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Capital One Credit Cards

Capital One is a popular issuer for customers of all credit levels, and its travel rewards program is consistently among the best in the industry. In addition, the corporation does not charge foreign exchange fees for any of its cards. Browse credit cards below.

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Total Cards 808

August 09, 2018

Capital One® Spark® Miles for Business

Earn 50,000 Bonus Miles

Capital One® Spark® Miles for Business
  • Regular Purchase APR 18.49% variable based on the Prime Rate
  • Balance Transfer APR 18.49% variable based on the Prime Rate
  • Cash Advance APR 24.49% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $95
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel
  • Earn unlimited 2X miles per dollar on every purchase
  • Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months
  • Rewards miles do not expire and can be redeemed without blackouts or seat restrictions
  • Additional employee cards at no cost, which also earn unlimited 2% cash back on all purchases
Rates & Fees
  • Regular Purchase APR: 18.49% variable based on the Prime Rate
  • Balance Transfer APR: 18.49% variable based on the Prime Rate
  • Cash Advance APR: 24.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 30.90% variable based on the Prime Rate
  • Annual Fee: $0 for the first year. After that, $95
  • Late Payment Penalty Fee: Up to $39

August 13, 2018

BuyPower® Card

Earn 5% on First $5,000 Spent and Unlimited 2% Thereafter

BuyPower® Card
  • Regular Purchase APR 14.65%, 18.65%, 21.65%, or 24.65% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 14.65%, 18.65%, 21.65%, or 24.65% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 26.65% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for the first 12 months
  • Processing Network Mastercard
Best Benefits
  • Earn 5% on the first $5,000 spent every year, then 2% unlimited earnings on purchases thereafter
  • Up to $250 in statement credits for in-dealership purchases
  • Unlimited earning and redeeming
  • Earnings never expire
  • Combine BuyPower® Card earnings with existing vehicle offers
Rates & Fees
  • Intro Purchase APR: 0% for the first 12 months
  • Regular Purchase APR: 14.65%, 18.65%, 21.65%, or 24.65% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 14.65%, 18.65%, 21.65%, or 24.65% variable based on creditworthiness and Prime Rate
  • Cash Advance APR: 26.65% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 31.15% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $25

August 23, 2018

Capital One® Venture® Rewards Credit Card

Earn 50,000 Bonus Miles

Capital One® Venture® Rewards Credit Card
  • Regular Purchase APR 17.24% to 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 17.24% to 24.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.49% variable based on the Prime Rate
  • Annual Fee $0 for the first year, $95 after that
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • 5X miles per dollar spent on hotels and car rentals through Capital One Travel portal
  • 2X miles per dollar spent on all other purchases
  • Receive up to a $100 credit for TSA Pre-check or Global Entry
  • Transfer miles to 15 available travel partners
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 17.24% to 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 17.24% to 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer at promotional APRs. None for balances transferred at the Transfer APR
  • Cash Advance APR: 24.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Annual Fee: $0 for the first year, $95 after that
  • Late Payment Penalty Fee: Up to $39

August 23, 2018

Journey® Student Credit Card from Capital One®

Earn Up to 1.25% Cash Back on All Purchases

Journey® Student Credit Card from Capital One®
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , No Credit Required
  • Processing Network Visa
Best Benefits
  • Earn 1% cash back on all purchases
  • When balance is paid on time, cash back earnings rate increases to 1.25% for the month
  • Keep track of your credit score for free with CreditWise from Capital One®
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39

August 29, 2018

Capital One® Platinum Credit Card

Receive a Higher Credit Limit After 5 On-Time Payments

Capital One® Platinum Credit Card
  • Regular Purchase APR 25.74% variable based on the Prime Rate
  • Balance Transfer APR 25.74% variable based on the Prime Rate
  • Cash Advance APR 25.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • No annual fee and $0 fraud liability coverage if your card is ever lost or stolen
  • Rent a car with your credit card and you can be covered for the damage due to collision or theft
Rates & Fees
  • Regular Purchase APR: 25.74% variable based on the Prime Rate
  • Balance Transfer APR: 25.74% variable based on the Prime Rate
  • Cash Advance APR: 25.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39

August 29, 2018

Capital One® Quicksilver® Card

Earn $150 After Spending $500

Capital One® Quicksilver® Card
  • Regular Purchase APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for the first 15 months of account opening
  • Processing Network Visa
Best Benefits
  • Earn unlimited 1.5% cash back on every purchase, every day
  • 0% APR for 15 months
  • No annual or foreign transaction fees
  • Emergency card replacement and a cash advance if cards are stolen
Rates & Fees
  • Intro Purchase APR: 0% for the first 15 months of account opening
  • Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 15 months of account opening
  • Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each balance transfer
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39

August 29, 2018

QuicksilverOne® from Capital One®

Unlimited 1.5% Cash Back Earning Potential

QuicksilverOne® from Capital One®
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee $39
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time
  • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • Rewards don't expire for the life of the account, and you can redeem cash back for any amount
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $39
  • Late Payment Penalty Fee: Up to $39

August 30, 2018

Capital One® Savor® Cash Rewards Credit Card

Earn $300 Cash Bonus After Spending $3,000

Capital One® Savor® Cash Rewards Credit Card
  • Regular Purchase APR 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $0 intro for the first year, $95 thereafter.
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • Unlimited 4% cash back on dining and entertainment
  • Earn 2% at grocery stores
  • Earn 1% on all other purchases
  • Earn 8% cash back on tickets through Vivid Seats
  • Annual fee is waived the first year
  • Receive $9.99 statement credit after paying for Postmates Unlimited membership
  • Enjoy comprehensive, personalized assistance in dining, entertainment and travel— 24 hours a day, 365 days a year
Rates & Fees
  • Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each balance transfer
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 thereafter.
  • Late Payment Penalty Fee: Up to $39

August 30, 2018

Secured Mastercard® from Capital One®

Access to Higher Credit Line After 5 On-Time Payments

Secured Mastercard® from Capital One®
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $49, $99, or $200 based on your creditworthiness
  • Credit Needed: $49, $99, or $200 based on your creditworthiness

August 30, 2018

Capital One® Spark® Cash for Business

Earn Unlimited 2% Rewards

Capital One® Spark® Cash for Business
  • Regular Purchase APR 18.49% variable based on the Prime Rate
  • Balance Transfer APR 18.49% variable based on the Prime Rate
  • Cash Advance APR 24.49% variable based on the Prime Rate
  • Annual Fee $0 intro for the first year, $95 thereafter
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • Earn a one-time $500 cash bonus for spending $4,500 within the first 3 months
  • •Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • •Free employee cards, which also earn unlimited 2% cash back on all purchases
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 18.49% variable based on the Prime Rate
  • Balance Transfer APR: 18.49% variable based on the Prime Rate
  • Cash Advance APR: 24.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 30.9% variable based on the Prime Rate
  • Annual Fee: $0 intro for the first year, $95 thereafter
  • Late Payment Penalty Fee: Up to $39

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Capital One Credit Cards

Capital One is a leading bank and credit card issuer, with over 62 million credit cards currently in circulation. Capital One is a unique issuer in that they offer credit card products to fit nearly every credit profile. This includes those with no credit history, poor credit, and students, all the way to those with the vest best credit scores possible.

Benefits of Capital One Cards

Capital One offers a variety of unique benefits for its credit cardholders. These include:

  • No Foreign Transaction Fees: Like Discover, Capital One does not charge foreign transaction fees on any of their credit card products. This means that cardholders save up to 3% on purchases abroad versus cards that do charge a fee. If you frequently spend money outside of the United States (even online), a card with no foreign transaction fees is a great benefit.
  • CreditWise: All Capital One Cards come with free access to CreditWise. CreditWise is the bank’s credit score monitoring and advice app.
  • Eno: Cardholders also have access to Capital One’s virtual assistant, Eno. Eno monitors charges, tracks spending, and issues fraud alerts should there be unusual activity on the cardholder’s account.

Capital One cards also come with the usual perks and protections you expect from both Mastercard and Visa. These include:

  • Travel accident insurance
  • Auto rental collision damage waiver
  • Zero fraud liability
  • 24/7 customer assistance

What to Look for When Choosing a Capital One Card

Finding your perfect Capital One Card can be tricky. Picking the best card requires carefully looking at every aspect of the card and comparing them to other credit card offers. Here are a few things to pay attention to:

  • Annual Fee: Does the card charge an annual fee? Rewards cards – especially travel rewards cards – sometimes come with annual fees. Before applying for a card that charges a yearly fee, make sure you’ll get enough value from the perks, credits, and benefits to justify that cost.
  • APR: Always check the interest rates before applying. The better your credit score, the better the rate you can expect. Also, does the card offer a 0% intro APR period?
  • Rewards: If you are considering a rewards card, what type of awards does it offer? Pay close attention to how you’ll earn reward points. Are there particular categories that earn additional points? How long are points good for?

One of the most important considerations when selecting a card from Capital One is what benefits suit you best.

What’s the Best Capital One Card for Me?

Capital One offers a variety of credit cards to suit every need and budget:

  • Rebuilding Credit: For those looking to boost their credit score, the Capital One Platinum Card is a great option. The card is available as both an unsecured – and secured – credit card, meaning it is available for even those with no credit history at all.
  • The Gourmand: Foodies will find exceptional value from the Savor from Capital One. That’s’ because the card earns 4% back on dining – one of the best reward rates available today.
  • The World Traveler: Like to get out and explore? The Capital One Venture Rewards offers 5X miles on travel purchases through the Capital one portal, plus 50,000 bonus miles for meeting a minimum spend.

Capital One Rewards Guide

Cards, like the Venture or the no annual fee VentureOne, earn points in the Capital One Rewards Program.

Capital One Rewards Point Valuation

Like other loyalty programs, Capital One Rewards point valuations vary considerably. Redeeming points for cash back or merchandise through the portal, for instance, offers a much lower estimate than using points with travel partners or booking flights through Capital One. The current top value of Capital one Rewards points is approximately 1.4 cents/pt., which is the rate for booking flights with select partners. The current average value for Capital One Rewards points is one cent per point.

How to Earn Capital One Rewards

Cardholders can earn Capital One Rewards points when making qualifying purchases with select Capital One credit cards. This includes extra points on qualifying categories. The bank also offers signup bonuses on some cards, such as the 50,000 point bonus with the Venture Rewards Card. Other options for earning points include referral bonuses, earning extra points through limited-time offers, or making purchases with select partners through the Capital On portal.

How to Redeem Capital One Rewards

One of the great features of the Capital One Rewards program is the flexibility it offers. Cardholders can use their points towards a variety of award options, including cash back, shopping (including using points with Amazon), and travel through the Capital One travel portal.

Capital One Transfer Partners

Capital One points transfer to 15 partners. These partners are:

  • Aeromexico
  • Air Canada
  • Air France/ KLM
  • Alitalia
  • Avianca
  • Cathay Pacific
  • Emirates
  • Etihad
  • EVA Air
  • Finnair
  • Hainan
  • JetBlue
  • Qantas
  • Qatar Airlines
  • Singapore Airlines

Browse the Best Capital One Credit Cards of 2020

Trying to find your ideal Capital One Card? Or maybe you are unsure what you want in a credit card offer? No worries! BestCards.com has over 800 comprehensive and impartial reviews designed to help you find the perfect card for you. We have offers from leading credit card issuers – big and small – from across the United States. Browse our reviews, learn using our helpful news and advice resources, and compare offers using our card comparison tool. Ready to get started? Let’s find your best card today!