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Last updated on June 7th, 2022
Capital One Venture Rewards Credit Card
- Regular Purchase APR 17.49% - 25.49% variable based on creditworthiness and Prime Rate
- Balance Transfer APR 17.49% - 25.49% variable based on creditworthiness and Prime Rate
- Cash Advance APR 25.49% variable based on the Prime Rate
- Annual Fee $95
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Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent
- Processing Network Visa
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Regular Purchase APR: 17.49% - 25.49% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 17.49% - 25.49% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
- Cash Advance APR: 25.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
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At a Glance
Through the Capital One Venture Rewards Credit Card, you’ll be able to earn an unlimited 2X reward miles per dollar spent on every purchase, every day, meaning there aren’t any annoying categories to memorize to maximize your miles. New Venture cardholders are also entitled to a whopping 60,000 bonus miles after 60,000 miles after spending $3,000 in the first three months bonus offer.
Ideal for Those Who:
- Travel frequently and can take advantage of the card’s 2X reward miles earning potential
- Do not want to jump through hoops when it comes to categories that earn you bonus miles
- Want an extra 60,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening
- Have excellent credit
Capital One Venture Rewards Credit Card Review
The Capital One Venture Rewards Credit Card is a premium travel rewards credit card that offers simplicity and value in a single package. The card offers excellent value for those that want the value that comes from double miles on every purchase and the freedom of a rewards program that doesn’t limit redemption options.
Introductory Bonus
The Capital One Venture Rewards Credit Card provides significant value for its $95 annual fee. One of the features offering this huge potential is the signup bonus of 60,000 miles after making $3,000 in purchases within the first three months. Still, the no annual fee VentureOne Card (also from Capital One) offers a 20,000-mile bonus for just $500 in spending (in the same three-month period).
Double Miles on Everything
The Capital One Venture Rewards Credit Card is one of the premier travel cards thanks – in part – to the impressive rewards it earns. The card earns an unlimited 2X miles on every purchase. The beauty of the double miles on all purchases means cardholders don’t have to bother with cumbersome categories. Every dollar spent earns two points – it is that simple.
Capital One Venture Rewards Credit Card vs. VentureOne Rewards: Head-to-Head
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| Card | Venture Rewards | VentureOne Rewards |
| Rewards rate | Unlimited 2X miles on every purchase | Unlimited 1.25X miles on every purchase |
| Best perk | Global Entry or TSA PreCheck® credit | No foreign transaction fees |
| Annual fee | $95 annual fee | No annual fee |
How to Redeem Miles
Capital One Rewards points have a value of approximately 1.4 cents per point. This valuation is based upon the best redemption options through the rewards program, which is travel. Travel options include flights, hotels, cruises, and rental cars booked through the Capital one Rewards portal.
Rewards also transfer to a variety of Capital One airline and hotel partners. Current Capital One airline and hotel transfer partners are:
| AeroMexico (Club Premier) | British Airways (Executive Club) | EVA Air (Infinity Miles) |
| Air Canada (Aeroplan) | Emirates (Skywards) | Qantas Miles |
| Avianca (LifeMiles) | Etihad Guest | Singapore Airlines (KrisFlyer) |
| Air France/KLM (Flying Blue) | Finnair Plus | TAP (Miles&Go) |
| Cathay Pacific (Asia Miles) | ALL (Accor Live Limitless) | Choice Privileges |
| Turkish Airlines (Miles&Smiles) |
Cardholders can also use their points towards various award options, including cash back, statement credits, gift cards, or shopping (including using points with Amazon).
Capital One Venture Rewards Cardholders can also opt to use points through PayPal and its Pay with Rewards program. Pay with Rewards is PayPal’s flexible rewards platform that allows select credit cardholders to use their rewards points to make purchases anywhere in the world that PayPal is accepted. The program allows cardholders the ability to pay for purchases entirely with their points or partially with their rewards.
Other Travel Perks
Beyond the impressive rewards, the Venture Card also provides several other travel-oriented benefits. Cardholders can anticipate a $100 statement credit for TSA Precheck or Global Entry application costs. This perk will allow them to make their way through TSA security when departing quickly, and U.S. Customers when arriving from their travels.
Other features include no foreign transaction fees, Visa travel accident insurance, auto rental collision damage waiver, and 24-hour travel accident assistance. Added peace of mind also comes in the form of emergency card replacement should it be lost or stolen and a waived annual fee for the first year.
Should You Apply for the Capital One Venture Rewards Credit Card?
The Capital One Venture Rewards Credit Card is an excellent travel card for those who prefer points to perks but don’t want to pay a steep annual fee for a versatile card like the Chase Sapphire Reserve®. The $95 annual fee is waived for the first year, giving new accounts plenty of time to amass an impressive haul of miles. Capital One makes this task easier, thanks to 2X miles on every purchase and an impressive 60,000 miles after meeting minimum spend requirements.
The card doesn’t offer the massive array of airport perks that comes from pricier travel card options. Still, a TSA Precheck statement credit is a bonus worth taking advantage of. The wide selection of redemption options is another great perk, as are the 15+ transfer partners, including names like Etihad, Air Canada, jet Blue, and Wyndham.
Overall, the Capital One Venture Rewards Credit Card is a very nice rewards card for those who love to travel, but can’t justify an annual fee of over $100. Those unsure of the card is right for them can also consider the similarly priced Chase Sapphire Preferred or Citi Premier® Card.
