Last updated on September 11th, 2023
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Arbor Day Foundation Rewards Visa® Card
Arbor Day Foundation Rewards Visa® Card
Arbor Day Foundation Rewards Visa® Card
- 19.49% to 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.49% to 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.49% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Arbor Day Foundation Rewards Visa Card is a very good cash back rewards credit card from Commerce Bank. The card earns 3% cash back on fast food, coffee shop, or ride-share purchases; 2% cash back on gas and dining; and 1% cash back for every other purchase.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 3% cash back on ride sharing services, coffee shops, and fast food
- 2% cash back at gas stations and restaurants
- 1% cash back on every other purchase
- Every transaction will donate .25% towards the foundation
- Receive a copy of the book: What Tree is That
- No annual fee
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 19.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 19.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Cash Advance APR: 29.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Penalty APR: 31.49% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You want an earth-conscious credit card
- You want to earn cash back on necessities
- You don’t want to pay an annual fee
Arbor Day Foundation Rewards Visa Card Review
The Arbor Day Foundation Rewards Visa Card is a cash back rewards card that helps save the planet at the same time. The card earns an impressive 3% cash back at coffee shops, fast food restaurants, or when using ride-sharing services, such as Uber or Lyft – making it the ideal credit option for the environmentally-conscious millennial (or anyone who loves coffee and nature, for that matter!). The card also earns 2% cashback on both gas and restaurants, as well as 1% cashback on all other purchases.
The 2% cashback on gas and restaurants, as well as 3% for coffee and quick bites, makes the Arbor Day Foundation Rewards Visa Card from Commerce Bank one of the better cash back credit cards for everyday use. The added benefit of helping the efforts of the Arbor Day Foundation is merely the icing on the cake – albeit a very nice icing, indeed.
One of many charity credit cards available, the Arbor Day Foundation has been helping reforestation and conservation efforts across the world, and this card goes a long way to supporting their efforts. Every new Arbor Day Foundation Rewards Card account means a one-time, $50 donation is made to the charity, with the additional benefit of .25% of every transaction being donated as well. Simply put, this is one of the best charity credit cards available today.
The Arbor Day Foundation Rewards Visa Card is further boosted by an excellent introductory offer of 1.99% APR for the first 6 months on both purchases and balance transfers, and a decent rate after that. There’s also no annual fee, and new account holders receive a complimentary copy of the book What Tree Is That?
Should You Apply for the Arbor Day Foundation Rewards Visa Card?
If you love the planet and are always looking for a great way to help conserve everything Mother Nature has given us – but wouldn’t mind earning a cashback reward while doing it – then the Arbor Day Foundation Rewards Visa Card is for you!
The card earns cash back not only for you, but also for the Arbor Day Foundation with every purchase, meaning it’s a win-win for all involved. Getting rewards back for rideshares, at coffee shops, and for fast food is a great perk that makes this an ideal card for the social butterfly who wants to save the trees while they sip their latte.
