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BOOST Platinum Card
BOOST Platinum Card
- 0% Regular Purchase APR
At a Glance
The BOOST Platinum Card is a basic store card offer from Horizon Financial Services. The BOOST Card is perfect for consumers seeking to make purchases without a credit card. This card features a no interest on purchases, a credit limit of $750*, and no credit check.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Bad Credit, No Credit? No Problem
- $750 Unsecured Credit Line*
- Fast and Easy Application
- No Employment or Credit Check
- *usable only at theHorizonOutlet.com
- Regular Purchase APR: 0%
- You have poor credit or no credit history at all
- You want a store card without a credit or employment check
- You want additional perks, like credit monitoring or roadside and legal assistance
Group One Platinum Card
Group One Platinum Card
At a Glance
The Group One Platinum Card is a retail card made for repairing bad credit and is one of the better cards for no credit score at all. It requires no credit check, so you can easily apply no matter what shape your score is in. Moreover, the lack of APRs and a $750 credit limit* makes payments on the card simple and manageable. You can use it to purchase a variety of items through the Horizon Outlet, improve your credit, and access member benefits like legal services and discounts on prescriptions.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- $750 credit limit*
- No employment or credit check to apply
- Fast and easy application
- *usable only at theHorizonOutlet.com
- Late Payment Penalty Fee: $20
- Return Payment Penalty Fee: $25
- You need a card that doesn’t require a credit or employment check
- You have no credit history or need to build up a poor credit score
- You enjoy the convenience of online shopping and don’t mind paying the monthly membership fee
- You can take advantage of the perks offered with the card, such as legal aid and prescription discounts
Freedom Gold Card
Freedom Gold Card
- 0%* Regular Purchase APR
At a Glance
The Freedom Gold Card is a catalog and retail card from Horizon Card Financial Services. This card features a 0% APR, a credit limit of $750*, roadside assistance, discounts on prescription meds, and no credit or employment checks.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- $750 Unsecured Credit Line**
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast Online Application
- Bad Credit - OK
- *See site for details
- **usable only at theHorizonOutlet.com
- Regular Purchase APR: 0%*
- You have poor or no credit history
- You want a payment card for convenience that will not require a credit check or employment check
- You're looking for additional benefits that come with a card offer, such as roadside and legal assistance
NetFirst Platinum Card
NetFirst Platinum Card
- 0%* Regular Purchase APR
At a Glance
The NetFirst Platinum Card is a retail merchandise card from Horizon Card Services. The card features a 0% APR on purchases, an unsecured credit limit of $750*, and no credit checks or employment checks.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Instant Approval / $750 Credit Line!**
- No Employment or Credit Check
- Bad Credit, No Credit - OK
- Always 0.00% APR
- Fast Online Application
- *See Card for Details
- **Usable only at theHorizonOutlet.com
- Regular Purchase APR: 0%*
- Annual Fee: None*
- You have bad credit or no credit history
- You want a payment card for convenience that will not require a credit check or employment check
- You want additional benefits like roadside and legal assistance
Principal Platinum Card
Principal Platinum Card
At a Glance
The Focus Gold Merchandise Card (formerly the Principal Platinum) is a no-frills store card offer from Horizon Financial Services. Focus Card is ideal for anyone looking to build or rebuild their credit score. This card features a 0% APR on purchases, a credit limit of $500, roadside assistance, Credit Hawk credit monitoring, discounts on prescription meds, and no credit check.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Instant Approval / $750 Credit Line
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit - OK
- Always 0.0% APR
- You have bad credit or no credit history at all
- You want a credit card that does not require a credit check or employment check
- You're okay with a $14.95 monthly fee for an online merchandise and catalog card
- You want extra perks, like credit monitoring or roadside and legal assistance
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About Horizon Card Services
Horizon is a family of credit products designed for consumers with bad credit or no credit history. The company began operations in 2006 and became well-known for its Horizon Gold Card (no longer accepting new applicants).
The Horizon Gold Card was a merchandise card that offered a line of unsecured credit towards purchases at the Horizon Outlet – an online shopping portal featuring variety of consumer goods. Unlike other store cards, however, the Horizon Card does not work in a physical location. Additionally, the card features no APR on purchases – with customers repaying their balance every month.
While the Horizon Gold Card is no longer available, there are a suite of Horizon Cards, including the Net First, Boost Platinum, and Freedom Gold cards. All these catalog cards offer an instant credit line and the chance to purchase select merchandise at competitive prices.
FAQs About Horizon
Here are answers to some commonly-asked questions about Horizon Card Services:
- Yes. The Horizon Card products offer a route towards better credit with regular payments and responsible use. Keep in mind, however, that the cards also feature monthly service fees.
- The Boost Platinum, like other Horizon products, is usable at the Horizon Outlet.
- Yes and no. The Group One, Net First, Merit, and Freedom Gold cards are all merchandise cards. This means they offer unsecured credit at the Horizon Outlet for purchases made at that site. In many ways the card is like a store credit card. You won’t be able to use it other merchants, like a typical credit card, however.
Other Similar Card Offers
Here are a few other catalog and merchandise card offers you might want to consider:
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