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World of Hyatt Credit Card

World of Hyatt Credit Card

Earn up to 50,000 Bonus Points (Worth 10 Free Nights!)

World of Hyatt Credit Card
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Automatic World of Hyatt Discoverist status
  • 4X points per $1 spent at Hyatt hotels
  • 2X points per $1 spent on transit, dining, airline tickets, and gyms
  • 1X points per $1 for all other card purchases
  • Free night award after every cardmember anniversary
  • Additional free night for spending $15,000 during your cardmember anniversary year
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

At a Glance

Ideal for Hyatt loyalists, The World of Hyatt Credit Card is a hotel card that can rack up points in a hurry, culminating in multiple free night stays per year at the brand’s suite of locations.

Ideal for Those Who:

  • Are a World of Hyatt member or frequently book hotel stays at Hyatt hotels
  • Are looking for a travel credit card you can use worldwide without paying foreign transaction fees
  • Regularly dine out or have a fitness club/gym membership
  • Are looking for a credit card with a big signup bonus and generous rewards earning rates

World of Hyatt Credit Card Review

As far as hotel credit cards go, The World of Hyatt Credit Card packs a powerful punch. A 25,000 point signup bonus kicks in once you’ve spent $3,000 within the first 3 months as a cardmember, and it increases to 50,000 Bonus Points if your expenses total $6,000 within the first 6 months. By our calculations, 50,000 Bonus Points can net you up to 10 free nights at Hyatt Category 1 hotels (World of Hyatt hotel categories range, from least to most luxurious, between 1 and 7). And those 50,000 Bonus Points don’t even include what you’ll be earning as you spend to reach that goal.

The World of Hyatt Chase Visa card earns 4 Bonus Points per $1 spent on Hyatt hotels, along with participating spas and restaurants. However, this number can go up to 9 Bonus Points per $1 if you’re a World of Hyatt member (which you will be, as the card also grants you automatic Discoverist status in its loyalty program). On purchases at other restaurants, directly purchased airline tickets, local transit, and fitness memberships, you’ll earn 2 Bonus Points per $1. All other purchases earn 1 Bonus Point per $1, so regardless of where you use your card, you’ll be working your way up to increasing your Bonus Points total.

In addition to the award stays you can redeem with your accrued points, The World of Hyatt Credit Card gives you 1 free night every year on your cardmember anniversary. If you spend $15,000 per year, you’ll receive an additional free night on your anniversary. These free nights can only be redeemed at Category 1-4 hotels, though.

With Hyatt locations worldwide, The World of Hyatt Credit Card is meant to be used without geographic restrictions. As such, you won’t be charged foreign transaction fees, regardless of where you use the card. There is a $95 annual fee to counterbalance all the perks the card offers you, but it’s a nominal charge once you factor in the savings from all the free nights you can earn through your Bonus Points.

Should You Apply for the World of Hyatt Credit Card?

The World of Hyatt rewards program is one of the most lucrative loyalty programs currently available and Elite World of Hyatt membership status (Discoverist) from the card entitles cardholders to premium Wi-Fi access free of charge, complimentary breakfast, late check-out, and increased points-earning potential. The World of Hyatt credit card also offers a huge sign-up bonus – worth up to ten free nights with Hyatt brands (Category 1) – all for $95 per year.

Overall, the Hyatt Rewards credit card is an excellent value – especially for those who prefer the Hyatt portfolio of brands and properties. Those with existing Chase credit cards, including those that earn Ultimate Rewards points will find exceptional value with the card.  Using the Chase Ultimate Rewards to World of Hyatt 1:1 transfer can quickly help holders advance from Diuscoverist status – or even earn free nights quicker than usual.

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