Horizon Card Services and Other Cards for Bad Credit

No credit report check needed when you apply for the Group One Freedom, and the application process is fast and easy! This card, from Horizon Card Services, offers a $500 credit limit to shop exclusively at the Horizon Outlet.

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Best Benefits

$500 credit limit
No employment or credit check to apply
Reports activity to major credit bureau
Fast and easy application

Rates & Fees

Late Payment Penalty Fee: $20
Return Payment Penalty Fee: $25

Best Benefits

Bad Credit, No Credit? No Problem
Reports to Major Credit Bureau
Fast and Easy Application
No Employment or Credit Check

Rates & Fees

Regular Purchase APR: 0%

Best Benefits

Instant Approval / $750 Credit Line!
No Employment or Credit Check
Reports to Major Bureau
Bad Credit, No Credit - OK
Always 0.00% APR
Fast Online Application
*See Card for Details

Rates & Fees

Regular Purchase APR: 0%*
Annual Fee: None*

Best Benefits

$750 Unsecured Credit Line
Instant Approval*
No Credit Check
No Employment Check
Fast Online Application
Reports to a Major Credit Bureau
Bad Credit - OK
*See site for details

Rates & Fees

Regular Purchase APR: 0%*

Best Benefits

Instant Approval / $750 Credit Line
No Employment or Credit Check
Reports to Major Bureau
Bad Credit, No Credit - OK
Always 0.0% APR

Rates & Fees

Similar Cards to Horizon Card Services You May Be Interested In

Check out related cards to those from Horizon Card Services for less-than-perfect credit and building credit.

Milestone® Gold Mastercard®

Pre-qualification process means no impact to your credit score
Healthy credit habits are reported to the three major credit reporting bureaus
Free custom card design of your choice

Best Benefits

Extended warranty protection
Fraud liability
Price protection
Reports to major credit bureaus

Rates & Fees

Regular Purchase APR: 24.9%
Cash Advance APR: 29.9%
Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction
Penalty APR: 29.9%
Annual Fee: $35 to $99
Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee: Up to $40
Return Payment Penalty Fee: Up to $40
Over Limit Penalty Fee: Up to $40

OpenSky® Secured Visa®

Choose your own credit line via a security deposit
Your credit is not affected when you apply
Apply in less than 5 minutes

Best Benefits

Build credit with on-time payments
Reports to the three leading credit bureaus
Credit limist between $200 and $3,000
Visa benefits and protections

Rates & Fees

Regular Purchase APR: 17.39% variable based on the Prime Rate
Cash Advance APR: 17.39% variable based on the Prime Rate
Cash Advance Transaction Fee: Either $6 or 5% of the amount of each cash advance, whichever is greater.
Annual Fee: $35
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Late Payment Penalty Fee: Up to $38
Return Payment Penalty Fee: Up to $25
Minimum Deposit Required: $200

Indigo® Platinum Mastercard®

Get a decision in as little as 60 seconds after you apply
Your credit score is not impacted when you apply
Use this card at any merchant that accepts Mastercard

Best Benefits

Great for demonstrating responsible use of credit
Short and easy-to-complete pre-qualification form
24/7 mobile account access
Choose your card design free of charge

Rates & Fees

Regular Purchase APR: 24.9%
Cash Advance APR: 29.9%
Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction
Penalty APR: 29.9%
Annual Fee: $0 to $99 depending on the card issued
Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee: Up to $40
Return Payment Penalty Fee: Up to $40
Over Limit Penalty Fee: Up to $40

First Access Solid Black VISA® Credit Card

Application process is quick, easy, and secure
Use this card wherever Visa credit cards are accepted in the United States
Get a response on your application in as little as 60 seconds

Best Benefits

Reporting monthly to all three major credit reporting agencies
All credit histories considered for this no security deposit credit card
Perfect credit not required for approval; we may approve you when others won't
Get the security and convenience of a full-featured, unsecured Visa® credit card - accepted at millions of merchant and ATM locations nationwide and online
$300 credit limit (subject to available credit)

Rates & Fees

Regular Purchase APR: See Terms
Cash Advance APR: See Terms
Cash Advance Transaction Fee: See Terms
Annual Fee: See Terms
Late Payment Penalty Fee: See Terms
Return Payment Penalty Fee: See Terms