TD First Class℠ Visa Signature® Credit Card

Advertiser Disclosure Editorial Disclosure

Last updated on March 26th, 2021

TD First Class℠ Visa Signature® Credit Card

Earn 25,000 Bonus Miles

TD First Class℠ Visa Signature® Credit Card
  • Regular Purchase APR 13.24% variable based on the Prime Rate
  • Balance Transfer APR 13.24% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $0 the first year. After that, $89
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
  • 1X First Class miles on all other purchases – miles never expire as long as your account is open and in good standing
  • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
  • Redeem your miles for travel, cash, entertainment and more
Rates & Fees
  • Regular Purchase APR: 13.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 the first year. After that, $89
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations in the U.S. – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • View All Deals

Please Note: This review is in the process of being updated by the BestCards team

At a Glance

The TD First Class℠ Visa Signature® Credit Card is one of the top travel cards that TD Bank has to offer thanks to some particularly enticing benefits: 3X First Class miles on travel and dining purchases, and the ability to earn an intro bonus of 25,000 miles in only 90 days.

Ideal for Those Who:

  • Travel often for work or leisure and want to earn 3% First Class miles on flights, hotels, vehicle rentals, and dining
  • Will be spending $3,000 in the next 90 days to qualify you for a 25,000-mile bonus
  • Do not want to pay an annual fee your first year or foreign transaction fees ever

TD First Class℠ Visa Signature® Credit Card Review

Globetrotters will get lots of value out of the benefits available through the TD First Class℠ Visa Signature® Credit Card. Not only can you earn 3X First Class miles when you use the card at restaurants, but you’ll also earn as many miles on flights, hotels, and vehicle rentals you pay for with it. Card members also get 1X First Class miles on all of their purchases everywhere else, and a whopping 25,000 bonus miles for spending $3,000 within 3 months of opening the account. So long as your account is open and in good standing, all of these miles earned never expire either, unlike the stale pretzels you forgot in your carry-on from your last trip.

When making purchases overseas, those using the TD First Class℠ Visa Signature® Credit Card can do so with peace of mind. Visa’s Zero Liability policy safeguards shoppers from unauthorized purchases, as does the card’s built-in chip technology. As you also won’t be paying any foreign transaction fees, you can be a little generous when it comes to picking up a few extra souvenirs too.

Browse Other Card Offers: