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TD Cash Credit Card

  • Regular Purchase APR 14.74%, 19.74% or 24.74%, variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 14.74%, 19.74% or 24.74%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • ◉  Earn $200 cash back when you spend $500 within 90 days after account opening
  • ◉   Earn 3% cash back on dining – from casual to fine dining and everything in between
  • ◉   Earn 2% cash back at grocery stores
  • ◉   Earn 1% cash back on all other eligible purchases
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 14.74%, 19.74% or 24.74%, variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 12 months from account opening date
  •  Balance Transfer APR: 14.74%, 19.74% or 24.74%, variable based on creditworthiness and the Prime Rate
  •  Balance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  •  Cash Advance APR: 26.99% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  •  Penalty APR:
  •  Annual Fee: None
  •  Foreign Transaction Fee: None
  •  Late Payment Penalty Fee: Up to $37
  •  Return Payment Penalty Fee: Up to $37
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

 

At a Glance

With the ability to earn 3% cash back at restaurants and 2% at grocery stores and 1% on all other eligible purchases, the TD Cash Credit Card makes getting good eats a tasty and profitable experience.

The Gist

If you find yourself frequently dining around town with friends or family, the TD Cash Credit Card rewards you (at a rate of 3%) for each one of those memorable meals. What’s more, they also offer 2% cash back for your grocery store purchases, 1% on the other eligible buys you make, and an impressive $200 bonus for spending just $500 within the first 90 days of being a card member. A family of four or foodie set on sampling the trendiest cuisines around town can easily meet that spending threshold in half that time, if not sooner.

Not only do the points earned while using the TD Cash Credit Card not expire, but there’s no limit to how many you can earn. After accumulating points practically everywhere you go, you’ll be happy to know that there are hundreds of options for redeeming your rewards, including cash back, gift cards, travel accommodations, and a whole lot more. Factor in the card’s lack of an annual fee or foreign transaction fees, and you’ll easily see why it’s as critical to bring along to your next meal as an open heart and an empty stomach.

Apply for This Card if You:

  • Want to earn 3% cash back on dining, 2% at grocery stores, and 1% everywhere else
  • Are likely to spend $500 within 3 months to earn an extra $200 sign-up bonus
  • Enjoy the diversity of having 400+ rewards redemption options
  • Bank with TD Bank

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: November 1, 2019 8:39 am

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