VOILÀ Hotel Rewards Visa Signature®

VOILÀ Hotel Rewards Visa Signature® Card Review

The VOILÀ Hotel Rewards Visa Signature® Card is a no-annual-fee hotel rewards card that offers significant value for a niche audience. The card, from Commerce Bank, rewards members of the VOILÀ Rewards loyalty program on stays with independent hotels worldwide – all for no annual fee.

VOILÀ Hotels

VOILÀ isn’t as famous a name in hospitality as Marriott or Hyatt. That doesn’t mean, however, that VOILÀ lacks its own level of luxury and excellent service. VOILÀ currently offers the most extensive loyalty program for independent hotels. The VOILÀ portfolio encompasses over 800 properties in 80 countries around the globe. No matter where you’re planning to stay, there’s likely a VOILÀ affiliate property nearby.

While there aren’t any big names within the VOILÀ program, there are hundreds of smaller, boutique brands and individual-owned properties. This includes the L.E. Hotels Rewards Program, which features Luxe Hotels. That program earns additional points with the LUXE Hotels Rewards Visa Signature® – also from Commerce Bank.

Here are the distinct brands that are within the VOILA Rewards program:

How to Earn Rewards

Like the LUXE Hotels Rewards Visa Card, the VOILÀ Hotel Rewards Visa Signature® earns 5X points per $1 spent on eligible stays. The card earns those 5X points on visits with participating VOILÀ Hotels. Every other purchase with the card earns 1X points. In addition, VOILÀ points never expire.

Earn Additional Points Through VOILÀ Membership Tiers

Since VOILÀ Rewards is a loyalty program, VOILÀ Hotel Rewards cardholders can increase their points-per-dollar tally with higher membership tiers. Silver is the base level of membership, earning ten points per dollar spent on VOILÀ stays. Since the card earns 5X points, that means members can earn up to 15X points on eligible stays. That earning rate increases to 17X points for Gold – the next tier up – members. This total breaks down as 5X points for the card, plus 12X as a Gold member. Reaching Gold status requires ten eligible stays in a one-year period. Platinum is the highest tier and earns the most points. Platinum members receive up to 20X points per eligible stay (15X for the stay and 5X through the Visa Card). Achieving platinum status requires 20 eligible nights at VOILÀ properties over 12 months.

Related Article: Read our comprehensive VOILA Rewards program guide

Credit Card Comparison

How do the VOILA credit cards compare with cash back alternatives?

	VOILÀ Hotels Visa Signature®	LUXE Hotels Visa Signature®
Annual fee	None	None
Rewards	Earn 5X points per $1 spent on VOILÀ Hotel brand stays, and 1X points on all other eligible purchases.	Earn 5X points per $1 spent on VOILÀ and LUXE Hotel brand stays, and 1X points on all other eligible purchases.
0% Intro APR	N/A	N/A

50% Bonus on VOILÀ Stays

VOILÀ Hotels Rewards Visa Signature® Cardholders also benefit from a potential 50% increase in points. After spending $10,000 on the card in any purchasing year, cardholders get an extra 50% points on eligible VOILÀ stays.

20,000 Bonus Points Introductory Offer

The VOILÀ Hotels Rewards Visa Signature® also comes with the same signup bonus as the LUXE Card. New accounts earn 20,000 bonus points after meeting minimum spending requirements in the first 90 days. That spending goal is $1,000, which is very achievable. That 20,000-point bonus is the equivalent to what a Silver member can earn with $1,300 spent at eligible properties. Additionally, spending the $1,000 needed to reach the bonus on VOILÀ stays earns upwards of 15,000 bonus points. This places the potential haul with the signup bonus at 35,000 points.

How to Redeem Rewards

Rewards points apply to the VOILÀ Rewards program. The program offers limited redemption options but does provide value for members. The most popular redemption method is staying with VOILÀ brands. Free nights start as low as 12,000 points, though there are restrictions with award nights. To redeem a free night, a VOILÀ Rewards member must have one eligible stay at a participating property within two years. This means that even though the 20,000-point signup bonus is enough for a free night, it isn’t redeemable right away.

Points are also redeemable for gift cards with select partners. These partners include airlines like Virgin, American Airlines, and Ethiopian Airlines, plus major retailers. Redemptions for gift cards start as low as 1,000 points, though members will find better value through stays.

Other Card Features

Commerce Bank Ratings

Here’s what the experts and the public have to say about Commerce Bank:

Should You Apply for the VOILÀ Hotel Rewards Visa Signature® Card?

The VOILÀ Hotel Rewards Visa Signature® Card is a quality option for those who prefer to stay at independent and boutique hotels. While the VOILÀ lacks properties in the sheer numbers of Hilton or Hyatt, it makes up for it in diversity and charm.

That’s not to say the VOILÀ portfolio is limited, however. There are more than 800 hotels worldwide – in over 80 countries. The card rewards VOILÀ Rewards members with an extra 5X points on eligible stays. Even with the base level of membership, that points-earning rate increases to 15X points per stay. And, since free nights start as low as 12,000 points, that’s an impressive tally. That tally is bolstered by the chance of attaining 20,000 bonus points for meeting a very modest spending target.

While awards require an eligible stay before redeeming, that’s not a big ask for VOILÀ enthusiasts. Overall, the VOILÀ Hotel Rewards Visa Signature® Card won’t offer the brand-specific perks that come from cards like the World of Hyatt Card credit card. It shouldn’t, however. Not only is the VOILÀ Hotel Rewards Visa Signature® Card a no-annual-fee card, but it caters to a niche audience. And it’s that audience that will benefit most from this quality offering from Commerce Bank.