British Airways Visa Signature®

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Last updated on January 19th, 2022

British Airways Visa Signature®

Earn Up to 100,000 Avios

British Airways Visa Signature®
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 100,000 Bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening
  • Earn 5X Avios for every $1 spent British Airways, Aer Lingus, and Iberia flight purchases within the first 12 months from account opening, thereafter earn 3X Avios
  • Earn 3X Avios for every $1 spent on hotel accommodations within the first 12 months from account opening, thereafter earn 2X Avios
  • Earn 1X Avios for every $1 spent on all other purchases
  • Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
  • Up to $600 Reward Flight Statement Credits
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals

At a Glance

Points earning-heavy and very flexible when it comes to redemption, the Chase British Airways Visa Signature® is a versatile airline rewards credit card that allows you to rack up rewards on all types of purchases, no matter where you make them.

Ideal for Those Who:

  • Travel often, especially with British Airways, Iberia, or Aer Lingus
  • Are looking to use your credit card to make purchases abroad
  • Prefer to redeem earned rewards with a variety of airlines

British Airways Visa Signature® Review

Traveling often with British Airways and looking for a credit card that rewards you for doing so? Look no further than the British Airways Visa Signature® card. Whether you’re a seasoned British Airways traveler or just starting to book with this carrier, the card gives you automatic enrollment in the Executive Club, where you can earn Avios rewards points for just about every purchase – starting with a signup bonus of 10,000 Avios.

If you’re already a British Airways frequent flyer (or plan to become one soon), now is a great time to apply for this card. Chase offers an even higher Avios earning rate of 4 points per $1 spent on all purchases – not just direct purchases with British Airways – during your first year as a cardholder. However, this promotion is only good up to $30,000 spent.

Better than earning Avios on travel and everyday expenses is the variety of rewards you can redeem for. Not only can you claim reward flights, cabin upgrades, and car rentals; you can redeem your Avios with any of British Airways’ partnered oneworld® airlines, including Aer Lingus, Iberia, American Airlines, Qantas, and more. It’s essentially like having about a dozen airline reward credit cards in one.

Statement Credits Galore

Many airline credit cards come with statement credits, but few offer the sheer volume of credits that come with Chase’s British Airways Visa Signature Card. The card offers up to $600 in statement credits, including $100 for Economy of Premium Economy, or $200 for Business Class and First Class seats. Since these credits are available three times per calendar year, $600 (or $300 for the average traveler) is a decent amount of money to claw back – just for preferring to fly with British – and sue their Visa Signature Avios Card.

Other Card Features

Like most other solid travel credit cards, you get a robust insurance package that covers baggage delays, lost luggage, and auto rental collision damage. While becoming a cardmember means incurring an annual $95 charge, it can be quickly offset by the fact that you will not pay foreign transaction fees, which – depending on your purchase frequency abroad – can quickly add up.

For more information on Avios frequent flyer program, check out:

Should You Apply for the Chase British Airways Visa Signature®?

Overall, the British Airways Visa Signature® from Chase Bank is a great card for the Avios-friendly flyer that prefers British Airways. While similar offers are available from other Avios partners (Aer Lingus and Iberia), the British Airways version of the Chase Visa Signature is probably the best option for most travelers.

British Airways is one of the pre-eminent names in global travel, and the Chase British Airways Visa Signature is the ideal companion for those who prefer to fly with the prestigious carrier. The huge signup bonus is likely enough to lure plenty of potential applicants, but the $600 statement credits, up to 3X Avios per dollar spent, and impressive bonus offers each year make the card a robust, high-quality airline card.

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