Disney® Premier Visa® Card

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Last updated on November 22nd, 2021

Disney® Premier Visa® Card

$300 Statement Credit After Spending $1,000

Disney® Premier Visa® Card
  • Regular Purchase APR 15.99% variable based on the Prime Rate
  • Balance Transfer APR 15.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $49
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
  • Processing Network Visa
Best Benefits
  • $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening
  • Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.99%
  • Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com
  • Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts
  • Earn 2% in Disney Rewards Dollars on card purchases at grocery stores, restaurants, gas stations and most Disney locations
  • Earn 1% on all your other card purchases
  • Redeem Rewards Dollars for a statement credit toward airline travel
Rates & Fees
  • Intro Purchase APR: 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
  • Regular Purchase APR: 15.99% variable based on the Prime Rate
  • Balance Transfer APR: 15.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Annual Fee: $49
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

At a Glance

The Disney® Premier Visa® Card shines brightest when shopping and redeeming with Disney, offering plenty of perks and savings for enthusiasts of the Happiest Place on Earth.

Ideal for Those Who:

  • Often shop for Disney products
  • Travel to Disney locations or book travel with Disney
  • Wish to earn rewards and plan to redeem them towards Disney products

The Disney® Premier Visa® Card Review

The Disney® Premier Visa® Card from Chase will delight anyone who loves to visit the happiest place on earth. The card, ideal for Mouseketeers, earns unlimited Disney Rewards Dollars (DRDs) by merely making everyday purchases. 

Statement Credit Signup Bonus

The Disney Premier Visa comes with a more significant statement bonus than the Disney Visa. That card receives a $100 statement credit after making $500 in purchases. The Premier, on the other hand, provides a $300 credit, but also requires a $1,000 spend on the card within the first three months.

How to Earn Rewards

The Disney Premier Visa offers additional rewards versus the no annual fee Disney Visa Card. Where that card earns a flat 1% back in the form of DRDs, the Premier earns extra rewards at Disney – and elsewhere.

Cardmembers earn a solid 2% back on Disney purchases, meaning the card offers exceptional value for those who are Disney annual pass holders or who plan on using the card for booking their next Disney trip.

Unlike the basic Disney Visa Card, the Premier also earns DRDs outside of Disney. Purchases at gas stations, grocery stores, and restaurants also earn 2% back, meaning the card offers significant value for those who want an everyday credit card to help finance their next family vacation.

Every other eligible purchase with the card earns 1% back.

How To Spend Disney Reward Dollars

Disney Reward Dollars have a value of approximately one cent per point. This means that cardholders would need to spend $100 on purchases with their card to earn just 1 DRD Fortunately, DRDs do have some flexibility in redemption, with award options include:

  • Disney Hotels & Resorts –DRDs apply towards accommodations and room charges at most Disney Resorts (U.S. locations only).
  • Theme Park Admission Tickets –DRDs apply to both general admission tickets and annual pass memberships at Disney Hollywood Studios®, Disney California Adventure® Park, and Disneyland® Park.
  • Theme Park Vendors – Many park vendors and restaurants will accept Disney Reward Dollars as a form of payment. They will even return used reward dollars to your account in the event of a refund. This also includes additional in-park activities such as guided tours, photo passes, and more.  
  • Merchandise –Use DRDs at all Disney merchandise locations, as well as when shopping at ShopDisney.com.
  • Disney Cruise Line –Use DRDs towards cruise bookings via DisneyCruiseLine.com or for onboard purchases, upgrades, or services.
  • Movie Tickets – Disney partners with AMC theaters to allow cardholders to pay for tickets to Disney, Disney-Pixar, and Star Wars movie tickets.

Disney Rewards Dollars with the Disney Premier Visa also apply towards airline credits. This additional award category offers accounts the chance to offset the costs of flying to Orlando or Anaheim.

Special Disney Financing

The Disney Premier Visa Card comes with a unique 0% intro APR offer. Unlike other cards which offer no interest on balance transfers, the Disney Card provides new accounts with 0% APR for the first six months on select Disney vacation packages. This makes the card a decent option for those who are considering a family getaway to the Magic Kingdom, Disneyworld, or any other park – but want to save money for use on-site.

Other Chase Disney Premier Card Benefits

The Premier Card also features the same 10% savings as the Disney Visa. Cardholders receive 10% savings on purchases at ShopDisney.com and any merchandise purchases of over $50 at Disneyland and Walt Disney World Resorts.

Should You Apply for the Disney® Premier Visa® Card?

While the $59 annual fee may turn away some potential applicants, it really shouldn’t. The Disney® Premier Visa® Card is the perfect card for those who love Disney and love to visit the Happiest Place on Earth.

Those planning a trip can save serious money with everyday purchases thanks to the 2% back on gas, groceries, and dining. The additional 10% savings on select Disney purchases, plus the 0% intro APR financing on Disney vacations, are also excellent benefits that provide families with real value.

Overall, the Disney® Premier Visa® Card isn’t for everybody. But, for those who either love Disney or wan to save money for a family vacation for their kids who love Disney, the card is an excellent option to consider.

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