Capital One® Venture® Rewards Credit Card

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Last updated on April 12th, 2021

Capital One® Venture® Rewards Credit Card

Earn 100,000 Bonus Miles

Capital One® Venture® Rewards Credit Card
  • Regular Purchase APR 17.24%, 21.99% or 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 17.24%, 21.99% or 24.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.49% variable based on the Prime Rate
  • Annual Fee $0 for the first year, $95 after that
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • 5X miles per dollar spent on hotels and car rentals through Capital One Travel portal
  • 2X miles per dollar spent on all other purchases
  • Receive up to a $100 credit for TSA Pre-check or Global Entry
  • Transfer miles to 15 available travel partners
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 17.24%, 21.99% or 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 17.24%, 21.99% or 24.49% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer at promotional APRs. None for balances transferred at the Transfer APR
  • Cash Advance APR: 24.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Annual Fee: $0 for the first year, $95 after that
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations in the U.S. – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • View All Deals

At a Glance

Through the Capital One® Venture® Rewards Credit Card, you’ll be able to earn an unlimited 2X reward miles per dollar spent on every purchase, every day, meaning there aren’t any annoying categories to memorize to maximize your miles. New Venture® cardholders are also entitled to a whopping 100,000 bonus miles after spending $20,000 on purchases within the first 12 months from account opening. Those unable to reach $20k in spending, however, can benefit from the regular 50,000 miles after spending $3,000 in the first three months bonus offer.

Ideal for Those Who:

  • Travel frequently and can take advantage of the card’s 2X reward miles earning potential
  • Do not want to jump through hoops when it comes to categories that earn you bonus miles
  • Want an extra 60,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening
  • Have excellent credit

Capital One® Venture® Rewards Credit Card Review

The Capital One Venture Rewards Card is a premium travel rewards credit card that offers simplicity and value in a single package. The card offers excellent value for those that want the value that comes from double miles on every purchase and the freedom of a rewards program that doesn’t limit redemption options.

Introductory Bonuses

The Venture Rewards provides significant value for its $95 annual fee. One of the features offering this huge potential is the signup bonus of 100,000 miles. Now, this bonus comes with a heavy price tag but still offers over $1,400 in value. New accounts must spend $20,000 within the first 12 months after opening – an average spend of $1,600 per month.

Those not looking to shell out $20,000 in a calendar year can also earn 50,000 miles after making $3,000 in purchases within the first three months. That spending requirement is a much easier feat to accomplish and offers a sizeable reward. Still, the no annual fee VentureOne Card (also from Capital One) offers a 20,000-mile bonus for just $500 in spending (in the same three-month period).

Double Miles on Everything

The Venture® from Capital One® is one of the premier travel cards thanks – in part – to the impressive rewards it earns. The card earns an unlimited 2X miles on every purchase. The beauty of the double miles on all purchases means cardholders don’t have to bother with cumbersome categories. Every dollar spent earns two points – it is that simple.

Capital One Venture vs. VentureOne Rewards: Head-to-Head

Venture Rewards

Visa
$ 95 Annual Fee
  • 100,000-mile sign up offer
  • Unlimited 2X miles on every purchase
  • No foreign transaction fees
  • Global Entry or TSA PreCheck® Credit

VentureOne Rewards

Visa
$ 0 Annual Fee
  • 20,000-mile sign up offer
  • Unlimited 1.25X miles on every purchase
  • No foreign transaction fees

How to Redeem Miles

Capital One Rewards points have a value of approximately 1.4 cents per point. This valuation is based upon the best redemption options through the rewards program, which is travel. Travel options include flights, hotels, cruises, and rental cars booked through the Capital one Rewards portal.

Rewards also transfer to a variety of Capital One airline and hotel partners. Current Capital One airline and hotel transfer partners are:

Accor Hotels

Aeromexico

Air Canada

Air France/ KLM

Alitalia

Avianca

Cathay Pacific

Emirates

Etihad

EVA Air

Finnair

Hainan

JetBlue

Qantas

Qatar Airlines

Singapore Airlines

Wyndham Hotels

Cardholders can also use their points towards various award options, including cash back, statement credits, gift cards, or shopping (including using points with Amazon).

Venture Rewards Cardholders can also opt to use points through PayPal and its Pay with Rewards program. Pay with Rewards is PayPal’s flexible rewards platform that allows select credit cardholders to use their rewards points to make purchases anywhere in the world that PayPal is accepted. The program allows cardholders the ability to pay for purchases entirely with their points or partially with their rewards.

Other Travel Perks

Beyond the impressive rewards, the Venture Card also provides several other travel-oriented benefits. Cardholders can anticipate a $100 statement credit for TSA Precheck or Global Entry application costs. This perk will allow them to make their way through TSA security when departing quickly, and U.S. Customers when arriving from their travels.

Other features include no foreign transaction fees, Visa travel accident insurance, auto rental collision damage waiver, and 24-hour travel accident assistance. Added peace of mind also comes in the form of emergency card replacement should it be lost or stolen and a waived annual fee for the first year.

Should You Apply for the Venture® from Capital One®?

The Venture® from Capital One® is an excellent travel card for those who prefer points to perks. The $95 annual fee is waived for the first year, giving new accounts plenty of time to amass an impressive haul of miles. Capital One makes this task easier, thanks to 2X miles on every purchase and an impressive 50,000 miles (or 100,000 if you are feeling saucy) after meeting minimum spend requirements.

The card doesn’t offer the massive array of airport perks that comes from pricier travel card options. Still, a TSA Precheck statement credit is a bonus worth taking advantage of. The wide selection of redemption options is another great perk, as are the 15+ transfer partners, including names like Etihad, Air Canada, jet Blue, and Wyndham.

Overall, the Venture® from Capital One® is a very nice rewards card for those who love to travel, but can’t justify an annual fee of over $100.

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