Bank of America Credit Cards

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Bank of America® Unlimited Cash Rewards Credit Card

$200 Online Cash Rewards Bonus Offer

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• Regular Purchase APR 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer APR 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Cash Advance APR 19.99% to 29.99% variable based on creditworthiness and Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Intro Purchase APR 0% for 15 billing cycles
• Processing Network Visa

Visit Card Site Read Review Terms & Conditions

Date Reviewed: October 05, 2022

Best Benefits ×

• No annual fee
• Unlimited 1.5% cash back on every purchase
• 0% Intro APR for the first 15 billing cycles on purchases and balance transfers
• $200 online cash rewards bonus after you make at least $1,000 in purchases within the first 90 days from account opening
• No limit on the amount of cash back you can earn – and rewards don’t expire

Rates & Fees ×

• Intro Purchase APR: 0% for 15 billing cycles
• Regular Purchase APR: 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Intro Balance Transfer APR: 0% for 15 billing cycles for transactions made within 60 days of account opening
• Balance Transfer APR: 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
• Cash Advance APR: 19.99% to 29.99% variable based on creditworthiness and Prime Rate
• Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
• Penalty APR: Up to 29.99%
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction in U.S. dollars
• Late Payment Penalty Fee: Up to $40

Credit Card Deals ×

Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details

$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details

20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details

$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details

Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details

Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details

Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Bank of America® Customized Cash Rewards Credit Card

$200 Cash Rewards Bonus Offer

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• Regular Purchase APR 16.99% to 26.99%, variable based on creditworthiness and Prime Rate
• Balance Transfer APR 16.99% to 26.99%, variable based on creditworthiness and Prime Rate
• Cash Advance APR 19.99% to 29.99% variable based on the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Intro Purchase APR 0% for 18 billing cycles from account opening date
• Processing Network Mastercard

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• 3% cash back on the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement
• Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
• 1% on all other purchases
• Introductory 0% APR for the first 15 billing cycles from the date you open your account
• Free FICO® Score reports updated monthly so you can monitor your credit score

Rates & Fees ×

• Intro Purchase APR: 0% for 18 billing cycles from account opening date
• Regular Purchase APR: 16.99% to 26.99%, variable based on creditworthiness and Prime Rate
• Intro Balance Transfer APR: 0% for 18 billing cycles on transfers made within 60 days from account opening date
• Balance Transfer APR: 16.99% to 26.99%, variable based on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
• Cash Advance APR: 19.99% to 29.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
• Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40

Credit Card Deals ×

Enjoy 1% cashback with CLC Lodging CheckINN Direct Offer Expires on 12/31/2030 See Details

Save 15% Monster Offer Expires on 12/31/2030 See Details

Receive a 5% rebate on your search advertising campaign on the Microsoft Advertising Network Microsoft Offer Expires on 12/31/2023 See Details

Enjoy 20% off with Dropbox Dropbox Offer Expires on 12/31/2023 See Details

Save $500.00 Alibaba Offer Expires on 12/31/2022 See Details

Get to know the new Priceless Fragrance Firmenich Offer Expires on 01/24/2023 See Details

Enjoy 4% cashback at over 20,000 resturants Dinova Offer Expires on 01/24/2023 See Details

Embark on an adventure in the caves and craters around Mount Etna Go-Etna Offer Expires on 01/24/2031 See Details

Play the Hidden Network of Private Courses Golf Experiences Offer Expires on 12/31/2022 See Details

Achieve home office harmony with a Feng Shui session Feng Shui Serenity Offer Expires on 01/24/2031 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Bank of America® Travel Rewards Credit Card

25,000 Bonus Points (a $250 Value)

Add to compare

• Regular Purchase APR 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer APR 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Cash Advance APR 19.99% to 29.99% variable based on creditworthiness and Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Intro Purchase APR 0% for the first 18 billing cycles from account opening date
• Processing Network Visa

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• Earn 25,000 bonus points after spending $1,000 in purchases within the first 90 days
• Introductory 0% purchase APR for 15 billing cycles
• 1.5 points for every $1 you spend on all purchases
• No annual fee
• No foreign transaction fees
• Points don’t expire
• Unlimited earning

Rates & Fees ×

• Intro Purchase APR: 0% for the first 18 billing cycles from account opening date
• Regular Purchase APR: 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Intro Balance Transfer APR: 0% for the first 18 billing cycles from account opening date
• Balance Transfer APR: 16.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
• Cash Advance APR: 19.99% to 29.99% variable based on creditworthiness and Prime Rate
• Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
• Penalty APR: Up to 29.99% variable based on creditworthiness and Prime Rate
• Late Payment Penalty Fee: Up to $40

Credit Card Deals ×

Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details

$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details

20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details

$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details

Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details

Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details

Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Bank of America® Premium Rewards® Credit Card

50,000 Bonus Points ($500 Value) + Unlimited Rewards Earning

Add to compare

• Regular Purchase APR 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Cash Advance APR 21.99% to 29.99% variable based on creditworthiness and the Prime Rate
• Annual Fee $95
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Processing Network Visa

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening
• 2X points per dollar spent on travel and dining purchases
• 1.5X points per dollar spent on all other purchases
• $100 Airport Security Statement Credit towards TSA Pre? ® or Global Entry Application fee, every four years
• Annual $100 statement credit for airline incidentals
• No blackout dates
• No foreign transaction fee

Rates & Fees ×

• Regular Purchase APR: 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR: 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 21.99% to 29.99% variable based on creditworthiness and the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
• Penalty APR: Up to 29.99% variable based on creditworthiness the Prime Rate
• Annual Fee: $95
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $29

Credit Card Deals ×

Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details

$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details

20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details

$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details

Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details

Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details

Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Bank of America® Premium Rewards® Elite Credit Card

50,000 Bonus Points — a $500 Value

Add to compare

• Regular Purchase APR 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Cash Advance APR 21.99% to 28.99% variable based on creditworthiness and the Prime Rate
• Annual Fee $550
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent
• Processing Network Visa

Visit Card Site Read Review Terms & Conditions

Date Reviewed: October 05, 2022

Best Benefits ×

• No foreign transaction fees
• Earn 2X points on eligible restaurant & travel purchases
• Earn 1.5X points on all other purchases
• Preferred Rewards members earn 25% to 75% more points
• Get up to $550 in automatic statement credits

Rates & Fees ×

• Regular Purchase APR: 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR: 18.99% to 25.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
• Cash Advance APR: 21.99% to 28.99% variable based on creditworthiness and the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greate
• Penalty APR: Up to 29.99% variable based on creditworthiness
• Annual Fee: $550
• Late Payment Penalty Fee: Up to $40

Credit Card Deals ×

Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details

$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details

20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details

$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details

Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details

Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details

Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

BankAmericard® Credit Card

0% APR on Purchases for 18 Months

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• Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and Prime Rate
• Balance Transfer APR 14.99% to 24.99% variable based on creditworthiness and Prime Rate
• Cash Advance APR 17.99% to 27.99% variable based on the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Intro Purchase APR 0% for 21 months from account opening date
• Processing Network Mastercard

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• No interest charges on purchases and balance transfers for the first 18 months from the date of account opening
• No penalty APR for late payments
• No annual fee
• Access your FICO® Score for free

Rates & Fees ×

• Intro Purchase APR: 0% for 21 months from account opening date
• Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and Prime Rate
• Intro Balance Transfer APR: 0% for 21 months for any balance transfers made within 60 days from account opening date
• Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 17.99% to 27.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $29

Credit Card Deals ×

Enjoy 1% cashback with CLC Lodging CheckINN Direct Offer Expires on 12/31/2030 See Details

Save 15% Monster Offer Expires on 12/31/2030 See Details

Receive a 5% rebate on your search advertising campaign on the Microsoft Advertising Network Microsoft Offer Expires on 12/31/2023 See Details

Enjoy 20% off with Dropbox Dropbox Offer Expires on 12/31/2023 See Details

Save $500.00 Alibaba Offer Expires on 12/31/2022 See Details

Get to know the new Priceless Fragrance Firmenich Offer Expires on 01/24/2023 See Details

Enjoy 4% cashback at over 20,000 resturants Dinova Offer Expires on 01/24/2023 See Details

Embark on an adventure in the caves and craters around Mount Etna Go-Etna Offer Expires on 01/24/2031 See Details

Play the Hidden Network of Private Courses Golf Experiences Offer Expires on 12/31/2022 See Details

Achieve home office harmony with a Feng Shui session Feng Shui Serenity Offer Expires on 01/24/2031 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Business Advantage Unlimited Cash Rewards Secured Credit Card

Earn Rewards While Establishing Your Business Credit

Add to compare

• Regular Purchase APR 25.24% variable based on the Prime Rate
• Balance Transfer APR 25.24% variable based on the Prime Rate
• Cash Advance APR 27.24% variable based on the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Poor , No Credit Required
• Processing Network Mastercard

Visit Card Site Read Review Terms & Conditions

Date Reviewed: October 05, 2022

Best Benefits ×

• No annual fee
• Earn unlimited 1.5% cash back rewards while establishing your business credit
• Flexible redemption options
• Seamless transition from secured credit to unsecured with financial responsibility

Rates & Fees ×

• Regular Purchase APR: 25.24% variable based on the Prime Rate
• Balance Transfer APR: 25.24% variable based on the Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
• Cash Advance APR: 27.24% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
• Late Payment Penalty Fee: Up to $49
• Minimum Deposit Required: $1,000

Credit Card Deals ×

Enjoy 1% cashback with CLC Lodging CheckINN Direct Offer Expires on 12/31/2030 See Details

Save 15% Monster Offer Expires on 12/31/2030 See Details

Receive a 5% rebate on your search advertising campaign on the Microsoft Advertising Network Microsoft Offer Expires on 12/31/2023 See Details

Enjoy 20% off with Dropbox Dropbox Offer Expires on 12/31/2023 See Details

Save $500.00 Alibaba Offer Expires on 12/31/2022 See Details

Get to know the new Priceless Fragrance Firmenich Offer Expires on 01/24/2023 See Details

Enjoy 4% cashback at over 20,000 resturants Dinova Offer Expires on 01/24/2023 See Details

Embark on an adventure in the caves and craters around Mount Etna Go-Etna Offer Expires on 01/24/2031 See Details

Play the Hidden Network of Private Courses Golf Experiences Offer Expires on 12/31/2022 See Details

Achieve home office harmony with a Feng Shui session Feng Shui Serenity Offer Expires on 01/24/2031 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Alaska Airlines Visa® Credit Card

40,000 Bonus Miles + Alaska’s Famous Companion Fare™

Add to compare

• Regular Purchase APR 18.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer APR 18.99% to 26.99% variable based on creditworthiness and Prime Rate
• Cash Advance APR 21.99% to 29.99% variable based on the Prime Rate
• Annual Fee $75
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Processing Network Visa

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• 3X miles per dollar spent on Alaska Airlines purchases
• 1X miles per dollar spent on all other purchases
• Annual Alaska’s Famous Companion Fare® on account anniversary
• Free checked bag on Alaska Airlines flights for up to six other guests on the same reservation
• Enjoy 50% off Alaska Lounge day passes
• 20% back on in-flight purchases
• No foreign transaction fee

Rates & Fees ×

• Regular Purchase APR: 18.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer APR: 18.99% to 26.99% variable based on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 21.99% to 29.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
• Annual Fee: $75
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $29

Credit Card Deals ×

Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details

$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details

20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details

$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details

Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details

Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details

Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

BankAmericard® Secured Credit Card

Refundable Security Deposit, $300 Minimum

Add to compare

• Regular Purchase APR 24.99% variable based on the Prime Rate
• Balance Transfer APR 24.99% variable based on the Prime Rate
• Cash Advance APR 27.99%-29.99% variable based on the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Poor , No Credit Required
• Processing Network Mastercard

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• Requires minimum $300 deposit (refundable)
• Free access to monthly updated FICO® Score
• Digital wallet compatible
• No annual fee
• Overdraft protection

Rates & Fees ×

• Regular Purchase APR: 24.99% variable based on the Prime Rate
• Balance Transfer APR: 24.99% variable based on the Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction
• Cash Advance APR: 27.99%-29.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $29
• Minimum Deposit Required: $300

Credit Card Deals ×

Enjoy 1% cashback with CLC Lodging CheckINN Direct Offer Expires on 12/31/2030 See Details

Save 15% Monster Offer Expires on 12/31/2030 See Details

Receive a 5% rebate on your search advertising campaign on the Microsoft Advertising Network Microsoft Offer Expires on 12/31/2023 See Details

Enjoy 20% off with Dropbox Dropbox Offer Expires on 12/31/2023 See Details

Save $500.00 Alibaba Offer Expires on 12/31/2022 See Details

Get to know the new Priceless Fragrance Firmenich Offer Expires on 01/24/2023 See Details

Enjoy 4% cashback at over 20,000 resturants Dinova Offer Expires on 01/24/2023 See Details

Embark on an adventure in the caves and craters around Mount Etna Go-Etna Offer Expires on 01/24/2031 See Details

Play the Hidden Network of Private Courses Golf Experiences Offer Expires on 12/31/2022 See Details

Achieve home office harmony with a Feng Shui session Feng Shui Serenity Offer Expires on 01/24/2031 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

BankAmericard® Credit Card for Students

0% APR on Purchases for the First 18 Months

Add to compare

• Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
• Cash Advance APR 17.99% to 29.99% variable based on creditworthiness and the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Fair , No Credit Required
• Intro Purchase APR 0% for 21 months from account opening date
• Processing Network Mastercard

Visit Card Site Read Review Terms & Conditions

Date Reviewed: November 23, 2022

Best Benefits ×

• Introductory 0% purchase APR for 18 months
• Introductory 0% APR for 18 months on balance transfers made within 60 days of account opening
• No fee on balance transfers made within 60 days of account opening
• Access to credit and budgeting education and free monthly FICO Score reports
• No annual fee

Rates & Fees ×

• Intro Purchase APR: 0% for 21 months from account opening date
• Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
• Intro Balance Transfer APR: 0% for 21 months from account opening date
• Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 17.99% to 29.99% variable based on creditworthiness and the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $29

Credit Card Deals ×

Enjoy 1% cashback with CLC Lodging CheckINN Direct Offer Expires on 12/31/2030 See Details

Save 15% Monster Offer Expires on 12/31/2030 See Details

Receive a 5% rebate on your search advertising campaign on the Microsoft Advertising Network Microsoft Offer Expires on 12/31/2023 See Details

Enjoy 20% off with Dropbox Dropbox Offer Expires on 12/31/2023 See Details

Save $500.00 Alibaba Offer Expires on 12/31/2022 See Details

Get to know the new Priceless Fragrance Firmenich Offer Expires on 01/24/2023 See Details

Enjoy 4% cashback at over 20,000 resturants Dinova Offer Expires on 01/24/2023 See Details

Embark on an adventure in the caves and craters around Mount Etna Go-Etna Offer Expires on 01/24/2031 See Details

Play the Hidden Network of Private Courses Golf Experiences Offer Expires on 12/31/2022 See Details

Achieve home office harmony with a Feng Shui session Feng Shui Serenity Offer Expires on 01/24/2031 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

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Benefits of Bank of America Credit Cards

Bank of America is a popular option for those looking for a quality credit card. The bank currently has over 58 million cardholders, which accounts for over 10% of all the credit cards in the United States.

Bank of America (BOA) is an excellent option for those who like the convenience of a bank with thousands of locations across the country. The bank is seemingly on every street corner, with over 4,200 branches nationwide. The bank is also known for its customer service, which ranks high amongst customers.

Bank of America currently issues over twenty cards, including cards co-branded with leading names in the travel industry. These include impressive names like Norwegian Cruise Lines, Alaska Airlines, Air France, and Amtrak. Bank of America also teams with leading charities, such as the World Wildlife Fund and Susan G. Komen. The bank even has a card for baseball fans – the MLB Cash Rewards Card.

The bank also issues a variety of own-brand cards, either through the Bank of America (BOA) name or through the name Bankamericard. These include excellent cards that earn rewards on purchases and balance transfer cards.

What to Look for In A Bank of America Credit Card

Before applying for a Bank of America Card, there are several factors you should carefully consider. Here’s what to look at before applying, features to compare, and red flags to avoid:

• Annual Fee: Does the card charge an annual fee? Rewards cards – especially travel rewards cards – sometimes come with annual fees. Before applying for a card that charges a yearly fee, make sure you’ll get enough value from the perks, credits, and benefits to justify that cost.
• APR: Always check the interest rates before applying. The better your credit score, the better the rate you can expect.
• 0% Intro APR: Does the card offer a 0% intro APR period? Cards that provide interest-free promotional periods of 15 billing cycles or more are great for those with existing credit card balances. These intro periods let you pay down balances without additional interest charges racking up.
• Fees: Are there extra fees? Is there a penalty APR or balance transfer fee?
• Rewards: What type of rewards does the card offer? Pay special attention to how those rewards are earned. How long are points good for? Do they expire?
• Intro Bonuses: How much do you need to spend? Typically rewards cards require a spending minimum within 90 days of account opening.
• Foreign Transaction Fees: If you plan on using your card for purchases outside the U.S., make sure the card charges no foreign transaction fees. Failing that, look for a card with a low foreign transaction charge – below 2%.

Bank of America Preferred Rewards

Bank of America offers different types of rewards. One is the Premium Rewards Program, which applies to their top-end credit cards. The BOA Preferred Rewards, on the other hand, seeks to reward those who do most of their banking with Bank of America.

The program offers rewards for those who have multiple accounts with the bank, including checking accounts, savings accounts, mortgages, auto loans, and more. Customers also get rewarded for Guided Investment accounts through Merrill, an investment and brokerage firm.

Preferred Rewards Tiers

Bank of America Preferred Rewards features three tiers. Each tier requires cardholders and BOA banking customers to meet spending minimums and offers unique benefits. These tiers are: