Disney® Visa® Debit Card

Advertiser Disclosure Editorial Disclosure

Last updated on January 27th, 2023

Disney Visa Debit Card

Enjoy Special Memories at Disney

Disney Visa Debit Card
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    No Credit Required
  • Processing Network Visa
Best Benefits
  • Save 10% on select purchases at Disney store and shopDisney.com
  • Pose for special photos at our private Cardmember locations at Walt Disney World® Resort and the Disneyland® Resort
  • 10% off select merchandise purchases of $50 or more at select Disney locations
  • 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort.
  • 10% off the non-discounted price of select recreation experiences at Walt Disney World® Resort.
Rates & Fees
  • Foreign Transaction Fee: 3% of the transaction in U.S. dollars
Deals and Discounts

At a Glance

The Chase Disney® Visa® Debit Card is a debit card tied to a Chase checking account. The card offers savings of up to 10% at Disney, plus special photo opportunities and your choice of six custom card designs.

Ideal for Those Who:

  • Already bank with Chase
  • Love Disney and want special discounts at Disney Resorts and shopping locations
  • Don’t want a credit card
  • Want to add additional perks to their existing Chase debit card

Disney® Visa® Debit Card from Chase Review

The Chase Disney Debit Card is a co-branded prepaid debit card from Chase and Walt Disney. The card offers exclusive Disney discounts and customizable card designs but requires one of three Chase checking accounts to open.

How to Get the Chase Disney Debit Card

Getting a Disney Debit Card from Chase is pretty straightforward. The card requires one of three Chase checking accounts to qualify: Chase Total Checking, Chase Premier Checking, or Chase College Checking.

Chase Total Checking®

Total Checking is Chase’s most popular checking account product, offering ATM access, online bill pay, mobile banking, and more. The account features a $12 monthly service fee, but this monthly maintenance fee can be waived if the account holder either:

  1. Makes $500 in electronic deposits each month
  2. Maintain a balance of $1,500 or more
  3. Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Chase Premier Plus Checking℠

The Chase Premier Plus account offers the same features as the Total Checking account but earns interest on the money held. This account features a $25 monthly maintenance fee, which Chase waives if:

  1. The average balance is $15,000 or more
  2. Have a linked qualifying Chase first mortgage enrolled in automatic payments linked to the Premier Plus account

Chase College Checking℠

The College Checking account is the best bet for those who qualify. The account features no monthly service fee for up to five years – as long as the account holder is between 17 and 24 years old when they open it.

Disney Perks and Discounts

The man selling point with the Disney Visa Debit Card is the suite of savings cardholders enjoy with Disney and Disney brands. Cardholders enjoy the following Disney savings and special perks:

  • 10% savings when using the card while shopping at Disney Stores or online at ShopDisney.com.
  • 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World® Resort and the Disneyland® Resort.
  • Special photo op access at private Chase Cardmember locations at Walt Disney World® Resort and the Disneyland® Resort.
  • 10% off the non-discounted price of select recreation experiences at Walt Disney World® Resort.
  • 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort.
chase disney debit card visa
Chase Disney Debit card designs

Choose Your Own Card Design

One of the great perks of the Chase Disney Debit Visa is the opportunity to choose your own card design. There are six Disney debit card designs to choose from, including classic options like Mickey Mouse, Mickey and friends, or Cinderella’s Crystal Palace.  There are also designs featuring Star Wars and Frozen – meaning there is a card design for Disney fans of all types.

Other Card Features

The card also offers various other features, including:

  • Visa Zero Fraud Liability
  • Chase online bill pay
  • EMV chip technology
  • Digital wallet compatibility with Apple Pay, Google Pay, and Samsung Pay
  • Contactless payment technology

Disney Visa Debit FAQs

Here are the answers to some of the more commonly asked questions about the Disney® Visa® Debit Card from Chase:

  • Chase Total Checking is the bank’s most popular checking and debit service, with a $12 per month charge. That said, most Chase customers enjoy Total Checking at no charge by meeting one of the following requirements:
    • Makes $500 in electronic deposits each month
    • Maintain a balance of $1,500 or more
    • Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
  • It’s free and easy to change your Chase debit card design anytime. Call 1-877-388-5726 or visit your local Chase branch for more information.
  • While Chase uses both the Visa and Mastercard payment networks, most Chase debit and credit card products use Visa.
  • Chase offers several Disney discounts through its Disney Debit (as outlined above) and the two Disney co-branded credit cards: the Disney Visa and Disney Premier Visa.
  • The checking account associated with the Disney Visa does not require a credit pull, meaning account holders do not qualify for a line of credit. Chase does show some preference to customers when considering credit applications, so applying for and receiving the card might be a hair easier with a good to great credit score and a Chase relationship versus a good credit score and no banking history with Chase.

Card Availability

JP Morgan Chase Banking Ratings

How does the Chase Disney Debit and Total Checking stack up? Here are a selection of expert reviews for the card, as well as an overview of JP Morgan Chase as a bank:

5/5
4/5

TrustPilot Rating

N/A

User Rating

5/5

Should You Get the Disney® Visa® Debit Card from Chase?

The Disney® Visa® Debit Card from Chase is an excellent debit card for Chase customers who want savings with Disney but don’t want a credit card (or the credit check that comes from applying for one).  The card offers up to 10% savings at the Happiest Place On Earth, plus exclusive photo opportunities the general public can’t access.

There are no rewards with the  Disney debit card – something the two co-branded credit cards from Chase provide, but for those who don’t want a hard inquiry on their credit score (or who have no credit history), the card provides additional savings at Disney – with no extra costs beyond the checking account minimum requirements.

Browse Other Card Offers:

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

Get the Best Credit Card Content in Your Inbox

Sign up for our newsletter to receive the latest credit card articles and news so you can stay on top of your financial wellbeing.