Amex Business Green Rewards Card

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Last updated on September 11th, 2023

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Business Green Rewards Card

Business Green Rewards Card
Excellent uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Excellent
American Express Processing Network
$0 for the first year, then $95 Annual Fee

Business Green Rewards Card

  • 19.49% to 27.49% variable based on creditworthiness and the Prime Rate for Pay Over Time purchases Regular Purchase APR

At a Glance

The American Express Business Green Rewards Card grants users the ability to earn 1X Membership Rewards® point for each dollar spent on eligible purchases and 2 Membership Rewards® points for eligible travel purchases made at You can also earn 2X Membership Rewards® points for every dollar you spend on eligible purchases with your card, up to a maximum of $50,000, during your first three months as a cardholder.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 2X points for every dollar spent on eligible purchases at
  • 1X points on all other purchases
  • Unlimited earnings
  • Employee cards for no additional fees
  • No annual fee
  • Regular Purchase APR: 19.49% to 27.49% variable based on creditworthiness and the Prime Rate for Pay Over Time purchases
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Annual Fee: $0 for the first year, then $95
  • Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
  • Return Payment Penalty Fee: $39
  • You want to earn 2 Membership Rewards® points for eligible travel purchases made at and 1 Membership Rewards® point for each eligible dollar spent elsewhere
  • You do not want a limit on the points you can earn or points that expire

Business Green Rewards Card Review

Anyone looking for a credit card with a straightforward rewards structure should consider the Amex Green Business Rewards Card. Featuring the ability to earn 2X Membership Rewards® points for eligible travel purchases made at and 1X Membership Rewards® point for each dollar spent on other eligible purchases, said points are redeemable for gift cards, used when shopping for top-tier electronics at select retailers, or even applied towards all or part of your travel bookings via

The card comes with no annual fee for the first year then $95 every year thereafter. It also features no preset spending limit, means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Points apply towards the Membership Rewards program, which is ideal for any small business spending heftily on travel.

Welcome Offer

As a welcome offer, the Business Green card earns 15,000 Membership Rewards® points after companies make at least $3,000 in eligible purchases within the first three months of card ownership.  Customers who frequently travel for work or schedule lunch meetings with clients will particularly benefit from this perk.

When business travel takes you or your employees more than 100 miles from home, American Express Global Assist provides 24/7 access to emergency coordination and assistance for anything from legal, medical, financial, or any other situation that may arise.

Travel Benefits

Speaking of travel benefits, the Business Green Rewards Card offers users Car Rental Loss and Damage Insurance, a Baggage Insurance Plan, and Travel Accident Insurance should the worst happen. This added peace of mind is a boon for both employers and their employees, who can receive an Employee Card for free.

These security features are perfect for helping you, and your team, worry less about the unthinkable – and more about business. And, just in case, these Employee Cards can also be tracked and managed, ensuring those issued a card don’t take too many liberties.

Business Green Rewards card members also have the unique option of being able to pay certain purchases over time with interest through the Pay Over Time feature, giving them the flexibility to carry a balance more cost-effectively.

Should You Apply for the Business Green Rewards Card?

There are many great business rewards credit cards available, but it is tough to match the level of customer service, which American Express has become synonymous with over the years. This exceptional customer service, however, must be tempered with the understanding that the Business Green Rewards card may not be ideal for each business.

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