Struggling to find the best balance transfer credit cards? At BestCards.com we have a selection of the best balance transfer cards from the biggest banks and regional credit unions. Browse offers from our partners below.
Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
0% intro APR on purchases and balance transfers for 12 months
Low regular APR on purchases
No annual fee
Rates & Fees×
Intro Purchase APR:
0% for 15 months from account opening
Regular Purchase APR:
11.49% to 21.49% variable based on creditworthiness
Intro Balance Transfer APR:
0% for 15 months on transfers made within 90 days from account opening
Balance Transfer APR:
11.49% to 21.49% variable based on creditworthiness
Balance Transfer Transaction Fee:
Either $5 or 3% each balance transfer amount, whichever is greater, for first 90 days. After, either $5 or 4% of each transfer amount, whichever is greater
Cash Advance APR:
24.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
30.49% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
2,500 bonus points credited to your account with your first purchase
Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
Identity theft resolutions services provides assistance should you become the victim of identity theft
Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees×
Regular Purchase APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months from account opening
Balance Transfer APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer (maximum fee per transfer $200)
Cash Advance APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
2,500 bonus points credited to your account with your first purchase
Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
Identity theft resolutions services provides assistance should you become the victim of identity theft
Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees×
Regular Purchase APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months from account opening
Balance Transfer APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer (maximum fee per transfer $200)
Cash Advance APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
3-year introductory APR offer at the Prime Rate on all balance transfers made within the first 60 days of account opening
Intro balance transfer fee of $0 when you transfer a balance during the first 60 days your account is open
1% unlimited cash back, no annual fee, and no foreign transaction fees
No annual fee
Rates & Fees×
Regular Purchase APR:
12.74% to 22.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
Prime Rate for the first 36 months for all balances transferred within 60 days of account opening
Balance Transfer APR:
12.74% to 22.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
None for all balances transferred within 60 days of account opening, then $10 or 3% of the amount of the transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each advance, whichever is greater
Get 50,000 bonus points after you make at least $750 in purchases during the first 3 months from account opening
Earn 4 points per $1 on eligible purchases
Earn up to a 75% bonus on base points when you maintain select banking accounts or digital wallets
No limit to the amount of points you can earn
Rates & Fees×
Intro Purchase APR:
0% for 12 months from account opening
Regular Purchase APR:
13.49 to 23.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made within 90 days from account opening
Balance Transfer APR:
13.49 to 23.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days from account opening. After that, either $5 or 4% of each transfer amount, whichever is greater
Cash Advance APR:
24.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
30.49% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction amount in U.S. dollars
Save 10% at Shop.NHL.com with the code ITPAYS. Save 10% on your NHL.TVTM subscription when you use your Discover card
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases
Discover automatically matches all the cash back you've earned at the end of your first year—only for new cardmembers
View your FICO® score for free on monthly statements, mobile, and online
Rates & Fees×
Intro Purchase APR:
0% for 14 months from date of account opening.
Regular Purchase APR:
13.49% to 24.49% variable based on creditworthiness and Prime Rate
Intro Balance Transfer APR:
0% for 14 months from date of first transfer
Balance Transfer APR:
13.49% to 24.49% variable based on creditworthiness and Prime Rate
Balance Transfer Transaction Fee:
5% of the amount of each transfer
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
$10 or 5% of the amount of each cash advance, whichever is greater
0% introductory APR for 15 months on balance transfers
Introductory balance transfer fee of 3%
$25 statement credit when you make a purchase within the first 3 billing cycles
Rates & Fees×
Regular Purchase APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 15 months
Balance Transfer APR:
14.24% to 23.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 15 billing cycles.
After that, either $10 or 5% of the amount of each transfer, whichever is greateR
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Get a $100 bonus after you make at least $1,000 in purchases during the first 3 months from account opening
Earn 4% cash back on gas station purchases, 3% on purchases at restaurants, 2% on grocery story purchases, and 1% on all other purchases
Cash back never expires as long as your account is open
0% APR on balance transfers for 12 months
Rates & Fees×
Regular Purchase APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made within 90 days of account opening
Balance Transfer APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days from account opening. After that, either $5 or 4% of each transfer amount, whichever is greater
Cash Advance APR:
24.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
30.74% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction amount in U.S. dollars
Earn 1 Real Life Rewards® point for each $1 spent on purchases
Redeem points for a charitable contribution to Stand Up To Cancer or redeem for gift cards, cash deposits to a Fifth Third Account, or a credit card statement credit
0% introductory APR on purchases and balance transfers for your first 12 billing cycles after the account is opened
No annual fee
Rates & Fees×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
14.99% to 25.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
14.99% to 25.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
24.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Regular Purchase APR15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate
Balance Transfer APR15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate if your balance transfer is treated as a Purchase, or 26.49% if your balance transfer is treated as a Cash Advance
A donation of $50 is made to Farm Sanctuary after each credit card account is approved and used within the first 90 days of approval
Each time the card is used, 0.5% of the amount of each purchase is donated to Farm Sanctuary
No annual fee
0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
Rates & Fees×
Regular Purchase APR:
15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate
Intro Balance Transfer APR:
0% APR for the first 12 billing cycles for balances transferred within 60 days from account opening
Balance Transfer APR:
15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate if your balance transfer is treated as a Purchase, or 26.49% if your balance transfer is treated as a Cash Advance
Balance Transfer Transaction Fee:
Three percent (3%) of the amount of the Balance Transfer, with a $15 minimum and no maximum.
Cash Advance APR:
26.49%
Cash Advance Transaction Fee:
Three percent (3%) of the amount of the Cash Advance, with a $15 minimum and a $50 maximum.
Annual Fee:
None
Foreign Transaction Fee:
Two percent (2%) of the U.S. dollar amount of each Cash Advance or Purchase
Get a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening
Earn 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories of your choice
Earn 2% cash back on one everyday category, like gas stations or grocery stores
Earn 1% cash back on all other net purchases
Rates & Fees×
Regular Purchase APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on balances transferred within 60 days from account opening
Balance Transfer APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening
Travel more than 100 miles from home and you'll have 24/7 access to medical, legal, and financial help if the unexpected happens
Receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase
Get your cash back in the form of a statement credit, a direct deposit into your U.S. Bank checking or savings account, or as a rewards card
Rates & Fees×
Regular Purchase APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for first 12 billing cycles
Balance Transfer APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Earn 3X points on dining, travel, gas stations, and streaming services
Earn 1 rewards point per U.S. dollar spent on other purchases
Rewards points earning is unlimited and points do not expire as long as your account remains open
Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees×
Intro Purchase APR:
0% for 12 months from account opening
Regular Purchase APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on qualifying transfers made within 120 days from account opening
Balance Transfer APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
$150 cash rewards bonus when you spend $500 in purchases in the first 3 months
1.5% cash rewards on everyday purchases
1.8% cash rewards earned on purchases when using a qualified mobile wallet (including Apple Pay® and Google PayTM) du
Rates & Fees×
Intro Purchase APR:
0% for 15 months
Regular Purchase APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening
Balance Transfer APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 12 months. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
Receive 2 points per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; receive 1 point per $1 spent on all other purchases
0% 12-month introductory APR on balance transfers made within 90 days of opening an account
Earn 25,000 bonus points when you spend $2,000 in the first 3 months of account opening
10% anniversary point bonus every year
Rates & Fees×
Regular Purchase APR:
15.49%, 17.49%, 20.49% or 23.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made within 90 days from account opening date
Balance Transfer APR:
15.49%, 17.49%, 20.49% or 23.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 3% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
15 months of 0% introductory APR for purchases and balance transfers
No balance transfer fees during the first 60 days
No penalty APR
Get fraud alerts via phone, text, or email
Rates & Fees×
Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
16.49% to 25.24% variable based on creditworthiness and Prime Rate
Intro Balance Transfer APR:
0% for 15 months from account opening date
Balance Transfer APR:
16.49% to 25.24% variable based on creditworthiness and Prime Rate
Balance Transfer Transaction Fee:
$0 on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transaction, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Ern 3x points on popular categories and 1x points on all other purchases
0% introductory APR for 15 month on purchases and balance transfers
Flexibility to use points toward travel, gift cards, merchandise, cash redemption, and more
Account protection features such as Zero Liability for promptly reported unauthorized transactions, rapid alerts , cell phone protection
Rates & Fees×
Intro Purchase APR:
0% for 15 months
Regular Purchase APR:
17.99% to 26.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening
Balance Transfer APR:
17.99% to 26.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
0% introductory APR on purchases and balance transfers for 15 months after opening an account
Low regular APR after promotional rate ends
No annual fee
Access your FICO® Score at no extra cost
Rates & Fees×
Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
9.99% to 21.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months from account opening date
Balance Transfer APR:
9.99% to 21.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
$0 Introductory fee for transfers completed within 60 days of account opening. After
that, either $10 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.75% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
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