Showing 163 Cards
Sort By Column Name:
Mastercard® Gold Card™
Mastercard® Gold Card™
- 21.24%, 25.43% or 28.24% Regular Purchase APR
- 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers. Balance Transfer APR
- 30.49%. This APR will vary with the market based on the Prime Rate Cash Advance APR
At a Glance
The Mastercard® Gold Card™ is a lavish rewards credit card from Luxury Card™ that offers opulent rewards as well as a 24K gold-plated metal card design guaranteed to make a statement and catch the eye of anyone who sees it. Ideal for anyone who enjoys the finer things in life, it showers cardholders in exclusive benefits and VIP experiences.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 24K-Gold-Plated and stainless steel card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
- Simple and flexible rewards without the hoops. 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
- Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Gold Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline.
- Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
- Regular Purchase APR: 21.24%, 25.43% or 28.24%
- Intro Balance Transfer APR: 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Balance Transfer APR: 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers.
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 30.49%. This APR will vary with the market based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $995
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- You're searching for a credit card that goes miles beyond offering simple rewards and instead emphasizes luxurious treatment and amenities
- You're looking for unparalleled 24/7 concierge service that works tirelessly to meet your personalized requests
- You frequently travel and can benefit from rewards that can be earned and redeemed towards future travel
- You wish to stand out with a visually stunning credit card design crafted with a 24K-gold-plated stainless steel front and carbon back
Mastercard® Black Card™
Mastercard® Black Card™
- 21.24%, 25.43% or 28.24% Regular Purchase APR
- 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers. Balance Transfer APR
- 30.49%. This APR will vary with the market based on the Prime Rate. Cash Advance APR
At a Glance
An exclusive and complete credit card, the Mastercard® Black Card™ is a statement piece that offers a wide range of unique benefits not found anywhere else. Beyond a 2% redemption rate for airfare and 1.5% for cash back, the Black Card provides a full lifestyle experience that goes beyond just amassing points – and that more than makes up for its annual costs. Once approved, customers can expect 24/7 personalized concierge service, VIP discounts, and attractive memberships.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Stainless steel and carbon card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
- Simple and flexible rewards without the hoops. 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
- Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline.
- Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
- Regular Purchase APR: 21.24%, 25.43% or 28.24%
- Intro Balance Transfer APR: 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Balance Transfer APR: 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers.
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Cash Advance APR: 30.49%. This APR will vary with the market based on the Prime Rate.
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $495
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- You're a frequent traveler who aims to earn rewards that can be redeemed for airfare at an unmatched rate
- You're looking to minimize your wallet via an everyday credit card that rewards on every redemption
- You aim to stand out from the crowd with an expertly-crafted metal credit card weighing 22 grams
- You're seeking a dedicated 24/7 Concierge service offering personalized assistance to meet a variety of requests
- You stay at high-end hotels and exclusive resorts that offer Cardmembers amenities, breakfast vouchers and resort credits
- You're interested in premium travel benefits and protections found in few competing credit cards
Caesars Rewards Visa®
Caesars Rewards Visa®
- 23.24%, 27.24%, or 32.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 26.99% variable based on the Prime Rate Balance Transfer APR
- 33.24% variable based on the Prime Rate Cash Advance APR
At a Glance
Earn up to 5X Reward Credits with the Caesars Rewards Visa and redeem towards discounted (or complimentary) shopping, dining, and more. Enjoy fast-tracked spending to Platinum status within the Caesars Rewards program along with exclusive VIP perks only available to cardholders.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 5X Reward Credits for every $1 spent at Caesars Rewards resorts and casinos
- 3X Reward Credits for dining at any of the 11,000 participating restaurants
- 2X Reward Credits for every $1 spent on airlines, gas, and groceries
- 1X Reward Credits for every $1 spent everywhere else
- One buffet pass (valid for 6 months)
- Earn 10,000 bonus points after spending $750 within 90 days
- Receive VIP Access Pass in Las Vegas for spending $10,000 within calendar year
- Regular Purchase APR: 23.24%, 27.24%, or 32.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 26.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of the balance transfer, whichever is greater
- Cash Advance APR: 33.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You have an upcoming trip to Las Vegas or other U.S-based Caesar property
- You will spend $750 within the first 90 days of owning the card
- You would use this card at least once every 6 months
- You typically spend $1,000 or more in entertainment or amenities at Caesar venues
Mastercard® Titanium Card™
Mastercard® Titanium Card™
- 21.24%, 25.43% or 28.24% Regular Purchase APR
- 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers. Balance Transfer APR
- 30.49% This APR will vary with the market based on the Prime Rate Cash Advance APR
At a Glance
The Mastercard Titanium Card is a luxurious option for those that want the same notable metal quality and exceptional service as the Mastercard Black Card, but with an annual fee at $195 compared to $495. The card bears many of the same exclusive benefits found in its sibling cards – the Mastercard Black and Gold – at a fraction of the cost and with the same five-star service.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Brushed stainless steel and carbon card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
- 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
- Regular Purchase APR: 21.24%, 25.43% or 28.24%
- Intro Balance Transfer APR: 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Balance Transfer APR: 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers.
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 30.49% This APR will vary with the market based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $195
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- You want an impressively designed metal credit card
- You value time-saving assistance through a 24/7 concierge
- You're looking to minimize your wallet via an everyday credit card that rewards on redemption
- You stay at high-end hotels and resorts that offer Cardmembers amenities, breakfast vouchers and resort credits
- You want a smaller annual fee than the Mastercard Black Card at $495
Best Western Rewards® Premium Mastercard®
Best Western Rewards® Premium Mastercard®
- 22.99% or 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 22.99% or 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.49% variable based on the Prime Rate Cash Advance APR
At a Glance
The Best Western Rewards® Premium Mastercard® is a co-branded hotel rewards credit card with a lucrative introductory offer that will grab the attention of anyone who enjoys staying at Best Western hotel properties while traveling. Earn up to 120,000 bonus points within the first year of opening your card, as well as 30 points per $1 spent directly with Best Western – that’s up to 4 free nights just from opening your account and using your card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 4 free nights just by opening your account, as well as automatic Platinum Elite status
- Earn 80,000 bonus points when you spend $3,000 in the first three billing cycles after account is opened
- Earn an additional 40,000 bonus points when you spend at least $5,000 during each 12 billing cycle period
- Earn 20 points per $1 spent on Best Western Stays, and 2 points per $1 spent everywhere else
- Regular Purchase APR: 22.99% or 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 22.99% or 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $89
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You will spend $5,000 within the first year of account opening (to earn up to 120,000 bonus points)
- You will make purchases with Best Western to take advantage of up to 20x points per $1 spent
- You want a card with no foreign transaction fees
- You would like automatic Platinum Elite status and a 15% discount
You've viewed 5 of 163 credit cards
This post may contain links from partner offers, and we may receive compensation when you click on links to these offers. Please see our advertiser and editorial disclosures above for more information.
The information related to Citi Premier® Card, American Airlines AAdvantage® MileUp℠Card, Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®, CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, Citi® / AAdvantage® Executive World Elite Mastercard®, AT&T Access Card from Citi, Expedia® Rewards Voyager Card from Citi, Expedia® Rewards Card, and Citi Prestige® Card has been collected by BestCards.com and has not been reviewed or provided by the issuer or provider of this product or service.
What Are Travel Rewards Credit Cards?
Reward cards come in all shapes and forms. Some cards cater to those frequently stay in hotels. Others, to those who regularly use their cards to pay for gas or other car-related expenses. Still others provide business cards, and some cards for those who often fly – either for business or for pleasure. Just as there are many reward cards, so too are there many different types of travel rewards credit cards.
Travel cards can be broken down into three distinct types: airline credit cards, hotel credit cards, and general travel credit cards. Each class offers unique benefits and perks to travelers. But how do they work?
How Do Travel Cards Work?
Travel cards earn points on every qualifying purchase – just like other rewards credit cards. These reward points can also be cash back or miles, but these varieties of rewards are all the same. Travel cards typically earn a base rate for purchases – usually 1X points or miles. They also receive additional rewards on bonus categories, which may include:
| Travel purchases | Hotel stays | Groceries |
| Airfare | Restaurants | Gas stations |
Points from purchases apply to awards. Like other rewards programs, cardholders can use their points for merchandise, gift cards, or cash back. The best value, however, is for booking travel.
There are several types of travel rewards credit cards to suit each individual’s unique travel needs. Some cards allow you to earn extra airline miles when flying with a certain carrier, for example. Others allow cardholders to earn bonus points for stays with a certain hotel chain. Finding a travel rewards credit card that aligns with spending habits, can help save thousands of dollars per year and provide excellent perks.
Other cards, such as Chase or American Express-branded cards, allow for bookings with their own travel portals, which offer additional value. Still other cards might offer the option of booking travel however you please.
Credit cards from major names in hospitality and gaming are another great way to maximize rewards for travel, airfare, car rental, dining, grocery, or any other reward category. Gambling and gaming credit cards cover major brands like MGM and Caesars, plus names you might not expect – like Royal Caribbean or Sandals.
Pros & Cons of Travel Credit Cards
| Pros | Cons |
| Credit cards for travel can make traveling significantly cheaper. That’s because they offer points. These points can apply to future travel, reducing costs. Some cards also offer discounts with hotel chains, airlines, or car rental companies. | The best travel cards charge an annual fee. These fees range from approximately $95 to $650 per year. While there are plenty of great no annual fee cards, the rewards and points won’t be as plentiful as they are with a card that charges an annual fee. |
| Many travel rewards credit cards charge a foreign transaction fee – a charge on using the credit card outside of the United States. Fortunately, many travel rewards cards offer no foreign transaction fees, meaning travelers aren’t penalized for daring to spend money abroad. | Credit cards with travel rewards typically require an excellent credit score or a good credit score. |
| Signup bonuses and introductory offers are two of the best perks with this type of credit card. Some cards come with bonuses of up to 100,000 miles, with a cash value of hundreds of dollars. While these bonuses require a minimum spend, the reward rate is typically many times more than the normal rate – making them an excellent value. | Because they offer rewards and huge bonuses, credit cards for travel have higher than average APR. Interest rates with travel cards are, on average, one percent higher than cash back rewards cards and three-percent lower than 0% intro APR credit cards. |
What to Look for In a Travel Rewards Credit Card
Travel credit cards are an excellent way to earn rewards for travel and everyday purchases. But what should you look for to find the best travel card for you?
| ①Rewards points | One of the most important things to consider when selecting a travel credit card is the value of points – and how to earn them. Programs like Chase Ultimate Rewards and American Express Membership Rewards offer exceptional value for money. Others, such as those from credit unions, provide less value but might benefit customers with other banking products. Carefully gauge how you earn points with eh card (gas, groceries, travel, etc.) before applying. |
| â‘¡ Reward flexibility | Rewards flexibility is another critical consideration when it comes to travel credit cards. Some cards have strict terms of redemption. General travel rewards cards, offer more versatility, which can be spent with significantly reduced restrictions or transferred to loyalty or frequent flyer programs. |
| â‘¢ Welcome offers | Many travel credit cards come with a signup bonus of points. Typically these bonuses require a minimum spend of between $500 to $3,000 within the first three months. Bonuses can range in value all the way up to several hundred dollars. This makes rewards an essential part of the travel card equation. |
| â‘£ No foreign transaction fees | Some travel cards offer no foreign transaction fees. This perk makes this type of card an excellent option for using outside of the United States. |
| â‘¥ Elite status in loyalty programs | Some travel rewards credit cards offer elite status in loyalty programs. The higher the annual fee, the better the elite tier with a program. The Platinum Card from American Express, for example, offers Gold Elite status in both Hilton Honors and Marriott Bonvoy. |
Travel Credit Card FAQs
Travel credit cards cover a wide area of rewards. Since some cards earn 3x points on travel, 3x points on dining, or other unique rewards, there are cards to suit every budget, travel preference, and spending habit. A huge assortment of cards also means a vast amount of questions. Here are some of the most commonly asked questions about travel rewards cards – and what you need to know to make an informed decision:
- Travel rewards credit cards are ideal for anyone who travels frequently. Trave expenses can quickly add up, so earning points for those purchases makes perfect sense. These points can offset airline fees and are earnable for travel and dining, and other everyday spending.
- Because there are so many travel credit card offers, any credit score can apply. The very best travel credit cards, like the Amex Platinum Card, Citi Prestige Card, and the Chase Sapphire Reserve, require an excellent credit score to qualify. Others, like the LATAM Secured Visa, require no credit history at all.
- Typically, travel cards that offer the best sign up bonuses, and most points charge an annual fee. Usually, the base rate is a $95 annual fee for the average travel card. Cards that provide impressive perks, like lounge access or credit for Global Entry, charge the very highest yearly fees. Before applying for any credit card, make sure you plan to make use of the rewards it offers – especially if there’s a high fee attached to it.
- If your travel plans change and you can’t justify a high annual fee, consider downgrading to a no annual fee version from the same card issuer. Chase offers numerous paid -and no annual fee – versions of popular airline and hotel credit cards, for example.
- The real value for most travel cards lies in the value of the rewards points they offer. These points might be in the form of airline miles, hotel loyalty program points, or general card issuer points. Chase points, for example, allow users to redeem through the Chase Ultimate Rewards portal for travel expenses, cashback, or other award options.
Current airline mile valuations for leading carriers:
- Alaska Mileage Plan – 1.8 cents/mile
- American Airlines AAdvantage Miles – 1.4 cents/mile
- Delta SkyMiles – 1.2 cents/mile
- Frontier Miles – 1.1 cents/mile
- HawaiianMiles – 0.9 cents/mile
- MileagePlus Miles (United) – 1.3 cents/mile
- Miles & More Miles (Lufthansa) – 1.4 cents/mile
- Southwest Rapid Rewards Points – 1.5 cents/point
- Spirit Airlines Free Spirit – 0.4 cents/point
- TrueBlue (Jet Blue) – 1.3 cents/point
 Current hotel point valuations for leading brands:
- Best Western Rewards – 0.7 cents/point
- Hilton Honors – 0.6 cents/point
- IHG Rewards – 0.5 cents/point
- Marriot Bonvoy – 8 cents/point
- Radisson Rewards – 0.5 cents/point
- VOILA Rewards – 1 cent/point
- World of Hyatt – 1.7 cents/point
- Wyndham Rewards – 1.1 cents/point
- Yes. Bank of America offers a dedicated student travel rewards card – the Travel Rewards Card for Students. There are also several general rewards cards for students that allow cardholders to redeem rewards for travel purchases. Travel rewards cards are an excellent option for students who go to college out of state. Some cards feature no foreign transaction fees, making them perfect for international studies.
- Yes. Thee are some very good secured cards for frequent travelers. These include secured airline cards from SKYPASS (Korean Air) and LATAM. Beyond those airline cards, BB&T offers secured cards for general travel usage that earn points with every purchase.