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TD Bank Credit Cards

TD Bank‘s credit card lineup appeals to various demographics that prioritize rewards and champion convenience. With origins in Canada, they strive to help customers meet their personal financial needs as well as their small business’ bottom line. Browse credit cards from TD Bank below.

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Showing 7 Cards

Date Reviewed: September 13, 2019

Ally CashBack Credit Card

Ally CashBack Credit Card
  • Regular Purchase APR 14.74%,19.74%or 24.74%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.74%,19.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn a $100 bonus when you spend $500 in the first 90 days
  • Receive a 10% deposit bonus when you deposit into an eligible Ally account
Rates & Fees
  • Regular Purchase APR: 14.74%,19.74%or 24.74%, variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 14.74%,19.74% or 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, which ever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S.dollars.
  • Late Payment Penalty Fee: Up to $35
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: July 10, 2019

TD Aeroplan Visa Signature® Credit Card

TD Aeroplan Visa Signature® Credit Card
  • Regular Purchase APR 15.99%, 20.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 20.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 27.24% variable based on the Prime Rate
  • Annual Fee $0 annual fee the first year, $95 each year thereafter
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 2X Aeroplan miles on Air Canada net purchases
  • 1X Aeroplan miles on all other net purchases
  • No foreign transaction fees
  • No annual fee for the first year
Rates & Fees
  • Regular Purchase APR: 15.99%, 20.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 20.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 27.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 annual fee the first year, $95 each year thereafter
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: April 22, 2019

TD Cash Secured Credit Card

TD Cash Secured Credit Card
  • Regular Purchase APR 22.99% variable based on the Prime Rate
  • Balance Transfer APR 22.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $29
  • Credit Needed Fair , Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Build or repair your credit and earn cash back on everyday purchases
  • Earn 3% Cash Back on dining purchases
  • Earn 2% Cash Back at grocery stores
  • Earn 1% Cash Back on other eligible purchases
Rates & Fees
  • Regular Purchase APR: 22.99% variable based on the Prime Rate
  • Balance Transfer APR: 22.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Annual Fee: $29
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
  • Minimum Deposit Required: $500
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: April 22, 2019

TD Business Solutions Credit Card

TD Business Solutions Credit Card
  • Regular Purchase APR 12.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn $300 cash back when you spend $3,000 in eligible purchases within the first 90 days
  • Earn 3% cash back on phone, internet and cable services
  • Earn 2% cash back on dining and at gas stations
  • Earn 1% cash back on other eligible purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 12.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: $39
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: April 22, 2019

TD Ameritrade Client Rewards Card

TD Ameritrade Client Rewards Card
  • Regular Purchase APR 15.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Over 600 rewards to choose from
  • Earn 1.5% rewards on all eligible purchases
  • 10% bonus on rewards redeemed into a TD Ameritrade account
  • No caps, no limits as long as your credit card account is open and in good standing
Rates & Fees
  • Regular Purchase APR: 15.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 17.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: April 22, 2019

TD First Class℠ Visa Signature® Credit Card

TD First Class℠ Visa Signature® Credit Card
  • Regular Purchase APR 13.24% variable based on the Prime Rate
  • Balance Transfer APR 13.24% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $0 the first year. After that, $89
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
  • 1X First Class miles on all other purchases – miles never expire as long as your account is open and in good standing
  • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
  • Redeem your miles for travel, cash, entertainment and more
Rates & Fees
  • Regular Purchase APR: 13.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 the first year. After that, $89
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: April 22, 2019

TD Cash Credit Card

TD Cash Credit Card
  • Regular Purchase APR 14.49%, 19.49% or 24.49%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49%, 19.49% or 24.49%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for the first 15 months
  • Processing Network Visa
Best Benefits
  • Earn $200 cash back when you spend $500 within 90 days after account opening
  • Earn 3% cash back on dining – from casual to fine dining and everything in between
  • Earn 2% cash back at grocery stores
  • Earn 1% cash back on all other eligible purchases
Rates & Fees
  • Intro Purchase APR: 0% for the first 15 months
  • Regular Purchase APR: 14.49%, 19.49% or 24.49%, variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 14.49%, 19.49% or 24.49%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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TD Bank Credit Cards

TD Bank is a bank and credit card issuer that is a subsidiary of the Canadian bank of the same name. The American arm of TD Bank is one of the largest banks in the country in terms of deposits and total assets.

TD Bank credit cards are designed with a variety of credit profiles and uses in mind. The bank offers secured credit cards for rebuilding credit, rewards cards (both travel rewards and cash back rewards), and a business card.

Co-Branded Credit Cards

TD Bank also issues co-branded credit cards, including their airline rewards card with Air Canada. That card, which earns miles through the Air Canada Aeroplan frequent flyer program, allows cardholders to earn rewards towards flights with Air Canada and other Star Alliance members. Other Star Alliance carriers include Avianca, All Nippon Airways, Air China, United Airlines, Turkish Airlines, Lufthansa, and more.

The bank also issues a credit card co-branded with their investment arm, Ameritrade. The TD Ameritrade Client Rewards Card lets cardholders earn cash back, which they can then apply to their associated TD Ameritrade investment accounts. The bank also formerly teamed with an online bank, Ally, to issue the Ally CashBack Credit Card.

Who Can Apply for TD Bank Credit Cards?

Despite being an international bank, TD Bank features limitations as to who can apply for the U.S. credit card offers. TD Bank does not allow applications from outside of its “footprint,” which covers the Northeast, Mid-Atlantic, Metropolitan D.C., Carolinas, and Florida areas. Residents of the following states are currently eligible to apply for TD Bank credit cards:

  • Connecticut
  • Massachusetts
  • New Hampshire
  • Maine
  • Vermont
  • New York
  • New Jersey
  • Pennsylvania
  • Delaware
  • Maryland
  • Washington, D.C.
  • Virginia
  • North Carolina
  • South Carolina
  • Florida

TD Bank Rewards Guide

TD Bank credit cards offer two distinct types of rewards: travel rewards and cash rewards.

Travel rewards take the form of miles, namely First-Class Miles. These points re what TD First Class Visa Signature® Credit Cardholders earn on select categories of purchases. These categories ore travel and dining (which gets 3X miles), and 1x miles on all other purchases.

First-Class Miles are redeemable towards a variety of awards, including:

  • Cash back
  • Gift cards
  • Merchandise
  • Travel

Cash back rewards are earned as a percentage back of every eligible purchase. The TD Cash Credit Card is the primary card that earns this type of reward, with cardholders receiving 3% back on dining, 2% back on groceries, and 1% back on all other purchases.

As with First-Class Miles, TD Cash Rewards apply to a considerable assortment of award options, including travel, merchandise, gift cards, and cash back. The best value, however, comes from cash back via statement credits or deposits into associated TD Bank accounts.

TD Bank Rewards never expire if the account is open and in good standing.

Looking for the Best TD Bank Credit Cards for 2020?

Trying to sort through TD Bank credit card offers can be difficult. Fortunately, the BestCards.com team is here to guide you, with in-depth reviews and insightful analysis. Browse our 800+ credit card reviews and learn from our credit card news and advice, and. We’re here to make your credit card journey as painless as it is rewarding. Ready to get started? Let’s find your best card today!