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Last updated on July 6th, 2022
Aer Lingus Visa Signature Card
Aer Lingus Visa Signature Card
Earn Up to 100,000 Bonus Avios
- Regular Purchase APR 18.99% to 25.99% variable based on creditworthiness and Prime Rate
- Balance Transfer APR 18.99% to 25.99% variable based on creditworthiness and Prime Rate
- Cash Advance APR 27.99% variable based on the Prime Rate
- Annual Fee $95
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- Processing Network Visa
- Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening
- Earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland, subject to availability
- Pay no foreign transaction fees when you travel abroad
- Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
- Regular Purchase APR: 18.99% to 25.99% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 18.99% to 25.99% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 27.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
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At a Glance
For loyalists of Aer Lingus, the Chase Aer Lingus Visa Signature® Card will earn up to 100,000 Avios points, a complimentary Companion ticket, as well as priority boarding on every flight.
Ideal for Those Who:
- Travel often
- Frequently book flights with Oneworld airlines such as Aer Lingus, British Airways, or Iberia Airlines
- Are looking for an airline credit card that will reward you for all types of purchases – from booking flights to shopping for groceries
- Want a card that you can use abroad without being charged foreign transaction fees
- Are a member of Aer Lingus’ AerClub and want a faster way to rise through the program’s membership tiers
Aer Lingus Visa Signature® Card Review
European travelers will get maximum bang for their buck thanks to the Aer Lingus Visa Signature from Chase. The card, which earns an impressive haul of Avios with every purchase also features a juicy sign-up bonus, excellent statement credits, and in-flight savings – for a $95 annual fee.
A Huge Welcome Offer
One of the most common features of the Avios family of credit cards – and the British Airways Visa Signature – are the impressive points sign-up bonuses they provide. Avios have an approximate value of 1.5 cents per point according to BestCards’ points valuations, giving this introductory offer a value of $1,500 for award travel to Europe and beyond! That welcome offer is currently 75,000 Avios after spending $5,000 on purchases within the first three months from account opening, followed by 25,000 more Avios after spending $20,000 in the first 12 months of account opening. In total, that means you could earn 100,000 Avios in your first year as a cardholder.
How to Earn Avios
Like the other co-branded airline cards that share the Avios Travel Rewards currency, the Aer Lingus Visa Signature® Card gives you Avios with every purchase. Money spent directly with Aer Lingus nets the most Avios at a rate of 3X per $1.
Cardholders also earn 2X Avios for every $1 spent on hotel accommodations booked directly with the hotel within the first 12 months from account opening, with the rate dropping to 2X Avios after that. Anything else you pay for with this card earns 1X Avios point per $1.
How to Redeem Avios
Cardholders can redeem rewards accrued for flight awards, seat upgrades, and even airport lounge access. These also apply to hotel bookings, car hires, and even activities and experiences at your destination. Users can also redeem Avios with any of Aer Lingus’ partnered oneworld® airlines, including BA, Iberia, American Airlines, Qantas, and more. It’s essentially like having about a dozen airline reward credit cards in one.
Which Airlines Partner with Avios?
|British Airways Executive Club||Aer Lingus AerClub|
|Iberia Plus||Vueling Airlines Vueling Club|
Companion Ticket Offer
Aer Lingus Cardholders can also earn a Commercial Airline Companion Ticket each year they make at least $30,000 in purchases with their card. Companion tickets are good for 12 months and offer an award ticket for economy travel on booked Aer Lingus flights.
This card offers more than just Avios that you can redeem for flights, though. As a cardmember you’ll get priority boarding on flights departing from and returning to the U.S. from Ireland. Any authorized users you’ve assigned to the card will also have access to this perk. Beyond that, you’ll be enrolled in the airline’s AerClub loyalty program if you’re not already a member, which makes you privy to additional benefits such as lounge access and complimentary upgrades.
Be Wary of Fees
On the topic of fees, there are no foreign transaction fees charged for using the card abroad or making purchases in currencies other than U.S. dollars, but the card does charge a $95 annual fee. But if you’re a frequent flyer of Aer Lingus – or any of its partner carriers – you can offset this yearly cost by using all the perks available to you.
FAQs About Avios
Here are some of the most commonly asked questions regarding the Avios frequent flyer program, along with the answers:
- Yes. Avios expire after 36 months of inactivity on the account. That said, Avios are easy to keep active – especially with a British Airways credit cards – simply use the card to make a purchase and you are all set for 36 months!
- No. Avios can only be used by the accountholder.
- You can contact Avios at 0344 49 333 49 in the UK and 1 (855) 585-8264 in the United States.
Chase credit, debit, and banking products are available in all 50 U.S. states plus the District of Columbia.
JP Morgan Chase and Aer Lingus Visa Signature Card Ratings
How does the Chase Aer Lingus Visa stack up? Here are a selection of expert reviews for the card, as well as an overview of JP Morgan Chase as a bank:
Should You Apply for the Chase Aer Lingus Visa Signature® Card?
The Aer Lingus Visa Signature® Card is very noteworthy for the impressive initial Avios offer it features. New cardholders can earn up to 100,000 Avios when they reach spending requirements in their first three months of membership.The overall Avios-earning potential of the Aer Lingus Visa Signature® Card is potentially fairly strong, with 3X Avios for ticket purchases with Aer Lingus, Iberia, or British Airways, 2X on hotels booked directly with the hotel brand, and 1X Avios for all other purchases. Once again, however, this spending is ideally suited for the constant traveler, and not for those looking to earn great rewards for their everyday spending habits.