Horizon Gold Card
No Credit Required
- Annual Fee None
- Credit Needed No Credit Required
- Processing Network N/A
Best Benefits
- 0% purchase APR
- No credit check required
- Fast online application
- Includes access to My Privacy Protection, My Universal RX, My Roadside Protect and My Legal Assistance benefits
Rates & Fees
- Late Payment Penalty Fee: $20
- Return Payment Penalty Fee: $25
Indigo® Platinum Mastercard®
Choose Your Own Card Design
- Regular Purchase APR 24.9%
- Cash Advance APR 29.9%
- Annual Fee $0 to $99 depending on the card issued
- Credit Needed Poor
- Processing Network Mastercard
Best Benefits
- Great for demonstrating responsible use of credit
- Short and easy-to-complete pre-qualification form
- 24/7 mobile account access
- Choose your card design free of charge
Rates & Fees
- Regular Purchase APR: 24.9%
- Cash Advance APR: 29.9%
- Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction.
- Penalty APR: 29.9%
- Annual Fee: $0 to $99 depending on the card issued
- Foreign Transaction Fee: 1% of each transaction
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- Over Limit Penalty Fee: Up to $40
Milestone® Gold Mastercard®
No Credit Score Impact When You Apply
- Regular Purchase APR 24.9%
- Cash Advance APR 29.9%
- Annual Fee $35 to $99
- Credit Needed Poor
- Processing Network Mastercard
Best Benefits
- Choose your custom card design
- Free 24/7 online account access
- Quick pre-qualification with no impact to credit score
- Mastercard® Gold Benefits
Rates & Fees
- Regular Purchase APR: 24.9%
- Cash Advance APR: 29.9%
- Cash Advance Transaction Fee: $0 during the first year; after first year, either $5 or 5% of the amount of transaction
- Penalty APR: 29.9%
- Annual Fee: $35 to $99
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- Over Limit Penalty Fee: Up to $40
SDCCU Share Secured Visa Classic
Enjoy a single low APR for all transactions
- Regular Purchase APR 15%
- Balance Transfer APR 15%
- Cash Advance APR 15%
- Annual Fee $20
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- One low fixed APR for all transactions
- Build or repair your credit
- Security Deposit ensures you won't spiral into debt
- Use your card just like a regular credit card
Rates & Fees
- Regular Purchase APR: 15%
- Balance Transfer APR: 15%
- Balance Transfer Transaction Fee: Either $1 or 2% of the amount of each transfer, whichever is greater
- Cash Advance APR: 15%
- Cash Advance Transaction Fee: Either $1 or 2% of the amount of each cash advance, whichever is greater
- Annual Fee: $20
- Foreign Transaction Fee: 2% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $10
- Return Payment Penalty Fee: Up to $20
- Minimum Deposit Required: $300
- Credit Needed: $300
BrightStar Credit Union Visa Platinum Secured
Enjoy Reduced Intro APR for 6 Months
- Regular Purchase APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- No annual fee
- Same APRs as a regular credit card
- Reduced introductory balance transfer APR for 6 months on balance transfers
- Cash advance APR equal to regular purchase APR
Rates & Fees
- Regular Purchase APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 3.99% for 6 months on transfers made within 60 days from account opening date
- Balance Transfer APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: $1.00
- Foreign Transaction Fee: 0.80% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Minimum Deposit Required: $550
- Credit Needed: $550
PEFCU VISA Secured Card
Rebuild Your Credit While Getting a Low APR
- Regular Purchase APR 10.90% variable based on the Prime Rate
- Balance Transfer APR 10.90% variable based on the Prime Rate
- Cash Advance APR 10.90% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- No annual fee
- Build credit with financial responsibility
- Enjoy Visa cardholder protections
- Minimum deposit of $300
Rates & Fees
- Regular Purchase APR: 10.90% variable based on the Prime Rate
- Balance Transfer APR: 10.90% variable based on the Prime Rate
- Cash Advance APR: 10.90% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of the transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $20
- Return Payment Penalty Fee: Up to $25
- Minimum Deposit Required: $300
- Credit Needed: $300
USF Secured Visa®
Minimum $300 Security Deposit
- Regular Purchase APR 10.74% variable based on the Prime Rate
- Balance Transfer APR 10.74% variable based on the Prime Rate
- Cash Advance APR 10.74% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- Digital-wallet compatible
- No penalty APR
- Travel and accident Insurance
- Travel and emergency assistance
- Auto rental insurance
Rates & Fees
- Regular Purchase APR: 10.74% variable based on the Prime Rate
- Balance Transfer APR: 10.74% variable based on the Prime Rate
- Cash Advance APR: 10.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: $10 or 2% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1% of the amount in U.S. dollars
- Late Payment Penalty Fee: Up to $30
- Return Payment Penalty Fee: Up to $25
Green Dot primor® Secured Visa Classic Card
Credit Limits From $200 To $5,000
- Regular Purchase APR 13.99%
- Cash Advance APR 18.99%
- Annual Fee $39
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- No penalty rates
- Reports to all three major credit bureaus
- Earn interest on your security deposit
Rates & Fees
- Regular Purchase APR: 13.99%
- Cash Advance APR: 18.99%
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $29
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
- Credit Needed: $200
Insight Visa Secured Credit Card
Build a Positive Credit History
- Regular Purchase APR 17.99% variable based on the Prime Rate
- Balance Transfer APR 17.99% variable based on the Prime Rate
- Cash Advance APR 17.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- No annual fee
- Rebuild your credit score or establish a positive credit history
- Enjoy Visa protections
Rates & Fees
- Regular Purchase APR: 17.99% variable based on the Prime Rate
- Balance Transfer APR: 17.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 17.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $25
Merrick Bank Secured Visa Card
Build Your Credit & Take Control of Your Finances
- Regular Purchase APR 17.45% variable based on the Prime Rate
- Cash Advance APR 22.45% variable based on the Prime Rate
- Annual Fee $36 for the first year. Billed $3 per month thereafter
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- Choose your own credit line based on how much money you want to put down as a security deposit
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000
- After 9 months, we review your account for a credit line increase. No additional deposit required
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts
Rates & Fees
- Regular Purchase APR: 17.45% variable based on the Prime Rate
- Cash Advance APR: 22.45% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Annual Fee: $36 for the first year. Billed $3 per month thereafter
- Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- Over Limit Penalty Fee: $0
- Minimum Deposit Required: $200
- Credit Needed: $200
