Browse the Best Crypto Debit, Prepaid, & Credit Cards

Cryptocurrencies, like Bitcoin, Litecoin, Ethereum, and countless others offer an excellent way to invest in digital assets. Crypto rewards cards, including crypto credit, debit, and prepaid cards, offer cash back rewards in the form of cryptocurrency – meaning you might earn much more than traditional fiat currency rewards credit cards! Browse the best crypto rewards cards offers to find the best card for your spending style.

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Upgrade Visa® Card with Bitcoin Rewards

Upgrade Visa® Card with Bitcoin Rewards
  • Regular Purchase APR 8.99%-29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 1.5% unlimited cash back in bitcoin when you make payments
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fees, no foreign transactions fees
  • Get pre-approved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay™ or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Rates & Fees
  • Regular Purchase APR: 8.99%-29.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals

BlockCard Prepaid Visa® Card

BlockCard Prepaid Visa® Card
  • Annual Fee $60
  • Credit Needed No Credit Required
  • Processing Network Visa
Best Benefits
  • Earn up to 6.38% cash back in TERN crypto
  • Support for 12 cryptocurrencies, including Bitcoin, Litecoin, Ethereum, and more
  • No monthly fee after spending at least $750 each month
  • Fully FDIC-insured bank account
Rates & Fees
  • Annual Fee: $60
  • Foreign Transaction Fee: See Terms
Credit Card Deals

BlockFi Rewards Visa® Signature Credit Card

BlockFi Rewards Visa® Signature Credit Card
  • Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 1.5% back in bitcoin on every purchase
  • No annual fee and no foreign transaction fees
  • Earn 2% back in bitcoin on every purchase over $50,000 of annual spending
  • Earn 3.5% back in bitcoin during your first 3 months of card ownership
  • Know if you're pre-approved without affecting your credit score
Rates & Fees
  • Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals

Fold Visa® Prepaid Card

Fold Visa® Prepaid Card
  • Annual Fee Up to $150
  • Credit Needed No Credit Required
  • Processing Network Visa
Best Benefits
  • Get access to Fold+ member pricing on Amazon gift cards
  • Each purchase activates a spin on the Spin Wheel Sweepstakes
  • Enjoy boosted merchant offers
  • Get up to 100% back in rewards after your purchases
Rates & Fees
  • Annual Fee: Up to $150
  • Foreign Transaction Fee: See Terms
  • Over Limit Penalty Fee: See Terms
  • Minimum Deposit Required: See Terms
Credit Card Deals

Coinbase Card

Coinbase Card
  • Annual Fee None
  • Credit Needed No Credit Required
  • Processing Network Visa
Best Benefits
  • Spend any asset in your Coinbase portfolio and earn rewards for each purchase
  • Spend crypto everywhere Visa debit cards are accepted
  • No annual fee or signup fee
  • Phone and email support available whenever you need it
Rates & Fees
  • Foreign Transaction Fee: See Terms
  • Over Limit Penalty Fee: See Terms
  • Minimum Deposit Required: See Terms
Credit Card Deals

Crypto.com Visa Card

Crypto.com Visa Card
  • Annual Fee None
  • Credit Needed No Credit Required
  • Processing Network Visa
Best Benefits
  • Earn rewards paid in CRO token
  • Earn rewards towards rebates with selected merchants
  • Industry events access
  • Five card tiers with increasing rewards per tier
  • Priority customer service
Rates & Fees
  • Foreign Transaction Fee: See Terms
  • Over Limit Penalty Fee: See Terms
  • Minimum Deposit Required: See Terms
Credit Card Deals

Bitcoin and Crypto Debit and Credit Cards

Cryptocurrency credit cards are one of the hottest trends in the fintech and credit card marketplace. Crypto debit and credit cards are payment cards that allow users to earn rewards (usually in cryptocurrencies like Bitcoin) with eligible purchases. These cards may also allow users to spend their cryptocurrencies like cash, making them a great way to find real-world uses for digital and blockchain currencies like Bitcoin, Litecoin, Ethereum, Dogecoin, etc.

Which Credit Card Issuers Allow Crypto Payments?

Not every credit card payment network or issuer allows crypto transactions on their networks. American Express made changes to its cash advance language in 2020 to include digital currency purchases. While both Visa and Mastercard are making strides towards allowing their customers to use their digital currencies and other digital assets as a form of payment on their payment networks, not every card issuer allows their cards to be used for crypto purchases.

Chase is one example of a major lender that allows cryptocurrency purchases with its credit cards. Chase announced the change to its cash advance rules beginning in April, allowing Chase credit cardholders to purchase Bitcoin, Dogecoin, Ethereum, and other cryptocurrencies – with the additional costs associated with cash advances.

Related Article: Can You Buy Cryptocurrency with a Credit Card?

What Are the Best Crypto Credit and Debit Cards?

Cryptocurrency rewards are one of the hottest trends in credit and debit cards. Cryptocurrencies, like Bitcoin, Litecoin, Ethereum, and countless others offer an excellent way to invest in digital assets. 

How Do Crypto and Bitcoin Rewards Work?

One of the most attractive aspects of crypto debit and credit cards is earning rewards in Bitcoin or other cryptocurrencies with every eligible purchase. There are plenty of crypto debit cards, including offers from Crypto.com (the Crypto.com Visa Card), the Fold Card, Coinbase Card, and the BlockCard, amongst others.

The number of crypto credit cards is smaller in comparison, but that looks set to grow in the coming months. The BlockFi Card was the first Bitcoin credit card to be announced, though others are in the works, including the Gemini Mastercard and the Salt Card.

Crypto Prepaid and Debit Card Rewards Structure

Most crypto cards offer tiered rewards programs that provide greater return and rewards with bigger CRO stakes (crypto balances) in the user’s digital wallet on the platform. The Crypto.com Visa Card (a hefty metal card) offers five tiers: Obsidian, Frosted Rose Gold/Icy White, Royal Indigo/ Jade Green, Ruby Steel, and Midnight Blue, for instance.  Obsidian is the highest tier, requiring a CRO stake of $400,000 and a CRO rewards rate of 8% back on eligible purchases in Bitcoin.

Crypto Credit Card Rewards Structure

Crypto credit cards operate slightly differently than crypto rewards debit cards. Many Bitcoin and crypto credit cards plan to provide real-time cash back rewards on every purchase, with no CRO stake tiers.

The Gemini Mastercard, for example, plans to offer 3% back on dining, 2% on groceries, 1% on other purchases, with rewards applicable as any cryptocurrency available on the Gemini platform (including Bitcoin).

BlockFi is another upcoming crypto card, offering a similar rewards structure:

  • 5% Bitcoin rewards on all purchases.
  • $250 in Bitcoin after making $3,000 in purchases with the card within the first three months of opening an account.
  • $30 in Bitcoin for every client referral.
  • 5% Bitcoin rewards on all purchases from month four through six of card membership. This perk applies to up to $100 in Bitcoin.
  • An additional 2% APY on the cardholder’s average daily Stablecoin balance, up to $200.
  • 25% Bitcoin rewards on eligible BlockFi trades, up to a maximum of $500 in Bitcoin per month.

Both the BlockFi and Gemini credit cards benefit from real-time rewards, an excellent way for consumers to take advantage of the best rewards rates possible. Cryptocurrency valuations fluctuate significantly, meaning cardholders will want to receive their Bitcoin rewards immediately instead of waiting – which brings the risk of devaluation.

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