Advertiser Disclosure

Fifth Third 1.67% Cash/Back Card

Fifth Third 1.67% Cash/Back Card

Fifth Third 1.67% Cash/Back Card
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
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None Annual Fee

Fifth Third 1.67% Cash/Back Card

  • 20.99 to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 20.99 to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The Fifth Third 1.67% Cash/Back Card earns an unlimited amount of cash on every purchase with no foreign transaction fees or annual fees to worry about.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn an unlimited 1.67% back on all purchases
  • No annual fee
  • No foreign transaction fees
  • Redeem rewards for statement credits, deposits, or a check
  • Regular Purchase APR: 20.99 to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 20.99 to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • You live in an area covered by Fifth Third Bank
  • You don't want to pay an annual fee or hidden fees
  • You don't want to bother with a confusing rewards program

Fifth Third 1.67% Cas/Back Card Review

The Fifth Third 1.67% Cas/Back Card is a no annual fee credit card that earns unlimited rewards on every purchase.

Earn 1.67% Back on Every Purchases

The Fifth Third 1.67% Cash/Back Card is a uniquely named credit card with a straightforward gimmick –earning an enhanced amount of cash back rewards on all eligible purchases. While “cash back” isn’t a unique selling point, the earning rate of the card – 1.67% cash back on every $1 spent on purchases – certainly is out-of-the-ordinary. Why 1.67% back? It’s because that is a “Fifth Third Better®” – i.e., it is one-third times five.

The rewards aren’t if the cash back rewards rate and reasoning are strange. The 1.67% back is more than the 1.5% back that comes with the Chase Freedom Unlimited or the Upgrade Cash Rewards Visa®, making it a reliable, solid option if you currently bank with Fifth Third and are in the market for a new rewards credit card.

Here’s a closer look at how the Fifth Third Cash/Back Card compares with competitors:

Fifth Third 1.67% Cash/Back Card

Upgrade Cash Rewards Visa®

Chase Freedom Unlimited
Annual fee None None None
Best rate 1.67% back 1.5% back 1.5% back
Other rewards N/A N/A 5% back on Chase Travel; 3% back on drugstores and dining
Network Mastercard Visa Mastercard

How to Redeem Cash Back

A great feature of Fifth Third credit cards is that rewards never expire. Even better, there are no caps to the amount of rewards you can earn. With the Fifth Third 1.67% Cash/Back credit card, there are a few ways to redeem: You can redeem to your Fifth Third Checking or Savings account, as a statement credit issued to your credit card account, or have a physical check sent to your home.

No Introductory APR

If the unorthodox earning rate with the Cash/Back Card from Fifth Third is a quirky selling point, the lack of any kind of promotional APR is a letdown. The card does not offer a 0% intro APR period on either purchases or balance transfers. Additionally, the average APR for purchases, while varying for creditworthiness, still is above the national average.

Other Card Features

Beyond the unlimited cash back and no annual fee, what else does the Fifth Third Cash/Back offer? The card provides fast, safe, touch-free payments thanks to EMV chip and contactless payment technology. This feature provides an additional layer of security when shopping in-store or online. Simply tap your credit card wherever you see the Contactless Pay logo worldwide.

Cardholders also enjoy no international transaction fees when using their card abroad. While not a “reward” in itself, a credit card with no foreign transaction fees can save you some serious money on a long trip – not bad! And that international use is even easier with mobile wallet compatibility to Apple Pay, Google Pay, and Samsung Pay.

Finally, cardholders enjoy Mastercard benefits and protections. Mastercard provides an enhanced level of benefits, including:

Zero Liability Protection Airport Concierge Cell Phone Protection
Mastercard Global Services Priceless Experiences Lyft Credits
ID Theft Protection Priceless Golf Mastercard Travel Services
Mastercard Hotel Stay Guarantee ShopRunner Membership

Fifth Third Ratings

How is Fifth Third as a credit card issuer and bank? Here is a selection of reviews for the bank:

Should You Apply for the Fifth Third 1.67% Cas/Back Card?

Should you consider the Fifth Third 1.67% Cas/Back Card? That depends entirely upon your current relationship with Fifth Third. If you currently bank with the financial institution, or live in an eligible US state, the chances are the card is a good fit for you. The enhanced cash back is nice, but not excessive, so you don’t have to worry about an annual fee.

If you live outside Fifth Third’s service area, there are better options, however, so don’t fret. The TD Bank Double Up, Citi Double Cash, and other cards from larger issues offer more rewards with the same $0 annual fee.

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