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Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®

50,000 American Airlines AAdvantage® Bonus Miles

Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®
  • Regular Purchase APR 15.99% to 24.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 15.99% to 24.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $99
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 2X miles for every dollar spent with American Airlines
  • 2X miles for every dollar spent at gas stations
  • 2X miles for every dollar spent at restaurants
  • Annual $125 Flight Discount after spending $20,000 within cardmembership year
  • First checked back is free for you and up to four others
  • Preferred boarding
  • Save 25% on eligible in-flight food and beverage purchases
Rates & Fees
  • Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $0 for the first year. After that, $99
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

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At a Glance

The Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® is perfect If you travel often via American Airlines and want to rack up bonus miles for in-flight purchases and everyday expenses like gas and restaurants, the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® credit card is an option worth considering.

Ideal for Those Who:

  • Are an American Airlines loyalist and are searching for a quick means of earning AAdvantage® miles
  • Value an intro bonus of 50,000 American Airlines AAdvantage® miles for making just $2,500 in purchases within the first 3 months of opening your account
  • Want a card that doesn’t charge annual fees for the first 12 months, or foreign transaction fees – ever

Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® Review

The Platinum Select® World Elite™ Mastercard® is designed with the discerning world-traveler in mind. For $450 annual fee cardholders receive complimentary membership in American’s Admirals Club lounge program (a $650 value), priority check-in and boarding, a free first checked bag on domestic American-operated fights, and TSA and Global Entry prescreening.

How to Earn Miles

The Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® credit card is one of the best cards for earning AAdvantage® miles. Members can expect to earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and eligible American Airlines purchases, and an introductory bonus of 50,000 American Airlines AAdvantage® miles after making $2,500 in purchases within the first 3 months of opening your account. Spending $20,000 or more in purchases in a calendar year (after renewing your card) also gets you a $125 flight discount.

How to Redeem Miles

  • Travel: AAdvantage® members can use their miles for travel on American Airlines, American Eagle®, Oneworld airlines, and partner airlines on flights to over 1,000 destinations worldwide.
  • Seat Upgrades: AAdvantage® members can use their bonus miles to purchase seat upgrades on American Airlines, British Airways, or Iberia flights, or flights with other Oneworld carriers.
  • Status Upgrades: AAdvantage® members can use their miles for purchasing or renewing Admiral Club status, including lounge access worldwide.
  • Vacations: Use miles to purchase vacations through Oneworld partners.
  • Car Rentals: Miles are applicable for vehicle rentals at over 500 locations worldwide.
  • Hotels: Use miles towards bookings with over 150,000 properties in over 500 locations worldwide.
  • Gift Miles: Gift miles to friends and family members.
  • Spending with Oneworld Partners: Members can apply miles towards qualifying retail partners for goods and services including magazine subscriptions, newspapers, gift cards, and theft prevention services.

AAdvantage Perks

As a Citi® AAdvantage® cardholder, you and up to four companions on the same reservation won’t have to pay for your first checked bag on domestic American Airlines flights. You also won’t have to pay foreign transaction fees or annual fees for the first 12 months that you’re a card member. These savings add up rather quickly, making the value of the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® evident long before your introductory period expires. Perhaps the most enticing part of the card is complimentary access to American’s Admirals Club. Membership usually costs around $650, but with the Platinum Select® World Elite™ Mastercard® it is included with the $450 annual fee.

Beyond the lounge access, the card gives members a free first checked bag. They also get priority check-in and boarding on American Airlines-operated flights.

Should You Apply for the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®?

The Platinum Select® World Elite™ Mastercard® is an exceptional airline rewards credit card. New users can earn 50,000 AAdvantage® bonus miles when they spend $5,000 within the first 90 days. With regular use. they earn 2X miles with American and 1X miles for all other purchases.

The card also offers impressive airport benefits – the best of which is complimentary access to American’s Admirals Club lounges. Where lounge access would normally cost around $650 per year, with the CPlatinum Select® World Elite™ Mastercard®, it is included with the $450 annual fee. Beyond lounge access, however, cardholders also receive free first checked baggage on American-operated flights not only for themselves, but also up to 8 other guests when they book their travel using their card. Cardholders also get priority check-in and boarding, and a fee credit for Global Entry and TSA pre-screening.

If you are a frequent traveler with American Airlines or any other Oneworld partner carrier, the Platinum Select® World Elite™ Mastercard® is quite simply a rewards card you shouldn’t pass up.