Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.
Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.
Sort By Column Name:
Showing 260 Cards
Date Reviewed: February 25, 2021
Free Spirit® Points Mastercard®
- Regular Purchase APR 26.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 26.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 27.99% to 31.99% variable based on creditworthiness and the Prime Rate
- Annual Fee $0 or $75
- Credit Needed Good , Fair
- Processing Network Mastercard
- No annual fee
- No foreign transaction fees
- 2X points on Spirit purchases
- 1X points on all other purchases
- Points never expire
- Regular Purchase APR: 26.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 26.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
- Cash Advance APR: 27.99% to 31.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Annual Fee: $0 or $75
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59)
- Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases
- Feel secure with cell phone protection up to $600
- No international transaction fees on purchases abroad so you can travel with confidence
- No Social Security Number required for international students to apply
- Regular Purchase APR: 18.74% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $37
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- 10-20X higher limits than traditional business credit cards
- No personal guarantee required
- No fees and no interest charges
- Create virtual credit cards for your team as soon as you're approved
- Built-in QuickBooks, NetSuite, and Xero integrations
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
Date Reviewed: March 02, 2021
Free Spirit® Travel World Mastercard®
- Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Good
- Processing Network Mastercard
- 2 points per dollar spent on eligible Spirit purchases
- No limit to the points you can earn and no points expiration
- No foreign transaction fees
- No annual fee
- Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Cash Advance APR: 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty APR: 29.99%
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
Date Reviewed: March 02, 2021
Free Spirit® Travel More World Elite Mastercard®
- Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
- Annual Fee $0 for the first year; after that $79
- Credit Needed Excellent , Good
- Processing Network Mastercard
- Earn 3 points per $1 spent on eligible Spirit purchases
- 2 points per $1 spent on eligible dining and grocery store purchases
- No foreign transaction fees
- Points never expire
- Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Cash Advance APR: 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty APR: 29.99%
- Annual Fee: $0 for the first year; after that $79
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Checking Account Required
- Regular Purchase APR: 29.99% variable based on the Prime Rate
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: See Terms
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- Earn 5x points per dollar at more than 400 wineries, wine clubs, and other Grand Reserve Partners
- Earn 3x points per dollar at any other winery, wine store, liquor store, restaurant, or bar
- Earn 2x points per dollar everywhere else
- Earn an additional 2 point per dollar bonus at your top wine merchant each month
- Redeem your points from our sommelier-curated catalog of more than 450 products and experiences for the discerning wine lover
- Receive discounts and upgrades at hundreds of wineries with your complimentary Priority Wine Pass membership
- $0 annual fee for the first year, then $149
- No foreign exchange fee
- Regular Purchase APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: None for the first year. After that, $149
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $37
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
Date Reviewed: January 08, 2021
SoFi Credit Card
- Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Mastercard
- Earn 1% cash back on all eligible purchases. When you redeem it to pay down eligible debt, save, or invest with SoFi, you'll earn an additional 1% cash back
- Get a 1% lower APR when you make 12 on-time payments
- No annual fee
- Earn additional rewards when you spend with Lyft, ShopRunner, and Boxed
- Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- No hidden fees
- No security deposit required
- Convenient and easy to use
- Build credit with on-time payments
- *See Pricing & Terms details on the Blaze secure website
- Regular Purchase APR: See Website*
- Cash Advance APR: See Website*
- Cash Advance Transaction Fee: See Website*
- Annual Fee: See Website*
- Late Payment Penalty Fee: See Website*
- Return Payment Penalty Fee: See Website*
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
- Add money to your card via direct deposit or at any of the 130,000+ NetSpend Reload Network locations nationwide
- Refer-A-Friend program allows you and the person you refer to both earn a $20 credit
- Stay on top of your account and your money with the PayPal Prepaid mobile app
- Receive special offers and Payback Rewards when you shop at qualifying stores
- Foreign Transaction Fee: 2.5% of the transaction amount in U.S. dollars
- Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
- Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
- Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
- Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
- Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
- Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
- Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
- Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
- Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
- Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
- View All Deals -
What Is Mastercard?
Mastercard is the world’s second-largest payment network, behind only Visa. Over 230 million credit cards, debit cards, and prepaid cards bear the Mastercard logo worldwide.
Mastercard is a global financial corporation with its main headquarters in O’Fallon, Missouri. The company, like Visa and American Express, helps banks and lenders conduct electronic funds transfers – the process by which card payments are made.
Like Visa, Mastercard does not issue credit cards itself. The company partners with thousands of banks, lenders, and other financial institutions to provide diverse payment solutions for customers worldwide.
Where Is Mastercard Accepted?
While the Mastercard payment network is smaller than the Visa network, Mastercard products are accepted in more countries than Visa. Where the Visa logo can be seen in 200 countries, Mastercard is currently accepted in 212 countries worldwide. This impressive coverage means both Visa and Mastercard have nearly identical global footprints. This means no matter where you go you’ll likely see the Mastercard logo.
Types of Mastercard Credit Cards
There are few distinct tiers of Mastercard, all of which offer benefits, perks, and security protection for cardholders. These tiers are:
- Mastercard
- World Mastercard
- World Elite Mastercard
Mastercard
The standard Mastercard product is the basic level of protection and features. These cards offer basic protections and benefits that most cardholders have come to expect from Mastercard, and usually do not have an annual fee – except for some secured cards.
Basic Mastercard Features
All Mastercard’s feature the following protections and security features:
- Zero Fraud Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.
- Mastercard Global Service: Emergency assistance nearly anywhere in the world, 24/7. Services include lost card reporting and replacement, emergency cash disbursement, and more.
- ID Theft Protection: Complimentary credit report monitoring that alerts cardholders to any changes or fraud concerns.
World Mastercard
World Mastercard is the next tier, offering enhanced benefits and security. Cards with the World name often include travel rewards points, and additional perks – and may charge an annual fee.
World Mastercard Benefits and Features
World Mastercard’s feature the following benefits:
- ShopRunner: Free membership providing 2-day shipping with over 120 leading online retailers.
- Onefinestay: Enjoy 10% savings on over 1,000 rental properties worldwide.
- World VIP Concierge: 24/7 concierge service for airports, travel, and any other concerns.
- Mastercard Luxury Hotel Collection: Complimentary upgrades, late checkout, and more at over 2,000 properties worldwide.
- Cell Phone Protection: $1,000 in coverage per year ($600 per claim) if your phone is lost, stolen, or broken. Cardholders must pay their phone bill with an eligible card. Terms and conditions apply.
- ID Theft Protection
- Zero Fraud Liability
- Global Emergency Services
World Elite MasterCard
World Elite is the ultimate in credit card perks and protections. These credit cards are the most prestigious of travel cards, offering luxury, statement credits, and hefty annual fees to match. These cards are the best of a bank’s credit card lineup.
World Elite Mastercard Features
World Elite products feature the highest tier of protection and benefits for cardholders. These benefits include:
- Lyft: Take five rides in a month and get a $10 Lyft credit. This is a recurring benefit and can be earned multiple times.
- Boxed: Earn a 5% cashback reward on all Boxed orders. Boxed offers to ship for bulk orders worldwide.
- Fandango: $5 off future movie tickets or at-home purchases for every two movie tickets purchased.
- Onefinestay Discounts
- Free ShopRunner Membership
- Mastercard Luxury Hotel Collection
- World Elite Concierge
- Cell Phone Protection
- ID Theft Protection
- Zero Fraud Liability
- Global Emergency Services
Many World Elite Mastercard credit cards come with additional issuer perks, such as lounge access, statement credits for travel incidentals or Global Entry application fees, and more.
Priceless Cities
All Mastercard credit cards feature access to the unique Mastercard Priceless program. This program allows members to purchase once-in-a-lifetime experiences, such as one-on-one experiences with sporting heroes, wine tours, and more.
Business Cards
Business cards from Mastercard come with many of the same features personal credit cards, but with additional tools to help businesses thrive and grow. These tools include payment management by combining statements, extra employee cards, and business monitoring tools. These protections allow companies to keep control of their finances, while the travel benefits of World and World Elite cards lets employees travel in comfort.
Issuers Who Only Offer Mastercard
Some issuers provide a variety of payment network options for customers. others, however, specialize in just one network. Some of the credit card issuers who offer only Mastercard cards include:
- Bank fo the West – including the Business Mastercard, Cash Back, Platinum Mastercard, and Secured Card.
- BMO Harris – including the Business Platinum Rewards, Cash Back, Platinum, and Platinum Rewards Cards.
- Bethpage Federal Credit Union – including the Cash Back Card and Low Rate Mastercard.
- Citizens Bank – including the Cash Back Plus, Clear Value Mastercard, Everyday Points Business Card
- First Tech Federal Credit Union – Including the Blazers Rewards Mastercard, the Platinum Rewards Card, and the Platinum Secured.
- Quorum Credit Union -including the Cash Back and World Mastercards.
- SunTrust Bank – including the Secured, Business, and Non-Profit Business Cards.
- University Credit Union – including the Traditional and Rewards Mastercards.
What Are the Best Mastercard Credit Cards for 2020?
Because there are so many different types of Mastercard in circulation, finding your ideal card can be tough. Here are some of the top Mastercard offers for 2020, as chosen by the BestCards team:
- Mastercard® Black Card™ – Best Luxury Rewards Card
- Milestone® Gold Mastercard® – Best Card for Rebuilding Credit
- First Progress Platinum Prestige Mastercard® – Best Secured Card
- Priority Destinations® World Elite Business Mastercard – Best Business Travel Card
- ABOC Platinum Rewards Mastercard® – Best Rewards Card
- AAdvantage® Aviator® Red World Elite Mastercard® – Best Airline Credit Card