PNC Bank Credit Cards

PNC Bank Credit Cards

PNC Bank is a holding company and financial services provider with its headquarters in Pittsburgh, Pennsylvania. The bank is one of the largest in the United States, ranking ninth in total assets, sixth in total deposits, fifth in total branches, and fourth in the total number of ATMs.

PNC Bank is also one of the largest credit card issuers in the United States, with approximately five million credit cards in circulation. PNC Bank credit cards are ideal for those with excellent or good credit scores, including rewards credit cards and business credit cards.

PNC Bank Branch Locations

PNC Bank is the fifth-largest bank in the United States in terms of total number of branches. As of 2020, PNC operates over 2,300 branches in 22 states.

The bank has an extensive network of branches in many of the states in which it operates, with 357 locations in Pennsylvania, 297 branches in Ohio, 270 in New Jersey, and 186 in Maryland.  Other states with a significant PNC presence include Florida, North Carolina, Georgia, Alabama, Michigan, Illinois, Indiana, and Kentucky.

For a complete listing of PNC Bank branch locations, as well as ATM access, please visit the bank’s dedicated Location Finder page.

PNC Bank Credit Cards Rewards Guide

How to Earn Rewards

PNC Bank Credit Cards earn PNC Rewards with every purchase. The PNC Bank points Visa Card earn four points for every dollar spent on purchases, for example. Cardholders also earn additional points with additional PNC accounts or services:

• 25% Bonus Points: Earn 25% more PNC points with a Virtual Wallet, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance Select, or Performance checking account.
• 50% Bonus Points: Earn 50% more points while maintaining a Performance checking account, or a combination of a Virtual Wallet with Performance Spend and meeting minimum balance or deposit requirements each month.
• 75% Bonus Points:  PNC Bank credit cards receive 75% more points when maintaining a Performance Select checking account or a combination of a Virtual Wallet with Performance Select and meeting minimum balance or deposit requirements each month.

Do PNC Rewards Expire?

PNC Reward points expire after four years. Additionally, if a PNC Bank credit card account is closed, the points are forfeited.

Value of PNC Rewards Points

The approximate valuation of PNC Rewards points is 0.25 cents per point. PNC Rewards have different values depending upon the award option; however, with travel offering the best value.

How to Redeem PNC Rewards

PNC Bank Rewards apply to several award options. These include gift cards, merchandise, hotel stays, car rentals, flights, cash back, and more. Cash back options include statement credits and deposits into PNC banking accounts.  Points also apply to point-of-sale purchases using PNC Virtual Wallet.

Does PNC Bank Offer Preapproval?

PNC Bank does not offer online preapproval for their credit card offers. The bank does, however, send out pre-screen offers for those who may qualify for their credit cards. Because PNC does not provide a prequalification service, potential applicants must understand the credit requirements of PNC credit cards before applying. PNC Bank currently offers credit cards for those with good to excellent credit scores.

Browse the Top PNC Bank Credit Cards of 2021

At BestCards.com we provide extensive reviews of PNC Bank Credit Cards, plus more than 800 in-depth and impartial reviews created to help you find the ideal credit card to suit your needs. Browse our reviews and learn using our insightful news and advice resources. Ready to get started? Let’s find your best card today!