Delta SkyMiles® Blue American Express Card

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Last updated on April 22nd, 2022

Delta SkyMiles® Blue American Express Credit Card

Delta SkyMiles® Blue American Express Credit Card

Delta SkyMiles® Blue American Express Credit Card
  • Regular Purchase APR 18.74% to 27.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 28.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent
  • Processing Network American Express
Best Benefits
  • 2X miles per dollar spent on purchases made directly with Delta,
  • 2X miles per dollar spent at restaurants worldwide
  • 1X miles per dollar spent on other eligible purchases
  • Pay with Miles
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 18.74% to 27.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR: 28.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

At a Glance

Frequent travelers who are still up in the air about which credit card may suit them best should consider what the Delta SkyMiles® Blue American Express Card brings to the table.

Ideal for Those Who:

  • Travel often and wish to earn 2X miles at U.S. restaurants and on Delta purchases
  • Want to save 20% on Delta in-flight purchases such as food, beverages, and headphones
  • Are likely to make $500 in purchases with this card within the first three months of the account opening to qualify for 10,000 bonus miles
  • Don’t want to pay an annual fee or a foreign transaction fee

Delta SkyMiles® Blue American Express Card Review

Whether flying for business or pleasure, the Delta SkyMiles® Blue American Express Card rewards you with miles for dining out or making Delta purchases.

How to Earn Miles

The Blue SkyMiles Card earns 2X miles on purchases made directly with Delta or at U.S. restaurants. This earning potential is a great bonus for those who want to earn a healthy amount of SkyMiles but don’t want to pay the annual fee that comes from other co-branded cards from Delta and American Express. All other purchases with the card earn 1X miles.

Welcome Offer Bonus Miles

Cardholders can also earn 10,000 bonus miles if they make $500 in purchases in the first three months of opening an account. While 10,000 miles isn’t a huge haul, these miles come from just $500 in spending, making them a very simple-to-achieve welcome offer.

Other Card Features

For a no annual fee card, several quality perks come with the Delta SkyMiles® Blue American Express Card. Most noteworthy amongst these benefits is no foreign transaction fees. Cardholders also enjoy the same 20% in-flight discount on Delta purchases that come from many other SkyMiles credit cards (see terms for all fees).

Other features of note include:

  • Car Rental Loss and Damage Insurance
  • Global Assist Hotline
  • Extended Warranty protection
  • Purchase protection
  • Amex entertainment Access

How to Redeem Miles

Miles are redeemable not only on Delta but also on 30 additional airline partners through the SkyTeam Alliance. Cardholders can also use miles for hotel bookings, car rentals, statement credits, or several other options.

Holders also have the option of paying with miles, which allows them to sue miles to purchase part of the cost of flights, hotels, or other purchases at Delta.com.

Should You Apply for the Delta SkyMiles® Blue American Express Card?

While the rewards-earning potential of the Delta SkyMiles® Blue American Express Card is impressive, there are some drawbacks that potential applicants should consider. Chief amongst those worries is the limited acceptance of Amex outside of North America. Of course, American Express credit cards are gaining more traction, with over 99% of U.S. merchants accepting the network. But, outside of Western Europe and some Asian countries, Amex still lags behind Visa or Mastercard.

Despite this flaw, however, the Delta SkyMiles® Blue American Express Card is an excellent value for those who prefer Delta or SkyTeam, and want to earn solid miles without an annual fee. The perks aren’t the same as you’d get with the Platinum version of the card, but nor should they be. For those who want a quality card at a great price, however, this is a great option to consider.

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