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Showing 235 Cards
Date Reviewed: June 22, 2020
Surge Mastercard® Credit Card
- Regular Purchase APR See Terms*
- Cash Advance APR See Terms*
- Annual Fee See Terms*
- Credit Needed Fair , Poor
- Processing Network Mastercard
- See if you’re Pre-Qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Regular Purchase APR: See Terms*
- Cash Advance APR: See Terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See Terms*
- Foreign Transaction Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: June 16, 2020
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
- Regular Purchase APR 12.99% variable based on the Prime Rate
- Cash Advance APR 18.99% variable based on the Prime Rate
- Annual Fee $49
- Credit Needed Poor , No Credit Required
- Intro Purchase APR 0% for 6 months from account opening date
- Processing Network Mastercard
- Full-Feature Platinum Mastercard* Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels: Anywhere Credit Cards Are Accepted!
- 24/7 Online Access to Your Account
- Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 12.99% variable based on the Prime Rate
- Cash Advance APR: 18.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: April 14, 2020
First Digital NextGen Mastercard® Credit Card
- Regular Purchase APR See terms*
- Cash Advance APR See terms*
- Annual Fee See terms*
- Credit Needed Fair
- Processing Network Mastercard
- Build up your Credit with a card that reports to all three major credit bureaus every month
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application – it just takes moments to apply
- You may be eligible for a Credit Line Increase after six months
- Regular Purchase APR: See terms*
- Cash Advance APR: See terms*
- Cash Advance Transaction Fee: See Terms*
- Annual Fee: See terms*
- Foreign Transaction Fee: See Terms*
- Late Payment Penalty Fee: See Terms*
- Return Payment Penalty Fee: See Terms*
Date Reviewed: April 13, 2020
First Progress Platinum Prestige Mastercard® Secured Credit Card
- Regular Purchase APR 9.99% variable based on the Prime Rate
- Cash Advance APR 18.99% variable based on the Prime Rate
- Annual Fee $49
- Credit Needed Poor , No Credit Required
- Processing Network Mastercard
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account
- Regular Purchase APR: 9.99% variable based on the Prime Rate
- Cash Advance APR: 18.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: April 13, 2020
First Progress Platinum Elite Mastercard® Secured Credit Card
- Regular Purchase APR 19.99% variable based on the Prime Rate
- Cash Advance APR 24.99% variable based on the Prime Rate
- Annual Fee $29
- Credit Needed Poor , No Credit Required
- Processing Network Mastercard
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- 24/7 Online Access to Your Account
- Regular Purchase APR: 19.99% variable based on the Prime Rate
- Cash Advance APR: 24.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $29
- Foreign Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Date Reviewed: March 04, 2020
Meijer Mastercard®
- Regular Purchase APR 24.99% variable based on the Prime Rate
- Balance Transfer APR 24.99% variable based on the Prime Rate
- Cash Advance APR 27.99%
- Annual Fee None
- Credit Needed Fair
- Processing Network Mastercard
- Get $10 off your first purchase within 30 days of opening an account
- Earn an additional $10 reward for each $750 you spend
- Get cents off per gallon of Meijer gas
- No annual fee
- Regular Purchase APR: 24.99% variable based on the Prime Rate
- Balance Transfer APR: 24.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 27.99%
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
Date Reviewed: March 03, 2020
AOPA World Mastercard
- Regular Purchase APR 10.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 months from account opening date
- Processing Network Mastercard
- Earn 4% cash back on select AOPA purchases
- Earn 3% cash back on purchases with select AOPA partners
- Earn 2% cash back on FBO's, Flight Schools, and fuel (both aviation and auto)
- Earn 1% cash back on all other purchases
- No annual fee
- World Mastercard luxury travel benefits, including concierge, golf privileges and more
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 10.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 10.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 27.24% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
Date Reviewed: March 03, 2020
Clark Crown Endless Rewards Mastercard®
- Regular Purchase APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 months from account opening date
- Processing Network Mastercard
- No annual fee
- Unlimited 1.5% back on Clark Crown purchases
- Unlimited 1% back on all other purchases
- Rewards never expire
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for the first 6 months
- Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
- Penalty APR: 27.24% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
Date Reviewed: March 02, 2020
Florida Gators Mastercard
- Regular Purchase APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 25.24% variable with the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 1.99% for 6 months from account opening date
- Processing Network Mastercard
- No annual fee
- Earn unlimited cash back
- Earn 3% cash back at coffee shops and fast food restaurants, and on ridesharing services
- Earn 2% cash back on gas and restaurants
- Earn 1% cash back on all other eligible purchases
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 25.24% variable with the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Penalty APR: 27.24% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
Date Reviewed: February 28, 2020
PayPal Extras Mastercard®
- Regular Purchase APR 21.49%, 25.49%, or 28.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 23.74% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good , Fair
- Processing Network Mastercard
- 3X points at gas stations and restaurants
- 2X points on purchases made through PayPal and eBay
- 1X point on all purchases wherever Mastercard is accepted
- Mastercard identity theft protection
- Regular Purchase APR: 21.49%, 25.49%, or 28.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 23.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
What Is Mastercard?
Mastercard is the world’s second-largest payment network, behind only Visa. Over 230 million credit cards, debit cards, and prepaid cards bear the Mastercard logo worldwide.
Mastercard is a global financial corporation with its main headquarters in O’Fallon, Missouri. The company, like Visa and American Express, helps banks and lenders conduct electronic funds transfers – the process by which card payments are made.
Like Visa, Mastercard does not issue credit cards itself. The company partners with thousands of banks, lenders, and other financial institutions to provide diverse payment solutions for customers worldwide.
Where Is Mastercard Accepted?
While the Mastercard payment network is smaller than the Visa network, Mastercard products are accepted in more countries than Visa. Where the Visa logo can be seen in 200 countries, Mastercard is currently accepted in 212 countries worldwide. This impressive coverage means both Visa and Mastercard have nearly identical global footprints. This means no matter where you go you’ll likely see the Mastercard logo.
Types of Mastercard Credit Cards
There are few distinct tiers of Mastercard, all of which offer benefits, perks, and security protection for cardholders. These tiers are:
- Mastercard
- World Mastercard
- World Elite Mastercard
Mastercard
The standard Mastercard product is the basic level of protection and features. These cards offer basic protections and benefits that most cardholders have come to expect from Mastercard, and usually do not have an annual fee – except for some secured cards.
Basic Mastercard Features
All Mastercard’s feature the following protections and security features:
- Zero Fraud Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.
- Mastercard Global Service: Emergency assistance nearly anywhere in the world, 24/7. Services include lost card reporting and replacement, emergency cash disbursement, and more.
- ID Theft Protection: Complimentary credit report monitoring that alerts cardholders to any changes or fraud concerns.
World Mastercard
World Mastercard is the next tier, offering enhanced benefits and security. Cards with the World name often include travel rewards points, and additional perks – and may charge an annual fee.
World Mastercard Benefits and Features
World Mastercard’s feature the following benefits:
- Postmates: $5 off every purchase of $25 or more with a World Mastercard
- ShopRunner: Free membership providing 2-day shipping with over 120 leading online retailers.
- Onefinestay: Enjoy 105 savings on over 1,000 rental properties worldwide.
- World VIP Concierge: 24/7 concierge service for airports, travel, and any other concerns.
- Mastercard Luxury Hotel Collection: Complimentary upgrades, late checkout, and more at over 2,000 properties worldwide.
- Cell Phone Protection: $1,000 in coverage per year ($600 per claim) if your phone is lost, stolen, or broken. Cardholders must pay their phone bill with an eligible card. Terms and conditions apply.
- ID Theft Protection
- Zero Fraud Liability
- Global Emergency Services
World Elite MasterCard
World Elite is the ultimate in credit card perks and protections. These credit cards are the most prestigious of travel cards, offering luxury, statement credits, and hefty annual fees to match. These cards are the best of a bank’s credit card lineup.
World Elite Mastercard Features
World Elite products feature the highest tier of protection and benefits for cardholders. These benefits include:
- Lyft: Take five rides in a month and get a $10 Lyft credit. This is a recurring benefit and can be earned multiple times.
- Boxed: Earn a 5% cashback reward on all Boxed orders. Boxed offers to ship for bulk orders worldwide.
- Fandango: $5 off future movie tickets or at-home purchases for every two movie tickets purchased.
- Postmates Discounts
- Onefinestay Discounts
- Free ShopRunner Membership
- Mastercard Luxury Hotel Collection
- World Elite Concierge
- Cell Phone Protection
- ID Theft Protection
- Zero Fraud Liability
- Global Emergency Services
Many World Elite Mastercard credit cards come with additional issuer perks, such as lounge access, statement credits for travel incidentals or Global Entry application fees, and more.
Priceless Cities
All Mastercard credit cards feature access to the unique Mastercard Priceless program. This program allows members to purchase once-in-a-lifetime experiences, such as one-on-one experiences with sporting heroes, wine tours, and more.
Business Cards
Business cards from Mastercard come with many of the same features personal credit cards, but with additional tools to help businesses thrive and grow. These tools include payment management by combining statements, extra employee cards, and business monitoring tools. These protections allow companies to keep control of their finances, while the travel benefits of World and World Elite cards lets employees travel in comfort.
What Are the Best Mastercard Credit Cards for 2020?
Because there are so many different types of Mastercard in circulation, finding your ideal card can be tough. Here are some of the top Mastercard offers for 2020, as chosen by the BestCards team:
- Mastercard® Black Card™ – Best Luxury Rewards Card
- Milestone® Gold Mastercard® – Best Card for Rebuilding Credit
- First Progress Platinum Prestige Mastercard® – Best Secured Card
- Priority Destinations® World Elite Business Mastercard – Best Business Travel Card
- ABOC Platinum Rewards Mastercard® – Best Rewards Card
- AAdvantage® Aviator® Red World Elite Mastercard® – Best Airline Credit Card
