The Ultimate Guide to Amex Offers

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Last updated on January 24th, 2024

Credit card companies add new features to their credit card programs all the time. These programs provide additional value beyond the credit card’s rewards structure, from credit scores to repayment calculators. One of the most popular credit card promotions is the various merchant offer and rebate programs from banks like Chase, Citi, and American Express’s Amex Offers.

What Are Amex Offers?

Amex Offers is a merchant discount program offered through American Express. The Offers service is open to all American Express cardholders, except for corporate and prepaid cards. The program offers targeted chances to earn statement credits, bonus cash back, or additional Membership Rewards points on eligible purchases.

Where to Find Them

To view available, offers, log in to your Amex account (and navigate to the “Amex Offers & Benefits” tab.

Remember that merchant offers are not identical for all Amex cards you hold. Because of this, only add Amex Offers to the card you plan on using to take advantage of the deal.

Who Is Eligible?

Unlike other issuers, Amex Offers are available for practically every Amex cardholder. All American Express credit accounts enjoy access to Amex Offers except for corporate cards and prepaid cards. This limitation means Serve, and Bluebird prepaid cards are not eligible for these offers.

How Do Amex Offers Work?

The American Express merchant offers program is easy to access and use:

  • Log on to your American Express dashboard at Amex’s website or the American Express mobile app.
  • Navigate down the page until you see “Amex Offers & Benefits.”
  • Click “Amex Offers & Benefits”
  • Click “View All” to see all available offers for the card
  • Once added to your card, offers will appear under the “Added to Card” tab.
  • Shop at the merchant using the eligible card. Cash The savings will be reflected on the account within 14 days of the purchase

It’s a good idea to regularly check the Offers tab to see if there are any promotions for you. Amex Offers differ from card to card, and some offers might appear hidden. But don’t worry – here’s how you can still access them.

American Express limits the number of offers visible to 100. This means that cardmembers who have not selected any offers can not view new offers until existing ones either expire or are chosen by the cardholder. To see more deals, simply keep adding offers to your card – even if you don’t plan on using them. You never know what hidden deals might be just below the fold – including savings on TSA Precheck or CLEAR Membership.

Types of Merchants Offers

There are currently seven types of Offers in the program. The first type, which is unique to the program, is the opportunity to earn extra MR points, with other options including:

Travel Dining Entertainment
Shopping Health Wellness

Can You Stack Amex Offers with Other Deals, like BestCards Membership?

One of the great features of Amex Offers is the ability to stack deals with other offers. Some retailers restrict how many coupons a customer can use on each transaction. Kohl’s, for example, limits customers to four coupons per transaction. Amex Offers are automatically redeemed after you shop, so merchants won’t have to worry about extreme couponers. Even better, this means shoppers can use online shopping portals to multiply their savings.

Related Article: How to Save Money Online with Coupon Stacking

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Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.