Advertiser Disclosure

MLB™ Cash Rewards Mastercard®

BestCards Team

| Last updated on October 19th, 2023

MLB™ Cash Rewards Mastercard®

MLB™ Cash Rewards Mastercard®
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Mastercard Processing Network
None Annual Fee

MLB™ Cash Rewards Mastercard®

  • 13.99% to 23.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 13.99% to 23.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 16.99% to 26.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 15 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 3% cash back on the category of your choice: gas, dining, online shopping, travel, drug stores, or home improvement
  • 2% at grocery stores and wholesale clubs.
  • 1% back on all other purchases
  • Customize your card will MLB® teams are available
  • 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% APR for purchases and balance transfers for 15 months
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 16.99% to 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
  • N/A

At a Glance

The MLB™ Cash Rewards Mastercard® from Bank of America is an MVP of a card for baseball fans who want cash back rewards on purchases that are perfect for gameday, including 3% on the category you choose, 2% at grocery stores and wholesale clubs, and 1% everywhere else for the first $2,500 in combined purchases each quarter. 

Ideal for Those Who:

  • Want 3% cash back on gas, 2% at grocery stores and wholesale clubs, and 1% on other purchases (up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter)
  • Are likely to spend $1,000 within the first 90 days of account opening to receive the $200 cash rewards bonus
  • Want to show off your team spirit with your team’s colors and logo on your card

MLB™ Cash Rewards Mastercard® Review

Rooting for your team is easy with the MLB™ Cash Rewards Mastercard® from Bank of America, as all 30 team cards emblazoned with your team’s colors and logo are available. Among the other features worth cheering are an introductory 0% APR rate for your first 15 billing cycles for purchases and for any balance transfers made within 60 days of opening your account.

There is also a $200 cash rewards bonus that can be earned after spending $1,000 within the first 90 days of account opening, which shouldn’t be an issue for MLB enthusiasts that attend a decent number of games each season.

How to Earn Cash Back

The cash back structure allows you to choose the category you can earn 3% back in: gas, online shopping, travel, dining, drug stores, or home improvement.

 Note that combined purchases in the chosen 3% and 2% grocery store/wholesale clubs will earn cash back at those rates for up to $2,500 per quarter, so you’ll want to space out your shopping every three months; otherwise, instead of 3% and 2%, you’ll be merely earning 1% along with anything else you buy with the card.

There’s no expiration on the rewards, no annual fee, and a $0 Liability Guarantee for fraudulent transactions – an invaluable feature should you lose your card while buying snacks or memorabilia at the next home game.

Bank of America Preferred Rewards

Bank of America customers can get a 10% customer bonus when redeeming their cash back into a Bank of America® checking or savings account with the MLB™ Cash Rewards Mastercard® from Bank of America, or between 25% to 75% if they’re a Bank of America Preferred Rewards client, depending on their tier in said program.

Should You Apply for the MLB™ Cash Rewards Mastercard®?

The MLB™ Cash Rewards Mastercard® from Bank of America is an MVP of a card for baseball fans who want cash back rewards on purchases that are perfect for gameday, including 3% on the category you choose, 2% at grocery stores and wholesale clubs, and 1% everywhere else for the first $2,500 in combined purchases each quarter.

Browse Other Bank of America Credit Card Offers:

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.