The Best Credit Cards for St. Patrick’s Day

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Last updated on April 3rd, 2024

St. Patrick’s Day, also known as the Feast of Saint Patrick, is a cultural and religious holiday celebrated annually on March 17th. It originated to honor Saint Patrick, the patron saint of Ireland and has since become a worldwide celebration of Irish culture and heritage. Finding the right dining and entertaining credit card is essential to get maximum value from your St. Patty’s revelry – here are our top picks:

At a Glance

What Are the Best Credit Cards for St. Patrick’s Day?

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Unlimited cash back credit cards like the PayPal Cashback Mastercard® from Synchrony are great options for anyone who wants to maximize rewards while reducing the need for constant mental mathematics. Instead of monitoring confusing bonus categories, PayPal Cashback cardholders earn streamlined, unlimited cash back rewards to either 3% or 2% back.

The PayPal Cashback Mastercard® earns 3% cash back on PayPal purchases and 2% back on all other purchases with the card where Mastercard is accepted worldwide. Even better, cash back earned is almost instantly available. Cardholders get rewarded when purchases are posted to their account, giving them access to their rewards when they want them.

PayPal is one of the world’s largest digital payment platforms, with more than 200 countries and 25 separate currencies using the PayPal network. This broad acceptance makes the PayPal Mastercard an intriguing alternative to the Apple Card, which also charges no annual fee.

Chase Freedom Unlimited®

Chase Freedom Unlimited®
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Chase Freedom Unlimited®

  • 20.49% to 29.24% Variable Regular Purchase APR
  • 20.49% to 29.24% Variable Balance Transfer APR
  • 29.99% Variable Cash Advance APR
  • 0% for 15 months from account opening date Intro Purchase APR

At a Glance

The Chase Freedom Unlimited® credit card is a reliable option for customers looking to pair an attractive cash back rewards program with generous introductory interest rates. Cardholders can redeem for cash, travel, and more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 20.49% to 29.24% Variable
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 20.49% to 29.24% Variable
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 29.99% Variable
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% Variable
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • You are looking for a low-rate credit card to perform a balance transfer
  • You prefer straightforward rewards earnings rather than quarterly categories requiring activation
  • You’ll make at least $500 in purchases in the first 90 days
  • You do’t want to pay an annual fee

The Chase Freedom Unlimited® is another popular unlimited cash back card for St. Patrick’s Day. That’s because of the unique bonus categories Chase provides and the card’s base rate of 1.5% cash back on all other purchases for no annual fee.

Here’s a full breakdown of the Freedom Unlimited® reward structure:

  • Earn 5% cash back on Chase travel purchased through Ultimate Rewards®
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
  • 5% cash back on all other purchases

That rewards rate doesn’t even factor in limited-time or welcome offer bonuses, including 0% APR on purchases and balance transfers and an extra 1.5% cash back on everything you buy (up to $20,000 spent in the first year)—worth up to $300 cash back—in year one.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
American Express Processing Network
$0 for the first year. Then $95 Annual Fee

Blue Cash Preferred® Card from American Express

  • 19.24% to 29.99% variable based on creditworthiness the Prime Rate Regular Purchase APR
  • 19.24% to 29.99% variable based on creditworthiness the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

Through the Blue Cash Preferred® Card from American Express, you can earn sizable cash back rewards on purchases in common categories, including 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases (then 1%), 3% cash back at U.S. gas stations and select U.S. department stores, and 1% on all other purchases. You can also earn $300 back in the form of a statement credit after you make $3,000 in purchases using your new card in the first six months of the account being open.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% – 29.99%. Variable APRs will not exceed 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • Get up to $120 in statement credits annually when you pay for an Equinox+ membership at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
  • Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $12.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
  • Terms Apply.
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 19.24% to 29.99% variable based on creditworthiness the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 19.24% to 29.99% variable based on creditworthiness the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Annual Fee: $0 for the first year. Then $95
  • Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • You budget for family spending and want a credit card that earns significant cash back
  • You’ll spend a lot of money on groceries to take advantage 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases (then 1% after that)
  • You’re excited at the prospect of earning 6% cash back with select streaming services
  • You want to capitalize on your commute with 3% cash back at U.S. gas stations (and select U.S. department stores)
  • You’ll take advantage of 3% cash back on transit (taxis/rideshare, parking and tolls, trains, buses and more), and 1% on all other purchases
  • You’re likely to make $3,000 in purchases within the first six months of the account opening to qualify for a one-time $300 statement credit
  • You cook at home often and commute to work and school regularly, or make use of public transit regularly
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Rates & Fees

The Blue Cash Preferred® Card from American Express is a perennial favorite on cash-back credit card lists due to its impressive earning rate. The card’s main draw is 6% cash back earned on groceries (up to $6,000 per year) at U.S. supermarkets. This means high rewards when stocking up on Irish beer or supplies for an Irish-inspired meal.

The card also earns 6% cash back on select U.S. streaming service subscriptions as a bonus, making it ideal for streaming your favorite Irish musicians, films, or sporting events. American Express has broad rules regarding what is an eligible streaming service, so cardmembers have 30+ options to select from, almost ensuring that your favorite app or service is covered.

Finally, the card offers 4% cash back on gas for those who are the designated driver this St. Patrick’s Day. Or, if you are planning on celebrating responsibly, the card also earns 3% back on select transit purchases, including rideshares, taxis, and public transportation.

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Mastercard Processing Network
$95 Annual Fee

Capital One® Savor® Cash Rewards Credit Card

  • 19.99% – 28.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.99% – 28.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

Make memories while funding future adventures with the Capital One® Savor® Cash Rewards Credit Card. This exclusive entertainment credit card boasts an unlimited 4% cash back on streaming, dining, and entertainment is a great card for couples, families, and social butterflies.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Unlimited 4% cash back on dining, entertainment, and popular streaming services
  • Earn 3% at grocery stores
  • Earn 1% on all other purchases
  • Earn 8% cash back on tickets through Vivid Seats
  • Receive $9.99 statement credit after paying for Postmates Unlimited membership
  • Enjoy comprehensive, personalized assistance in dining, entertainment and travel— 24 hours a day, 365 days a year
  • Regular Purchase APR: 19.99% – 28.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 19.99% – 28.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $40
  • You want to earn an unlimited 4% cash back on streaming, dining, and entertainment, 3% at grocery stores, and 1% on all other purchases
  • You see yourself spending $3,000 within the first 3 months of opening the card to earn that one-time $300 cash bonus
  • You live for unique dining, entertainment, and sports experiences
  • You want complimentary food delivery membership through Postmates
Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Terms & Conditions

No top entertainment and dining credit card list would be complete without the Capital One® Savor® Cash Rewards Credit Card. Like the Blue Cash Preferred, the Savor charges a relatively modest $95 annual fee in exchange for a rewards rate significantly higher than what can be found on a $0 annual fee card.

Savor cardholders earn an impressive 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.

As explained in our comprehensive Savor review, the Savor easily recoups the $95 yearly charge with just $198 in monthly dining purchases – a simple task for the well-seasoned foodie. Additionally, since the card also earns 2% back on groceries, it provides great value for those who enjoy dining out or are planning a big family feast this year.

The Savor also includes a complementary food delivery membership through Postmates, which adds $99 in value. This benefit quickly offsets the annual fee and allows cardholders to save money while earning 4% back on their orders!

American Express® Green Card

American Express® Green Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
American Express Processing Network
$150 Annual Fee

American Express® Green Card

  • See Pay Over Time APR Regular Purchase APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The American Express® Green Card is a solid rewards card for those who frequently travel or dine out. The card earns triple points for every dollar spent on many travel and transit expenses (such as flights, hotels, taxis, rideshares, and more) as well as on restaurant purchases. For every other dollar spent, the Green Card earns a single point. Points are applicable to a wide array of redemptions, including travel, purchases with major retailers, and more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 40,000 Membership Rewards® points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
  • Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
  • Earn up to $189 in annual statement credits to help you get through security faster with CLEAR®.
  • Earn up to $100 in annual statement credits to access 750+ airport lounges globally through LoungeBuddy.
  • No Foreign Transaction Fees.
  • $150 Annual Fee.
  • Terms Apply.
  • Regular Purchase APR: See Pay Over Time APR
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Annual Fee: $150
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • You want to earn triple points on flights, hotels, taxis, mass transit, tours, rideshares, and more
  • You also want to earn triple points when dining out along with takeout and delivery, as well as single points on all other purchases
  • You travel often, and can make best use of $100 in statement credits for both lounge access and CLEAR security fast-pass
  • You don’t mind paying $150 in annual fees
American Express® Green Card

American Express® Green Card

Rates & Fees

The American Express® Green Card is a highly versatile premium rewards card that offers exceptional quality similar to the Amex Platinum or Gold cards but with a more manageable $150 annual fee.

With the Green Card, cardholders can enjoy a multitude of benefits applicable to St. Patrick’s Day. Firstly, it offers an impressive 3X Membership Rewards points on global dining, including dining in restaurants and takeout and delivery options. Additionally, the Green Card provides 3X points on travel, encompassing various modes of transportation such as flights, trains, and even rideshare services like Uber. This ensures that cardholders can travel with peace of mind and arrive home safely.

Oh yeah, it’s green, too.

Featured photo by Sarah Pflug / Burst

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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