Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.
Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.
What Are the Best Unsecured Cards for Rebuilding Credit?
Finding the perfect credit card is tough at the best of time, so when your credit is damaged, it can seem almost impossible. One of the best ways to fix your credit is through an unsecured credit card. Unsecured cards are what people usually think of when imagining a credit card. These types of cards don’t need a security deposit, instead offering a line of credit with no initial cost to the applicant. But what are the best unsecured credit cards for bad credit, and how do they help you rebuild your credit score?
The Best Unsecured Cards for Repairing You Credit Score
When investigating credit cards for building credit, the first consideration should be just how low is your credit score? Knowing whether you have a bad credit score or a fair credit score can significantly alter the credit cards available to you.
“Guaranteed Approval” Credit Cards for Bad Credit
Those with badly impacted credit will struggle to get a credit card without needing a deposit. Fortunately, there are a few “second chance” credit cards that offer the ability to rebuild credit and don’t require a deposit, meaning they are not secured cards.
Group One Platinum Card
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.