Find the Best Airline Rewards Credit Card

The best airline rewards credit cards allow you to earn double, triple, or more points. These co-branded cards also give you perks like complimentary luggage check, priority boarding, and lounge access. Find the top airline rewards credit card for you by comparing the offers below.

Advertiser Disclosure Editorial Disclosure

Showing 72 Cards

Sort By Column Name:

Free Spirit® Points Plus Mastercard®

Free Spirit® Points Plus Mastercard®
  • Regular Purchase APR 26.99% to 28.99% variable based the Prime Rate
  • Balance Transfer APR 26.99% to 28.99% variable based the Prime Rate
  • Cash Advance APR 26.99% to 28.99% variable based the Prime Rate
  • Annual Fee $0 to $79
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Earn 3x Free Spirit Points per $1 on Spirit purchases
  • Earn 2x Free Spirit Points per $1 on grocery and dining purchases
  • Earn 1x Free Spirit Points per $1 on all other purchases
  • Invitation required to apply
Rates & Fees
  • Regular Purchase APR: 26.99% to 28.99% variable based the Prime Rate
  • Balance Transfer APR: 26.99% to 28.99% variable based the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
  • Cash Advance APR: 26.99% to 28.99% variable based the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Annual Fee: $0 to $79
  • Foreign Transaction Fee: 0% or 3% of each Purchase in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Minimum Deposit Required: n/a
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Delta SkyMiles® Debit Card

Delta SkyMiles® Debit Card
  • Annual Fee $0 for the first year, up to $95 after that
  • Credit Needed No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee for the first year
  • Earn 1 miles for every $2 spent on eligible purchases
  • Miles never expire
Rates & Fees
  • Annual Fee: $0 for the first year, up to $95 after that
  • Minimum Deposit Required: $100
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

United Quest Visa Signature Card

United Quest Visa Signature Card
  • Regular Purchase APR 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $250
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
  • Receive up to $125 in statement credits each account anniversary year
  • Global Entry or TSA PreCheck® fee credit
  • Priority boarding
  • Two 5,000-mile anniversary award flight credits
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Annual Fee: $250
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
card
Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
card
Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
card
20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
card
20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
card
20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
card
30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
card
30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Icelandair Premium Mastercard®

Icelandair Premium Mastercard®
  • Regular Purchase APR 17.99% variable based on the Prime Rate
  • Balance Transfer APR 17.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $39
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No foreign transaction fees
  • Earn 2X points on Icelandair purchases
  • Earn 1 point per dollar spent on all other purchases
Rates & Fees
  • Regular Purchase APR: 17.99% variable based on the Prime Rate
  • Balance Transfer APR: 17.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $39
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Icelandair Mastercard®

Icelandair Mastercard®
  • Regular Purchase APR 17.99% variable based on the Prime Rate
  • Balance Transfer APR 17.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1 point per dollar spent on Icelandair purchases
  • Earn 0.5 points per dollar spent on all other pucrhases
Rates & Fees
  • Regular Purchase APR: 17.99% variable based on the Prime Rate
  • Balance Transfer APR: 17.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Free Spirit® Points Mastercard®

Free Spirit® Points Mastercard®
  • Regular Purchase APR 26.99% to 29.99% variable based on the Prime Rate
  • Balance Transfer APR 26.99% to 29.99% variable based on the Prime Rate
  • Cash Advance APR 26.99% to 29.99% variable based on the Prime Rate
  • Annual Fee $0 or $79
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • 2X points on Spirit purchases
  • 1X points on all other purchases
  • Points never expire
Rates & Fees
  • Regular Purchase APR: 26.99% to 29.99% variable based on the Prime Rate
  • Balance Transfer APR: 26.99% to 29.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
  • Cash Advance APR: 26.99% to 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Annual Fee: $0 or $79
  • Foreign Transaction Fee: 0% or 3% of each Purchase in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Free Spirit® Travel World Mastercard®

Free Spirit® Travel World Mastercard®
  • Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 18.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • 2 points per dollar spent on eligible Spirit purchases
  • No limit to the points you can earn and no points expiration
  • No foreign transaction fees
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 18.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

Free Spirit® Travel More World Elite Mastercard®

Free Spirit® Travel More World Elite Mastercard®
  • Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 18.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee $0 for the first year; after that $79
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 3 points per $1 spent on eligible Spirit purchases
  • 2 points per $1 spent on eligible dining and grocery store purchases
  • No foreign transaction fees
  • Points never expire
Rates & Fees
  • Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 18.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $0 for the first year; after that $79
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

United Gateway℠ Card

United Gateway℠ Card
  • Regular Purchase APR 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months
  • Plus, earn 3x on grocery store purchases made in the first 12 months your account is open, up to $15,000 total
  • Earn 2 miles for each $1 spent on purchases from United
  • Earn 2 miles for each $1 spent at gas stations
  • Earn 2 miles for each $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit
  • Earn 1 mile for each $1 spent on all other purchases
  • 25% back on United inflight purchases
  • No annual fee or foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save $25 in the US with 1-800-GOT-JUNK? 1-800-GOT-JUNK? Offer Expires on Dec 12, 2021 See Details
card
Get an exclusive upgrade to BarkBox for FREE. BarkBox Offer Expires on Dec 12, 2021 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Jan 01, 2022 See Details
card
Visa Signature and Visa Infinite Cardmembers receive benefits* at over 50 wineries. Valid for U.S. and Canada issued cards. Explore Sonoma County Wineries Offer Expires on Dec 12, 2021 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
card
20% Off + Free Shipping over $50 for New Customers Vistaprint Offer Expires on Jan 01, 2022 See Details
card
20% off + Free Shipping on Fanatics.com orders of $49+ Fanatics.com Offer Expires on Jan 01, 2022 See Details
card
20% off your NFLShop.com order over $49. NFLShop.com Offer Expires on Dec 12, 2021 See Details
card
30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
card
30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Emirates Skywards Premium World Elite Mastercard®

Emirates Skywards Premium World Elite Mastercard®
  • Regular Purchase APR 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $499
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn up to 3 Skywards Miles per dollar spent
  • Earn unlimited Skywards Miles that don't expire
  • Enjoy Emirates Skywards Gold tier membership during your first year
  • No foreign transaction fees
  • Complimentary lounge access to Emirates Business Class lounges worldwide for a cardmember and a guest
  • Earn 50% bonus Skywards Miles on Emirates flights
Rates & Fees
  • Regular Purchase APR: 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $499
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
33% + Extra 10% off Hotel Stays Longer Than 7 Nights. OYO Hotels Offer Expires on Dec 12, 2021 See Details
card
New Customers Offer - 15% off Your First Order of Contacts Plus Free shipping. Coastal.com Offer Expires on Jun 06, 2025 See Details
card
Receive up to 50% off hotels in addition to a 1% rebate CheckINN Direct Offer Expires on Dec 12, 2030 See Details
card
Save 15% Monster Offer Expires on Dec 12, 2030 See Details
card
Enjoy 5% rebate on all online bookings, global pass memberships and all premium subscription Coworker Offer Expires on Dec 12, 2030 See Details
card
Save up to 20% Squarespace Offer Expires on Dec 12, 2030 See Details
card
Save $500.00 Alibaba Offer Expires on Dec 12, 2022 See Details
card
Episode 1: Discover tequila secrets with the founders of Volcán de mi Tierra PijamaSurf Offer Expires on Dec 12, 2021 See Details
card
Mix it up during an online cocktail masterclass with Archie Rose Distilling Co. Archie Rose Distilling Co. Offer Expires on May 05, 2022 See Details
card
Be enchanted by the colours of Emilio Pucci Mastercard with Camera della Moda (CNMI) Offer Expires on Dec 12, 2021 See Details

What to Look for in the Best Airline Rewards Credit Cards

When it comes to airline rewards cards, there are many things to consider, depending on an individual’s wants and needs. There are, however, several things that all flyers should keep an eye on:

 

Sign-Up Bonus

One of the reasons why airline rewards cards are so popular is that they offer signup bonuses. As with travel cards and hotel credit cards, airlines provide big bonuses to entice new passengers. While the exact bonuses differ depending on the annual fee, some cards, such as those from Delta, Aer Lingus, British Airways, and others, offer signup bonuses of up to 100,000 miles.

Alliance & Codeshare Agreements

Many people get airline rewards credit cards because they frequently travel with an airline and want rewards for their loyalty. One of the excellent things about these cards is the ability to rewards with several different carriers. These alliances allow people with airline credit cards from one carrier to earn – and redeem – miles with any other member of the partnership

Reward Flexibility

Rewards flexibility is another critical consideration when it comes to this type of card. Many airline rewards credit cards – especially those part of frequent flyer programs, like Delta SkyMiles – have fairly strict terms of redemption. These are typically for flights with SkyTeam, seat upgrades, lounge access, or bookings with select hotel partners.

Foreign Transaction Fees

Many people overlook foreign transaction fees when exploring airline rewards credit cards. But what good is an airline card if you must pay to use it when you are traveling overseas? If you plan on using the credit card abroad, look for a card with no foreign transaction fees.

Perks

Before you apply for an airline rewards card always be check out the benefits cardholders can expect from card membership. The higher the annual fee, the better the perks. The same rationale applies to other perks, like frequent flyer tiers with airlines or other partners.

What are the Differences Between an Airline Credit Card and a Travel Credit Card?

Airline credit cards are a type of rewards credit card that differs from general travel credit cards like the Platinum Card from American Express. Airline cards are co-branded credit cards that align with specific air carriers.

These cards offer rewards and perks that apply towards that specific airline or their codeshare partners. Partners typically include affiliated airlines (known as an airline alliance, like Oneworld, SkyTeam, or Star Alliance), hotel partners, or other affiliates. Airline credit cards offer significant value for travelers who prefer to use one carrier or want the ability to use valuable rewards miles with specific airline partners.

Benefits with airline cards are specific to flights and airports. These can include a wide array of perks, including:

  • Free checked bags
  • Specific amount of miles per dollar spent (ex. “earn 2x miles per $1 spent”)
  • Priority boarding
  • Lounge access
  • In-flight discounts
  • Airport of in-flight Wi-Fi

Airline cards are like travel credit cards in that the best rewards and perks come from cards that charge an annual fee. Cards that charge an annual fee over $95 usually offer lounge access, as well as substantial signup bonuses. Like travel cards, however, there are still some great offers for no annual fee.

Browse Airline Alliance and Codeshare Guides

Looking for a comprehensive guide to your favorite airline alliance of loyalty program? Chances are the we have it! Browse our Ultimate Guides:

oneworld guide
Oneworld Allaince
skyteam guide
SkyTeam Alliance
Star Alliance

Browse Frequent Flyer Program Guides

mileage planguide
Alaska Airlines Mileage Plan
Avios
aadvantage guide
American Airlines AAdvantage
skymiles
Delta Air Lines SkyMiles
Spirit Airlines Free Spirit
trueblue guide
JetBlue TrueBlue
Southwest Airlines Rapid Rewards
mileageplus guide
United Airlines MileagePlus

What Are Airline Miles Worth?

Before you decide on a co-branded airline credit card, make sure you understand how much the points or miles you earn are worth. Here are the latest valuations for leading frequent flyer loyalty programs:

  • Alaska Mileage Plan – 1.8 cents/mile
  • American Airlines AAdvantage Miles – 1.4 cents/mile
  • Avianca LifeMiles – 1.4 cents/mile
  • Delta SkyMiles – 1.2 cents/mile
  • Flying Blue Points – 1.2 cents/point
  • Flying Club Miles (Virgin Atlantic) – 1.5 cents/mile
  • Frontier Miles – 1.1 cents/mile
  • HawaiianMiles – 0.9 cents/mile
  • MileagePlus Miles (United) – 1.3 cents/mile
  • Miles & More Miles (Lufthansa) – 1.4 cents/mile
  • Southwest Rapid Rewards Points – 1.5 cents/point
  • Spirit Airlines Free Spirit – 0.4 cents/point
  • TrueBlue Points (Jet Blue) – 1.3 cents/point

Airline Credit Cards FAQs

Because airline credit cards cover a ton of ground, there are many questions that arise when considering applying. Here are some of the more commonly asked questions about airline cards, frequent flyer miles, and rewards – and helpful answers:

  • Yes and no. If you travel rarely, airline cards don’t make much sense – unless it charges no annual fee. Those who frequently travel for business or pleasure can get significant value for an airline credit card. Many premium cards feature no blackout dates, Global Entry or TSA Precheck statement credits, or bonus points or miles after you spend a specific amount within the first thee months from account opening. Making frequent airline purchases or purchases at hotel and car rental companies can help earn impressive rewards, including free flights.
  • The number of miles needed to earn a free flight varies depending on the value of frequent flyer miles and the date of booking. Some domestic carriers allow free flight redemptions as low as 15,000 miles, while other international carriers require 35,000, 50,000, or even 75,000 miles for one-way international flight awards.
  • In most cases, authorized users will enjoy the same benefits and perks of airline or travel cards as the account holder. Authorized users do not, however, enjoy the benefits of sign up bonuses or annual spending bonuses. Instead, any spending by an authorized user will apply to the account holders only.
  • There are a few airline rewards credit cards that are also secured cards. The LATAM Secured Visa and SKYPASS Secured Visa are two good examples of secured airline cards for bad credit. Both cards earn frequent flyer miles with select purchases with LATAM and Korean Air, respectively. Both cards are perfect for travelers with a bad credit score or no credit history.
  • There is no guaranteed approval for airline credit cards. That said, the LATAM Secured, and SKYPASS Secured Visa is both excellent options for people who struggle to get other airline rewards cards. The Frees Spirit Points Card from First Bank & Trust is another excellent option to consider. 
  • While the majority of international airline cards, like the British Airways Visa Signature or Cathay Pacific Visa Signature, have no foreign transaction fees, some U.S.-based airline cards do charge a fee. Always read the terms and conditions of your credit card application before applying to ensure you avoid paying any fees you didn’t expect.

Related Content