The Best Credit Cards For Truckers

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Last updated on May 22nd, 2023

No matter how small your fleet is, there are credit card options for truckers that can provide the right tools for running a trucking business. While there are credit cards made for truckers, regular credit cards can too fit trucker credit card needs. 

Credit Cards For Truck Drivers

We have rounded up a combination of credit cards that can benefit truckers through gas rewards, management software, and more. Here are our picks for the best credit cards for truckers.

Revenued Business Card

Revenued Business Card
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Visa Processing Network
None Annual Fee

Revenued Business Card

  • See Terms* Regular Purchase APR

At a Glance

The Revenued Business Card combines the benefits of a business card with a Flex Line of capital. This combination means there are no hard credit checks to apply, with Flex Lines available in as little as 24 hours, with no hidden fees or annual fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee and no draw fee
  • Includes flex line, similar to a line of credit and only pay for what you use
  • Access cash on demand with funds deposited straight into your bank account
  • Fast and easy application process – apply online and receive a funding decision in as little as an hour
  • Approvals based on your business revenue and not personal credit
  • As your revenue increases, spending limits also increase
  • Access to business credit tools – Revenued reports to D&B to help build your business credit
  • Access to a dedicated U.S-based account manager to help you make the most of being a Revenued card holder
  • Rated Excellent on Trustpilot with 600+ reviews
  • Regular Purchase APR: See Terms*
  • Foreign Transaction Fee: See Terms
  • You have a business with at least $10,000 or more in monthly deposits
  • You don’t want to use your personal cards for their business
  • You don’t want to pay any annual fees or draw fees
  • You’re looking for a simple solution to access business credit with a fast and easy application process

With the Revenued Business Card Visa® your trucking fleet can earn you 3% cash back on every purchase, which is practically unheard of in the business credit card space. In other words, fill up the gas tank and earn rewards for your purchase. It is important to note the Revenued Business Card Visa® is not only a business card. It is also a Flex Line combination which is based on revenue and not your FICO score alone.  

Ramp Card

Ramp Card
Excellent-Good-Fair-Poor
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good / Fair / Poor
Visa Processing Network
None Annual Fee

Ramp Card

  • See Terms Regular Purchase APR

At a Glance

The Ramp Card is a corporate charge card that provides businesses far more than just purchasing power and cash back rewards. Companies enjoy access to up to 20X more capital, extended payment terms, and unparalleled software integrations to streamline finances – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn unlimited 1.5% cash back on every purchase
  • No fees – including foreign transaction, setup, or replacement fees
  • Use to shop at any retailer worldwide that accepts Visa cards
  • Add virtual cards to your Apple Wallet or Google Pay
  • Block or restrict spending to a specific vendor – for either a specific card or your entire company
  • Regular Purchase APR: See Terms
  • You struggle with expense reports, reimbursements, and receipts
  • You want a charge card without interest rates or fees
  • You want a corporate card that offers enforceable employee spending limits
  • You plan to issue multiple employee cards
  • You have at least $75,000 in your primary business bank account
  • You spend at least $10,000 per month on your cards

While the Ramp Visa Card is another card on our list that is not typically aimed toward truckers, it is a business credit card that can help support a trucking business. It offers tools useful to manage any business, including a trucking fleet. It’s a 5-in-1 tool for businesses that want streamlined financial reporting as it provides an impressive suite of accounting tools and more. In addition, cardmembers earn unlimited 1.5% cash back on every purchase, on things like gas, restaurants, and more.

Discover it® Secured

Discover it® Secured
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Discover Processing Network
None Annual Fee

Discover it® Secured

  • 28.24% variable based on the Prime Rate Regular Purchase APR
  • 28.24% variable based on the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The Discover it® Secured card is ideal for cardholders hoping to build or rebuild their credit. Responsible use will not only raise their credit score, but it will also earn them 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases
  • Discover automatically matches all the cash back you’ve earned at the end of your first year
  • Easily view your FICO® Credit Score on monthly statements, mobile and online for free
  • Automatic account reviews begin after 7 months of use to see if cardholders can transition to an unsecured line of credit and have their deposit returned
  • No annual fee
  • Regular Purchase APR: 28.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer for transfers that post by November 10, 2023
  • Balance Transfer APR: 28.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount for each transfer that posts at the promotional rate. After that, 5% of the amount of each transfer
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: None the first time you pay late. After that, up to $41
  • Return Payment Penalty Fee: Up to $41
  • Minimum Deposit Required: $200
  • You want to build or rebuild your credit with Discover
  • You want 2% cash back at gas stations and restaurants
  • You don’t think you should pay an annual fee to boost your credit score

The Discover it® Secured has made our list for anyone in the trucking business that may have a subprime credit score. The Discover it® Secured card typically is not aimed toward truckers. However, its credit-building capabilities and cash back rewards might make it the ideal card for truckers building credit. It’s a secured credit card with reward-earning capabilities. It earns 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all other credit card purchases. As we all know, truckers need their gas, so why not earn cash back when you fill up the tank and build credit simultaneously?

Other Options

CT Credit Card By CloudTrucks

ct credit card
No Fee Credit Card
  • Save up to 20¢ per gallon of gas
  • Build Business Credit
☆ $0 Annual Fee
☆ Convenient Financial Management Tools
☆ No Business Credit Required

The CT Credit Card by CloudTurcks is built to help owner-operators manage their trucking business. The card features zero fees for you and your team. This includes no account fees, late fees, or fees of any kind. The Visa card can be used anywhere and for more than just fuel, so your truckers can pay for food, lodging, and more with just their CT Credit Card.

On top of no fees, as a card member, you will have access to track and monitor spending across your team. Additionally, you can set spending limits for your fleet, and you get to build business credit all at the same time. Moreover, you’ll get access to exclusive fuel and maintenance discounts, such as up to 20¢ per gallon through Road Ranger and Pilot Flying J, as well as discounts at Love’s and Michelin.

Best For Subprime Credit
  • New cardmembers save up to 15¢ per gallon
  • Accepted at 95% of U.S. gas stations
☆ Detailed Transaction
☆ Set Spending Limits
☆ Automatic Expense Tracking

With the Sunoco Fleet Universal Card, you will benefit from complete fuel management. New card members earn rewards at an introductory rate. In the case of the Sunoco Fleet Universal Card, the rate is up to 15¢ per gallon. The rebate is based on the cardholder billing cycle and ends six months after the account issue date. The 15¢ reward is one of the highest reward systems on gas for trucker credit cards. After the six-month promotional period, truckers can get up to 6¢ per gallon. The reward rebates are based on the number of gallons purchased at Sunoco-branded locations each month.

 

Related Article: CloudTrucks Launches Credit Card For Truckers

Featured image by welcomia/Canva

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Jeannyn Gomez
Jeannyn Gomez

Jeannyn is the Content Management Assistant for BestCards.com. In addition to serving on all aspects of social media and spreading the word on expert credit and personal finance advice, Jeannyn finds herself on quests for humor, supernatural phenomena, and conspiracy theories for fun.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.