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New Freedom Flex Card From Chase Now Live

The Chase Freedom Flex World Elite Mastercard is now live for new applicants. The card, the successor to the ever-popular Chase Freedom, combines the best of the Freedom with all-new enhanced earning potential. Here’s everything you need to know about the new Freedom Flex, the launch, and whether you should consider swapping your Freedom for the Freedom Flex.

New Chase Freedom Flex At a Glance

The Freedom Flex earns the same rotating 5% cash back that Chase fans have come to expect, plus the following enhanced cash back categories:

  • 5% back on travel booked through the Chase Ultimate Rewards portal
  • 3% back on dining (including takeout and delivery)
  • 3% back on drugstore purchases

Chase 5% Cash Back Calendar for 2020

Like the Freedom, the Freedom Flex earns 5% back on the first $1,500 in purchases at a rotating selection of merchants every quarter. The Chase 5% Calendar for 2020 looks like this:

Gas stations, select streaming services

Applies to the first $1,500 in purchases at stand-alone gas stations, or select streaming services (including Pandora, Netflix, Hulu, sling, Vudu, Spotify, Apple Music, and more), internet, cable, and phone services.

Official terms: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. 

Gym memberships, fitness clubs, groceries, and select streaming services

Applies to the first $1,500 in purchases at stand-alone grocery stores, gyms, fitness clubs, or select streaming services (including Pandora, Netflix, Hulu, sling, Vudu, Spotify, Apple Music, and more), internet, cable, and phone services.

Official Terms: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. 

Amazon.com and Whole Foods Market

Applies to the first $1500 in purchases at Whole Foods supermarkets or at Amazon.com.

Official terms: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. 

Walmart and PayPal

Applies to the first $1,500 in purchases at Walmart or using PayPal.  Purchases using PayPal at Walmart (including Walmart.com) will only earn 5% back.

Official terms: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.

 

The Freedom Flex officially launched on September 15th, with current Chase cardholders now able to request a change of product to the new card. Those customers who wish to retain their current Freedom Card can still do so, however.

Initial reports of those who made the switch to the Freedom Flex are that the card is not working with mobile wallets yet, including Apple Pay, Google Pay, Samsung Pay, or Chase Pay. This issue, however, will likely be resolved quickly – meaning users should not worry too much.

New Freedom Unlimited Features Also Live

The Chase Freedom Unlimited is now also showing its refreshed features. The old Freedom Unlimited earned a flat rate of 1.5% cash back on all purchases. The new perks mean it now earns the same 5% back on travel via Ultimate Rewards and 3% back on dining and drugstores as the Flex, with the unlimited 1.5% cash back still remaining.

Related Article: Chase, Discover, & ABOC 5% Cash Back Calendars 2020

About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident rewards expert, covering all facets of the points game – especially travel, hotels, and airlines. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.