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Date Reviewed: January 10, 2020
Zerocard
- Regular Purchase APR 24.99% variable based on the Prime Rate
- Balance Transfer APR 24.99% variable based on the Prime Rate
- Cash Advance APR 24.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good , Fair
- Processing Network Mastercard
Best Benefits
- Earn 1% cash back on purchases by default - get higher rates through referrals
- Purchases are immediately reflected in your Zero checking account
- Unlimited earnings
- No annual fee
- No foreign transaction fee
Rates & Fees
- Regular Purchase APR: 24.99% variable based on the Prime Rate
- Balance Transfer APR: 24.99% variable based on the Prime Rate
- Cash Advance APR: 24.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $27
- Return Payment Penalty Fee: Up to $25
Date Reviewed: January 09, 2020
Avant Credit Card
- Regular Purchase APR 22.99% to 25.99% variable based on the Prime Rate
- Cash Advance APR 22.99% to 25.99% variable based on the Prime Rate
- Annual Fee $0 to $49
- Credit Needed Fair , No Credit Required
- Processing Network Mastercard
Best Benefits
- Check eligibility with no hard pull
- Elegant mobile interface for monitoring purchases
- Zero fraud liability
- No foreign transaction fee
Rates & Fees
- Regular Purchase APR: 22.99% to 25.99% variable based on the Prime Rate
- Cash Advance APR: 22.99% to 25.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of the cash advance, whichever is greater
- Annual Fee: $0 to $49
- Late Payment Penalty Fee: Up to $35
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