Disney® Visa® Card

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Last updated on November 10th, 2021

Disney® Visa® Card

$150 Statement Credit

Disney® Visa® Card
  • Regular Purchase APR 15.99% variable based on the Prime Rate
  • Balance Transfer APR 15.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
  • Processing Network Visa
Best Benefits
  • $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening
  • Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.99%
  • Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com
  • Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts
  • Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
  • Regular Purchase APR: 15.99% variable based on the Prime Rate
  • Balance Transfer APR: 15.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

At a Glance

The Disney® Visa® Card shines when shopping and redeeming with Disney, offering plenty of perks and savings for enthusiasts of the household name. Disney creates some of the most magical moments in our lives, and the Disney® Visa® Card allows cardholders to reach these magical memories with every eligible purchase they make with their card.

Ideal for Those Who:

  • Often shop for Disney products
  • Travel to Disney locations or book travel with Disney
  • Wish to earn rewards and plan to redeem them towards Disney products
  • Don’t want to pay an annual fee

The Disney® Visa® Card Review

The Happiest Place on Earth is always within grasp for Disney Visa Cardholders. The card, for Chase, allows Disney fanatics to earn Disney Reward Dollars (DRDs) with every purchase.

How to Earn Rewards

The Disney Visa Card is the no annual fee sibling of the Disney Premier Visa. Because the card charges no fees for use, it earns points at a lower rate than it’s bigger sibling. The card makes a flat-rate 1% back in DRDs on every purchase.

One of the frustrating aspects of the card is that it doesn’t offer bonus points or accelerated earnings – even at Disney parks. Regardless of where you swipe the card, you’ll get 1% back – that’s it.

How To Spend Disney Reward Dollars

Disney Reward Dollars have a value of approximately one cent per point. This means that cardholders would need to spend $100 on purchases with their card to earn just 1 DRD. To break it down further, here’s how much you would earn at various spending levels: 

  • $5 will receive $0.05 worth of Disney Reward Dollars 
  • $500 will earn $5 worth of Disney Reward Dollars 
  • $5,000 will receive $50 value of Disney Reward Dollars 

DRDs do have some flexibility in redemption. Award options include:

  • Disney Hotels & Resorts –DRDs apply towards accommodations and room charges at most Disney Resorts (U.S. locations only).
  • Theme Park Admission Tickets –DRDs apply to both general admission tickets and annual pass memberships at Disney Hollywood Studios®, Disney California Adventure® Park, and Disneyland® Park.
  • Theme Park Vendors – Many park vendors and restaurants will accept Disney Reward Dollars as a form of payment. They will even return used reward dollars to your account in the event of a refund. This also includes additional in-park activities such as guided tours, photo passes, and more.  
  • Merchandise –Use DRDs at all Disney merchandise locations, as well as when shopping at ShopDisney.com.
  • Disney Cruise Line –Use DRDs towards cruise bookings via DisneyCruiseLine.com or for onboard purchases, upgrades, or services.
  • Movie Tickets – Disney is partnered with AMC theaters to allow cardholders to pay for tickets to Disney, Disney-Pixar, and Star Wars movie tickets.

Special Disney Financing

The Disney Visa Card comes with a unique 0% intro APR offer. Unlike other cards which offer no interest on balance transfers, the Disney Card provides new accounts with 0% APR for the first six months on select Disney vacation packages. This makes the card a decent option for those who are considering a family getaway to the Magic Kingdom, Disneyworld, or any other park – but want to save money for use on-site.

Statement Credit

The Disney Visa Card also comes with another introductory bonus: a $100 statement credit after making $500 in purchases within the first 3 months the card. While this bonus isn’t exceptional – nor will it entice any new applicants – it is something that can add a little extra value to those who plan on making the most use of the card.

Other Card Features

Other features of note with the card include 10% savings on select Disney purchases. The categories that earn these additional savings are all purchases at ShopDisney.com and any merchandise purchases of over $50 at Disneyland and Walt Disney World Resorts.

For more information on the Disney Rewards loyalty program:

Should You Apply for the Disney® Visa® Card?

The Disney Visa Card from Chase offers some value for those who plan to make use of it at Disney properties. Even those who want a card that can help them save fr a dream vacation may find great value here. For everyone else, however, the Disney Visa offers less value.

This card is ideal for Disney Annual Passholders, who will most frequently take advantage of the 10% in-park discounts, as well as those with an upcoming Disney vacation who will utilize the 0% APR special financing on vacation packages. 

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