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TD Aeroplan Visa Signature® Credit Card

TD Aeroplan Visa Signature® Credit Card

25,000 Bonus Miles When You Spend $1,000

TD Aeroplan Visa Signature® Credit Card
  • Regular Purchase APR 15.74%, 20.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74%, 20.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee $0 annual fee the first year, $95 each year thereafter
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 2X Aeroplan miles on Air Canada net purchases
  • 1X Aeroplan miles on all other net purchases
  • No foreign transaction fees
  • No annual fee for the first year
Rates & Fees
  • Regular Purchase APR: 15.74%, 20.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.74%, 20.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 annual fee the first year, $95 each year thereafter
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ – Offer Expires on April 15, 2021 – See Details
  • Stay 3, Pay 2 – Offer Expires on April 30, 2021 – See Details
  • Stay 3, Pay 2 – Offer Expires on December 22, 2021 – See Details
  • Save 10% on Select Regularly Priced Jewelry – Offer Expires on February 03, 2022 – See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels – Offer Expires on March 31, 2022 – See Details
  • Every 4th Night Free + Premium Benefits in Brooklyn – Offer Expires on February 28, 2021 – See Details
  • Every 4th Night Free + Premium Benefits in New York – Offer Expires on February 28, 2021 – See Details
  • Every 4th Night Free + Premium Benefits in West Hollywood – Offer Expires on February 28, 2021 – See Details
  • Save $25 in the US with 1-800-GOT-JUNK? – Offer Expires on December 31, 2021 – See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 – Offer Expires on December 31, 2021 – See Details
  • View All Deals

At a Glance  

The TD Aeroplan Visa Signature® Credit Card is a co-branded airline rewards card with Air Canada that offers cardholders 2 Aeroplan miles for every dollar they spend with Air Canada and 1 Aeroplan mile for every other dollar spent. Miles earned are applicable towards flights with Air Canada or another Star Alliance carrier, hotel stays, rental car bookings, or many other great rewards. The card features no annual fee for the first year, followed by a $95 fee after that, as well as no foreign transaction fees.

Ideal for Those Who:

  • Frequently fly with Air Canada
  • Plan to make at least $1,000 in purchases on the card within the first 90 days
  • Would like a rewards plan that offers flexibility with redeeming miles
  • Don’t want to pay foreign transaction fees

TD Aeroplan Visa Signature® Credit Card Review

The TD Aeroplan Visa Signature® Credit Card is an airline reward credit card geared towards those who frequently book their travel through Air Canada. The card offers an impressive initial bonus to new cardholders of 25,000 Aeroplan miles when they spend $1,000 on net purchases within the first 90 days of opening their account. Cardholders earn 2 miles for every dollar they spend with Air Canada and 1 mile for every other purchase.

Aeroplan is Air Canada’s frequent flyer program, with miles earned redeemable for flights with Air Canada or any member of the Star Alliance of airlines, of which Air Canada is a member. The Star Alliance offers service to well over 1,000 destinations worldwide – meaning miles earned pack a serious punch. Aeroplan miles are also applicable towards merchandise with partner retailers, hotel stays, car rentals, activities and experiences, and much more.

Beyond the rewards, the TD Aeroplan Visa Signature® Credit Card features no annual fee for the first year, followed by a $95 for every year after that. While the annual fee isn’t the highest in the airline rewards category, it isn’t on the low end either. Fortunately, the great rewards – and no foreign transaction fees – make up for it.

The APRs for purchases and balance transfers with the TD Aeroplan Visa Signature® Credit Card is competitive with other similar offerings from other lenders, with a typical APR of around 15% for those with exceptional credit – though, as with all cards, APR varies depending on creditworthiness and the Prime Rate.

Cardholders can also expect the suite of protections and customer service that comes with a Visa Signature® card, including 24/7 exclusive concierge service, exclusive access to advance ticket sales, baggage and rental car protections when they use their TD Aeroplan Visa Signature® Credit Card, and more. For world travelers, Visa also offers Global Assistance, which provides a dedicated account service for members where they can access emergency travel, medical, or financial assistance and coordination.

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