Visa Card

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Last updated on September 13th, 2021 Visa Card Visa Card Visa Card
  • Annual Fee None
  • Credit uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    No Credit Required
  • Processing Network Visa
Best Benefits
  • Earn rewards paid in CRO token
  • Earn rewards towards rebates with selected merchants
  • Industry events access
  • Five card tiers with increasing rewards per tier
  • Priority customer service
Rates & Fees
  • Foreign Transaction Fee: See Terms
  • Over Limit Penalty Fee: See Terms
  • Minimum Deposit Required: See Terms
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At a Glance

The Visa Card is a prepaid crypto card that offers cash back crypto rewards with every purchase and rebates on subscriptions for lower tiers – and impressive travel perks for ultra-premium tiers. The card, from, requires varying CRO stakes to open but offers up to 8% back with every purchase.

Ideal for Those Who:

  • Prefer their rewards as cryptocurrency but don’t want to be tied to Bitcoin
  • Want to earn rebates on their monthly subscription services
  • Enjoy the ecosphere
  • Don’t want to be tied to a credit card or have an inquiry on their credit report Visa Card Review

The Visa Card is a prepaid debit card that earns crypto rewards on all eligible purchases. The card works like a debit card. Users can make purchases wherever the Visa payment network is accepted but is more akin to a prepaid card in that it requires adding funds via bank transfers, direct deposits, or adding money from other cryptocurrencies wallets, or credit or debit cards.

How to Get the Visa Card

Since the Visa Card isn’t a credit card but rather a prepaid card, you don’t apply in the same sense as a credit card. Instead you open a card account once meeting the site’s minimum requirements.

To get a Visa Card, mobile app users need to stake CRO tokens for a period of 180 days to apply. Once they meet the 180-day minimum, they can select their card tier and place the needed CRO stake, as outlined below. Reward Tiers

Like other prepaid and debit crypto cards, the Visa earns rewards based on the tier of your account. currently has five levels, which offer different rewards and feature a unique color (or colors) metallic debit card: visa rewards tiers

Midnight Blue

Midnight Blue is the base tier of the Rewards program and requires the smallest CRO (crypto assets) stake. The base tier requires a minimum of $0 in CRO and earns 1% cash back on eligible purchases in CRO rewards.

Ruby Steel

The Ruby Steel tier is the second level in the program and requires a higher CRO stake. This tier requires $400 in CRO stake to reach and offers double the rewards of Midnight Blue – 2% back in crypto rewards on all purchases. Ruby members also receive a 100% staking benefit for Spotify Premium subscriptions.

Royal Indigo & Jade Green

The Royal Indigo or Jade Green card tier is the mid-tier of the Visa rewards system and requires a $1,000 in CRO stake to achieve. This medium-tier offers 3% back in crypto with all eligible purchases.

The Royal Indigo and Jade Green tier features include a 100% staking benefit for Spotify Premium subscription and a 100% staking benefit for Netflix subscriptions.

Frosted Rose Gold & Icy White

The first of the premium tiers of the Visa Card, Frosted Rose Gold requires a significantly larger CRO stake than all the previous tiers combined. To reach Frosted Rose Gold & Icy White tier, members must have a minimum of $40,000 in CRO stake. For this stake, however, they earn an impressive 5% cash back in crypto rewards.

Not only do Frosted Rose Gold & Icy White tier members enjoy 100% staking benefits for Netflix and Spotify Premium, they also enjoy a 100% staking benefit for Amazon prime, plus 10% staking with purchases and more:

  • LoungeKey airport lounge access for them and one guest
  • Access to Private) offering OTC block trades, research reports, inheritance assistance, and more)
  • Bonus interest
  • An exclusive merchandise welcome pack


Obsidian is the ultimate tier in the rewards program and features the most significant perks – for the largest CRO stakes. The level requires $400,000 in CRO stakes but offers 8% back in crypto rewards with all eligible purchases.

The Obsidian tier also provides all the perks of the previous tiers plus a 10% benefit with Airbnb. Obsidian members also enjoy an exclusive private jet partnership, meaning they can enjoy the ultra-premium perks of cards like the Chase Sapphire Reserve or Platinum Card from American Express, without the credit check – and with the benefit of up to 85 back in crypto.

Redeeming Crypto Rewards

Like other crypto debit and prepaid cards, rewards with the Visa Card are instant and use real-time exchange rates. All card rewards are paid in CRO and deposited into the accountholder’s Crypto Wallet in the mobile app. From there, users can cash out their crypto (Bitcoin, Ethereum, Litecoin, Doge, or others, hold on to their rewards or use them to purchase exclusive NFTs or other things.

Rates and Fees

Rates and fees with the card vary depending on the membership tier but include the usual costs associated with prepaid debit cards, such as foreign transaction fees, interbank exchange fees, top-up fees, and more.

Should You Consider Getting a Visa Card?

Overall, the Visa Card is an interesting prepaid and debit crypto card that earns huge rewards – if you meet the steep requirements. The Obsidian tier with the card is among the most impressive earning rates and luxurious benefit profiles of premium credit cards with annual fees in the hundreds of dollars. That tier, however, requires an enormous CRO stake of $400,000 – well outside the means of most crypto investors.

The three basic tiers, however, offer exceptional value for much more modest stakes. For instance, Royal Indigo or Jade Green offers 3% back in crypto for only $1,000 in CRO stake – plus 100% in credits for Netflix and Spotify Premium subscription costs. These perks are excellent for the price point and offer savings tough to beat with many cash back credit cards.

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