BlockCard Prepaid Visa® Card
Earn Up to 6.38% Back
- Annual Fee $60
- Credit Needed No Credit Required
- Processing Network Visa
Best Benefits
- Earn up to 6.38% cash back in TERN crypto
- Support for 12 cryptocurrencies, including Bitcoin, Litecoin, Ethereum, and more
- No monthly fee after spending at least $750 each month
- Fully FDIC-insured bank account
Rates & Fees
- Annual Fee: $60
- Foreign Transaction Fee: See Terms
Credit Card Deals
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
Save 2% on purchases of $30 or more at Papa John’s Papa John's Offer Expires on Aug 08, 2021 See Details
Coinbase Card
Earn Up to 4% Back in Rewards
- Annual Fee None
- Credit Needed No Credit Required
- Processing Network Visa
Best Benefits
- Spend any asset in your Coinbase portfolio and earn rewards for each purchase
- Spend crypto everywhere Visa debit cards are accepted
- No annual fee or signup fee
- Phone and email support available whenever you need it
Rates & Fees
- Foreign Transaction Fee: See Terms
- Over Limit Penalty Fee: See Terms
- Minimum Deposit Required: See Terms
Credit Card Deals
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
Save 2% on purchases of $30 or more at Papa John’s Papa John's Offer Expires on Aug 08, 2021 See Details
Fold Visa® Prepaid Card
Up to 100% Back in Rewards
- Annual Fee Up to $150
- Credit Needed No Credit Required
- Processing Network Visa
Best Benefits
- Get access to Fold+ member pricing on Amazon gift cards
- Each purchase activates a spin on the Spin Wheel Sweepstakes
- Enjoy boosted merchant offers
- Get up to 100% back in rewards after your purchases
Rates & Fees
- Annual Fee: Up to $150
- Foreign Transaction Fee: See Terms
- Over Limit Penalty Fee: See Terms
- Minimum Deposit Required: See Terms
Credit Card Deals
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
Save 2% on purchases of $30 or more at Papa John’s Papa John's Offer Expires on Aug 08, 2021 See Details
Crypto.com Visa Card
Earn Up to 8% Back in Rewards
- Annual Fee None
- Credit Needed No Credit Required
- Processing Network Visa
Best Benefits
- Earn rewards paid in CRO token
- Earn rewards towards rebates with selected merchants
- Industry events access
- Five card tiers with increasing rewards per tier
- Priority customer service
Rates & Fees
- Foreign Transaction Fee: See Terms
- Over Limit Penalty Fee: See Terms
- Minimum Deposit Required: See Terms
Credit Card Deals
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
Save 2% on purchases of $30 or more at Papa John’s Papa John's Offer Expires on Aug 08, 2021 See Details
BlockFi Rewards Visa® Signature Credit Card
Earn Unlimited 1.5% Back in Bitcoin
- Regular Purchase APR See Terms
- Balance Transfer APR See Terms
- Cash Advance APR See Terms
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- Earn 1.5% back in bitcoin on every purchase
- No annual fee and no foreign transaction fees
- Earn 2% back in bitcoin on every purchase over $50,000 of annual spending
- Earn 3.5% back in bitcoin during your first 3 months of card ownership
- Know if you're pre-approved without affecting your credit score
Rates & Fees
- Regular Purchase APR: See Terms
- Balance Transfer APR: See Terms
- Balance Transfer Transaction Fee: See Terms
- Cash Advance APR: See Terms
- Cash Advance Transaction Fee: See Terms
- Penalty APR: See Terms
- Late Payment Penalty Fee: See Terms
- Return Payment Penalty Fee: See Terms
- Over Limit Penalty Fee: See Terms
Credit Card Deals
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
Save 2% on purchases of $30 or more at Papa John’s Papa John's Offer Expires on Aug 08, 2021 See Details
Bitcoin and Crypto Debit and Credit Cards
Cryptocurrency credit cards are one of the hottest trends in the fintech and credit card marketplace. Crypto debit and credit cards are payment cards that allow users to earn rewards (usually in cryptocurrencies like Bitcoin) with eligible purchases. These cards may also allow users to spend their cryptocurrencies like cash, making them a great way to find real-world uses for digital and blockchain currencies like Bitcoin, Litecoin, Ethereum, Dogecoin, etc.Which Credit Card Issuers Allow Crypto Payments?
Not every credit card payment network or issuer allows crypto transactions on their networks. American Express made changes to its cash advance language in 2020 to include digital currency purchases. While both Visa and Mastercard are making strides towards allowing their customers to use their digital currencies and other digital assets as a form of payment on their payment networks, not every card issuer allows their cards to be used for crypto purchases. Chase is one example of a major lender that allows cryptocurrency purchases with its credit cards. Chase announced the change to its cash advance rules beginning in April, allowing Chase credit cardholders to purchase Bitcoin, Dogecoin, Ethereum, and other cryptocurrencies – with the additional costs associated with cash advances. Related Article: Can You Buy Cryptocurrency with a Credit Card?Crypto and Bitcoin Rewards
One of the most attractive aspects of crypto debit and credit cards is earning rewards in Bitcoin or other cryptocurrencies with every eligible purchase. There are plenty of crypto debit cards, including offers from Crypto.com (the Crypto.com Visa Card), the Fold Card, Coinbase Card, and the BlockCard, amongst others. The number of crypto credit cards is smaller in comparison, but that looks set to grow in the coming months. The BlockFi Card was the first Bitcoin credit card to be announced, though others are in the works, including the Gemini Mastercard and the Salt Card.Crypto Prepaid and Debit Card Rewards Structure
Most crypto cards offer tiered rewards programs that provide greater return and rewards with bigger CRO stakes (crypto balances) in the user’s digital wallet on the platform. The Crypto.com Visa Card (a hefty metal card) offers five tiers: Obsidian, Frosted Rose Gold/Icy White, Royal Indigo/ Jade Green, Ruby Steel, and Midnight Blue, for instance. Obsidian is the highest tier, requiring a CRO stake of $400,000 and a CRO rewards rate of 8% back on eligible purchases in Bitcoin.Crypto Credit Card Rewards Structure
Crypto credit cards operate slightly differently than crypto rewards debit cards. Many Bitcoin and crypto credit cards plan to provide real-time cash back rewards on every purchase, with no CRO stake tiers. The Gemini Mastercard, for example, plans to offer 3% back on dining, 2% on groceries, 1% on other purchases, with rewards applicable as any cryptocurrency available on the Gemini platform (including Bitcoin). BlockFi is another upcoming crypto card, offering a similar rewards structure:- 5% Bitcoin rewards on all purchases.
- $250 in Bitcoin after making $3,000 in purchases with the card within the first three months of opening an account.
- $30 in Bitcoin for every client referral.
- 5% Bitcoin rewards on all purchases from month four through six of card membership. This perk applies to up to $100 in Bitcoin.
- An additional 2% APY on the cardholder’s average daily Stablecoin balance, up to $200.
- 25% Bitcoin rewards on eligible BlockFi trades, up to a maximum of $500 in Bitcoin per month.
