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Browse the Best Barclays Credit Cards

Barclays is a popular issuer for credit card aficionados of all credit levels, and its travel rewards program is consistently among the best in the industry. In addition to their U.S. card offerings, Barclays is based in the U.K. and offers a plethora of credit cards there, too. View a selection of Barclays credit cards below.

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Showing 26 Cards

Date Reviewed: September 29, 2020

Wyndham Rewards® Earner℠ Business Card

Wyndham Rewards® Earner℠ Business Card
  • Regular Purchase APR 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months on qualifying Wyndham Timeshare Purchases
  • Processing Network Visa
Best Benefits
  • Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases
  • Earn 5 points per $1 spent on eligible marketing, advertising services, and utilities
  • Earn 1 points per $1 spent on all other purchases (excluding Wyndham Timeshare resorts down payments)
  • Automatically receive Wyndham Rewards DIAMOND member level
  • Receive 15,000 bonus points each anniversary year – enough for up to two free nights at participating propeties
Rates & Fees
  • Intro Purchase APR: 0% for 6 months on qualifying Wyndham Timeshare Purchases
  • Regular Purchase APR: 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: September 29, 2020

Wyndham Rewards® Earner℠ Plus Card

Wyndham Rewards® Earner℠ Plus Card
  • Regular Purchase APR 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $75
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% on all Wyndham Timeshare Purchases for 6 months
  • Processing Network Visa
Best Benefits
  • Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases
  • Earn 4 points per $1 spent on eligible dining and grocery purchases
  • Earn 1 point per $1 spent on all other eligible purchases (excluding Wyndham Timeshare resorts down payments)
  • Automatically receive a Wyndham Rewards PLATINUM member level
  • Receive 7,500 bonus points each anniversary year – enough for up to one free night at participating properties
Rates & Fees
  • Intro Purchase APR: 0% on all Wyndham Timeshare Purchases for 6 months
  • Regular Purchase APR: 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $75
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: September 29, 2020

Wyndham Rewards® Earner℠ Card

Wyndham Rewards® Earner℠ Card
  • Regular Purchase APR 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% on all Wyndham Timeshare Purchases for 6 months
  • Processing Network Visa
Best Benefits
  • Earn 5 points per $1 spent on eligible purchases at Hotels By Wyndham and qualifying gas purchases
  • Earn 2 points per $1 spent on eligible dining and grocery purchases
  • Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resorts down payments)
  • Automatically receive a Wyndham Rewards GOLD member level
  • Cardmembers save even more on Wyndham's Best Available Rate at participating Hotels by Wyndham
  • No annual fee and no foreign transaction fees
Rates & Fees
  • Intro Purchase APR: 0% on all Wyndham Timeshare Purchases for 6 months
  • Regular Purchase APR: 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.74%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: September 17, 2020

Emirates Skywards Premium World Elite Mastercard®

Emirates Skywards Premium World Elite Mastercard®
  • Regular Purchase APR 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $499
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn up to 3 Skywards Miles per dollar spent
  • Earn unlimited Skywards Miles that don't expire
  • Enjoy Emirates Skywards Gold tier membership during your first year
  • No foreign transaction fees
  • Complimentary lounge access to Emirates Business Class lounges worldwide for a cardmember and a guest
  • Earn 50% bonus Skywards Miles on Emirates flights
Rates & Fees
  • Regular Purchase APR: 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $499
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

Date Reviewed: September 17, 2020

Emirates Skywards Rewards World Elite Mastercard®

Emirates Skywards Rewards World Elite Mastercard®
  • Regular Purchase APR 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $99
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn up to 3 Skywards Miles per dollar spent
  • Earn unlimited Skywards Miles that don't expire
  • Unlimited access to over 1,200 lounges worldwide for you and a guest with Priority Pass Select
  • No foreign transaction fees
  • Earn 25% bonus Skywards Miles on Emirates flights
Rates & Fees
  • Regular Purchase APR: 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99%, 19.99%, or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $99
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

Date Reviewed: January 29, 2020

Diamond Resorts World Mastercard®

Diamond Resorts World Mastercard®
  • Regular Purchase APR 15.74%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for 6 months from account opening date on timeshare down payments
  • Processing Network Mastercard
Best Benefits
  • 2X points on purchases from Diamond Resorts
  • 1X points on all other net purchases
  • 500 points for every $2,000 spent
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date on timeshare down payments
  • Regular Purchase APR: 15.74%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.74%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 of 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

Date Reviewed: August 01, 2019

Wyndham Rewards® Visa® Card

Wyndham Rewards® Visa® Card
  • Regular Purchase APR 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date for all Wyndham Timeshare Purchases
  • Processing Network Visa
Best Benefits
  • Earn a free night stay starting at 7,500 points at Wyndham Rewards hotels
  • 3X points per $1 spent on eligible Wyndham purchases
  • 2X points per $1 spent on eligible gas, utility and grocery store purchases
  • 1X points per $1 spent on all other purchases
  • Automatic Wyndham Rewards GOLD membership status
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date for all Wyndham Timeshare Purchases
  • Regular Purchase APR: 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: August 01, 2019

Upromise® Mastercard®

Upromise® Mastercard®
  • Regular Purchase APR 14.99%, 19.99%, 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99%, 19.99%, 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 1.25% cash back on every purchase
  • Purchases are rounded to the nearest dollar to earn extra cash back
  • Complimentary ShopRunner membership
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 14.99%, 19.99%, 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 14.99%, 19.99%, 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39

Date Reviewed: August 01, 2019

RCI® Elite Rewards® Mastercard®

RCI® Elite Rewards® Mastercard®
  • Regular Purchase APR 15.74%, 19.99% or 24.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74%, 19.99% or 24.99%, based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 5X Rewards for every $1 spent on all eligible RCI purchases
  • 2X Rewards for every $1 spent on all eligible travel purchases
  • Redeem rewards for RCI Member Rewards credit, cash back, or travel
  • Get 5% Rewards back every time you redeem points
Rates & Fees
  • Regular Purchase APR: 15.74%, 19.99% or 24.99%, based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.74%, 19.99% or 24.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40

Date Reviewed: August 01, 2019

Princess Cruises Rewards Visa® Card

Princess Cruises Rewards Visa® Card
  • Regular Purchase APR 13.99%, 18.99% or 23.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99%, 18.99% or 23.99%, based on your creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 10,000 bonus points after you use your card for the first time
  • 2X points per $1 spent on all Princess purchases
  • 1X point per $1 spent on all other purchases
  • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted airfare
Rates & Fees
  • Regular Purchase APR: 13.99%, 18.99% or 23.99%, based on your creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 13.99%, 18.99% or 23.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: N/AR
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Barclays Credit Cards

Barclays is one of the largest financial institutions in the world, with over $1.5 trillion in assets as of 2019. The bank has its headquarters in London, where it traces its roots as far back as 1690. The bank has subsidiaries across the globe, including the United States.

Barclays issues a variety of credit card products through its Barclaycard division. Barclays cards are designed for those with excellent credit scores with some cards also enjoy 0% intro APR offers and no annual fees.

Co-Branded Cards

Most Barclays credit card products in the United States are co-branded. Co-branding means that the bank issues these cards with another retailer – typically a major name in travel. Barclays has an extensive collection of airline rewards credit cards, issued with the following carriers:

  • American Airlines
  • Frontier Airlines
  • Hawaiian Airlines
  • Jet Blue
  • Lufthansa (Miles & More)
  • Hawaiian Airlines

The bank also issues a variety of credit cards with major names in the hospitality industry. These include hotel chains, cruise lines, and timeshare and resort brands, such as:

  • Carnival
  • Diamond Resort
  • Holland America
  • Princess Cruises
  • RCI
  • Wyndham

Besides travel and hospitality, Barclays also issues rewards cards for leading brands. These include Uber, Barnes & Noble, and the National Football League (NFL).

Best Barclays Credit Cards of 2020

  • Financing Purchases: Barclaycard Financing Visa®
  • Saving for College: Upromise® Mastercard®
  • Flying for Small Business: AAdvantage® Aviator® Business Mastercard®
  • Worldwide Travel: Miles & More® World Elite Mastercard®
  • Hotels: Wyndham Rewards® Visa® Card
  • No Annual Fee: Uber Credit Card

Benefits of Barclaycard Credit Cards

Barclays doesn’t have unique benefits for cardholders like Discover or Citi. Holders do receive the usual perks and protections that come from Visa or Mastercard. Since Barclays issues both varieties of credit cards, the actual protections will vary. However, they typically include:

  • Zero fraud liability
  • Free FICO Score access
  • Identity theft protection
  • Fraud alerts
  • Travel protection and travel insurance
  • Accident protection and insurance

What to Look for In a Barclays Card

If you are thinking about getting a Barclays Card, what are the critical aspects to consider before applying? Here are a few of the key components of a card to think about:

  • Annual Fees: Always pay attention to the annual fee before applying for a credit card from Barclays. This precaution is especially necessary for those who want an airline rewards card. Some cards charge no annual fee, like the JetBlue Card, but most Barclays airline cards do charge a yearly fee of around $90. For that fee, however, cardholders can anticipate greater rewards and airline perks.
  • No Foreign Transaction Fees: When looking for a travel credit card, pay attention to the foreign transaction fee. While most Barclays cards have no foreign transaction fees, some do. For those who want a credit card that doesn’t have additional costs when using them outside the United States, pay close attention.
  • Rewards: What type of rewards does the card offer? If it is a cash back credit card, for example, what are the categories that earn the most points? Always pay attention to ensure that the card you are considering receives enough points in the categories in which you plan to spend the most each year.
  • Introductory Bonuses: Does the card offer any introductory bonuses? Intro bonuses can include 0% intro APR, points after meeting a minimum spending requirement, or more.

Does Barclays Offer Preapproval?

Barclays currently does not offer preapproval or prequalification for American consumers. In this regard, Barclays is like another British export, HSBC, which also lacks this feature – one available from American Express, Citi, and Capital One.

Barclays is known for offering robust credit card products for those with excellent credit scores. Because of this, a person with a FICO Score above 700 can feel reasonably confident of success when applying for a Barclays credit card.

Browse the Best Credit Cards of 2020

BestCards.com has over 800 in-depth and impartial reviews to help everyone find the perfect card for their unique needs. We have offers from leading credit card issuers – big and small – from across the United States. Our reviews cover credit scores from excellent to no credit history at all.

Browse our reviews, learn using our insightful news and advice resources, and compare offers using our card comparison tool. Ready to begin? Let’s find your best card today!