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Discover the Best Credit Cards for Bad Credit Scores

Finding the best credit cards for bad credit scores is easier than you think. There are plenty of credit cards for people with bad credit that offer a variety of benefits and rates. BestCards.com has a selection of credit cards for bad credit that you can peruse to find the best option for you. Learn more about credit scores.

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Total Cards 808

April 26, 2018

Indigo® Platinum Mastercard®

Choose Your Own Card Design

Indigo® Platinum Mastercard®
  • Regular Purchase APR 24.9%
  • Cash Advance APR 29.9%
  • Annual Fee $0 to $99 depending on the card issued
  • Credit Needed Poor
  • Processing Network Mastercard
Best Benefits
  • Great for demonstrating responsible use of credit
  • Short and easy-to-complete pre-qualification form
  • 24/7 mobile account access
  • Choose your card design free of charge
Rates & Fees
  • Regular Purchase APR: 24.9%
  • Cash Advance APR: 29.9%
  • Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction.
  • Penalty APR: 29.9%
  • Annual Fee: $0 to $99 depending on the card issued
  • Foreign Transaction Fee: 1% of each transaction
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Over Limit Penalty Fee: Up to $40

April 27, 2018

Milestone® Gold Mastercard®

No Credit Score Impact When You Apply

Milestone® Gold Mastercard®
  • Regular Purchase APR 24.9%
  • Cash Advance APR 29.9%
  • Annual Fee $35 to $99
  • Credit Needed Poor
  • Processing Network Mastercard
Best Benefits
  • Choose your custom card design
  • Free 24/7 online account access
  • Quick pre-qualification with no impact to credit score
  • Mastercard® Gold Benefits
Rates & Fees
  • Regular Purchase APR: 24.9%
  • Cash Advance APR: 29.9%
  • Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction
  • Penalty APR: 29.9%
  • Annual Fee: $35 to $99
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Over Limit Penalty Fee: Up to $40

July 23, 2018

First Access Solid Black VISA® Credit Card

Raise Credit Score with Monthly Activity Reporting

First Access Solid Black VISA® Credit Card
  • Regular Purchase APR See Terms*
  • Cash Advance APR See Terms*
  • Annual Fee See Terms*
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • Reporting monthly to all three major credit reporting agencies
  • All credit histories considered for this no security deposit credit card
  • Perfect credit not required for approval; we may approve you when others won't
  • Easy and secure online application
  • Get the security and convenience of a full-featured, unsecured Visa® credit card - accepted at millions of merchant and ATM locations nationwide and online
Rates & Fees
  • Regular Purchase APR: See Terms*
  • Cash Advance APR: See Terms*
  • Cash Advance Transaction Fee: See Terms*
  • Annual Fee: See Terms*
  • Late Payment Penalty Fee: See Terms*
  • Return Payment Penalty Fee: See Terms*

July 30, 2018

First PREMIER® Bank Credit Card

Free FICO Score Reported Quarterly

First PREMIER® Bank Credit Card
  • Regular Purchase APR 36%
  • Cash Advance APR 36%
  • Annual Fee $75-$125 the first year, depending on credit limit. After that, $45 to $49 depending on credit limit
  • Credit Needed Poor
  • Processing Network Mastercard
Best Benefits
  • Quarterly FICO® score is provided free of charge with monthly billing statement
  • Ideal for consumers with less than perfect credit
  • Free online account access
  • Forget about late fees by enrolling in PREMIER Auto Pay
Rates & Fees
  • Regular Purchase APR: 36%
  • Cash Advance APR: 36%
  • Cash Advance Transaction Fee: Either $8 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $75-$125 the first year, depending on credit limit. After that, $45 to $49 depending on credit limit
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39

August 16, 2018

Green Dot Platinum® Secured Credit Card

Good Credit and Bank Account Not Required

Green Dot Platinum® Secured Credit Card
  • Regular Purchase APR 19.99%
  • Cash Advance APR 19.99%
  • Annual Fee $39
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Ideal for establishing or building a strong credit history
  • Good credit or a bank account is not required to apply for a card
  • Enjoy the convenience of making security deposits at retail stores
  • Use your card everywhere Visa is accepted
Rates & Fees
  • Regular Purchase APR: 19.99%
  • Cash Advance APR: 19.99%
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $39
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: $200
  • Credit Needed: $200

August 27, 2018

BankAmericard® Secured Credit Card

Refundable Security Deposit, $300 Minimum

BankAmericard® Secured Credit Card
  • Regular Purchase APR 24.49% variable based on the Prime Rate
  • Balance Transfer APR 24.49% variable based on the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Requires minimum $300 deposit (refundable)
  • Free access to monthly updated FICO® Score
  • Digital wallet compatible
  • No annual fee
  • Overdraft protection
Rates & Fees
  • Regular Purchase APR: 24.49% variable based on the Prime Rate
  • Balance Transfer APR: 24.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $28
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 29, 2018

Wells Fargo Secured Credit Card

Build or Rebuild Credit

Wells Fargo Secured Credit Card
  • Regular Purchase APR 20.49% variable based on the Prime Rate
  • Balance Transfer APR 20.49% variable based on the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Card activity is shared with major credit bureaus to help build credit history
  • Your security deposit is equal to your credit line – if you deposit $300, your credit line is $300
  • Available to both U.S. citizens, permanent residents, and nonresident aliens
  • Sort your monthly expenses against your budget with free access to budgeting and tracking tools: My Spending Report and Budget Watch through My Money Map
Rates & Fees
  • Regular Purchase APR: 20.49% variable based on the Prime Rate
  • Balance Transfer APR: 20.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Up to 5% for each balance transfer, with a minimum of $5
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
  • Annual Fee: $25
  • Foreign Transaction Fee: 3% of each transaction converted to U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 29, 2018

Wells Fargo Cash Back College Card

0% Intro APR + up to 3% Cash Rewards

Wells Fargo Cash Back College Card
  • Regular Purchase APR 12.65% to 22.65% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.65% to 22.65% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor , No Credit Required
  • Intro Purchase APR 0% for 6 months.
  • Processing Network Visa
Best Benefits
  • 0% introductory APR for 6 months on purchases and balance transfers
  • 3% cash rewards on gas, grocery, and drugstore purchases for the first 6 months, 1% cash rewards on virtually all other purchases
  • Build credit history while you’re in college
  • Access your FICO® Credit Score, credit education and tools with Wells Fargo Online®
Rates & Fees
  • Intro Purchase APR: 0% for 6 months.
  • Regular Purchase APR: 12.65% to 22.65% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% APR for 6 months on balance transfers made within 120 days from account opening
  • Balance Transfer APR: 12.65% to 22.65% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction converted to U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

August 30, 2018

U.S. Bank Secured Visa® Card

Build Your Credit — Accepted Worldwide

U.S. Bank Secured Visa® Card
  • Regular Purchase APR 19.99% variable based on the Prime Rate
  • Balance Transfer APR 19.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $29
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Zero Fraud Liability - You are not responsible for unauthorized transactions if your U.S. Bank Secured Visa card is ever lost or stolen
  • Fraud Protection – detects and notifies you of any unusual card activity to help prevent fraud
  • Auto Rental Insurance - It's yours automatically - at no extra cost - when you charge your entire car rental on your U.S. Bank Secured Visa Card and decline the rental company's collision damage waiver option. Coverage on a 24-hour basis for damage due to collision or theft
  • FlexControl™ - U.S. Bank offers this online tool that can help you avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster
Rates & Fees
  • Regular Purchase APR: 19.99% variable based on the Prime Rate
  • Balance Transfer APR: 19.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Annual Fee: $29
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35

August 30, 2018

SKYPASS Visa® Secured Card

5,000 Bonus Miles After First Card Use

SKYPASS Visa® Secured Card
  • Regular Purchase APR 17.24% variable based on the Prime Rate
  • Balance Transfer APR 17.24% variable based on the Prime Rate
  • Cash Advance APR 20.99% variable based on the Prime Rate
  • Annual Fee $50
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • 5,000 SKYPASS bonus miles after your first purchase
  • 1,000 Bonus miles at renewal
  • Earn 1 mile for every $1 you spend in eligible net purchases
  • $250,000 in Travel Accident Insurance
Rates & Fees
  • Regular Purchase APR: 17.24% variable based on the Prime Rate
  • Balance Transfer APR: 17.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 20.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $50
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 30, 2018

LATAM Visa® Secured Card

5,000 Bonus Points After First Card Use

LATAM Visa® Secured Card
  • Regular Purchase APR 23.99% variable based on the Prime Rate
  • Balance Transfer APR 23.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get 1 LATAM Pass Point for every eligible net $1 you spend
  • Receive 10% discount on first LATAM Airlines purchase (up to $500) one time per year
  • Earn 5,000 bonus points after your first card use
  • No cap on points earned
Rates & Fees
  • Regular Purchase APR: 23.99% variable based on the Prime Rate
  • Balance Transfer APR: 23.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater.
  • Annual Fee: $0 for the first 12 months. After that, $25
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 30, 2018

Aeromexico Visa® Secured Card

3,500 Bonus Miles After First Card Use

Aeromexico Visa® Secured Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get Double Miles on Gas & Groceries
  • Earn One Mile per $1 spent on eligible net purchases
  • Receive 3,500 First Use Bonus Miles plus Complimentary Companion Certificate
  • Enjoy a $99 Companion Certificate with renewal
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $25
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 30, 2018

Secured Mastercard® from Capital One®

Access to Higher Credit Line After 5 On-Time Payments

Secured Mastercard® from Capital One®
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $49, $99, or $200 based on your creditworthiness
  • Credit Needed: $49, $99, or $200 based on your creditworthiness

August 31, 2018

Discover it® Secured

Earn 2% Cash Back on Gas and Restaurants

Discover it® Secured
  • Regular Purchase APR 24.49% variable based on the Prime Rate
  • Balance Transfer APR 24.49% variable based on the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Discover
Best Benefits
  • 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases
  • Discover automatically matches all the cash back you've earned at the end of your first year
  • Easily view your FICO® Credit Score on monthly statements, mobile and online for free
  • Automatic account reviews begin after 8 months of use to see if cardholders can transition to an unsecured line of credit and have their deposit returned
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 24.49% variable based on the Prime Rate
  • Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer for transfers that post by June 10, 2020
  • Balance Transfer APR: 24.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount for each transfer that posts at the promotional rate. After that, 5% of the amount of each transfer
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Minimum Deposit Required: $200
  • Credit Needed: $200

September 07, 2018

Bank of Missouri Secured Visa® Card

Ideal for Building or Rebuilding Credit

Bank of Missouri Secured Visa® Card
  • Regular Purchase APR 22.49% variable based on the Prime Rate
  • Balance Transfer APR 22.49% variable based on the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee $35
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Enjoy extended warranty coverage, auto rental collision damage waiver coverage, and zero fraud liability
  • Credit limit of up to $5,000
  • Carry a balance while earning interest on your secured savings account
  • Travel assistance comes to the rescue when unfortunate events happen
Rates & Fees
  • Regular Purchase APR: 22.49% variable based on the Prime Rate
  • Balance Transfer APR: 22.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $35
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
  • Credit Needed: $300

January 25, 2019

BB&T Spectrum Cash Rewards Secured Credit Card

Earn Up to 3% Cash Back

BB&T Spectrum Cash Rewards Secured Credit Card
  • Regular Purchase APR 20.74% variable based on the Prime Rate
  • Balance Transfer APR 20.74% variable based on the Prime Rate
  • Cash Advance APR 23.74% variable based on the Prime Rate
  • Annual Fee $19
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other qualifying purchases
  • Get 10% bonus cash when you redeem rewards into your BB&T checking or savings account
  • Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more
  • Get customizable card control features in U by BB&T®
Rates & Fees
  • Regular Purchase APR: 20.74% variable based on the Prime Rate
  • Balance Transfer APR: 20.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 23.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $19
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38

April 17, 2019

BB&T Bright Secured Credit Card

Build Credit with Everyday Purchases

BB&T Bright Secured Credit Card
  • Regular Purchase APR 18.74% variable based on the Prime Rate
  • Balance Transfer APR 18.74%variable based on the Prime Rate
  • Cash Advance APR 23.74% variable based on the Prime Rate
  • Annual Fee $19
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Build your credit as you pay for your purchases
  • Earn cash back with BB&T Deals
  • Earn interest on your security deposit in a BB&T Secured Credit Card Savings account
  • Visa® Zero Liability unauthorized purchase protection
Rates & Fees
  • Regular Purchase APR: 18.74% variable based on the Prime Rate
  • Balance Transfer APR: 18.74%variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 23.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $19
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Minimum Deposit Required: $400
  • Credit Needed: $400

April 22, 2019

TD Cash Secured Credit Card

Earn Cash Back While Building Credit

TD Cash Secured Credit Card
  • Regular Purchase APR 24.49% variable based on the Prime Rate
  • Balance Transfer APR 24.49% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $29
  • Credit Needed Fair , Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Build or repair your credit and earn cash back on everyday purchases
  • Earn 3% Cash Back on dining purchases
  • Earn 2% Cash Back at grocery stores
  • Earn 1% Cash Back on other eligible purchases
Rates & Fees
  • Regular Purchase APR: 24.49% variable based on the Prime Rate
  • Balance Transfer APR: 24.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Annual Fee: $29
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
  • Minimum Deposit Required: $500
  • Credit Needed: $500

April 22, 2019

Regions Explore Visa® Credit Card

Build a Positive Credit History

Regions Explore Visa® Credit Card
  • Regular Purchase APR 24.49% variable based on the Prime Rate
  • Balance Transfer APR 24.49% variable based on the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee $29
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
  • Gain access to Purchase Security and Warranty Manager benefits
  • Use with Google Pay™, Apple Pay® and Samsung Pay
Rates & Fees
  • Regular Purchase APR: 24.49% variable based on the Prime Rate
  • Balance Transfer APR: 24.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $29
  • Late Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $250
  • Credit Needed: $250

May 10, 2019

Union Bank Business Secured Visa® Credit Card

Build Your Business Credit

Union Bank Business Secured Visa® Credit Card
  • Regular Purchase APR 15.49% variable based on the Prime Rate
  • Balance Transfer APR 15.49% variable based on the Prime Rate
  • Cash Advance APR 26.75% variable based on the Prime Rate
  • Annual Fee $30
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • Establish your personal and business credit history with responsible use
  • Chip security included
  • 24/7 online account access
  • Easily set spending limits and establish alerts
Rates & Fees
  • Regular Purchase APR: 15.49% variable based on the Prime Rate
  • Balance Transfer APR: 15.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.75% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $30
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: $35
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $35
  • Minimum Deposit Required: Disclosed after account opening
  • Credit Needed: Disclosed after account opening

May 10, 2019

Union Bank Secured Visa® Credit Card

Establish or Rebuild Your Credit

Union Bank Secured Visa® Credit Card
  • Regular Purchase APR 20.49% variable based on the Prime Rate
  • Balance Transfer APR 20.49% variable based on the Prime Rate
  • Cash Advance APR 26.75% variable based on the Prime Rate
  • Annual Fee $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get started on setting up or repairing your credit history with this card
  • Free access to your FICO® Score
  • Chip security included
  • Receive supplemental coverage for damage and theft for your phone when you pay your mobile bill with the Union Bank Secured Visa® Credit Card
Rates & Fees
  • Regular Purchase APR: 20.49% variable based on the Prime Rate
  • Balance Transfer APR: 20.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.75% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $25
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: Disclosed after account opening
  • Credit Needed: Disclosed after account opening

May 20, 2019

Key Secured Credit Card

Build or Improve Your Credit History

Key Secured Credit Card
  • Regular Purchase APR 24.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • This card reports your history to credit bureaus
  • Account is reviewed twice a year to determine if you're eligible for an unsecured credit card
  • Temporary lock feature allows you to freeze card activity if you misplace it
Rates & Fees
  • Regular Purchase APR: 24.49% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $300
  • Credit Needed: $300

May 20, 2019

BBVA Optimizer Credit Card®

Earn Interest on Your Security Deposit

BBVA Optimizer Credit Card®
  • Regular Purchase APR 23.74% variable based on the Prime Rate
  • Balance Transfer APR 23.74% variable based on the Prime Rate
  • Cash Advance APR 32.74% variable based on the Prime Rate
  • Annual Fee $40
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Designed for people who need to build or improve their credit history
  • Credit line can be increased anytime with deposits to savings account
  • Acceptance at over 28 million locations worldwide that accept Visa®
  • Competitive APR on purchases
Rates & Fees
  • Regular Purchase APR: 23.74% variable based on the Prime Rate
  • Balance Transfer APR: 23.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 32.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $40
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: $500
  • Credit Needed: $500

May 20, 2019

BBVA Secured Visa® Business Credit Card

Annual Fee Waived for First Year + Up to 3X Points

BBVA Secured Visa® Business Credit Card
  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $40
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • 3X points at office supply stores
  • 2X points at gas stations and restaurants
  • 1X point for every $1 in purchases
  • Free employee cards
  • Annual fee is waived the first year
Rates & Fees
  • Regular Purchase APR: 17.74% variable based on the Prime Rate
  • Balance Transfer APR: 17.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 28.74% variable based on the Prime Rate
  • Annual Fee: $0 for the first year. After that, $40
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $39
  • Minimum Deposit Required: $500
  • Credit Needed: $500

June 13, 2019

Bank of Missouri Visa® College Real Rewards Card

Earn 2,500 Bonus Rewards Points

Bank of Missouri Visa® College Real Rewards Card
  • Regular Purchase APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 1.5x rewards per dollar spent on eligible purchases
  • 2,500 bonus rewards points after first purchase – equal to $25
  • No annual fee
  • $0 fraud liability
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
  • Balance Transfer APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

June 14, 2019

Bank of the West Secured Credit Card

Improve Your Credit with On-Time Payments

Bank of the West Secured Credit Card
  • Regular Purchase APR 22.49% variable based on the Prime Rate
  • Balance Transfer APR 22.49% variable based on the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No credit history or minimum credit score needed to qualify
  • Credit limit is set by the amount deposited into an interest-earning savings account
  • $25 annual fee
  • Ability to help build credit with on-time payments
Rates & Fees
  • Regular Purchase APR: 22.49% variable based on the Prime Rate
  • Balance Transfer APR: 22.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $25
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • Minimum Deposit Required: $300
  • Credit Needed: $300

June 19, 2019

SunTrust Secured Credit Card

Build Credit and Earn Cash Back Simultaneously

SunTrust Secured Credit Card
  • Regular Purchase APR 21.49% variable based on the Prime Rate
  • Balance Transfer APR 21.49% variable based on the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate%
  • Annual Fee $32
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Earn 2% cash back on up to $6,000 spent annually on gas and groceries
  • Earn 1% unlimited cash back on all other qualifying purchases
  • Earn interest on your security deposit while you build your credit
  • Get set up with SunTrust Loyalty Cash Bonuses
Rates & Fees
  • Regular Purchase APR: 21.49% variable based on the Prime Rate
  • Balance Transfer APR: 21.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate%
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $32
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $300
  • Credit Needed: $300

June 21, 2019

Wells Fargo Business Secured Credit Card

Earn 1.5% Cash Back

Wells Fargo Business Secured Credit Card
  • Regular Purchase APR 16.65% variable based on the Prime Rate
  • Balance Transfer APR 16.65% variable based on the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee $25 per card
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Perfect for companies with little or no credit history
  • No foreign transaction fees
  • Up to 10 employee cards
  • Earn 1 point on every $1 spent
  • Receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
Rates & Fees
  • Regular Purchase APR: 16.65% variable based on the Prime Rate
  • Balance Transfer APR: 16.65% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $25 per card
  • Late Payment Penalty Fee: Up to $50
  • Return Payment Penalty Fee: $29
  • Minimum Deposit Required: $500
  • Credit Needed: $500

June 21, 2019

Netspend® Small Business Prepaid Mastercard

Manage Your Small Business Finances with Peace of Mind

Netspend® Small Business Prepaid Mastercard
  • Annual Fee $119.40 ($9.95 per month)
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Accept Card Payments With ProPay®
  • Earn rebates with Mastercard Easy Savings®
  • Easily manage employee spending
  • Separate business expenses from personal expenses
  • No minimum balance
Rates & Fees
  • Annual Fee: $119.40 ($9.95 per month)
  • Foreign Transaction Fee: 3.5% of the transaction

June 26, 2019

Sallie Mae Ignite Card

Students Can Earn Cash Back Rewards

Sallie Mae Ignite Card
  • Regular Purchase APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Earn unlimited 1% cash back on every purchase, every day
  • Get a 25% bonus on your cash back rewards when you make 6 consecutive on-time payments
  • 0% introductory APR on purchases for 6 months from account opening
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39

June 26, 2019

Sallie Mae Accelerate Card

Get Rewards for Paying Student Loan Debt

Sallie Mae Accelerate Card
  • Regular Purchase APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Earn unlimited 1.25% cash back on every purchase, every day
  • Earn a 25% bonus on any cash back rewards used to pay down student loans
  • 0% introductory APR on purchases for 12 months from account opening
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to $39
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39

June 26, 2019

Sallie Mae Evolve Card

0% Intro APR for 12 Months

Sallie Mae Evolve Card
  • Regular Purchase APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Earn unlimited 1.25% cash back on every purchase, every day
  • Earn a 25% bonus on cash back rewards earned from your top two purchase categories each month
  • No annual fee
  • 0% introductory APR on purchases for 12 months from account opening
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39

August 01, 2019

Golden 1 Platinum Rewards for Students Visa® Card

Students Can Earn Cash Back Rewards

Golden 1 Platinum Rewards for Students Visa® Card
  • Regular Purchase APR 15.29% based on the Prime Rate
  • Balance Transfer APR 15.29% based on the Prime Rate
  • Cash Advance APR 15.29%, based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 3% cash rebate on gas, grocery, and restaurant purchases
  • 1% cash rebate on all other purchases
  • Up to $2,000 credit limit
Rates & Fees
  • Regular Purchase APR: 15.29% based on the Prime Rate
  • Balance Transfer APR: 15.29% based on the Prime Rate
  • Cash Advance APR: 15.29%, based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $25

August 01, 2019

Golden 1 Platinum Secured Visa® Card

Establish Credit While Earning Dividends

Golden 1 Platinum Secured Visa® Card
  • Regular Purchase APR 15.29% based on the Prime Rate
  • Balance Transfer APR 15.29%, based on the Prime Rate
  • Cash Advance APR 15.29%, based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Funds used for deposit will earn dividends
  • Credit limit: $250 to $3000
  • Low APR
Rates & Fees
  • Regular Purchase APR: 15.29% based on the Prime Rate
  • Balance Transfer APR: 15.29%, based on the Prime Rate
  • Cash Advance APR: 15.29%, based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $250
  • Credit Needed: $250

August 01, 2019

State Farm® Student Visa®

Build Credit While Earning Rewards

State Farm® Student Visa®
  • Regular Purchase APR 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 3 points for every $1 spent on insurance premium payments
  • Earn 1 point for every $2 spent on eligible purchases
  • Earn rewards while building credit
Rates & Fees
  • Regular Purchase APR: 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up $38
  • Return Payment Penalty Fee: Up to $38

August 02, 2019

University Credit Union Secured Mastercard

Build Credit With No Hidden Fees

University Credit Union Secured Mastercard
  • Regular Purchase APR 9.0% variable based on the Prime Rate
  • Balance Transfer APR 9.0% variable based on the Prime Rate
  • Cash Advance APR 9.0% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Build credit without any hidden fees
  • Low fixed APR
Rates & Fees
  • Regular Purchase APR: 9.0% variable based on the Prime Rate
  • Balance Transfer APR: 9.0% variable based on the Prime Rate
  • Cash Advance APR: 9.0% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500
  • Credit Needed: $500

August 06, 2019

Ocean Bank Platinum Card

Establish Credit With No Annual Fees

Ocean Bank Platinum Card
  • Regular Purchase APR 13.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • $0 liability for unauthorized purchases
  • 0% introductory APR on purchases and balance transfers for 12 months
  • Mastercard® Airport Concierge - 15% savings on airport meet and greet services
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 13.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 12 months from account opening date
  • Balance Transfer APR: 13.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

August 12, 2019

Bethpage Mastercard® Low Rate Credit Card

Low APR, No Annual Fee, No Balance Transfer Fee

Bethpage Mastercard® Low Rate Credit Card
  • Regular Purchase APR 9.90% to 23.90% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.90% to 23.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.90% to 23.90% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Intro Purchase APR 2.99% to 4.99% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Lowest interest rate of any Bethpage credit card
  • Introductory APR starting at 2.99% for 12 months
  • No balance transfer fees
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
  • Regular Purchase APR: 9.90% to 23.90% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR: 9.90% to 23.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9.90% to 23.90% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Penalty APR: 23.90%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

August 15, 2019

Navy Federal nRewards Secured Credit Card

Earn rewards while building credit

Navy Federal nRewards Secured Credit Card
  • Regular Purchase APR 18% variable based on the Prime Rate
  • Balance Transfer APR 18% variable based on the Prime Rate
  • Cash Advance APR 20% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • 1x points for every dollar spent
Rates & Fees
  • Regular Purchase APR: 18% variable based on the Prime Rate
  • Balance Transfer APR: 18% variable based on the Prime Rate
  • Cash Advance APR: 20% variable based on the Prime Rate
  • Cash Advance Transaction Fee: NONE
  • Penalty APR: 18%
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $20
  • Minimum Deposit Required: $200
  • Credit Needed: $200

August 16, 2019

Y-12 Visa Secured Credit Card

Rebuild your credit with on-time payments

Y-12 Visa Secured Credit Card
  • Regular Purchase APR 9.49% variable based on the Prime Rate
  • Balance Transfer APR 9.49% variable based on the Prime Rate
  • Cash Advance APR 9.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Visa Credit Card benefits and protections
Rates & Fees
  • Regular Purchase APR: 9.49% variable based on the Prime Rate
  • Balance Transfer APR: 9.49% variable based on the Prime Rate
  • Cash Advance APR: 9.49% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $32
  • Minimum Deposit Required: $500
  • Credit Needed: $500

August 26, 2019

Pacific Service Secured Visa Platinum Rewards

Rebuild your credit while warning rewards

Pacific Service Secured Visa Platinum Rewards
  • Regular Purchase APR 8.75 to 13.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.75% to 13.75% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.75% to 13.75% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
Rates & Fees
  • Regular Purchase APR: 8.75 to 13.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.75% to 13.75% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.75% to 13.75% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500
  • Credit Needed: $500

August 27, 2019

Space Coast Savings-Secured Visa® Credit Card

Establish your credit the secure, easy way

Space Coast Savings-Secured Visa® Credit Card
  • Regular Purchase APR 17.99% variable based on the Prime Rate
  • Balance Transfer APR 17.99% variable based on the Prime Rate
  • Cash Advance APR 5.99% for first 6 billing cycles; 17.99% variable based on the Prime Rate after that
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 5.99% for first 6 billing cycles
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Special Introductory Rate For The First 6 Months
  • Build credit with responsible use
  • Visa Zero Liability Protection
Rates & Fees
  • Intro Purchase APR: 5.99% for first 6 billing cycles
  • Regular Purchase APR: 17.99% variable based on the Prime Rate
  • Intro Balance Transfer APR: 5.99% for first 6 billing cycles
  • Balance Transfer APR: 17.99% variable based on the Prime Rate
  • Cash Advance APR: 5.99% for first 6 billing cycles; 17.99% variable based on the Prime Rate after that
  • Foreign Transaction Fee: 1% of the converted transaction amount
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: $300
  • Credit Needed: $300

August 30, 2019

Greylock Federal Credit Union Elevate Secured Card

No Annual Fees While You Build Credit

Greylock Federal Credit Union Elevate Secured Card
  • Regular Purchase APR 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Establish or improve your credit
  • Earn interest on your secured share account
  • No annual fee
  • Travel and accident insurance
Rates & Fees
  • Regular Purchase APR: 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer or $5.00 minimum, whichever is greater
  • Cash Advance APR: 8.75% to 18.00%, based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 2% (minimum $10, maximum $25)
  • Foreign Transaction Fee: Up to 1% of the US dollar amount of the foreign transaction
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: $250.00
  • Credit Needed: $250.00

September 03, 2019

Share-Secured Visa® Power Card™

Earn 1 point for every dollar spent

Share-Secured Visa® Power Card™
  • Regular Purchase APR 5.25% variable based on the Prime Rate
  • Balance Transfer APR 5.25% variable based on the Prime Rate
  • Cash Advance APR 5.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent on all other purchases
  • Earn 1,500 points after first using the card
  • Double points on every purchase for the first 30 days
Rates & Fees
  • Regular Purchase APR: 5.25% variable based on the Prime Rate
  • Balance Transfer APR: 5.25% variable based on the Prime Rate
  • Cash Advance APR: 5.25% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction in US Dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $20
  • Minimum Deposit Required: Varies
  • Credit Needed: Varies

September 09, 2019

Commerce Bank Secured Visa® Card

Credit Limit Up To $5,000

Commerce Bank Secured Visa® Card
  • Regular Purchase APR 19.74% variable based on the Prime Rate
  • Balance Transfer APR 19.74% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $49
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Help establish, strengthen or rebuild credit
  • Help establish, strengthen or rebuild credit
  • Worldwide acceptance
  • Earn interst in your security deposit
Rates & Fees
  • Regular Purchase APR: 19.74% variable based on the Prime Rate
  • Balance Transfer APR: 19.74% variable based on the Prime Rate
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Annual Fee: $49
  • Foreign Transaction Fee: 1% of each transaction in U.S. Dollars; 2% of each transaction made in currencies other than U.S. Dollars
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: $25
  • Minimum Deposit Required: $400
  • Credit Needed: $400

September 12, 2019

Arrowhead Share-Secured Visa®

Build a Positive Credit History

Arrowhead Share-Secured Visa®
  • Regular Purchase APR 19.49% variable based on the Prime Rate
  • Balance Transfer APR 19.49% variable based on the Prime Rate
  • Cash Advance APR 19.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
Rates & Fees
  • Regular Purchase APR: 19.49% variable based on the Prime Rate
  • Balance Transfer APR: 19.49% variable based on the Prime Rate
  • Cash Advance APR: 19.49% variable based on the Prime Rate
  • Penalty APR: 26.49%
  • Foreign Transaction Fee: 1% of each transaction in U.S. Dollars (transactions made in foreign currency) 0.8% of each transaction in U.S. Dollars (transactions made in foreign currency, billed in U.S. Dollars)
  • Late Payment Penalty Fee: Up to $15
  • Minimum Deposit Required: $300
  • Credit Needed: $300

September 16, 2019

Merrick Bank Secured Visa Card

Build Your Credit & Take Control of Your Finances

Merrick Bank Secured Visa Card
  • Regular Purchase APR 17.45% variable based on the Prime Rate
  • Cash Advance APR 22.45% variable based on the Prime Rate
  • Annual Fee $36 for the first year. Billed $3 per month thereafter
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Choose your own credit line based on how much money you want to put down as a security deposit
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000
  • After 9 months, we review your account for a credit line increase. No additional deposit required
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts
Rates & Fees
  • Regular Purchase APR: 17.45% variable based on the Prime Rate
  • Cash Advance APR: 22.45% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $36 for the first year. Billed $3 per month thereafter
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Over Limit Penalty Fee: $0
  • Minimum Deposit Required: $200
  • Credit Needed: $200

September 27, 2019

Ollo Platinum Card

No Penalty APR, No Annual Fee

Ollo Platinum Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $0 to $39
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • No annual fee, no foreign transaction fees
  • Automatic credit line increase reviews
  • Zero Fraud Liability
  • Online and mobile access, 24/7 U.S. based customer service
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 to $39
  • Late Payment Penalty Fee: Up to $39

September 27, 2019

Ollo Rewards Card

Earn Unlimited 2% Cash Back

Ollo Rewards Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $0 to $39
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • Low, competitive annual fee
  • Unlimited 2% cash back on gas station, grocery store and drugstore purchases. 1% cash back on all other purchases.
  • No foreign transaction fees, no over the limit fees, no returned payment fees
  • Zero Fraud Liability
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Annual Fee: $0 to $39
  • Late Payment Penalty Fee: Up to $39

October 02, 2019

Clearview Student Platinum Mastercard®

Build Credit as a Student

Clearview Student Platinum Mastercard®
  • Regular Purchase APR 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 3.99% on balance transfers made within 30 days
  • Processing Network Mastercard
Best Benefits
  • Emergency cash advance and card replacement
  • Text alerts when the bank detects potentially fraudulent activity on your account
  • 25-day grace period for purchases
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 3.99% on balance transfers made within 30 days
  • Regular Purchase APR: 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Cash Advance APR: 10.74% to 18.00% based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 3% of the amount of each cash advance
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35

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