MLB™ Cash Rewards Mastercard®

Advertiser Disclosure Editorial Disclosure

Last updated on April 6th, 2021

MLB™ Cash Rewards Mastercard®

0% Intro APR + $200 Cash Rewards Bonus

MLB™ Cash Rewards Mastercard®
  • Regular Purchase APR 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 16.99% to 28.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 15 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 3% cash back on the category of your choice: gas, dining, online shopping, travel, drug stores, or home improvement
  • 2% at grocery stores and wholesale clubs.
  • 1% back on all other purchases
  • Customize your card will MLB® teams are available
  • 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% APR for purchases and balance transfers for 15 months
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 16.99% to 28.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
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At a Glance

The MLB™ Cash Rewards Mastercard® from Bank of America is an MVP of a card for baseball fans who want cash back rewards on purchases that are perfect for gameday, including 3% on the category you choose, 2% at grocery stores and wholesale clubs, and 1% everywhere else for the first $2,500 in combined purchases each quarter. 

Ideal for Those Who:

  • Want 3% cash back on gas, 2% at grocery stores and wholesale clubs, and 1% on other purchases (up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter)
  • Are likely to spend $1,000 within the first 90 days of account opening to receive the $200 cash rewards bonus
  • Want to show off your team spirit with your team’s colors and logo on your card

MLB™ Cash Rewards Mastercard® Review

Rooting for your team is easy with the MLB™ Cash Rewards Mastercard® from Bank of America, as all 30 team cards emblazoned with your team’s colors and logo are available. Among the other features worth cheering are an introductory 0% APR rate for your first 15 billing cycles for purchases and for any balance transfers made within 60 days of opening your account.

There is also a $200 cash rewards bonus that can be earned after spending $1,000 within the first 90 days of account opening, which shouldn’t be an issue for MLB enthusiasts that attend a decent number of games each season.

How to Earn Cash Back

The cash back structure allows you to choose the category you can earn 3% back in: gas, online shopping, travel, dining, drug stores, or home improvement.

 Note that combined purchases in the chosen 3% and 2% grocery store/wholesale clubs will earn cash back at those rates for up to $2,500 per quarter, so you’ll want to space out your shopping every three months; otherwise, instead of 3% and 2%, you’ll be merely earning 1% along with anything else you buy with the card.

There’s no expiration on the rewards, no annual fee, and a $0 Liability Guarantee for fraudulent transactions – an invaluable feature should you lose your card while buying snacks or memorabilia at the next home game.

Bank of America Preferred Rewards

Bank of America customers can get a 10% customer bonus when redeeming their cash back into a Bank of America® checking or savings account with the MLB™ Cash Rewards Mastercard® from Bank of America, or between 25% to 75% if they’re a Bank of America Preferred Rewards client, depending on their tier in said program.

Should You Apply for the MLB™ Cash Rewards Mastercard®?

The MLB™ Cash Rewards Mastercard® from Bank of America is an MVP of a card for baseball fans who want cash back rewards on purchases that are perfect for gameday, including 3% on the category you choose, 2% at grocery stores and wholesale clubs, and 1% everywhere else for the first $2,500 in combined purchases each quarter.

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