Explore the Best No Foreign Transaction Fee Credit Cards

No foreign transaction fee credit cards let you travel the world while using your credit card freely. Find the best no foreign transaction fee credit card by reading through BestCards.com’s reviews. Our selection of offers below will give you several options to compare.

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Sable Secured Credit Card

Sable Secured Credit Card
  • Regular Purchase APR 10.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • Earn up to 2% cash back on select purchases
  • Earn 1% cash back on all other purchases
  • Cell phone protection included
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 10.24% variable based on the Prime Rate
  • Return Payment Penalty Fee: Up to $30
  • Minimum Deposit Required: $10
Credit Card Deals
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33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
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New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
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Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
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Save 15% Monster Offer Expires on Dec 12, 2030 See Details
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Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
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Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
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Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
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Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
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Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
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Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

U.S. Bank Altitude Go Visa Secured Card

U.S. Bank Altitude Go Visa Secured Card
  • Regular Purchase APR 25.99% variable based on the Prime Rate
  • Balance Transfer APR 25.99% variable based on the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Earn 4X points on dining and takeout
  • Earn 2X points on groceries, gas, and streaming services
  • Earn 1X points on all other purchases
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 25.99% variable based on the Prime Rate
  • Balance Transfer APR: 25.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Minimum Deposit Required: $300
Credit Card Deals
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Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
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Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
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Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
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20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
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20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
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20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
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30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
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30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Deserve® PRO Mastercard

Deserve® PRO Mastercard
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 3% cash back on travel purchases and 2% back on dining
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
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33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
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New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
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Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
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Save 15% Monster Offer Expires on Dec 12, 2030 See Details
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Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
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Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
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Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
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Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
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Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
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Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Laurel Road Student Loan Cashback℠ Card

Laurel Road Student Loan Cashback℠ Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 0% introductory APR for the first 12 months on balance transfers
  • 2% cash back on all purchases when applying rewards to student loans
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
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Save 15% Monster Offer Expires on Dec 12, 2030 See Details
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Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
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Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
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Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Alaska USA Visa Credit Card

Alaska USA Visa Credit Card
  • Regular Purchase APR 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Annual Fee $50
  • Credit Needed Excellent , Good
  • Processing Network N/A
Best Benefits
  • No foreign transaction fee
  • The same APR for all transactions
  • Annual fee waived if you have an Alaska USA Federal Credit Union checking account
  • Earn points on your purchases
Rates & Fees
  • Regular Purchase APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Annual Fee: $50
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $20

Amegy Bank® Reserve Visa® Credit Card

Amegy Bank® Reserve Visa® Credit Card
  • Regular Purchase APR 14.24% to 24.24% variable based on the Prime Rate
  • Balance Transfer APR 14.24% to 24.24% variable based on the Prime Rate
  • Cash Advance APR 23.24% to 24.24% variable based on the Prime Rate
  • Annual Fee $450
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • Earn 3X points on travel and dining
  • Earn 2X points on all other expenses
  • Get a $250 flexible travel credit
  • Receive complimentary lounge access
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 14.24% to 24.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.24% to 24.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 23.24% to 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $450
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
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Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
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Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
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Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
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20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
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20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
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20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
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30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
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30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Amegy Bank® Elite Visa® Credit Card

Amegy Bank® Elite Visa® Credit Card
  • Regular Purchase APR 14.24% to 22.24% variable based on the Prime Rate
  • Balance Transfer APR 14.24% to 24.24% variable based on the Prime Rate
  • Cash Advance APR 23.24% to 24.24% variable based on the Prime Rate
  • Annual Fee $195
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 3X points on dining and travel expenses
  • Earn 1.5X points on all other expenses
  • No foreign transactions fees
  • $100 flexible travel credit
  • $300 or 30,000 points when you spend $5,000 in the first 3 months
Rates & Fees
  • Regular Purchase APR: 14.24% to 22.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.24% to 24.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 23.24% to 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $195
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
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Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
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Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
card
Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
card
20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
card
20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
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20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
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30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
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30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Amegy Bank® Premier Visa® Credit Card

Amegy Bank® Premier Visa® Credit Card
  • Regular Purchase APR 14.24% to 22.24% variable based on the Prime Rate
  • Balance Transfer APR 14.24% to 22.24% variable based on the Prime Rate
  • Cash Advance APR 23.24% to 24.24% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $95.
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 2.5X points on travel purchases, from flights to car rentals
  • Earn 1.5X points on all other expenses
  • No foreign transaction fees
  • 0% introductory APR on balance transfers made in the first 60 days
  • 7% fixed APR on balance transfers from other Zions Bancorporation accounts
  • Annual fee waived the first year
Rates & Fees
  • Regular Purchase APR: 14.24% to 22.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.24% to 22.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 23.24% to 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $0 for the first 12 months. After that, $95.
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
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Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
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Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
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Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
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20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
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20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
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20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
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30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
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30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Priority Destinations® World Elite Business Mastercard

Priority Destinations® World Elite Business Mastercard
  • Regular Purchase APR 15.49% variable based on the Prime Rate
  • Cash Advance APR 18%
  • Annual Fee $75
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 2X Priority Miles on every purchase on up to $50,000 annually
  • 1X Priority Miles after you reach the yearly cap
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.49% variable based on the Prime Rate
  • Cash Advance APR: 18%
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 18%
  • Annual Fee: $75
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $24.95
Credit Card Deals
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33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
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New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
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Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
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Save 15% Monster Offer Expires on Dec 12, 2030 See Details
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Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
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Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
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Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
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Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
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Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Priority Destinations World Elite Mastercard®

Priority Destinations World Elite Mastercard®
  • Regular Purchase APR 14.24% variable based on the Prime Rate
  • Balance Transfer APR 14.24% variable based on the Prime Rate
  • Cash Advance APR 18%
  • Annual Fee $0 for the first year. After that, $50
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Annual fee waived for first year
  • No foreign transaction fee
  • Earn 5X points on travel purchases up to $6,000 per year
  • Reduced APR for 8 months on balance transfers
Rates & Fees
  • Regular Purchase APR: 14.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 4.99% for 8 months from account opening date
  • Balance Transfer APR: 14.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 18%
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 18%
  • Annual Fee: $0 for the first year. After that, $50
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
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33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
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New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
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Save 15% Monster Offer Expires on Dec 12, 2030 See Details
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Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
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Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
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Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
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Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

What Is a Foreign Transaction Fee?

While planning an international trip, one of the most important aspects to consider is how you plan to pay for meals, souvenirs, local activities, and other travel purchases. While some merchants overseas may accept U.S. dollars, many more do not. This means you’ll need a way to exchange USD for the equivalent in local currency.

One way to do this is to convert your cash, which takes time and can get quite expensive depending on where you go. The other option is to pay with your credit card, which can handle this conversion for you with the help of your credit card payment network. This is usually the way to get the lowest conversion rate, as these networks tend to stick close to the market rates.

However, even this convenience can come at a price depending on the credit card you have. If your card charges an international transaction fee, it may cancel out any of those savings.

 

How Much Are Foreign Transaction fees?

Since this fee doesn’t apply to all credit cards across the board, the exact percentage can vary by issuer. All the major networks, including American Express, Discover, Visa, and Mastercard offer cards with and without foreign transaction fees. In general, the fee for most cards to be either 2% or 3%, though smaller issuers may only charge 1%.

Why Does My Credit Card List Two Foreign Transaction Fees?

As previously pointed out, issuers may charge foreign transaction fees whether you pay in U.S. dollars or a foreign currency. This is because they’re charged separately from currency conversion fees. As a result, your terms and conditions may list two foreign transaction fees that look something like this:

  • X% of the transaction amount in U.S. dollars
  • X% of the transaction amount in a foreign currency

Alternately, some cards charge the same fee regardless of which currency the purchase is made in. Still more may wait to charge the fee until after making the conversion to USD.

How to Avoid Foreign Transaction Fees

The only way to completely avoid foreign transaction fees is with a credit card that doesn’t charge any. Paying with cash works too, but any savings will likely be eaten up by the higher currency conversion rates. While the vast majority of credit cards do come with these fees, it’s possible to find some that don’t. In fact, a few of the best travel credit cards include this as one of their many features, along with travel credits and rewards.

So what does no foreign transaction fees mean? Basically, you can use your card the way you normally would, without this added cost. If you need cash and decide to take out an advance at an ATM, you can expect the same fees and interest you normally would. You will also still pay the currency conversion rate when the credit payment network processes the purchase.

What Are the Best Credit Cards with No Foreign Transaction Fees?

There are plenty of excellent credit cards with no foreign transaction fees. These options include major names in the travel card space like the Platinum Card from American Express, the Amex Gold Card, the Chase Sapphire Reserve, the Citi Prestige, and more. 

Here are some of the best no foreign transaction fee credit card card offers from our partners:

Best for: Luxury

Mastercard® Gold Card™

luxury card gold card
Made With 24K GOLD®
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 2% value for cash back redemptions
  • $995 annual fee
☆ 22 Gram Gold-Plated Card Design
☆ $200 Airline Credit Each Year
☆ Priority Pass™ Select
☆ 24/7 Luxury Concierge Access

Best for: Students

Deserve EDU Mastercard

deserve-edu-mastercard
No Deposit Required & No Annual Fees
  • eceive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles
  • Feel secure with cell phone protection up to $600
  • Zero Fraud Liability
☆ 1% Cash Back on Purchases
☆ No Foreign Transaction fees
☆ Pay w/ Apple Pay™ or Google Pay™
☆ 24/7 Mobile App Access

Best for: Low Rate

Upgrade Visa® Card with Cash Rewards

upgrade visa credit card
Earn Unlimited Cash Back
  • Unlimited 1.5% cash abck on all purchases
  • No fees of any kind!
☆ $0 Annual Fee, $0 Maintenance Fees
☆ Quick Online Pre-Approval
☆ Exceptionally Low APR

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