Last updated on September 6th, 2023
With summer finally here Chase Bank and InterContinental Hotels Group (IHG) are looking to make it easy to get rewarded on summer travel with two sizeable welcome offers on Chase IHG One Rewards consumer credit cards. Here is everything you need to know about this new limited-time welcome offer from IHG and Chase
IHG One Rewards Cards Limited-Time Welcome Offer
Chase and IHG® One Rewards have launched a new, limited time only welcome offer on its popular hotel rewards credit cards. These new sign-up bonuses, valued at up to 140,000 IHG One Rewards Points (that’s around $900 when redeemed for stays with IHG Brands, including names like Holiday Inn, Candlewood Suites, Hotel Indigo, Kimpton, and more.
Here’s how the new, limited-time welcome offers from Chase and IHG One work:
- Chase IHG One Rewards Premier Credit Card: New cardmembers can earn 140,000 bonus points after spending $3,000 in the first 3 months from account opening. Plus, new cardmembers can earn up to $100 in statement credits on purchases at IHG® Hotels and Resorts during the first 12 months from account opening.
- Chase IHG One Rewards Traveler Credit Card: New cardmembers can earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening. Plus, new cardmembers can earn up to $50 in statement credits on purchases made at IHG® Hotels and Resorts during the first 12 months from account opening.
And here’s how the two co-branded hotel cards from Chase compare across key metrics:
 IHG® One Rewards Traveler |
 IHG® One Rewards Premier |
|
| Savings with IHG | Earn up to 17X points at IHG® Hotels & Resorts worldwide | Earn up to 26X points at IHG® Hotels & Resorts worldwide |
| Rewards rate | Earn 3X points on purchases on utilities, internet, cable, phone, and select streaming services | Earn 5X points on travel, dining, and gas and 3X on all other purchases |
| Best perk | Automatic Silver Elite Status | Global Entry or TSA PreCheck® Fee Credit |
| Annual fee | No annual fee | $89 annual fee |
How to Get the Most Out of Your Chase IHG One Rewards Credit Cards
The IHG One Rewards credit cards from Chase are powerful tools for travelers who frequently stay at IHG hotels. With its range of benefits and rewards, these cards offer numerous opportunities to maximize your value and enhance your travel experiences. Here are some of the key things to look out for when maximizing your value with hotel credit cards, the Chase IHG One Rewards credit cards:
Sign-up Bonus
Welcome offers are the best way to supercharge your IHG One account and propel yourself towards free nights, elite status, and more. Not sure what those bonuses are? Check up at the top of this page for the very latest welcome offers, then plan your purchases strategically to meet the requirement and earn those bonus points.
Earning IHG One Rewards Points
There’s plenty of value with the two consumer credit cards from Chase IHG without the sign-up bonuses. That’s because both cards earn impressive rewards on all eligible purchases, with the best value coming from hotel stays at IHG properties. Make it a habit to book your hotel stays at IHG properties. IHG’s portfolio is expansive, covering over a dozen brands:
| Regent Hotels and Resorts | Even Hotels | Holiday Inn | avid Hotels |
| Intercontinental Hotels & Resorts | Hualuxe Hotels and Resorts | Holiday Inn Express | Staybridge Suites |
| Kimpton Hotels & Restaurants | Crowne Plaza Hotels & Resorts | Holiday Inn Resort | Candlewood Suites |
| Hotel Indigo | voco | Holiday Inn Club Vacations | Six Senses |
You can also use your IHG One Rewards credit card for everyday purchases, allowing you to accumulate IHG Rewards Points on all you’re your purchases thus, maximizing your earnings over time. Additional value can also be found through IHG’s partner offers and promotions. By taking advantage of these partnerships, such as car rental agencies or airline programs, you can earn additional IHG Rewards Points on eligible purchases.
Elite Status Benefits
The IHG One Rewards credit cards provides automatic Elite status within the IHG Rewards Club program. IHG One Rewards Premier cardmembers enjoy complimentary Platinum Elite status, while IHG One Rewards Traveler cardmembers enjoy Silver Elite status just for being a cardmember. Make the most of this elevated status by enjoying benefits like room upgrades, late check-out, and bonus point earnings on IHG hotel stays. Here are the tiers in the IHG One program:
| Silver | Gold | Platinum | Diamond | |
| No blackout dates | ✔️ | ✔️ | ✔️ | ✔️ |
| Points don’t expire | ✔️ | ✔️ | ✔️ | ✔️ |
| Promotions access | ✔️ | ✔️ | ✔️ | ✔️ |
| Rewards night discount | – | – | ✔️ | ✔️ |
| Free Wi-Fi | ✔️ | ✔️ | ✔️ | ✔️ |
| 72-hr. room guarantee | – | – | ✔️ | ✔️ |
| Comped upgrades | – | – | ✔️ | ✔️ |
| Welcome gift | – | – | ✔️ | ✔️ |
| Early check-in | – | – | ✔️ | ✔️ |
| Late check-out | ✔️ | ✔️ | ✔️ | ✔️ |
| Diamond support | – | – | – | ✔️ |
Plan Redemptions Strategically
Before redeeming your IHG One Rewards points, research hotel redemption options thoroughly. Compare the point value against the cash rate to ensure you’re getting the most value out of your points. You might also consider redeeming points for longer stays or during peak periods when the regular rates tend to be much higher. You might even consider using the IHG Points & Cash option that lets you pay for stays with a mixture of cash/card and IHG One Rewards points.
Another option for redeeming IHG One Rewards points is by transferring them to another IHG One Rewards partner. IHG points transfer to dozens of travel partners worldwide, including major airlines:
| Aeromexico | American Airlines AAdvantage | El Al Israel Airlines | Japan Airlines | Qantas Airlines |
| Aeroplan | Asia Miles | Emirates | Jet Airways | Saudi Arabian Airlines |
| Air China | Asiana Airlines | Etihad Airways | JetBlue TrueBlue | Singapore Airlines |
| Air France | British Airways | Gulf Air | KLM | South African Airways |
| AIR MILES® | China Eastern | Hainan Airlines | Lanchile | TAP Air Portugal |
| Air New Zealand | China Southern Airlines | Hawaiian Airlines | LifeMiles | Thai Airways Royal Orchid Plus |
| All Nippon Airways | Delta SkyMiles | Iberia Airlines | Malaysia Airlines | United Airlines |
| Virgin Atlantic | Velocity Frequent Flyer | |||
Also keep an eye out for information about IHG One Rewards’ special promotions. IHG frequently runs promotions offering bonus points for stays, discounted rates when redeeming, or other exclusive benefits that can boost your value for money.
One such promotion is PointBreaks, where select IHG hotels are available for only a fraction of their usual point cost. Take advantage of these limited time offers to stretch your points further.
Anniversary Free Night Certificate
Each year, on your cardmember anniversary, you’ll receive a Free Night Certificate. This certificate can be used to book a free night stay at any eligible IHG hotel. Plan your travel strategically to take advantage of this valuable perk, selecting a high-value hotel to maximize your savings.
Other Things to Consider
While not a reward, both Chase IHG One Rewards credit cards offer purchase protection through the Mastercard payment network. Both cards offer protection for your new purchases 120 days against damage or theft up to $500 per claim and $50,000 per account. Here’s a quick guide to purchase protection and how it works:
| Purchase protection questions | Answers |
|---|---|
| What’s covered? | Any eligible purchases that are stolen, or accidentally damaged due to smoke, fire, water, steam, or other act of vandalism. |
| What’s not covered? | Any perishable items, consumables, and other select items aren’t allowed; Items damaged by USPS might not be covered; Leased or rented items are also ineligible for purchase protection. |
| How much is each purchase covered for? | Coverage typically ranges from $500 per item (on average) up to $5,000+ per item for elite cards. |
| Are there annual limits? | Annual coverage limits of $50,000 per account, per year are typical. |
| How long am I protected? | Purchase protection typically ranges from 90 days from the date of purchase to 120 days, depending on your card provider. |
Summing it Up
By following these expert strategies, you can seriously maximize the value of your IHG One Rewards points. Earning IHG Rewards points, taking advantage of accelerated earning opportunities, leveraging elite status benefits, and strategically redeeming your points will mix to create your ideal tropical getaway courtesy of all those points. Happy travels!
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