IHG One Rewards Limited-Time Welcome Offers

Advertiser Disclosure

Last updated on April 11th, 2024

Chase and IHG have two new exciting, elevated welcome offers for new Chase IHG One Rewards Credit Card cardmembers. These new, limited-time welcome offers are in addition to the many impressive benefits the IHG One family of credit cards from Chase provides members daily. Here’s everything you need to know about IHG’s latest welcome offer bonuses:

IHG One Rewards Cards Limited-Time Welcome Offer

Chase and IHG® One Rewards have launched a new, limited-time-only welcome offer on their popular hotel rewards credit cards. These new sign-up bonuses are valued at up to 165,000 IHG One Rewards Points (that’s around $900 when redeemed for stays with IHG Brands, including names like Holiday Inn, Candlewood Suites, Hotel Indigo, Kimpton, and more.

Here’s how the new, limited-time welcome offers from Chase and IHG One work:

  • Chase IHG One Rewards Premier Business Credit Card: New cardmembers can earn up to 175,000 bonus points: Earn 140,000 bonus points after spending $4,000 in the first three months from account opening. Plus, earn 35,000 bonus points after spending a total of $7,000 in the first six months from account opening.
  • Chase IHG One Rewards Premier Credit Card: New cardmembers can earn 165,000 bonus points after spending $3,000 on qualifying purchases on the card in the first three months from account opening.
  • Chase IHG One Rewards Traveler Credit Card: New cardmembers can earn 100,000 bonus points after spending $2,000 on qualifying purchases on the card in the first three months from account opening.

Additional Everyday Travel Features

The latest IHG One welcome offers are in addition to the everyday value the Chase IHG One credit cards provide. The cards feature easy ways to earn points through purchases, a simple way to reach the next IHG One Rewards Elite status level, flexibility on Anniversary Free Night certificates on the Premier Card, and more.

Chase IHG One Rewards Premier Credit Card

  • Up to 26X total points at IHG® Hotels and Resorts: 10X points on purchases on the card made at an IHG property, up to 10X points from IHG for being an IHG® One Rewards member, and up to 6X points from IHG with Platinum Elite Status, a benefit of this card.
  • 5X total reward points per dollar: Earn 5X points on travel, dining, and at gas stations.
  • 3X points per $1 spent on all other purchases.
  • Anniversary Free Night: Cardmembers earn an Anniversary Free Night certificate with a current point redemption cap of 40,000 points each year on their account anniversary date.
  • Automatic IHG One Rewards Platinum Elite Status: Cardmembers can also earn IHG One Rewards Diamond Elite status after spending $40,000 on purchases with their card each calendar year.
  • Earn 10,000 bonus points and a $100 statement credit after spending $20,000 on purchases in a calendar year.
  • Receive a Global Entry or TSA PreCheck® or NEXUS Statement Credit of up to $100 every four years as reimbursement for the application fee charged to the card.
  • $99 annual fee

Chase IHG One Rewards Traveler Credit Card

  • Up to 17X total points at IHG Hotels and Resorts: 5X points on purchases with the card at an IHG property, up to 10X points from IHG for being an IHG One Rewards member, and up to 2X points from IHG with Silver Elite Status, a benefit of the card.
  • 3X total reward points per dollar: 3X total points on dining, utilities, select streaming services, and gas stations. Earn 2X per $1 spend on all other purchases.
  • Automatic IHG One Rewards Silver Elite Status: Cardmembers can also earn IHG One Rewards Gold Elite status after spending $20,000 on purchases with their card each calendar year.
  • Earn 10,000 bonus points and a $100 statement credit after spending $10,000 on purchases in a calendar year.
  • No annual fee

Both cards let cardmembers redeem points for a consecutive four-night IHG hotel stay, they can receive the fourth Reward Night free redeemable at that same hotel during that same stay.

IHG One Rewards Card Comparison

Here’s how the IHG One Rewards credit cards from Chase compare:

IHG® One Rewards Traveler IHG® One Rewards Premier
Savings with IHG Earn up to 17X points at IHG® Hotels & Resorts worldwide Earn up to 26X points at IHG® Hotels & Resorts worldwide
Rewards rate Earn 3X points on purchases on utilities, internet, cable, phone, and select streaming services Earn 5X points on travel, dining, and gas and 3X on all other purchases
Best perk Automatic Silver Elite Status Global Entry or TSA PreCheck® Fee Credit
Annual fee No annual fee $89 annual fee

How to Get the Most Out of Your Chase IHG One Rewards Credit Cards

The IHG One Rewards credit cards from Chase are powerful tools for travelers who frequently stay at IHG hotels. With its range of benefits and rewards, these cards offer numerous opportunities to maximize your value and enhance your travel experiences. Here are some of the key things to look out for when maximizing your value with hotel credit cards, the Chase IHG One Rewards credit cards:

Sign-up Bonus

Welcome offers are the best way to supercharge your IHG One account and propel yourself towards free nights, elite status, and more. Not sure what those bonuses are? Check up at the top of this page for the very latest welcome offers, then plan your purchases strategically to meet the requirement and earn those bonus points.

Earning IHG One Rewards Points

There’s plenty of value with the two consumer credit cards from Chase IHG without the sign-up bonuses. That’s because both cards earn impressive rewards on all eligible purchases, with the best value coming from hotel stays at IHG properties. Make it a habit to book your hotel stays at IHG properties. IHG’s portfolio is expansive, covering over a dozen brands:

Regent Hotels and Resorts Even Hotels Holiday Inn avid Hotels
Intercontinental Hotels & Resorts Hualuxe Hotels and Resorts Holiday Inn Express Staybridge Suites
Kimpton Hotels & Restaurants Crowne Plaza Hotels & Resorts Holiday Inn Resort Candlewood Suites
Hotel Indigo voco Holiday Inn Club Vacations Six Senses

You can also use your IHG One Rewards credit card for everyday purchases, allowing you to accumulate IHG Rewards Points on all you’re your purchases thus, maximizing your earnings over time. Additional value can also be found through IHG’s partner offers and promotions. By taking advantage of these partnerships, such as car rental agencies or airline programs, you can earn additional IHG Rewards Points on eligible purchases.

Elite Status Benefits

The IHG One Rewards credit cards provides automatic Elite status within the IHG Rewards Club program. IHG One Rewards Premier cardmembers enjoy complimentary Platinum Elite status, while IHG One Rewards Traveler cardmembers enjoy Silver Elite status just for being a cardmember. Make the most of this elevated status by enjoying benefits like room upgrades, late check-out, and bonus point earnings on IHG hotel stays. Here are the tiers in the IHG One program:

Silver Gold Platinum Diamond
No blackout dates ✔️ ✔️ ✔️ ✔️
Points don’t expire ✔️ ✔️ ✔️ ✔️
Promotions access ✔️ ✔️ ✔️ ✔️
Rewards night discount ✔️ ✔️
Free Wi-Fi ✔️ ✔️ ✔️ ✔️
72-hr. room guarantee ✔️ ✔️
Comped upgrades ✔️ ✔️
Welcome gift ✔️ ✔️
Early check-in ✔️ ✔️
Late check-out ✔️ ✔️ ✔️ ✔️
Diamond support ✔️

Plan Redemptions Strategically

Before redeeming your IHG One Rewards points, research hotel redemption options thoroughly. Compare the point value against the cash rate to ensure you’re getting the most value out of your points. You might also consider redeeming points for longer stays or during peak periods when the regular rates tend to be much higher. You might even consider using the IHG Points & Cash option that lets you pay for stays with a mixture of cash/card and IHG One Rewards points.

Another option for redeeming IHG One Rewards points is by transferring them to another IHG One Rewards partner. IHG points transfer to dozens of travel partners worldwide, including major airlines:

Aeromexico American Airlines AAdvantage El Al Israel Airlines Japan Airlines Qantas Airlines
Aeroplan Asia Miles Emirates Jet Airways Saudi Arabian Airlines
Air China Asiana Airlines Etihad Airways JetBlue TrueBlue Singapore Airlines
Air France British Airways Gulf Air KLM South African Airways
AIR MILES® China Eastern Hainan Airlines Lanchile TAP Air Portugal
Air New Zealand China Southern Airlines Hawaiian Airlines LifeMiles Thai Airways Royal Orchid Plus
All Nippon Airways Delta SkyMiles Iberia Airlines Malaysia Airlines United Airlines
Virgin Atlantic Velocity Frequent Flyer

Also keep an eye out for information about IHG One Rewards’ special promotions. IHG frequently runs promotions offering bonus points for stays, discounted rates when redeeming, or other exclusive benefits that can boost your value for money.

One such promotion is PointBreaks, where select IHG hotels are available for only a fraction of their usual point cost. Take advantage of these limited time offers to stretch your points further.

Anniversary Free Night Certificate

 Each year, on your cardmember anniversary, you’ll receive a Free Night Certificate. This certificate can be used to book a free night stay at any eligible IHG hotel. Plan your travel strategically to take advantage of this valuable perk, selecting a high-value hotel to maximize your savings.

Other Things to Consider

While not a reward, both Chase IHG One Rewards credit cards offer purchase protection through the Mastercard payment network. Both cards offer protection for your new purchases 120 days against damage or theft up to $500 per claim and $50,000 per account.  Here’s a quick guide to purchase protection and how it works:

Purchase protection questions Answers
What’s covered? Any eligible purchases that are stolen, or accidentally damaged due to smoke, fire, water, steam, or other act of vandalism.
What’s not covered? Any perishable items, consumables, and other select items aren’t allowed; Items damaged by USPS might not be covered; Leased or rented items are also ineligible for purchase protection.
How much is each purchase covered for? Coverage typically ranges from $500 per item (on average) up to $5,000+ per item for elite cards.
Are there annual limits? Annual coverage limits of $50,000 per account, per year are typical.
How long am I protected? Purchase protection typically ranges from 90 days from the date of purchase to 120 days, depending on your card provider.

Conclusion

By following these expert strategies, you can seriously maximize the value of your IHG One Rewards points. Earning IHG Rewards points, taking advantage of accelerated earning opportunities, leveraging elite status benefits, and strategically redeeming your points will mix to create your ideal tropical getaway courtesy of all those points. Happy travels!

Related Article: The Best Travel Credit Cards

Featured image by MagicDesk/PixaBay

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.