PNC Core® Visa® Credit Card

Advertiser Disclosure Editorial Disclosure

Last updated on May 3rd, 2021

PNC Core® Visa® Credit Card

0% Intro APR on Purchases and Balance Transfers

PNC Core® Visa® Credit Card
  • Regular Purchase APR 9.99% to 19.99% variable based on creditworthiness
  • Balance Transfer APR 9.99% to 19.99% variable based on creditworthiness
  • Cash Advance APR 22.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 15 months from account opening
  • Processing Network Visa
Best Benefits
  • Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
  • 0% intro APR on purchases and balance transfers for 12 months
  • Low regular APR on purchases
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening
  • Regular Purchase APR: 9.99% to 19.99% variable based on creditworthiness
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 90 days from account opening
  • Balance Transfer APR: 9.99% to 19.99% variable based on creditworthiness
  • Balance Transfer Transaction Fee: Either $5 or 3% each balance transfer amount, whichever is greater, for first 90 days. After, either $5 or 4% of each transfer amount, whichever is greater
  • Cash Advance APR: 22.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 28.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
Credit Card Deals
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on all purchases – Offer Expires on May 16, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations in the U.S. – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room stays – Offer Expires on June 01, 2021 – See Details
  • Save 4% on hotel room reservations – Offer Expires on June 01, 2021 – See Details
  • View All Deals

At a Glance

The PNC Core® Visa® Credit Card offers a low APR and even lower introductory rates on purchases and balance transfers.

Ideal for Those Who:

  • Want a credit card with a low variable APR
  • Need to transfer a balance to save on interest payments
  • Have a large purchase on the horizon that will require multiple payments and that can benefit from 0% interest
  • Do not want to pay an annual fee

PNC Core® Visa® Credit Card Review

The PNC Core® Visa® Credit Card is a basic, low APR option with attractive introductory offers on purchases and balance transfers. When you first open an account, you’ll be granted 15 months at a 0% APR, so it’s a great opportunity to make a large purchase that you’ve been planning that you’ll need to pay off over time.

In addition, you can take advantage of migrating debt you owe on other cards with high APRs. Doing so lets you avoid interest charges while you pay off the debt over the 15 months, and you can continue to save thereafter if this card gives you a lower regular rate than what you have on other accounts.

New accounts also enjoy a $100 bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening, making the core Vis an excellent choice for PNC customers with excellent credit scores.

Should You Apply for the PNC Core® Visa® Credit Card?

While the PNC Core® Visa® Credit Card is useful for its low-interest rates, you’ll have to look elsewhere if you’re hoping to get wow-factor-worthy perks. While the card includes standard features found in other competitors – online account management and bill payment, $0 fraud liability, travel protection, and no annual fee – there’s not much else to add depth to the card’s usability.

You should consider this product if you’re already a PNC Bank customer and are in need of a generous interest-free period, but otherwise you can discover more well-rounded options that offer additional benefits.

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