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U.S. Pride Credit Card

U.S. Pride® Credit Card

$200 Cash Rewards Bonus for Spending $1,000 in 90 Days

U.S. Pride® Credit Card
  • Regular Purchase APR 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 16.99% to 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Intro Purchase APR 0% for 15 months from account opening date
  • Processing Network Visa
Best Benefits
  • Introductory 0% Purchase APR for 15 months
  • Introductory 0% APR for 15 months on balance transfers made within 60 days of opening your account
  • 3% cash back on your choice of 6 popular rewards categories
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 16.99% to 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
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  • Every 4th Night Free + Premium Benefits in New York - Offer Expires on February 28, 2021 - See Details
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At a Glance

The U.S. Pride Credit Card is a versatile cash back card that rewards you for making everyday purchases and also offers an enticing 15-month 0% APR introductory promotion.

Ideal for Those Who:

  • Make everyday purchases with a credit card
  • Are looking for a cash back program that earns you rewards with every purchase you make
  • Are seeking a credit card with a 0% APR introductory offer
  • Prioritize using your credit card for gas and grocery purchases

U.S. Pride Credit Card Review

The U.S. Pride Credit Card features an enticing introductory 0% APR period for purchases and balance transfers, making it a wise choice if you’re planning a big-ticket purchase or you want to transfer existing debt and save on interest payments. This 0% APR period is good for the first 15 months from the date you open an account, giving you a comfortable window in which to pay off your balance without added-on interest.

With the U.S. Pride Credit Card, you’ll earn 2% on groceries and wholesale clubs purchases, and 1% on all other transactions, as well as 3% on the category of your choice. You can select gas, online shopping, dining, travel, drug stores, or home improvement for your 3%.

With this rewards structure, your cash back stash can grow quickly. However, keep in mind that the 3% and 2% cash back rewards are capped at $2,500 per quarter, so you’ll want to space out your purchases to avoid using your U.S. Pride Credit Card and getting only 1% in return once you reach the earning threshold.

With the U.S. Pride Credit Card, you’ll also earn a cash rewards bonus of $200 if you spend at least $1,000 within the first 90 days of opening an account. Since the card makes sense to use on everyday purchases, you should be able to reach that goal within the given time frame and therefore reap the bonus cash.

Should You Apply for the U.S. Pride Credit Card?

The U.S. Pride Credit Card lets cardholders show their American pride while earning 3% back on the category of their choice. The addition of 2% back on wholesale clubs and grocery stores, plus a special introductory APR offer, make this no annual fee card a versatile -and valuable – option to consider.

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