WebBank Credit Cards

WebBank is a Utah-based industrial bank that issues a variety of credit cards designed for everyday life. Browse a selection of credit card offers below.

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OneMain Financial BrightWay℠

OneMain Financial BrightWay℠
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair
Mastercard Processing Network
See Terms Annual Fee

OneMain Financial BrightWay℠

  • 29.74% or 30.49% variable based on the Prime Rate Regular Purchase APR
  • 29.74% or 30.49% variable based on the Prime Rate Balance Transfer APR
  • 29.74% or 30.49% variable based on the Prime Rate Cash Advance APR

At a Glance

The OneMain Financial BrightWay℠ credit card can help you build credit, lower your APR, and graduate to no annual fee – all from one card. The Mastercard from WebBank offers the chance of a credit limit increase or lower APR in as little as six months, but requires an invite to apply.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Build your credit with no-time payments and graduate to the $0 annual fee Brightway+ credit card
  • Lower APR or higher credit limit with 6 on-time payments
  • 24/7 zero liability fraud protection
  • Stay on top of your account with the Brightway mobile app
  • Regular Purchase APR: 29.74% or 30.49% variable based on the Prime Rate
  • Balance Transfer APR: 29.74% or 30.49% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Once available, either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 29.74% or 30.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: See Terms
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • You have average credit and want to repair it with responsible use
  • You don’t want a confusing reward scheme
  • You don’t plan on using the card to carry a balance
  • You recieved a reservation code from OneMain

MLS Forward Credit Card

MLS Forward Credit Card
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair
Mastercard Processing Network
None Annual Fee

MLS Forward Credit Card

  • 29.99% variable based on the Prime Rate Regular Purchase APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The MLS Forward Credit Card powered by Avant earns MLS soccer fans everywhere up to 5X points on MLS purchases, 15% savings at the MLS shop, and more for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee or foreign transaction fees
  • Earn 5,000 points after spending $1,000 in purchases in the first three months
  • Earn 5X points on MLSStore,com purchases
  • Earn 3X points on gas, plus 2X points on dining and groceries purchases
  • Earn 1X points on all other purchases
  • 15% MLS Shop discount
  • Regular Purchase APR: 29.99% variable based on the Prime Rate
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You want to support your favorite MLS team
  • You have average credit but don’t want to pay an annual fee
  • You frequently spend on gas, dining, and similar purchase categories

Avant Credit Card

Avant Credit Card
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair / No Credit Required
Mastercard Processing Network
$0 to $59 Annual Fee

Avant Credit Card

  • 35.99% Regular Purchase APR
  • 35.99% Cash Advance APR

At a Glance

The Avant Credit Card is a beginner-friendly credit-building tool that intentionally omits the bells and whistles. Perfect for someone looking to get their first credit card but is equally adept at rebuilding a dinged credit score.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No deposit required
  • Reports to all three major credit bureaus
  • No penalty APR
  • No hidden fees
  • Late Fee up to $39
  • We may periodically review your account for credit line increases
  • Fast and easy application process
  • Help strengthen your credit history with responsible use
  • Zero fraud liability for unauthorized charges
  • Conveniently pay your card through our online portal, 24/7
  • Get Mastercard® ID Theft Protection by Mastercard
  • Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
  • Checking your eligibility does not affect your credit score
  • Avant branded credit products are issued by WebBank, member FDIC
  • See the Provider’s terms for more information
  • Regular Purchase APR: 35.99%
  • Cash Advance APR: 35.99%
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of the cash advance, whichever is greater
  • Annual Fee: $0 to $59
  • Late Payment Penalty Fee: Up to $39
  • You are looking to build credit for the first time
  • You do’t require more than a $1,000 credit limit
  • You will pay off your card balance in full each month
  • You want to check for pre-qualification prior to applying

The Gemini Credit Card™

The Gemini Credit Card™
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

The Gemini Credit Card™

  • 17.99% to 29.99% (Variable) Regular Purchase APR
  • 30.99% (Variable) Cash Advance APR

At a Glance

The Gemini Credit Card earns up to 3% back in crypto rewards, with rewards automatically applied to the cardholder’s account. Even better, they can trade and sell their cash back credit card rewards to over 60 different assets – with no annual fee or hidden fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn crypto rewards on every purchase with the new Gemini Credit Card™
  • Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
  • Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
  • Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
  • A Gemini Mastercard®. Issued by WebBank
  • *Terms Apply
  • Regular Purchase APR: 17.99% to 29.99% (Variable)
  • Cash Advance APR: 30.99% (Variable)
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 34.99% (Variable)
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $35
  • You prefer to earn credit card rewards as cryptocurrency
  • You want to choose from over 60 different crypto assets
  • You plan to spend heavily on groceries and dining
  • You do’t want to pay an annual fee

Oportun® Visa® Credit Card

Oportun® Visa® Credit Card
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Visa Processing Network
None to $49 Annual Fee

Oportun® Visa® Credit Card

  • 24.90% to 29.90% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 24.90% to 29.90% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Oportun® Visa® Credit Card provides unsecured credit, the chance for credit limit increases, and regular reporting to the major credit bureaus – all for a variable annual fee of between $0 and $49, subject to creditworthiness.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No foreign transaction fees
  • No credit history required
  • Online prequalification with no credit score impact
  • Regular Purchase APR: 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of transaction amount, whichever is greater
  • Annual Fee: None to $49
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
  • You have a pre-approval referral link for Oportun
  • You have bad credit or no credit history
  • You want an unsecured credit card
  • You don’t want to pay any foreign transaction fees

About WebBank

WebBank (officially known as WebBank Inc.) is a Utah-based financial institution. The bank, founded in 1997 in Salt Lake City, UT, is a major bank, credit card issuer, and financial institution. The bank is part of the larger holding company, WebFinancial Holding Corporation.

WebBank specializes in providing a wide variety of products and services for both businesses and consumers. For consumers, the bank offers savings accounts, time deposits, and other products. For businesses and corporations, WebBank provides financing solutions, including issuing credit cards.

WebBank Credit Cards

WebBank cards feature some of the most recognizable names in the credit card space. These options include credit building credit cards, like the Fingerhut Credit Card, balance transfer and debt consolidation card, and the Avant Card.

Other prominent corporate partners with WebBank include:

  • CAN Capitalf
  • Dell Financial Services
  • Fingerhut
  • Jasper
  • LendingClub
  • Mosaic
  • PayPal
  • Petal
  • Prosper
  • Yamaha
  • Zero

WebBank FAQs

Since WebBank is an online-online bank, plenty of questions arise concerning their products. Here are answers to some of the most commonly asked questions about WebBank, their banking accounts, and their credit cards:

  • WebBank is a Utah-based, state-chartered online bank and financial services company. The bank is fully FDIC insured.
  • WebBank is a 100% online bank.
  • Online banks are 100% safe, and FDIC insured. Accounts held with WebBank have the same federal protections as bank accounts with other banks with physical locations.
  • Since the bank’s credit card products are issued with other companies, the minimum credit score needed varies considerably. The Fingerhut credit card is one of the easiest credit cards to get – requiring no credit history at all.
  • The routing number for WebBank is 124384589.
  • If the credit card features the Visa or Mastercard logo, you can use the credit card at any location that accepts those payment networks. Cards like the Fingerhut Card or the Gettington Card, however, only work at their respective online stores.

Find the Best Credit Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.