Browse the Best Capital One Credit Cards

Capital One is a popular issuer for customers of all credit levels, and its travel rewards program is consistently among the best in the industry. In addition, the corporation does not charge foreign exchange fees for any of its cards. Browse credit cards below.

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Showing 30 Cards

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West Elm Key Rewards Visa

West Elm Key Rewards Visa
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network N/A
Best Benefits
  • No annual fee
  • Earn 5% back online and in stores across seven brands
  • Earn 4% back at grocery stores and restaurants (excludes fast food)
  • Earn 1% Back on all other purchases
  • 10% back across seven brands for your first 30 days from account opening.
  • Special 12-month promotional financing on purchases of $750 or more
  • Free standard shipping at Williams Sonoma brands
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $40

Williams Sonoma Key Rewards Visa

Williams Sonoma Key Rewards Visa
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 5% back online and in stores across seven brands
  • Earn 4% back at grocery stores and restaurants (excludes fast food)
  • Earn 1% Back on all other purchases
  • 10% back across seven brands for your first 30 days from account opening.
  • Special 12-month promotional financing on purchases of $750 or more
  • Free standard shipping at Williams Sonoma brands
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
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Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
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Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
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Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
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Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
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Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
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Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
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$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
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Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
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Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
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Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

Pottery Barn Key Rewards Visa

Pottery Barn Key Rewards Visa
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 5% back online and in stores across seven brands
  • Earn 4% back at grocery stores and restaurants (excludes fast food)
  • Earn 1% Back on all other purchases
  • 10% back across seven brands for your first 30 days from account opening.
  • Special 12-month promotional financing on purchases of $750 or more
  • Free standard shipping at Williams Sonoma brands
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

The Key Rewards Visa

The Key Rewards Visa
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 5% back online and in stores across seven brands
  • Earn 4% back at grocery stores and restaurants (excludes fast food)
  • Earn 1% Back on all other purchases
  • 10% back across seven brands for your first 30 days from account opening.
  • Special 12-month promotional financing on purchases of $750 or more
  • Free standard shipping at Williams Sonoma
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

Capital One® Spark® Cash Plus for Business

Capital One® Spark® Cash Plus for Business
  • Annual Fee $150
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn up to $1,000 in the first 6 months; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Get unlimited rewards, cash bonuses and business-grade benefits—with a $150 annual fee
Rates & Fees
  • Annual Fee: $150
  • Late Payment Penalty Fee: 2.99% of the unpaid portion of your minimum payment
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
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33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
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Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
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New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
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Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
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Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

Capital One® SavorOne® Rewards for Students Card

Capital One® SavorOne® Rewards for Students Card
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Exclusively for students
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores
  • Earn unlimited 1% back on all other purchases
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.; None after that
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
card
Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

Capital One® Quicksilver® Rewards for Students Card

Capital One® Quicksilver® Rewards for Students Card
  • Regular Purchase APR 26.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair
  • Processing Network Mastercard
Best Benefits
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Exclusively for students
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 26.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.; None after that
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
card
Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

Union Plus Cash Rewards

Union Plus Cash Rewards
  • Regular Purchase APR 12.9%, 18.9% or 22.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.9%, 18.9% or 22.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 0% introductory APR for the first 12 months after opening account
  • Unlimited 1.5% cash back on all purchases
  • $0 fraud liability
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 12.9%, 18.9% or 22.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 12.9%, 18.9% or 22.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% for the first 12 months; None after that
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each Cash Advance, whichever is greate
  • Late Payment Penalty Fee: Up to $38
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
card
Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

Union Plus Rate Advantage

Union Plus Rate Advantage
  • Regular Purchase APR 10.9%, 16.9% or 20.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.9%, 16.9% or 20.9% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for the first 15 months
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers
  • $0 Fraud Liability if the card is lost or stolen
  • 24/7 U.S-based customer service
Rates & Fees
  • Intro Purchase APR: 0% for the first 15 months
  • Regular Purchase APR: 10.9%, 16.9% or 20.9% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 15 months
  • Balance Transfer APR: 10.9%, 16.9% or 20.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the transaction amount for the first 15 months; None after that
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each Cash Advance, whichever is greater
  • Late Payment Penalty Fee: Up to $38
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
card
Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

Union Plus Primary Access Card

Union Plus Primary Access Card
  • Regular Purchase APR 23.24% variable based on the Prime Rate
  • Balance Transfer APR 23.24% variable based on the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Access a higher credit line when you make your first 5 payments on time;
  • Credit limits between $300 and $5,000
  • $0 fraud liability
Rates & Fees
  • Regular Purchase APR: 23.24% variable based on the Prime Rate
  • Balance Transfer APR: 23.24% variable based on the Prime Rate
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each Cash Advance, whichever is greate
  • Late Payment Penalty Fee: Up to $38
Credit Card Deals
card
Over 150,000 hotels in top destinations. Book now! Reservations.com Offer Expires on Jan 01, 2023 See Details
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
Bundle Sale: Get 35% off Tuffy Stereo Security Console and $75 off Alpine Radio. Morris 4x4 Offer Expires on Dec 12, 2050 See Details
card
FREE Shipping and returns with any MOLECULE purchase. MOLECULE Offer Expires on Jan 01, 2099 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
50% off Starter Kits. Candid Offer Expires on Dec 12, 2050 See Details
card
Shop New Textbooks with Free Shipping! AbeBooks Offer Expires on Jan 01, 2099 See Details
card
Special Offer 49% Off an Annual Membership! Receive 12-Months for Only $59.95! ABCmouse.com Offer Expires on Jan 01, 2099 See Details
card
Save 5% AVIS Offer Expires on Dec 12, 2030 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details

 

Capital One Credit Cards

Capital One is a leading bank and credit card issuer, with over 62 million credit cards currently in circulation. Capital One is a unique issuer in that they offer credit card products to fit nearly every credit profile. This includes those with no credit history, poor credit, and students, all the way to those with the vest best credit scores possible.

Benefits of Capital One Cards

Capital One offers a variety of unique benefits for its credit cardholders. These include:

  • No Foreign Transaction Fees: Like Discover, Capital One does not charge foreign transaction fees on any of their credit card products. This means that cardholders save up to 3% on purchases abroad versus cards that do charge a fee. If you frequently spend money outside of the United States (even online), a card with no foreign transaction fees is a great benefit.
  • CreditWise: All Capital One Cards come with free access to CreditWise. CreditWise is the bank’s credit score monitoring and advice app.
  • Eno: Cardholders also have access to Capital One’s virtual assistant, Eno. Eno monitors charges, tracks spending, and issues fraud alerts should there be unusual activity on the cardholder’s account.

Capital One cards also come with the usual perks and protections you expect from both Mastercard and Visa. These include:

  • Travel accident insurance
  • Auto rental collision damage waiver
  • Zero fraud liability
  • 24/7 customer assistance

What to Look for When Choosing a Capital One Card

Finding your perfect Capital One Card can be tricky. Picking the best card requires carefully looking at every aspect of the card and comparing them to other credit card offers. Here are a few things to pay attention to:

  • Annual Fee: Does the card charge an annual fee? Rewards cards – especially travel rewards cards (like the Venture Rewards credit card) – sometimes come with annual fees. Before applying for a card that charges a yearly fee, make sure you’ll get enough value from the perks, credits, and benefits to justify that cost.
  • APR: Always check the interest rates before applying. The better your credit score, the better the rate you can expect. Also, does the card provide a 0% intro APR period?
  • Rewards: If you are considering a rewards card, what type of awards does it offer? Pay close attention to how you’ll earn reward points. Are there particular categories that earn additional points? How long are points good for?

One of the most important considerations when selecting a card from Capital One is what benefits suit you best.

What’s the Best Capital One Card for Me?

Capital One offers a variety of credit cards to suit every need and budget:

  • Rebuilding Credit: For those looking to boost their credit score, the Capital One Platinum Credit Card is a great option. The card is available as both an unsecured – and secured (the Capital One Secured Mastercard)– credit card, meaning it is available for even those with no credit history at all.
  • The Gourmand: Foodies will find exceptional value from the Capital One Savor Cash back card. That’s’ because the card earns 4% back on dining – one of the best reward rates on dining and entertainment available today.
  • The World Traveler: The Capital One Venture Rewards offers 5X miles on travel purchases through the Capital one portal, plus 50,000 bonus miles for meeting a minimum spend.
  • The Business: The Capital One Spark Cash for Business lets companies quickly rack up cash back with every purchase. The Spark Miles for Business s great for companies that travel frequently.

There is even a Capital One credit card for students with no credit.

Capital One Rewards Guide

Cards, like the Savor, SavorOne, Venture, or the no annual fee VentureOne, earn points in the Capital One Rewards Program. Here’s how to redeem Capital One Savor and Venture rewar

Capital One Rewards Point Valuation

Like other loyalty programs, Capital One Rewards point valuations vary considerably. Redeeming points for cash back or merchandise through the portal, for instance, offers a much lower estimate than using points with travel partners or booking flights through Capital One.

The current top value of Capital one Rewards points is approximately 1.4 cents/pt.(the rate for booking flights with select partners). The current average value for Capital One Rewards points is one cent per point.

How to Earn Capital One Rewards

Cardholders can earn Capital One Rewards points when making qualifying purchases with select Capital One credit cards. This includes extra points on qualifying categories. The bank also offers signup bonuses on some cards, such as the 50,000 point bonus with the Venture Rewards Card. Other options for earning points include referral bonuses, earning extra points through limited-time offers, or making purchases with select partners through the Capital On portal.

How to Redeem Capital One Rewards

One of the great features of the Capital One Rewards program is the flexibility it offers. Cardholders can use their points towards a variety of award options, including cash back, shopping (including using points with Amazon), and travel through the Capital One travel portal.

Capital One Transfer Partners

Capital One points transfer to 18 airline partners. These partners are:

  • Aeromexico
  • Air Canada
  • Air France/ KLM
  • Alitalia
  • Avianca
  • British Airways
  • Cathay Pacific
  • Emirates
  • Etihad
  • EVA Air
  • Finnair
  • Hainan
  • JetBlue
  • Qantas
  • Qatar Airlines
  • Singapore Airlines
  • TAP Air Portugal
  • Turkish Airlines

Capital one points also transfer to select hotel brands, including Wyndham Rewards and Choice Privileges.

FAQs About Capital One

Here are answers to common questions about Capital One:

Can I get a free credit score with Capital one?

Yes. Capital one Creditwise is the company’s free credit score monitor. The tool allows users to check their credit score and use their unique Creditwise Simulator to see how specific actions can improve – or drop – their credit score.

Is a Capital One credit card a good card?

Yes. While Cap1 credit cards were originally for building credit, today, Capital one provides a range of exceptional and rewarding credit cards for people with good or excellent credit scores. The company still offers cards for rebuilding credit, however, especially their Capital one Platinum Mastercard and Secured Mastercard.

How can I request a new credit card from Capital One?

Should you need a new credit card, or If your account was closed do to fraudulent activity, call Capital One customer service at 1-866-464- 7761.. Capital One can usually get cardholders a new credit card in 7-10 days, though expedited shipping may also be available.

Browse the Best Capital One Credit Cards of 2021

Trying to find your ideal Capital One Card? BestCards.com has over 800 comprehensive and impartial reviews designed to help you find the perfect card for you.

We have offers from leading credit card issuers – big and small – from across the United States. Browse reviews from our experts, learn using our helpful news and advice resources, and compare offers using our card comparison tool.