Maximizing cash back when shopping with a credit card is a great way to save money on everyday purchases. Here are some tips that can help you maximize your cash back the next time you shop:
How to Maximize Your Cash Back
Maximizing your cash back rewards doesn’t have to be challenging. Here are some helpful steps you can take to get the most bang for your buck when it comes to cash back:
Choose the Right Card
Maximizing rewards starts with choosing the right credit card for your needs. Not all credit cards are created equal when it comes to cash back.
Look for a new credit card that offers a high percentage of cash back on the categories of purchases that you make most often. For example, if you frequently shop at grocery stores, look for a credit card that offers high cash back on grocery purchases. Two cards that fit this profile include the Citi Custom Cash℠ Card (up to 5% back) and the Capital One® Savor® Cash Reward (up to 3% back).
Keep an Eye Out for Sign-Up Bonuses
Take advantage of sign-up bonuses: Many credit card companies offer sign-up bonuses for new customers. These bonuses can provide significant cash back if you meet the requirements. Read the terms and conditions carefully to ensure you can meet the spending requirements and earn the bonus.
Use Your Credit Card for Everyday Purchases & Pay In-Full
Use your credit card for everyday purchases: Use your credit card for as many everyday purchases as possible, such as groceries, gas, and household essentials. This will help you earn more cash back on regular purchases.
Additionally, pay your credit card bill monthly to avoid paying interest and additional fees. This will allow you to earn the most cash back without incurring additional costs.
Use Cash Back Websites for Additional Savings
Some websites and apps can help you find the best deals and earn the most cash back when shopping online. These websites often have partnerships with leading retailers. They can provide additional cash back on top of what your credit card offers.
BestCards Membership is one example of a deal site that can help you maximize your savings and earn a little money back. The BestCards Membership site allows members to combine their favorite credit cards with coupons from leading retailers, credit card networks, and more.
Even better, select purchases made through the BestCards Membership portal earn additional cash back – just for shopping with BestCards. If that’s not enough, new accounts receive double the cash back for the first thirty days!
Following these tips and using online resources can maximize your cash back and save money on your everyday purchases. Happy shopping!
Want to learn more? Check out BestCards Membership today!