everywhere else
Redeem your points with a Shop Your Way membership and access additional discounts and deals
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Balance Transfer APR:
26.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
28.65% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Earn 5% back on gas station and sporting goods store purchases
Earn 1% back on all other purchases
A portion of every purchase goes towards wetlands conservation efforts
Rates & Fees
×
Regular Purchase APR:
21.49% variable based on the Prime Rate
Balance Transfer APR:
21.49% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
3X points on travel and dining and 1.5X points on all other purchases
$100 annual travel credit
30,000 points or $300 cash back after spending $5,000 on purchases in the first 90 days
24/7 Visa Concierge access
Rates & Fees
×
Regular Purchase APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction or $5, whichever is greater
Cash Advance APR:
24.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
5% of the amount of each transaction or $10, whichever is greater
Annual Fee:
$195
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Minimum Deposit Required:
N.A
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee for the first year
2.5X points or 2.5% cash back on travel
1.5X points or 1.5% cash back on all other purchases
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction or $5, whichever is greater
Cash Advance APR:
24.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
5% of the amount of each transaction or $10, whichever is greater
Annual Fee:
$0 for the first year; $95 after that
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Unlimited 1x points on all purchases
Access to further rewards through AmaZing Deals
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
13.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
13.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Cash Advance APR:
20.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $10
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Unlimited 1% cash back on all purchases
Access to further rewards through AmaZing Deals
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
13.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
13.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Cash Advance APR:
20.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $10
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Receive a $50 bonus statement credit after making $2,000 in purchases within the first 90 days
Access to AmaZing Deals coupon app
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
11.24% to 17.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
11.24% to 17.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Cash Advance APR:
20.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $10
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
$50 off Brooks Brothers in-store purchase of $200 or more
$20 anniversary bonus
Earn up to 6X points based on My Brooks Reward Program Status
Rates & Fees
×
Regular Purchase APR:
17.49%, 20.49%, or 24.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
24.74% to 25.74 variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
Enjoy the lowest interest rates for businesses that Synovus has to offer
0% introductory APR for the first 6 months on purchases, balance transfers and overdraft protection
No annual fee, no balance transfer fee (when requested over the phone or in person)
Issue up to 19 cards for yourself and your employees, and set individual spending limits for each card
Rates & Fees
×
Intro Purchase APR:
0% for the first six months
Regular Purchase APR:
8.74%, 11.74%, 14.74%, or 20.74% based on creditworthiness, variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% for the first six months
Balance Transfer APR:
8.74%, 11.74%, 14.74%, or 20.74% based on creditworthiness, variable with the market based on the Prime Rate
Cash Advance APR:
25.74
Cash Advance Transaction Fee:
4% of the cash advance with a $10 minimum
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount (includes transactions made in U.S. Dollars and cross border transactions)
Late Payment Penalty Fee:
Balances less than or equal to $100 = $15; balances between $100.01 and $500 = $29; balances greater than $500 = $39
Return Payment Penalty Fee:
$25
Over Limit Penalty Fee:
$29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR for the first 12 months after opening account
Unlimited 1.5% cash back on all purchases
$0 fraud liability
Rates & Fees
×
Intro Purchase APR:
0% for the first 12 months
Regular Purchase APR:
14.4%, 20.4% or 24.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
14.4%, 20.4% or 24.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% for the first 12 months; None after that
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each Cash Advance, whichever is greate
Penalty APR:
26.49%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $38
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
$0 Fraud Liability if the card is lost or stolen
24/7 U.S-based customer service
Rates & Fees
×
Intro Purchase APR:
0% for the first 15 months
Regular Purchase APR:
12.4%, 18.4% or 22.4% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 15 months
Balance Transfer APR:
12.4%, 18.4% or 22.4% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the transaction amount for the first 15 months; None after that
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each Cash Advance, whichever is greater
Penalty APR:
26.49%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent
Best Benefits
×
3x points on the category you spend the most on: cell phone, hotel, or airline
1.5x points on all other purchases
20,000 bonus points after you spend $2,000 in the first 3 months
Annual fee waived your first year
Rates & Fees
×
Regular Purchase APR:
15.74% to 24.74% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.74% to 24.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Penalty APR:
28.99% variable based on the Prime Rate
Annual Fee:
$0 for the first 12 months. After that, $99
Late Payment Penalty Fee:
$19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more
Return Payment Penalty Fee:
$35
Over Limit Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
2% cash back (2 points) on every purchase
Automatically redeem your rewards into your checking or savings account with ACH Deposit
Cash Back rewards earned are good for 3 years
Rates & Fees
×
Regular Purchase APR:
20.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
20.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
3X points on up to $3,000 in net spending each quarter for purchases in a Dynamic Earn spending category of your choice
1X points on all other eligible purchases, with no points limit
Pay for purchases with points
Add up to 19 total cards to your account for yourself and employees; set spending limits for each card
Rates & Fees
×
Intro Purchase APR:
0% for the first six months
Regular Purchase APR:
10.74%, 13.74%, 16.74%, or 22.74% depending on creditworthiness, and variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% for the first six months
Balance Transfer APR:
10.74%, 13.74%, 16.74%, or 22.74% depending on creditworthiness, and variable with the market based on the Prime Rate
Cash Advance APR:
25.74%
Cash Advance Transaction Fee:
4% of the cash advance with a $10 minimum
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount (includes transactions made in U.S. Dollars and cross border transactions)
Late Payment Penalty Fee:
Balances less than or equal to $100 = $15; balances between $100.01 and $500 = $29; balances greater than $500 = $39
Return Payment Penalty Fee:
$25
Over Limit Penalty Fee:
$29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR for 15 months on balance transfers
Introductory balance transfer fee of 3%
$25 statement credit when you make a purchase within the first 3 billing cycles
Rates & Fees
×
Regular Purchase APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 15 months
Balance Transfer APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 15 billing cycles.
After that, either $10 or 5% of the amount of each transfer, whichever is greateR
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
uP TO $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
$25 statement credit when you make a purchase within the first 3 months
Introductory 3% balance transfer fee for the first 15 months
0% intro APR on balance transfers for 15 months
Rates & Fees
×
Regular Purchase APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 15 months
Balance Transfer APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the transfer for the first 15 months; 5% of the transfer or $15, whichever is greater after that
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Automatically redeem your rewards into your checking or savings account with ACH Deposit
Cash back rewards earned are good for 3 years before they expire
Rates & Fees
×
Regular Purchase APR:
20.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
20.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
0% introductory APR on purchases, balance transfers and overdraft protection for the first 6 months
Annual fee of $50, which is waived for the first year
Earn 5X points on up to $5,000 in net spend each year for travel purchases
Earn 3X points on up to $3,000 in net spend each quarter for purchases in a Dynamic Earn category of your choice
Earn 1X points on all other eligible purchases with no limit to the number of points that can be earned
Points are worth 20% more when redeemed for travel rewards
Rates & Fees
×
Intro Purchase APR:
0.00% for the first 6 months
Regular Purchase APR:
10.74%. 13.74%, 16.74%, or 22.74% based on creditworthiness, variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0.00% for the first 6 months
Balance Transfer APR:
10.74%. 13.74%, 16.74%, or 22.74% based on creditworthiness, variable with the market based on the Prime Rate
Cash Advance APR:
25.74
Cash Advance Transaction Fee:
4% of the cash advance with a $10 minimum
Annual Fee:
$0 Introductory Annual Fee for the first year. After that, $50.
Late Payment Penalty Fee:
Balances less than or equal to $100 = $15; Balances between $100.01 and $500 = $29; balances greater than $500 = $39
Return Payment Penalty Fee:
$25
Over Limit Penalty Fee:
$29
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 4X points on restaurants, 3X on airlines, 2X at gas stations, and 1X for everything else
10,000 bonus rewards points after you spend $1,000 in the first 3 months
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer or $5, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
4% of the amount of each advance or $10, whichever is greater
Annual Fee:
$0 for the first year, $99 after that
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent
Best Benefits
×
No annual fee
Earn 1.5 points for every eligible net $1 you spend
No cap on points you can earn
Points expire after 5 years
Rates & Fees
×
Intro Purchase APR:
0% for 6 months
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 6 months
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of each transfer amount or $5, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
4% of each advance amount or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Enjoy People's lowest rate everyday
0% intro APR on purchases and balance transfers
Rates & Fees
×
Intro Purchase APR:
0% for the first 18 months
Regular Purchase APR:
13.49% to 22.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 18 months
Balance Transfer APR:
13.49% to 22.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of each transfer amount or $5, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
4% of each advance amount or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases, balance transfers and overdraft protection transactions for the first six months after account opening
No balance transfer fee if you request a transfer over the phone or with your local banker
Auto Rental Collision Damage coverage
Rates & Fees
×
Intro Purchase APR:
0% for the first six months
Regular Purchase APR:
8.74%, 11.74%, 14.74%, or 20.74% based on creditworthiness, variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% for the first six months
Balance Transfer APR:
8.74%, 11.74%, 14.74%, or 20.74% based on creditworthiness, variable with the market based on the Prime Rate
Balance Transfer Transaction Fee:
None, if the balance transfer is requested in-person with a local banker or over the phone
Cash Advance APR:
25.74%
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No foreign transaction fees
1X points per dollar spent
Rates & Fees
×
Intro Purchase APR:
0% for 12 months
Regular Purchase APR:
14.40% to 24.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 18 months
Balance Transfer APR:
14.40% to 24.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of each transfer or $10, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
5% of each advance or $10, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Credit limits up to $250,000
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
11.74% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
11.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction
Cash Advance APR:
17.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S. dollar amount of the transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No foreign transaction fee
Earn 4x points on restaurant purchases and 3x points on airline purchases
10,000 bonus points when you spend $1,00 in the first 3 months
No annual fee for the first year
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the transfer amount, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the cash advance amount, whichever is greater
Annual Fee:
$0 for the first 12 months. After that $99
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$35
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3% cash back on purchases in the dining category
Earn 3% cash back on purchases in a Dynamic Earn category of your choice, on up to $3,000 in net spending each quarter
Earn 1% cash back on all other eligible purchases, with no limit to the points you can earn
No annual fee
Rates & Fees
×
Intro Purchase APR:
0% for the first six months
Regular Purchase APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness and variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% for the first six months
Balance Transfer APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness and variable with the market based on the Prime Rate
Cash Advance APR:
25.74%
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of the cash advance, whichever is greater (except on overdraft protection transactions)
Either $15 or the amount of the overdraft protection transaction, whichever is less, on each overdraft protection transaction
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Earn up to 3X points on purchases
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.74% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
15.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction
Cash Advance APR:
20.74%variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of the transaction
Late Payment Penalty Fee:
Up to $29
Return Payment Penalty Fee:
Up to $29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Credit limits up to $250,000
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.74% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
15.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction
Cash Advance APR:
20.74%variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of the transaction
Late Payment Penalty Fee:
Up to $29
Return Payment Penalty Fee:
Up to $29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
2X points fro the first 90 days; 1X points on all purchases after that
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
2% cash back fro the first 90 days; 1% cash back on all purchases after that
Customize your card with your own image or photo with myPHOTOcard®
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to 25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3X points on up to $3,000 in net spend each quarter for purchases in a Dynamic Earn category of your choice
Earn 1X point per dollar spent on all other purchases
No annual fee
0% introductory APR for purchases, balance transfers and overdraft protection fees for the first 6 months after account opening
Rates & Fees
×
Intro Purchase APR:
0% APR for the first 6 months of account opening
Regular Purchase APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness, variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% APR for the first 6 months of account opening
Balance Transfer APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness, variable with the market based on the Prime Rate
Cash Advance APR:
25.74%
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of the cash advance, whichever is greater (except on overdraft protection transactions)
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Over Limit Penalty Fee:
Either $!5 or the amount of the overdraft protection transaction, whichever is less, on each overdraft protection transaction
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR on purchases and balance transfers
Access to Zions AmaZing Deals app
No balance transfer fee from exisiting Zions accounts
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
10.74% to 16.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
10.74% to 16.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Receive $25 off for making an IKEA purchase the same day the card is opened
Receive $25 off for spending $500 outside of IKEA
5% back in rewards on IKEA purchases (includes the restaurant), Traemand installation and TaskRabbit assembly services
3% back in rewards on dining
3% back in rewards on groceries
3% back in rewards on utilities
1% back in rewards on all other purchases
Rates & Fees
×
Regular Purchase APR:
21.99%
Balance Transfer APR:
26.99%
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
23.99%
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Earn up to 3X points on purchases
0% intro APR for 6 months on purchases
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.4% variable based on the Prime Rate
Balance Transfer APR:
15.4% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction, but not less than $10
Cash Advance APR:
21.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of the transaction
Late Payment Penalty Fee:
Up to $29
Return Payment Penalty Fee:
Up to $29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Get 100,000 bonus points after spending $7,500 in the first 90 days
Or get 50,000 bonus points after spending $5,000 in the first 90 days
0% Intro APR on purchases for 6 months
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.4% variable based on the Prime Rate
Balance Transfer APR:
15.4% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction, but not less than $10
Cash Advance APR:
21.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of the transaction
Late Payment Penalty Fee:
Up to $29
Return Payment Penalty Fee:
Up to $29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Get $1,000 back after spending $7,500 in the first 90 days
Or get $500 after spending spend $5,000 in the first 90 days
0% introductory APR on purchases and balance transfers for 6 months
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
11.75% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
11.75% variable based on the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of the transaction, but not less than $10
Cash Advance APR:
21.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of the transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of the transaction
Late Payment Penalty Fee:
Up to $29
Return Payment Penalty Fee:
Up to $29
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
1X points on all pucrhases
Unlimited earning with no cap
05 intro APR on balance transfers and purchases
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 5X points on up to $5,000 annually in net spend for travel purchases, 3X points on up to $3,000 in net spend quarterly for a spending category of your choice, and 1X points on all eligible purchases
Earn unlimited points
Annual fee of $50 is waived for the first year
Introductory APR of 0% for purchases, balance transfers and overdraft protection - for the first 6 months the card account is open
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months of account opening
Regular Purchase APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness. Variable with the market based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months of account opening
Balance Transfer APR:
10.74%, 13.74%, 16.74%, or 22.74% based on creditworthiness. Variable with the market based on the Prime Rate
Cash Advance APR:
25.74%
Cash Advance Transaction Fee:
Either $10 or 4% of the cash advance, whichever is greater (except on overdraft protection transactions)
Annual Fee:
$50, waived for the first year as an introductory offer
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Over Limit Penalty Fee:
Either $15 or the amount of the overdraft protection transaction, whichever is less, on each overdraft protection transaction
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Unlimited 1% cash back on every purchase
0% intro APR on balance transfers and purchases
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
12.74% to 19.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
2.74% to 19.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Ideal for carrying a balance
0% intro APR on purchases and balance transfers
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
10.74% to 16.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
10.74% to 16.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transaction, but not less than $10
Cash Advance APR:
21.74% to 23.74% variable based on creditworthiness and the Prime Ratte
Cash Advance Transaction Fee:
3% of the amount of each transaction, but not less than $10
Annual Fee:
None
Foreign Transaction Fee:
3% of the U.S dollar amount of each transaction
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Earn 5x points on Gap Inc. purchase and 1x points everywhere else
Upgrade to Navyist status for additional perks
Redeem points at any Gap Inc. retailer
Rates & Fees
×
Regular Purchase APR:
22.74% variable based on the Prime Rate
Cash Advance APR:
23.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of each cash advance amount, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 5x points for every dollar spent at Gap and Gap Inc. brands (Old Navy, Banana Republic, Hill City, and Athleta)
Earn 1x points for every dollar spent on all other purchases
No annual fee
10% off at Gap when you use your Gap Visa®
Upgrade to Silver Status for more perks when you spend $5,000 in a calendar year
Rates & Fees
×
Regular Purchase APR:
22.74% variable based on the Prime Rate
Cash Advance APR:
23.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of each cash advance amount, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 1.25% cash back on monthly purchases up to $5,000
Earn 1.5% cash back on monthly purchases in excess of $5,000
No annual fee
Introductory APR of 0% on balance transfers made within 60 days of account opening, for 12 billing cycles after account approval
Rates & Fees
×
Regular Purchase APR:
14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 billing cycles for balances transferred within 60 days from account opening
Balance Transfer APR:
14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
Balance Transfer Transaction Fee:
Three percent (3%) of the amount of the Balance Transfer, with a $15 minimum and no maximum
Cash Advance APR:
26.49%, variable with the Prime Rate
Cash Advance Transaction Fee:
Three percent (3%) of the amount of the Cash Advance, with a $15 minimum and a $50 maximum
Annual Fee:
None
Foreign Transaction Fee:
Two percent (2%) of the U. S. dollar amount of each Cash Advance or Purchase
Late Payment Penalty Fee:
Up to $38
Return Payment Penalty Fee:
Up to $38
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 5x points at Banana Republic and Gap Inc. brands
1x points on all other purchases
No annual fee
Upgrade to Luxe status after spending $5,000 in one year
Rates & Fees
×
Regular Purchase APR:
22.74% variable based on the Prime Rate
Cash Advance APR:
23.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No penalty APR
Get an extra day to pay if you miss a payment with Late Fee Grace
No foreign transaction fee
Rates & Fees
×
Regular Purchase APR:
11.49% to 25.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
11.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
$10.00 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.49% to 30.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
$10.00 or 3% of the amount of each advance, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $38
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Select from one of 10 categories to earn 3X points in
Change your chosen category every quarter
Rates & Fees
×
Regular Purchase APR:
13.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months
Balance Transfer APR:
13.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
$10.00 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
$10.00 or 3% of the amount of each advance, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $38
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 5 points for every dollar spent at any Gap Inc. brand
Earn 1 point for every dollar spent anywhere else
No annual fee
Special perks, like expedited shipping and birthday gifts
Rates & Fees
×
Regular Purchase APR:
27.49% variable based on the Prime Rate
Cash Advance APR:
28.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Earn SCORECard rewards with every purchase
Redeem rewards from as low as 500 points
Visa travel protections
Rates & Fees
×
Intro Purchase APR:
3.99% for the first 12 months
Regular Purchase APR:
11.75% variable based on the Prime Rate
Intro Balance Transfer APR:
3.99% for the first 12 months
Balance Transfer APR:
11.75% variable based on the Prime Rate
Cash Advance APR:
3.99% for the first 12 months; 11.75% variable based on the Prime Rate after that
Cash Advance Transaction Fee:
$5 or 1% of the amount of the cash advance, whichever, is greater; max $100
Annual Fee:
None
Foreign Transaction Fee:
Up to 1% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 5x points on purchases at any At Home store
Earn 3x points on groceries and 1x point for all other purchases
No annual fee
10% off your first purchase when you open an account
Rates & Fees
×
Regular Purchase APR:
23.74% variable based on the Prime Rate
Cash Advance APR:
23.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Redeem your points to pay for anything you buy with your UBS credit card using the Personal Choice feature ($100 minimum in purchases) or for gift cards, travel and merchandise
Earn 1 My Choice Rewards point per dollar spent on eligible purchases
Rates & Fees
×
Regular Purchase APR:
16.99% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months on balance transfers within the first 90 days of account opening
Balance Transfer APR:
16.99% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $2 to $10 or 2% to 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
23.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $2 to $10 or 2% to 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99%
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $38
Return Payment Penalty Fee:
Up to $38
Credit Needed:
Excellent
