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Spirit Airlines and Mercury Financial Launch New Credit Cards

Spirit Airlines is continuing its busy start to 2021 with two new credit cards for the U.S. marketplace. Following on the heels of two other card launches last month, the new cards will bear the Free Spirit frequent flyer program name but are offered through Mercury Financial LLC. Bank of America issues Spirit’s other credit card products.

The new cards are currently invitation-only, meaning potential applicants will need an email or physical mail offer to apply.

The new cards (both of which come with no annual fee) are:

What Do the New Spirit Credit Cards Offer?

The new Free Spirit® Points Mastercard® will provide some of the benefits found in the other two Spirit Airlines credit cards issued by Bank of America. Shared benefits between the Free Spirit Points Card and the Travel and Travel More Cards include:

  • 2X points on Spirit purchases
  • 1X points on all other purchases
  • Zone 2 priority boarding
  • No cap on earnable points
  • No foreign transaction fees
  • 10,000 point introductory bonus after spending $500 in the first 90 days
  • 5,000 anniversary bonus points for achieving minimum spending threshold each year

“Make Premium Credit Cards Accessible to Underserved Travelers”

“Through the strength of our partnership, we are able to make premium credit card products accessible to a large, previously underserved audience of travelers. This card serves as an example of Mercury Financial’s commitment to helping cardmembers manage credit wisely and enjoy great rewards and benefits,” said Matt Tomko, Chief Revenue Officer at Mercury Financial, in a press release.

Spirit, for its part, is also hailing the new launch as providing greater value for a wider audience. “At Spirit, we are focused on giving our Guests the best experiences faster than ever,” said Sid Krishna, Head of Loyalty and Co-Brand at Spirit Airlines. “Launching the Free Spirit® Points Mastercard® gives more of our Guests the opportunity to unlock the new Free Spirit® loyalty program’s full value.”

About Spirit Airlines

Spirit Airlines is a low-cost U.S. carrier known for its “bare fares.” The airline specializes in significantly low fares and no-frills flights to over 75 destinations across North, South, Central America, and the Caribbean. The airline recently launched its refreshed loyalty program, Free Spirit, along with two new credit cards issued by Bank of America: the Free Spirit® Travel More World Elite Mastercard® and the Free Spirit® Travel World Mastercard®.

About Mercury Financial LLC

Mercury Financial is the largest non-bank credit card company in the United States. The company also offers the Mercury Mastercard, which is issued by First Bank & Trust. To date, the company has extended $2.5 billion in credit lines and helped nearly a million customers with a credit card that earns rewards, carries no monthly fee for issuance or availability, and has an affordable APR through its alliance with First Bank & Trust of South Dakota.

Related Article: Chase and Air Canada Set to Launch New Credit Card

Featured photo by StelaDi / PixaBay
About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.