Find the Best Gas Rewards Credit Card

If you’re constantly on the road, consider a gas rewards credit card. Earn cents off every gallon and save on all your future fill-ups. Browse our selection to find the best credit card for gas rewards.

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Sam's Club® Mastercard®

Sam's Club® Mastercard®
  • Regular Purchase APR 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
  • Earn 3% cash back on Sam's Club purchases for Plus members. Club members earn 1% cash back
  • Earn 3% cash back on dining and takeout
  • Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 15.65% or 23.65% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals

Casey's Visa Signature® Card

Casey's Visa Signature® Card
  • Regular Purchase APR 13.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Save up to 10 cents per gallon for the first 60 days
  • Earn 4% on purchases at Casey's and 2% on all other purchases for first 60 days
  • Earn 2% on purchases at Casey's locations and 1% on all other purchases
  • Receive a Casey's Gift Card when you accumulate $20 in rebates
Rates & Fees
  • Regular Purchase APR: 13.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 13.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of the transfer or $15, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 3% of the amount of the advance or $15, whichever is greater$50 maximum
  • Foreign Transaction Fee: 2% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
Credit Card Deals

Buc-ee's Platinum Mastercard®

Buc-ee's Platinum Mastercard®
  • Regular Purchase APR 7.99% to 17.99% variable based on creditworthiness
  • Balance Transfer APR 7.99% to 17.99% variable based on creditworthiness
  • Cash Advance APR 0% introductory for 6 months. After that, 7.99% to 17.99% variable based on creditworthiness
  • Annual Fee None
  • Credit Needed Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% Intro APR on purchases, balance transfers & cash advances
  • 10¢ discount on fuel at Buc-ee's stations
  • No annual fee
  • Worldwide acceptance and ATM access
  • No cash advance or balance transfer fees
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 7.99% to 17.99% variable based on creditworthiness
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 7.99% to 17.99% variable based on creditworthiness
  • Cash Advance APR: 0% introductory for 6 months. After that, 7.99% to 17.99% variable based on creditworthiness
  • Foreign Transaction Fee: See Terms
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

Sheetz Visa® Credit Card

Sheetz Visa® Credit Card
  • Regular Purchase APR 21.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 21.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Save up to 8 cents per gallon at Sheetz pumps with a MySheetz Rewardz membership
  • 5% cash back on Sheetz in-store purchases
  • 1% back on all other qualifying purchases
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 21.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 21.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Clark Crown Endless Rewards Mastercard®

Clark Crown Endless Rewards Mastercard®
  • Regular Purchase APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 1.99% for 6 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Unlimited 1.5% back on Clark Crown purchases
  • Unlimited 1% back on all other purchases
  • Rewards never expire
Rates & Fees
  • Intro Purchase APR: 1.99% for 6 months from account opening date
  • Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for the first 6 months
  • Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
  • Penalty APR: 27.24% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals

Shell Fuel Rewards Mastercard

Shell Fuel Rewards Mastercard
  • Regular Purchase APR 26.49% variable based on the Prime Rate
  • Cash Advance APR 29.95% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Save up to 10 cents per gallon, on up to 20 gallons every time you fill up (5 cents per gallon with the card and 5 cents per gallon with Fuel Rewards Gold Status)
  • Enjoy 10% Shell rebates on your first $1,200 Shell non-fuel purchases per year
  • Enjoy 2% shell rebates on your first $10,000 Dining and Groceries purchases ber year
  • Enjoy 1% Shell rebates on all other qualifying purchases
  • Rebates are applied as a statement credit against Shell purchases made with your card in future billing cycles
Rates & Fees
  • Regular Purchase APR: 26.49% variable based on the Prime Rate
  • Cash Advance APR: 29.95% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. Dollars
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals

Ducks Unlimited Visa®

Ducks Unlimited Visa®
  • Regular Purchase APR 19.99% variable based on the Prime Rate
  • Balance Transfer APR 19.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn Unlimited 1.5% cash back on everyday purchases
  • Earn cash back everywhere Visa is accepted
  • A portion of every purchase goes towards wetlands conservation efforts
Rates & Fees
  • Regular Purchase APR: 19.99% variable based on the Prime Rate
  • Balance Transfer APR: 19.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

BP Visa® Credit Card with Driver Rewards

BP Visa® Credit Card with Driver Rewards
  • Regular Purchase APR 29.99%
  • Cash Advance APR 29.99%
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 30 cents off per gallon for every $100 spent at BP for the first 90 days from account opening
  • Earn 3% cash back on grocery store purchases
  • Earn 1% cash back on purchases made everywhere else Visa credit cards are accepted
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 29.99%
  • Cash Advance APR: 29.99%
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals

Techron Advantage® Visa® Card

Techron Advantage® Visa® Card
  • Regular Purchase APR 29.99%
  • Cash Advance APR 29.99%
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 30¢ per gallon during first 90 days
  • Earn 3-7¢ per gallon based on fuel grade (Limited time offer)
  • Earn up to an extra 10¢ per gallon in Fuel Credits
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 29.99%
  • Cash Advance APR: 29.99%
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: $29
Credit Card Deals

CITGO Rewards® Card

CITGO Rewards® Card
  • Regular Purchase APR 29.99% variable based on the Prime Rate
  • Cash Advance APR 29.99%
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network N/A
Best Benefits
  • Earn 10 cents on every gallon in fuel statement credits during the first three months of account opening. After that, earn 5 cents per gallon
  • No annual fee
  • Use your card at more than 5,500 CITGO locations
  • No extra cost for adding authorized users to your account
Rates & Fees
  • Regular Purchase APR: 29.99% variable based on the Prime Rate
  • Cash Advance APR: 29.99%
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: $29

What is a Gas Rewards Credit Card?

Gas rewards credit cards are cards that offer exclusive rewards on purchases of gasoline at gas stations. Gas credit cards typically provide their bonuses like cash back. However, some options let cardholders use their gas savings towards other types of loyalty program rewards. One example of such a card is the PenFed Platinum Rewards Visa Signature, which allows holders to use their rewards for travel, merchandise, and other awards.

Fuel rewards cards are divisible into two unique groups: cards branded for one gas station chain (like the Marathon Visa, or cards with Exxon or Shell) and cards that offer savings no matter which station they are used at. The earning rate with these cards varies, from five cents to ten cents per gallon, or 1% to 3% cash back on gas purchases. There are, however, gas cards that earn much more than 3%, with the PenFed Platinum Rewards earning 5% on all gas purchases.

Another common feature of a gas rewards card is no annual fee. This is in line with many other cash back rewards credit cards, which don’t charge cardholders a yearly fee for the privilege of earning savings with their purchases. If you would like more information on how much you’re spending on gasoline per month, check out this helpful guide to automobile energy costs per state from ChooseEnergy.com.

What's the Best Gas Card for Everyday Use?

Sam’s Club® Mastercard®

Sam's Club® Mastercard®
Doubles As Your Membership Card
  • Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
  • Earn 3% cash back on dining and takeout
☆ No Annual Fee
☆ Additonal Cash Back w/ Sam's Plus Membership
☆ No Foreign Transaction Fees

The Sam’s Club® Mastercard® offers Sam’s Club members everywhere up to 5% cash back on gas purchases, 3% back on dining, and more – all for no annual fee. From Synchrony Bank, the card also features no foreign transaction fees, Mastercard’s near-global acceptance, and special savings when shopping at Sam’s locations nationwide.

Gas Rewards Card FAQs

Here rae answers to some of the most commonly asked questions about credit cards that save money on gas:

  • If you frequently purchase gasoline, the answer is yes. Gas and fuel rewards credit cards provide impressive savings for people who fill up regularly on their daily commute.
  • How rewards are redeemed and earned will vary between credit cards and loyalty programs. With Exxon Mobil Rewards, for example, cardholders earn additional rewards when using the mobile app. Rewards often appear as statement credits, offsetting costs of purchasing fuel.
  • Gas rewards credit cards are a type of retrial card. Since they are retail cards, they are typically easier to get than other credit cards, which have higher credit score requirements. A fair credit score is usually enough to get a good fuel rewards credit card. A fair FICO score is above 580 (between 580 – 669).
  • No. Some gas cards or retail cards do not work at all locations. Some Kroger credit cards, for example, do not earn rewards for fill-ups, instead only working at grocery stores. BJs credit cards may also only work for groceries or wholesale purchases – and not fuel. Always read the terms and conditions with a card before applying.

Related Content

Get a $30 statement credit after making $30 in Sam's Club purchases within 30 days*

Sam's Club® Mastercard®

5% Back on Gas

3% Back on Dining

1% Back on Everything Else

Don’t have a Sam’s Club® Mastercard® yet?

* terms apply