View Different Types of American Express Cards
Browse different types of American Express cards. This financial corporation is respected worldwide and is one of the world’s largest credit card issuers, as well as arguably the most well-known remaining provider of charge cards. Amex’s products are rich on rewards and target customers with strong credit histories. Compare types of American Express cards from our partners below.
Low APR
Date Added
High APR
A-Z
Z-A
Best Benefits
×
Earn 4X points on restaurants, 3X on airlines, 2X at gas stations, and 1X for everything else
10,000 bonus rewards points after you spend $1,000 in the first 3 months
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer or $5, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
4% of the amount of each advance or $10, whichever is greater
Annual Fee:
$0 for the first year, $99 after that
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent
Rates & Fees
×
Intro Purchase APR:
0% for 6 months from account opening date
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 6 months on transfers made within 6 months from account opening date
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.49%
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good , Fair
Best Benefits
×
No foreign transaction fee
Earn 4x points on restaurant purchases and 3x points on airline purchases
10,000 bonus points when you spend $1,00 in the first 3 months
No annual fee for the first year
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the transfer amount, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the cash advance amount, whichever is greater
Annual Fee:
$0 for the first 12 months. After that $99
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$35
Credit Needed:
Excellent , Good
Best Benefits
×
Your choice of $10 Rewards Certificate of 10% Off Shopping Pass for every 1,500 points earned
2X points at Dillard's (in-store and online)
2X points at gas stations and grocery stores
1X points on all other purchases
Free standard shipping on all purchases
Up to 24 months of interest-free financing on select Dillard merchandise
Free gift wrapping for in-store purchases
Monthly bonuses for double the points (4X)
Early access to sales and private shopping events
Rates & Fees
×
Regular Purchase APR:
11.99%, 14.99%, 23.99% or 26.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
28.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $37
Credit Needed:
Excellent , Good
Best Benefits
×
Unlimited 1% cash back on all purchases
Complimentary access to your Experian credit score
Zero Fraud Liability protection
Rates & Fees
×
Regular Purchase APR:
25.49% variable based on the Prime Rate
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 8% of the amount of each Cash Advance, whichever is greater
Annual Fee:
$39
Foreign Transaction Fee:
Either $1 or 3% of each purchase in U.S. dollars, whichever is greater
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
Your choice of $10 Rewards Certificate of 10% Off Shopping Pass for every 1,500 points earned
2X points at Dillard's (in-store and online)
2X points at gas stations and grocery stores
1X points on all other purchases
Up to 24 months of interest-free financing on select Dillard merchandise
Early access to Dillard's clearance events
Rates & Fees
×
Regular Purchase APR:
11.99%, 14.99%, 23.99% or 26.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
28.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $37
Credit Needed:
Excellent , Good
Best Benefits
×
Receive $10 Star Money reward for every 1,000 points
3% back at restaurants
2% back at gas stations and supermarkets
1% back for all other purchases
Automatic Silver status in Macy's Star Rewards
25% off all merchandise with Star Pass (1)
Free shipping with no minimum purchase
Annual birthday surprise
Special travel upgrades and savings on airfare, hotel bookings, cruises, and more
Entertainment Access: Priority tickets to Broadway, sporting events, and concerts
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 4% of the amount of each cash advance, whichever is greater.
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Receive $25 in rewards for every 5,000 points earned
4X points at Bloomingdale's
8X points on shoes, cosmetics, and fragrances from Bloomingdale's
4X points on all other purchases
Choose your own Triple Point days (4)
Free standard domestic shipping & returns
Complimentary fur storage during the summer
Early access to Friends & Family sale
Exclusive Top of the List offers and events
Free unlimited gift wrapping services (where available)
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 4% of the amount of each cash advance, whichever is
greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Good , Excellent
Best Benefits
×
$100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000
$200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000
5x points on bookings through Amextravel.com
Rates & Fees
×
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greate
Annual Fee:
$550
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
No annual fee
0% introductory APR for the first 6 months after opening account
$100 statement credit after making $1,000 in purchases within the first 90 days
1.5% cashback on all purchases
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.49% to 18.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
15.49% to 18.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
4 points per $1 spent on eligible net restaurant purchases
3 points per $1 spent on eligible net airline purchases
2 points for every $1 spent on eligible net gas station purchases
1 point for every $1 spent on all other eligible net purchases
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
$0 for the first 12 months, $99 after that
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
3% cash back on the first $6,000 in eligible net purchases made each year at gas stations.
2% cash back on supermarket net purchases.
1% cash back on other everyday net purchases
$25 cash back reward bonus after first purchase
Rates & Fees
×
Intro Purchase APR:
0% for the first 6 months
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 6 months
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 30,000 Bonus Points when you spend $3,000 in the first 90 days
1.99% intro APR on balance transfers for the first 6 months
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
11.15% to 18.00% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
1.99% introductory APR for 6 months
Balance Transfer APR:
11.15% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
2% above the variable APR; 13.15% to 20% variable based on creditworthiness and the Prime Rate
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $20
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
Up to 4x points on all travel purchases (3x points if you're not a member of PenFed Honors Advantage)
$100 annual air travel credit
$100 Global Entry fee credit, or $85 TSA Precheck fee credit when you use your card to pay
1.5x points on all other, non-travel purchases
Rates & Fees
×
Regular Purchase APR:
12.74% to 17.99%, based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% promotional balance transfer rate for 12 months on transfers made between now and September 30, 2019.
Balance Transfer APR:
12.74% to 17.99%, based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% per transaction
Cash Advance APR:
12.74% to 17.99%
Cash Advance Transaction Fee:
5% or $5 minimum per cash advance
Penalty APR:
17.99% if your minimum is not received within 60 days
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Good , Fair
Best Benefits
×
2% cash back on all eligible purchases on up to $50,000 per calendar year
Cash back is automatically applied as statement balance
Expanded Buying Power - spend above your credit limit
No annual fee
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
14.74% to 20.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made within 60 days from account opening date
Balance Transfer APR:
14.74%, 17.74%, or 20.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Over Limit Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Get your money up to 2 days faster with early direct deposit
Free withdrawals at over 24,000 MoneyPass ATM locations nationwide
Transfer cash or pay bills online without a hassle
Access and manage your account on the go via your phone
Rates & Fees
×
Annual Fee:
None
Foreign Transaction Fee:
2.7% on each transaction after conversion to U.S. dollars
Credit Needed:
No Credit Required
Best Benefits
×
2X points for every dollar spent on eligible purchases at amextravel.com
1X points on all other purchases
Unlimited earnings
Employee cards for no additional fees
No annual fee
Rates & Fees
×
Regular Purchase APR:
19.74% variable based on the Prime Rate
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$95
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
$39 or 2.99% of any past due Pay in Full amount, whichever is greater
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent
Best Benefits
×
Choose between 5% cash back or 90 days to pay your balance off interest-free
2% cash back on purchases at U.S. restaurants, gas stations & wireless telephone service providers
1% back on all other eligible purchases
Receive $125 Amazon.com gift card upon approval
Earn $100 statement credit after spending $3000 within first 3 months
Expense management tools to help you run your business more efficiently
No annual fee and no foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
EIther $5 of 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
Choose between getting 3% cash back or 60 interest-free purchases on Amazon-related purchases
2% back on purchases at U.S. restaurants, U.S. gas stations, and on wireless telephone services
1% back on all other purchases
Receive $100 Amazon.com gift card upon getting approved for an account
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
6X Marriott Bonvoy Points per $1 at participating Marriott Bonvoy hotels
4X points per $1 at U.S. restaurants, gas stations, wireless telephone services, and on shipping purchases
2X points on all other eligible purchases
Complimentary Marriott Bonvoy Silver Elite Status
1 Free Night Award each year after cardmember anniversary
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$125
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
6X Marriott Bonvoy points on direct purchases at participating Marriott Bonvoy hotels
3X points on purchases at U.S. restaurants and flights booked directly with airlines
2X points on all other eligible purchases
Free Night Award each year on account anniversary
Complimentary Marriott Bonvoy Gold Elite status
Annual $300 statement for eligible purchases at participating Marriott Bonvoy hotels
Priority Pass Select membership
$100 statement credit for Global Entry or $85 credit for TSA Pre Check
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate on transfers made within 60 days of account opening
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
$450
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Send and receive money, link your debit card to your Account, and add funds via direct deposit
Enjoy American Express cardmember benefits like purchase and fraud protection, as well as roadside assistance, exclusive access to entertainment and sporting events a more
Free (and Flexible) Direct Deposit, no monthly fees and no overdraft fees, and free Bill Pay
Use your card to shop anywhere American Express is accepted
Rates & Fees
×
Annual Fee:
None
Credit Needed:
No Credit Required
Best Benefits
×
4 points per $1 spent on eligible net restaurant purchases, 3 points per $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas station purchases, and 1 point for every $1 spent on all other eligible net purchases
10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)
No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
15.74% to 24.74% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.74% to 24.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
$0 for the first 12 months. After that, $99
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good
Best Benefits
×
3% cash back on gas on the first $6,000 in annual fuel spending, 2% cash back on supermarket net purchases, and 1% cash back on other everyday net purchases
$25 cash back reward bonus after first purchase; there is no limit on the total cash back you can earn
Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability, rental car insurance, extended warranty coverage, and merchandise return protection
Special introductory 0% APR for the first 6 billing cycles on purchases and balance transfers
Rates & Fees
×
Intro Purchase APR:
0% for 6 months from account opening date
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 6 months on transfers made within 186 days from account opening date
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good
Best Benefits
×
Pick 2 categories for the 4X bonus
4X points made directly from select technology providers of computer hardware, software, and cloud solutions
4X points at gas stations
4X points at restaurants
4X points for shipping
4X points on advertising (online, TV, radio)
Earn 1X points on all other purchases
Earn 25% points back after booking flights using 'Pay with Points'
Rates & Fees
×
Regular Purchase APR:
15.74% to 23.74% variable based on creditworthiness and the Prime Rate
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$295
Late Payment Penalty Fee:
$39 or 2.99% of any past due Pay in Full amount, whichever is greater
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
2X miles per dollar spent on purchases made directly with Delta
1X mile for every eligible purchase
Miles don't expire
Main Cabin 1 Priority Boarding
First checked bag free
20% in-flight savings
Annual round-trip companion certificate each year upon renewal
Exclusive per-visit rate access to Delta Sky Club of $29 per person
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.24% to 26.24% variable on balance transfers requested within 60 days of account opening
Balance Transfer Transaction Fee:
Either $5 of 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$195
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
2X miles per dollar spent on purchases made directly with Delta
1X miles on every eligible dollar spent on all other purchases
Round-trip companion airfare upon renewing card
Main Cabin 1 Priority Boarding
First checked bag free
20% in-flight savings on Delta in the form of a statement credit
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on your creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$195
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
5% off eligible purchases at Lowe's
3X points at restaurants, office supply stores & wireless telephone services
2X points on Lowe's purchases
1X points on all other purchases
Rates & Fees
×
Intro Purchase APR:
0% for 6 months from account opening date
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
14X points for Hilton hotels and resorts
7X points on flights booked directly with airlines or through amextravel.com, ca
7X points on car rentals booked directly from select car rental companies
7X points at US restaurants
3X points on all other purchases
Complimentary Diamond Status in the Hilton Honors rewards program
Anniversary bonus of one weekend night
Earn additional weekend night reward after spending $60,000 within calendar year
$250 Hilton resort statement credit
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.24% to 26.24% variable on transfers requested within 60 days from account opening date
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$450
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Earn 35,000 miles after spending $1,000 within first 3 months
Earn $50 statement credit after making a Delta purchase within first 3 months
2X miles per $1 spent on direct Delta purchases
1X mile per $1 spent on all other purchases
First checked bag free
20% in-flight savings
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.24% to 26.24% on balance transfers requested within 60 days of account opening
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$0 for the first year, then $95
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
2X miles per dollar spent on purchases made directly with Delta
1X mile per dollar spent on all other eligible purchases
Earn $100 Delta flight credit after spending $10,000 within the calendar year
Main Cabin 1 priority boarding
First checked bag free
20% in-flight savings
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$0 for the first year. After that, $95
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Good
Best Benefits
×
2X miles per dollar spent directly with Delta
1X miles per dollar spent on all other purchases
Complimentary Delta Sky Club® access
Discounted lounge access for up to two guests ($29 per guest)
Earn 15,000 Medallion® Qualification Miles after spending $30,000 within a year
Earn additional 15,000 MQMs after spending $60,000 within a year
Round-trip companion certificate each year upon renewal
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.24% to 26.24% variable on transfers requested within 60 days from account opening date
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$450
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Earn $150 back after spending $1,000 within the first 3 months
Unlimited 1.5% cash back on your purchase
Introductory purchase and balance transfer APR of 0% for 15 months
Complimentary ShopRunner membership
Rates & Fees
×
Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
14.49% to 25.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 60 days from account opening date
Balance Transfer APR:
14.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
2X points on travel when booked through AmexTravel.com
1X points on all other purchases
Unlimited earnings
Redeem points towards merchandise or as statement credit
Rates & Fees
×
Regular Purchase APR:
25.49% variable based on the Prime Rate
Balance Transfer APR:
25.49% variable on transfers requested within 60 days from account opening date
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
3X points per $1 at supermarkets (up to $6,000)
2X points per $1 at gas stations
1X points per $1 on other eligible purchases
Earn 50% more points when you make 30+ purchases with your Card in a billing period
0% APR on purchases and balance transfers for 12 months
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers requested within 60 days from account opening date
Balance Transfer APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$95
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3X points on travel (flights, hotels, transit, taxis, tours, ridesharing)
Earn 3X points at restaurants worldwide
Earn 1X points on all other purchases
Receive up to $100 per year in statement credits to pay for your CLEAR® membership
Earn up to $100 in statement credits per calendar year on your LoungeBuddy purchases
Baggage insurance plan up to $1,250
Rates & Fees
×
Regular Purchase APR:
16.74% to 23.74% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$150
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Triple FlexPoints at restaurants, Double FlexPoints at gas stations, Double FlexPoints at airlines, and One FlexPoint per $1 spent on all other eligible Net Purchases
Complimentary Boingo Wi-Fi at over 1 million hotspots worldwide
Get up to a $25 airline allowance with every award travel ticket good towards baggage fees, in-flight treats and more
Rates & Fees
×
Regular Purchase APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
$85
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
Earn up to 1 FlexPoint for every $1 spent in eligible Net Purchases
Earn 10,000 bonus FlexPoints after spending $1,000 in eligible net purchases within 4 months from account opening date
No Annual Fee
Receive Additional Coverage Benefits such as Emergency Assistance Services, Worldwide Car Rental Insurance, Retail Purchase Protection
Rates & Fees
×
Regular Purchase APR:
15.49% to 25.94% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 9 months on balances transferred within 60 days from account opening
Balance Transfer APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.749% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
2,500 bonus points credited to your account with your first purchase
Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
Identity theft resolutions services provides assistance should you become the victim of identity theft
Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
×
Regular Purchase APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months from account opening
Balance Transfer APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer (maximum fee per transfer $200)
Cash Advance APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good
Best Benefits
×
Unlimited Points — 3X points for dining out, 2X points on gas and groceries, and 1X points for every dollar spent on other purchases
Special 4% SCRA Rate — When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty
Added Protection — We help give you peace of mind with: Experienced support if your identity is stolen, extended warranties on your purchases, and travel accident and baggage delay insurance
Pay no foreign transaction fees when you travel outside the U.S.
Rates & Fees
×
Regular Purchase APR:
11.40% to 27.40% variable based on creditworthiness
Balance Transfer APR:
11.40% to 27.40% variable based on creditworthiness
Balance Transfer Transaction Fee:
3% of the amount of each transfer
Cash Advance APR:
11.40% to 27.40% variable based on creditworthiness
Cash Advance Transaction Fee:
3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
Receive 1.5% discount when you pay your bill within 10 days of your statement closing date
Up to 60 days to pay with no interest
Choose whether to receive your bill at the beginning, middle, or end of the month
Annual fee waived the first year
No preset spending limit
Employee Plum Cards for no additional fee
Rates & Fees
×
Annual Fee:
$0 for the first year. After that, $250
Late Payment Penalty Fee:
$39 or 1.5% of the past due amount, whichever is greater
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent
Best Benefits
×
Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening
Travel more than 100 miles from home and you'll have 24/7 access to medical, legal, and financial help if the unexpected happens
Receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase
Get your cash back in the form of a statement credit, a direct deposit into your U.S. Bank checking or savings account, or as a rewards card
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for first 12 billing cycles
Balance Transfer APR:
15.49% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either 4% of the amount of each advance or $10 minimum, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent
Best Benefits
×
Earn a $150 bonus after you make $500 in Qualifying Purchases within the first 90 days of opening your account
Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
Extend your manufacturers warranty at no extra cost
Rates & Fees
×
Regular Purchase APR:
13.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
13.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer
Cash Advance APR:
13.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
5X Membership Rewards® Points on flights booked directly with airlines or with American Express Travel
5X Membership Rewards® Points on prepaid hotels through amextravel.com
Annual $200 statement credit on airline incidentals
Statement credit for Global Entry or TSA Precheck
American Express Global Lounge Collection
$200 Uber savings and VIP Status
Complimentary Gold status in Marriott Bonvoy and Hilton Honors programs
Complimentary membership in premium car rental programs
Earn 50% more points on purchases of $5,000 or more
Get 35% points back on redemptions for flights
Rates & Fees
×
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
$595
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months
12X points on Hilton purchases
6X points at business purchases: gas stations, wireless telephone services, shipping purchases
6X points on flights booked directly with airlines or Amex Travel, car rentals booked directly from select car rental
Complimentary Hilton Honors Gold status
Free Weekend Night Reward after spend $15,000 within calendar year
Second Weekend Night Reward from Hilton Honors after spending $60,000 within calendar year
10 free visits to over 1,000 Priority Pass airport lounges every year
Spend $40,000 to be upgraded to Diamond status
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
17.24% to 26.24% variable based on creditworthiness and Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$95
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
Get 5X Membership Rewards® points on flights and prepaid hotels
Receive a $200 airline fee credit each calendar year
1 year of Platinum Global Access from WeWork
Receive 50,000 Membership Rewards® points after spending $10,000 within 3 months
Receive extra 50,000 points spending an additional $15,000 within your first 3 months
Get 50% more points on purchases of $5,000 or more
Receive 35% points back when they’re used for flights
Rates & Fees
×
Regular Purchase APR:
19.74% variable based on the Prime Rate
Penalty APR:
29.99% variable, based on the Prime Rate, for Pay Over Time
Annual Fee:
$595
Late Payment Penalty Fee:
$39 or 2.99% of any past due Pay in Full amount, whichever is greater
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent
Best Benefits
×
Earn 2x Membership Rewards® points on everyday business purchases up to $50,000, with no category restrictions
Buy above your credit limit automatically on large purchases
No annual fee, and no annual fee for additional employee cards
Seamlessly transfer your transaction data from your American Express statement directly to your QuickBooks account
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
14.99% to 20.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made within 60 days from account opening date
Balance Transfer APR:
14.99%, 17.99%, or 20.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3X points on dining, travel, gas stations, and streaming services
Earn 1 rewards point per U.S. dollar spent on other purchases
Rewards points earning is unlimited and points do not expire as long as your account remains open
Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening
Regular Purchase APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on qualifying transfers made within 120 days from account opening
Balance Transfer APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $37
Return Payment Penalty Fee:
Up to $37
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 20% extra points when you make 20+ purchases in a billing period
2X points per dollar spent at U.S. supermarkets (up to $6,000)
1X points on every other eligible dollar spent
0% intro APR on purchases and balance transfers for 15 months
Rates & Fees
×
Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
14.49% to 25.49% variable based on creditworthiness and Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers requested within 60 days from account opening date
Balance Transfer APR:
14.49% to 25.49% variable based on creditworthiness and Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
2.7% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
4X points at restaurants worldwide
4X points at supermarkets, up to $25,000 per year
3X points on flights booked directly with airlines or on amextravel.com
$10 in monthly statement credits GrubHub, Cheescake Factory, Boxed, and other locations
$100 airline statement credit per year on incidentals
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
17.49% to 24.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
$250
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
