WebBank Credit Cards

WebBank is a Utah-based industrial bank that issues a variety of credit cards designed for everyday life. Browse a selection of credit card offers below.

Advertiser Disclosure Editorial Disclosure

Showing 9 Cards

Sort By Column Name:

Oportun® Visa® Credit Card

Oportun® Visa® Credit Card
  • Regular Purchase APR 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Annual Fee None to $49
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No foreign transaction fees
  • No credit history required
  • Online prequalification with no credit score impact
Rates & Fees
  • Regular Purchase APR: 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of transaction amount, whichever is greater
  • Annual Fee: None to $49
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Cleo Credit Builder Card

Cleo Credit Builder Card
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Put cash into your security deposit, which acts as, and increases, your credit line
  • Account status is reported to 3 credit bureaus (Experian, Equifax, TransUnion)
  • Cleo Credit Builder Card helps you build up your score over time
  • No interest rates or fees
  • Must have a Cleo Builder Subscription plan to apply for the Cleo Credit Builder Card
Rates & Fees
  • Minimum Deposit Required: $1
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Capital on Tap Founder Rewards Business Visa

Capital on Tap Founder Rewards Business Visa
  • Regular Purchase APR 24.99%
  • Cash Advance APR 34.99%
  • Annual Fee $199
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • Unlimited 2% cash back on every purchase
  • Up to 20 additional employee cards free of charge
  • No foreign transaction fees
  • Interest rates as low as 9.99%
Rates & Fees
  • Regular Purchase APR: 24.99%
  • Cash Advance APR: 34.99%
  • Penalty APR: 34.99% for 12 months
  • Annual Fee: $199
  • Late Payment Penalty Fee: $29
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Capital on Tap Regular Rewards Business Visa

Capital on Tap Regular Rewards Business Visa
  • Regular Purchase APR 24.99%
  • Cash Advance APR 34.99%
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Unlimited 1% cash back on every purchase
  • Up to 20 additional employee cards free of charge
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 24.99%
  • Cash Advance APR: 34.99%
  • Penalty APR: 34.99% for 12 months
  • Late Payment Penalty Fee: $29
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Petal 2 Visa® Credit Card

Petal 2 Visa® Credit Card
  • Regular Purchase APR 13.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Up to 10% back with select merchants
  • Petal Credit cards are issued by WebBank, Member FDIC
Rates & Fees
  • Regular Purchase APR: 13.74% to 27.74% variable based on creditworthiness and the Prime Rate
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Petal 1® Visa Credit Card

Petal 1® Visa Credit Card
  • Regular Purchase APR 20.74% to 30.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Fair , Poor
  • Processing Network Visa
Best Benefits
  • No annual or foreign transaction fees
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead
  • See if you’re pre-approved within minutes without impacting your credit score
  • Build credit alongside hundreds of thousands of Petal card members
  • No deposits required
  • Petal Credit cards are issued by WebBank, Member FDIC
Rates & Fees
  • Regular Purchase APR: 20.74% to 30.24% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: $29
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Jasper Mastercard®

Jasper Mastercard®
  • Regular Purchase APR 16.24% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.74% to 30.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair , Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Earn 1% cash back automatically anywhere you shop
  • A credit history is not required to apply
  • Get up to a $5,000 credit limit
  • Unique autopay settings, push notifications, and utilization alerts help manage your account
Rates & Fees
  • Regular Purchase APR: 16.24% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 25.74% to 30.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Avant Credit Card

Avant Credit Card
  • Regular Purchase APR 26.49% to 29.99% variable based on the Prime Rate
  • Cash Advance APR 26.49% to 29.99% variable based on the Prime Rate
  • Annual Fee $0 to $59
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Fair , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Check eligibility with no hard pull
  • Elegant mobile interface for monitoring purchases
  • Zero fraud liability
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 26.49% to 29.99% variable based on the Prime Rate
  • Cash Advance APR: 26.49% to 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of the cash advance, whichever is greater
  • Annual Fee: $0 to $59
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Zerocard

Zerocard
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Processing Network N/A
Best Benefits
  • Earn 1% cash back on purchases by default – get higher rates through referrals
  • Purchases are immediately reflected in your Zero checking account
  • Unlimited earnings
  • No annual fee
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $25

About WebBank

WebBank (officially known as WebBank Inc.) is a Utah-based financial institution. The bank, founded in 1997 in Salt Lake City, UT, is a major bank, credit card issuer, and financial institution. The bank is part of the larger holding company, WebFinancial Holding Corporation.

WebBank specializes in providing a wide variety of products and services for both businesses and consumers. For consumers, the bank offers savings accounts, time deposits, and other products. For businesses and corporations, WebBank provides financing solutions, including issuing credit cards.

WebBank Credit Cards

WebBank cards feature some of the most recognizable names in the credit card space. These options include credit building credit cards, like the Fingerhut Credit Card, balance transfer and debt consolidation card, and the Avant Card.

Other prominent corporate partners with WebBank include:

  • CAN Capitalf
  • Dell Financial Services
  • Fingerhut
  • Jasper
  • LendingClub
  • Mosaic
  • PayPal
  • Petal
  • Prosper
  • Yamaha
  • Zero

WebBank FAQs

Since WebBank is an online-online bank, plenty of questions arise concerning their products. Here are answers to some of the most commonly asked questions about WebBank, their banking accounts, and their credit cards:

  • WebBank is a Utah-based, state-chartered online bank and financial services company. The bank is fully FDIC insured.
  • WebBank is a 100% online bank.
  • Online banks are 100% safe, and FDIC insured. Accounts held with WebBank have the same federal protections as bank accounts with other banks with physical locations.
  • Since the bank’s credit card products are issued with other companies, the minimum credit score needed varies considerably. The Fingerhut credit card is one of the easiest credit cards to get – requiring no credit history at all.
  • The routing number for WebBank is 124384589.
  • If the credit card features the Visa or Mastercard logo, you can use the credit card at any location that accepts those payment networks. Cards like the Fingerhut Card or the Gettington Card, however, only work at their respective online stores.

Find the Best Credit Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Subscribe To Our Weekly Newsletter

Get email updates on the latest credit card articles and news so you can stay on top of your financial wellbeing.