Citibank’s credit cards are known for their generous introductory 0% offers, as well as for the issuer’s ThankYou and Double Cash rewards programs. Most of Citibank’s clientele has above average credit, but the company also issues secured and student cards. Browse our range of Citibank credit cards from our partners below.
Low APR
Date Added
High APR
A-Z
Z-A
Best Benefits
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Earn 5% on gas purchases
Earn 3% on groceries and dining purchases
Earn 2% on purchases at Sears and Kmart
Earn 1% on purchases everywhere else
Redeem your points with a Shop Your Way membership and access additional discounts and deals
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Balance Transfer APR:
26.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
28.65% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
$50 off Brooks Brothers in-store purchase of $200 or more
$20 anniversary bonus
Earn up to 6X points based on My Brooks Reward Program Status
Rates & Fees
×
Regular Purchase APR:
17.49%, 20.49%, or 24.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
24.74% to 25.74 variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
4% back at L.L.Bean
2% back at restaurants
2% back at gas stations
1% back on all other purchases
Free standard shipping & returns
Free monogramming
Rates & Fees
×
Regular Purchase APR:
15.49%, 18.49% or 21.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49%, 18.49% or 21.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Good , Fair
Best Benefits
×
Receive $10 Star Money reward for every 1,000 points
3% back at restaurants
2% back at gas stations and supermarkets
1% back for all other purchases
Automatic Silver status in Macy's Star Rewards
25% off all merchandise with Star Pass (1)
Free shipping with no minimum purchase
Annual birthday surprise
Special travel upgrades and savings on airfare, hotel bookings, cruises, and more
Entertainment Access: Priority tickets to Broadway, sporting events, and concerts
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 4% of the amount of each cash advance, whichever is greater.
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Receive $25 in rewards for every 5,000 points earned
4X points at Bloomingdale's
8X points on shoes, cosmetics, and fragrances from Bloomingdale's
4X points on all other purchases
Choose your own Triple Point days (4)
Free standard domestic shipping & returns
Complimentary fur storage during the summer
Early access to Friends & Family sale
Exclusive Top of the List offers and events
Free unlimited gift wrapping services (where available)
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 4% of the amount of each cash advance, whichever is
greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Good , Excellent
Best Benefits
×
Receive $25 in rewards for every 5,000 points earned
3X points at Bloomingdale's
6X points on shoes, cosmetics, and fragrances from Bloomingdale's
3X points on all other purchases
Choose your own Triple Point days (2)
Rates & Fees
×
Regular Purchase APR:
26.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 4% of the amount of each cash advance, whichever is
greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Special financing on select Best Buy purchases or 5% back
3x points on gas, groceries, and furniture stores
2x points on dining purchases
1x points on all other purchases
Rates & Fees
×
Intro Purchase APR:
11.90% for select purchases eligible for the 48 months
Regular Purchase APR:
26.74% variable based on the Prime Rate
Balance Transfer APR:
26.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greate
Cash Advance APR:
29.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $15 or 5% of the amount of each transfer, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
Earn 1 point per $1 on all other purchases
Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
×
Regular Purchase APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each purchase transaction in US dollars
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Good , Fair
Best Benefits
×
Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months from account opening
Earn 2X points on purchases at supermarkets and gas stations for the first $6,000 per year
Earn 1X point on all other purchases
Purchases round up to the nearest 10 points with no cap
0% intro APR on purchases for the first 7 months from account opening
Rates & Fees
×
Intro Purchase APR:
0% for 7 months from account opening date
Regular Purchase APR:
15.99% to 25.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
15.99% to 25.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each purchase transaction in US dollars
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Good , Fair
Best Benefits
×
Earn 50,000 bonus points after spending $4,000 within 3 months of account opening, redeemable for $500 in travel, anytime, with no blackout dates when booked through the ThankYou Travel Center
Earn 5X points per $1 spent on air travel and restaurants
Earn 3X points per $1 spent on hotels and cruise lines
Earn 1X point per $1 spent on all other purchases
Enjoy a complimentary 4th night hotel stay and $250 annual travel credit
Transfer your points to partner airline loyalty programs
Rates & Fees
×
Regular Purchase APR:
18.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
18.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
$495, $75 for each authorized user
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Earn 15,000 Bonus Points after you spend $1,000 in purchases within the first 3 months from account opening
Points on purchases are rounded up to the nearest 10 points with no cap
Earn 2X points per $1 at supermarkets and gas stations for the first $6,000 per year
Earn 1X point per $1 on all other purchases
Get 10% back in Points for the first 100,000 ThankYou® Points you redeem per year
Rates & Fees
×
Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
14.99% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 4 months from account opening date
Balance Transfer APR:
14.99% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 70,000 American Airlines AAdvantage® bonus miles after spending $4,000 within 4 months
2X AAdvantage® miles for every $1 spent on purchases with American Airlines
2X AAdvantage® miles per $1 spent on telecommunications merchants, cable and satellite providers, car rental merchants and gas stations
1X AAdvantage® mile for every $1 spent on all other purchases
Earn American Airlines Companion Certificate after $30,000 in purchases per year
First checked bag is free for you and up to four others traveling with you on the same reservation (domestic flights only)
Preferred boarding on American Airlines flights
Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
Rates & Fees
×
Regular Purchase APR:
17.24% to 25.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transaction, whichever is higher
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
$0 for the first 12 months. After that, $99
Late Payment Penalty Fee:
$39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 10,000 AAdvantage® bonus miles plus a $50 statement credit when you make $500 in purchases within 90 days from account opening
2X AAdvantage® miles at grocery stores and eligible American Airlines purchases
1X AAdvantage® mile per $1 on all other purchases
Redeem your miles for trip awards, class upgrades, car rentals, hotel stays, and vacation packages
25% savings on in-flight food and beverage purchases
No annual fee
Rates & Fees
×
Regular Purchase APR:
17.49% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.49% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transaction, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
Receive 20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months
Receive $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months
3X Expedia Rewards points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages,
1X Expedia Rewards point per $1 spent on other purchases
Complimentary Expedia Rewards Silver status
Earn 1 Elite Qualifying Hotel Night towards Expedia+ gold status qualification for every $2,500 spent
Uncapped earnings
Rates & Fees
×
Regular Purchase APR:
16.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
16.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Requires a paid Costco membership
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee
No foreign transaction fee
Rates & Fees
×
Regular Purchase APR:
16.74% variable based on the Prime Rate
Balance Transfer APR:
16.74% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on your creditworthiness and the Prime Rate
Annual Fee:
$0 with Costco Membership
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent
Best Benefits
×
Card requires paid Costco membership
4% cash back on eligible gas for the first $7,000 per year and 1% thereafter
3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee
Rates & Fees
×
Regular Purchase APR:
16.74% variable based on the Prime Rate
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on your creditworthiness and the Prime Rate
Annual Fee:
$0 with Costco membership
Late Payment Penalty Fee:
$39
Return Payment Penalty Fee:
$39
Credit Needed:
Excellent
Best Benefits
×
No annual fee
Choose any available due date in the beginning, middle or end of the month
Citi® Identity Theft Solutions and $0 Liability on unauthorized purchases help protect against fraud
View balances and transactions or make payments using free online and mobile banking tools
Rates & Fees
×
Regular Purchase APR:
23.99% variable based on the Prime Rate
Balance Transfer APR:
23.99% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
23.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on your creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each purchase transaction in US dollars
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Minimum Deposit Required:
$200
Credit Needed:
No Credit Required
Best Benefits
×
0% Intro APR for 18 months on balance transfers
Earn 2% cash back on all purchases – 1% when you buy and 1% as you make payments for those purchases
Uncapped capped earnings
No annual fee
Rates & Fees
×
Regular Purchase APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 18 months on transfers made within 4 months from account opening date
Balance Transfer APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each purchase transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $40 after that
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
0% Intro APR on purchases and balance transfers for 18 months from date of account opening
Apple Pay® compatibility makes it easy to complete purchases
Citi® Private Pass® grants special access to purchase tickets to concerts, dining experiences, and sporting events
Enjoy peace of mind with Identity Theft and travel protection
Rates & Fees
×
Intro Purchase APR:
0% for 18 months from date of account opening
Regular Purchase APR:
15.24% to 25.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 18 months from date of first transfer when completed within 4 months from date of account opening
Balance Transfer APR:
15.24% to 25.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transaction, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
3% of each purchase transaction in US dollars
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months
2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X AAdvantage® mile for every $1 spent on other purchases
Receive 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after spending $40,000 in purchases within the year
Access to over 50 Admirals Club® lounge locations worldwide
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
17.49% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
17.49% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on the Prime Rate
Annual Fee:
$450
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent
Best Benefits
×
0% intro APR on balance transfers for 21 months from date of first transfer
0% Intro APR on purchases for 12 months from date of account opening
No annual fee
No late fee
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
16.24% to 26.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 21 months on transfers made within 4 months from account opening date
Balance Transfer APR:
16.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in US dollars
Return Payment Penalty Fee:
Up to $40
Credit Needed:
Excellent , Good
Best Benefits
×
3X ThankYou® Points per dollar spent on travel purchases, including gas stations, airfare, hotels, public transportation, and parking
2X ThankYou® Points per dollar spent on dining and entertainment purchases
1X ThankYou® Point per dollar spent on all other purchases
No limit to how many points you can earn, and they never expire
Earn 60,000 bonus points when you spend $4,000 in the first three months of opening your account
Rates & Fees
×
Regular Purchase APR:
17.49% to 25.49% variable based on creditworthiness and Prime Rate
Balance Transfer APR:
17.49% to 25.49% variable based on creditworthiness and Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on creditworthiness and Prime Rate
Annual Fee:
$95
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
×
Get 50¢ off each gallon for the two months by applying through the Speedpass+ app
Get 12¢ off each gallon of Synergy™ fuel for the first 2 months
Save 6¢ per gallon on fuel purchases after promotional period
View monthly itemized fuel costs for each card in your account
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
27.99% variable based on the Prime Rate
Cash Advance APR:
29.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each transaction, whichever is greater
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Good , Fair
Best Benefits
×
2X miles for every dollar spent with American Airlines
2X miles for every dollar spent at gas stations
2X miles for every dollar spent at restaurants
Annual $125 Flight Discount after spending $20,000 within cardmembership year
First checked back is free for you and up to four others
Preferred boarding
Save 25% on eligible in-flight food and beverage purchases
Rates & Fees
×
Regular Purchase APR:
17.49% to 25.49% variable based on creditworthiness and Prime Rate
Balance Transfer APR:
17.49% to 25.49% variable based on creditworthiness and Prime Rate
Balance Transfer Transaction Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR:
Up to 29.99% variable based on creditworthiness and the Prime Rate
Annual Fee:
$0 for the first year. After that, $99
Late Payment Penalty Fee:
Up to $39
Return Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
